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HDFC Bank Complaints & Reviews

2.9
Updated: Jan 28, 2026
Complaints 32943
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18420
Unresolved
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HDFC Bank reviews & complaints page 634

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P
PankajGuha3
from Kohima, Nagaland
Oct 19, 2019
Resolved
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Address: Rangapara, Sonitpur, Assam, 784505

I have clear all my dues agaist my credit card no [protected]. But after all clearing my dues agaist my card they are not updating their report to cibil. For which my cibil score is unable to improve. So for that what can i do. After the payments u should give the update to the cibil. If iam trying to contact their customer care but they are also not giving any respond.
Nov 22, 2019
Complaint marked as Resolved 
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Oct 22, 2019
HDFC Bank Customer Care's response
Dear Customer,

We note that you have sought clarification with regard to your credit card account. We request you to contact our Debt management officers at[protected] / 40372303 for further assistance in this regard.

-Nadia
HDFC Bank Customer Assistance
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    S
    Saariyah Khan
    from Bengaluru, Karnataka
    Oct 19, 2019
    Resolved
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    Resolved

    Address: CHIPPA MOHALLA BADA BAS, Ajmer, Rajasthan, 305901

    Sir
    I will transaction throught net banking payment in my a/c hdfc to other bank (Sbi) 17-oct -19 time 02:30 am something. Payment qty 10000 (Ten thousand rupees).
    But my friend not receive payment at present. Trans. Id no[protected]
    My friend name manish sharma. Payment debit already in my a/c
    So plz i humble request to plz check status & confirm to mail me.
    Payment transaction already time 24 hrs below
    My aa/c -[protected]
    Cus id[protected]
    City - beawar (Ajmer)
    My mail id - [protected]@gmail.com
    My phone no-[protected] [protected]
    Nov 24, 2019
    Complaint marked as Resolved 
    HDFC Bank customer support has been notified about the posted complaint.
    Verified Support
    Oct 23, 2019
    HDFC Bank Customer Care's response
    Dear Customer,

    We have checked our records and confirm that your fund transfer through IMPS was timed out due to technical issue at the Beneficiary bank end. The same will be credited in the Beneficiary account or refunded back to your account within 3-4 working days.

    If either does not happen please write to us at https://bit.ly/2Lzhyn3 providing the Beneficiary account statement from the transaction initiation date to ( today's date) or beneficiary bank's written confirmation stating non-receipt of payment, to check and assist you better in this regard. Please mention reference number TT[protected] for us to promptly respond to you via e-mail.

    -Zubin
    HDFC Bank Customer Assistance
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      vikassoni58
      from Delhi, Delhi
      Oct 19, 2019
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      Address: Loknathpuram, Chhatarpur, Chhatarpur, Madhya Pradesh, 471001

      Hello sir, this is vikas soni and my hdfc bank account no is [protected] and the branch is in chhatarpur mp.
      My account is a regular salary account where minimum balanced for my account is zero but they have deducted maintenance charge from my account not only for one month but for regular three months. I had given my complaint in chhatarpur hdfc branch 3-4 times and branch manager also spoken me that i'll get my full refund but after till now 3-4 months have gone and still i haven't received my refund which is rs 2130/- (710 x 3 months).
      So kindly help me to provide my refund as soon as possible..
      Total refund amount which has been deducted from my account is 2130/- rs.
      HDFC Bank customer support has been notified about the posted complaint.
      Oct 19, 2019
      Updated by vikassoni58
      Right now i'm only able to take print or copy of my account statement just after September and before september statements are not showing in my account..
      Verified Support
      Oct 23, 2019
      HDFC Bank Customer Care's response
      Dear Customer,

      We understand that our branch official Mr. Javed Khan has contacted you and addressed your queries. For further assistance, you may contact him on [protected].

      -Nadia
      HDFC Bank Customer Assistance
      Oct 31, 2019
      Updated by vikassoni58
      no satisfactory result, only replied that it will be refunded but when don't know. And this type of statement i'm listening from last 4 months where not any clear satisfaction..
      Nov 01, 2019
      Updated by vikassoni58
      yea thanks to revert Rs 1200/- but still Rs 930/- are remaining..
      Dec 05, 2019
      Updated by vikassoni58
      after one month the refund is pending and no any response..
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        S
        Sooryan Ddhdd
        from Bengaluru, Karnataka
        Oct 19, 2019
        Resolved
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        Resolved

        Address: Koyilandy, Kozhikode, Kerala, 673305

        I ordered a mi led tv through amazone by a emi (Hdfc debit card [protected]) emi loan no [protected] and i received my item.. And the letter about the loan is handed
        . Then 2 days later i got a letter from hdfc bank about an another emi debit card loan no [protected] for rs 22999. I purchased a mi tv by the loan no [protected] only. Kindly let me know about the second loan
        Nov 24, 2019
        Complaint marked as Resolved 
        HDFC Bank customer support has been notified about the posted complaint.
        Verified Support
        Oct 23, 2019
        HDFC Bank Customer Care's response
        Dear Customer,

        We request you to share the copy of letter received by you on grievance.[protected]@hdfcbank.com for further investigation.

        -Zubin
        HDFC Bank Customer Assistance
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          A
          adrick
          from Delhi, Delhi
          Oct 19, 2019
          Resolved
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          Resolved

          Address: 201301

          Hi.. I am holding a policy with me with complaint no. 4936d.

          It was sold tome by false commitments by mr akash so called their executive whose number is; [protected].
          He committed that hdfc will give us loan of rs 1400000 on behalf of the policy but for that we have to buy it and hold it for some time.

          Later on everything was found fraud and he changed his number. I request you please refund whatever amount is possible as i have paid 70000.
          I am suffering from kidney failure i need money for treatment.
          Nov 22, 2019
          Complaint marked as Resolved 
          HDFC Life customer support has been notified about the posted complaint.
          Verified Support
          Oct 22, 2019
          HDFC Life Customer Care's response
          Hi, kindly inform the customer to address any unresolved concern of policyholder kindly inform the policyholder to write to us at [protected]@hdfclife.com from registered email id.
          please contact me [protected]
          Hdfc life declined my fathers claim under policy no 21049504 name of abdul rasheed hajam on the bases of occupation but my father was working as fruit grower so kindly solve the issue.
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            K
            Kaushal271188
            from Ahmedabad, Gujarat
            Oct 19, 2019
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            Address: Ahmedabad, Gujarat, 382350

            I have done transaction using phonepe application and transfer money for medicine, amount is debited from my account, and other party doesn't upi account, so did not get the money online.

            I have talked with customer care on phonepe but they suggest to complaint on your bank to do the further money back.

            My transaction details is defined below, please check once and reply me asap,

            Phonepe app trans. Id : p1910111922527388724510
            Bank tran. Id : ubin[protected]
            +1 photos
            HDFC Bank customer support has been notified about the posted complaint.
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              A
              addy4u2005
              from Jaipur, Rajasthan
              Oct 19, 2019
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              Address: 110051

              Dear team,

              I am trying and calling from past 2 months for updating my mobile number in my account so that i can login and recharge my account but i am not getting response from them.

              I also mailed the same complaint on fastag. [protected]@insolutionsglobal.com
              But they are saying they have not received the mail. Frustated from the response of customer care.

              Regards
              Aditya
              [protected]
              +1 photos
              Oct 30, 2019
              Updated by addy4u2005
              No response
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                S
                Sreekanth Reddy Baddigam
                from Delhi, Delhi
                Oct 18, 2019
                Resolved
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                Resolved

                Address: Hyderabad, Andhra Pradesh, 500016

                I, Sreekanth Baddigam, a HDFC bank credit card holder. The bank has auto debited Rs. 1399+GST from my credit card number ending with 7167 without my concern on date:30/10/2019. This was repeating since 3 years continuously and it has auto debited from credit card even after I cancelled the policy twice before. I am not at all interested about this membership/service and don't want this membership any more in future as well. So cancel the membership as soon as possible and refund the debited amount of Rs.1399 + GST as soon as possible.

                OneAssist Recent complaint Number: 4839911
                Name :- Sreekanth Reddy BADDIGAM
                Registered EMail: sreekanthreddy.[protected]@gmail.com
                Credit Card Number Ending :- 7167
                +2 photos
                Aug 7, 2021
                Complaint marked as Resolved 
                HDFC Bank customer support has been notified about the posted complaint.
                Dear Sreekanth,

                Greetings from OneAssist!!!

                We are sorry to see you go.

                We have forwarded your details to our team and you should expect a call within 24 hours. Please note that OneAssist will never ask for your Card CVV details or OTP for membership cancellation or for processing refund.

                We would also like to advise you to delete all the personal details posted in your complaint, as the information provided on this site can be viewed publicly and can also be misused.

                Future communications will be done on your registered email id. We request you to write to us at our registered email id which is [protected]@oneassist.in in case of any query.

                We appreciate your patience in the interim.

                Regards

                Team OneAssist
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                  A
                  Ankurs497
                  from Mumbai, Maharashtra
                  Oct 18, 2019
                  Resolved
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                  Resolved

                  Address: Pune, Maharashtra, 411045

                  I have been in touch with rm for past 3 months to get my credir card application submitted, and i am told everyday that the person will be coming today itself.
                  Rm is constantly unavailable currently. So i have raised complaint for same also. After rm assignment, i dropped a mail requesting her to contact me, which was her responsibility in first place. An application was submitted by me, which was not uploaded in system for 3 weeks. It was uploaded after i called to know the status. 2 weeks after that, when i called again i came to know that the application was rejected due to sign mismatch. Who's responsibility is it communicate?
                  Now for 3 weeks, after 10s of calls, no communication with credit card team.
                  Rm has been of no help, which was just to get a poc from card team, and have someone collect docs from me. My experience has been that these guys won't move a muscle unless customer rings that 100 times, and then may move a muscle.
                  Frustrated so much now that i am closing my accounts with hdfc the first day the bank opens now.
                  Nov 23, 2019
                  Complaint marked as Resolved 
                  HDFC Bank customer support has been notified about the posted complaint.
                  Verified Support
                  Oct 20, 2019
                  HDFC Bank Customer Care's response
                  Dear Customer,

                  We are working on your concern vide Ref ID:[protected] and will revert to you within 2 working days.

                  -Zubin
                  HDFC Bank Customer Assistance
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                    P
                    Pradip Kumar Panda
                    from Mumbai, Maharashtra
                    Oct 18, 2019
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                    Address: Baraflat, 594,sidghora, jamshedpur, Jharkhand, 831009, East Singhbhum, Jharkhand

                    Dear sir, my credit card was returned due to wrong address. Now my address updated. Pls tell me how can I get my credit card? So many time I tried to contact credit card customer service number but contact not complied. Pls suggest me how can get credit card?
                    HDFC Bank customer support has been notified about the posted complaint.
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                      S
                      Sharwanyadav902412
                      from Jaipur, Rajasthan
                      Oct 18, 2019
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                      amazon refund not received

                      Address: Chomu,jaipur

                      I have pay electricity bill on amazon but it was unsuccessful they have refunded money to bank which was debited from my debit card. I also received message on amazon that - my refund on hdfc bank debit/atm card ending 3925 for rs. 1234.00 has been credited/reversed by amazon on[protected]". But till now i didn't received money in my bank account in a month
                      My bank account number is [protected]
                      Please solve this matter or contact...
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                      M
                      Mr..Rajput
                      from Mumbai, Maharashtra
                      Oct 18, 2019
                      Resolved
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                      Resolved

                      Return request for hrx by hrithik roshan women navy blue hooded active sweatshirt (Return no. : [protected]) has been not came yet... Refund of rs. 796.95 has been initiated in my bank account not yet... It's about 15 day's that's is 2 week... Till 3 oct 2019. Plz be fast as possible... Solve my problem... It's about to late... So plz solve my issue regarding this
                      Nov 18, 2019
                      Complaint marked as Resolved 
                      HDFC Bank customer support has been notified about the posted complaint.
                      Verified Support
                      Oct 18, 2019
                      HDFC Bank Customer Care's response
                      Dear Customer,

                      Thanks for writing to us. We are happy to help. Click on https://bit.ly/2Lzhyn3 to share the required details. Please mention reference number TT[protected] for us to promptly respond to you via e-mail.

                      -Anay
                      HDFC Bank Customer Assistance
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                        OM DIAMOND
                        from Surat, Gujarat
                        Oct 18, 2019
                        Resolved
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                        Resolved

                        Address: silver palace,utran,surat, Surat, Gujarat, 394105

                        Dear sir

                        I have get two-wheeler loan no. Through centurion bank ring road branch. And my two-wheeler no. Gj-05-fa-9739. Completed the two-wheeler loan, after completion of my loan i have received the original rc book from bankers. That time they have told me noc send through by courier but till now i have not receive the noc. Please send to me noc

                        We need the noc how to proceed further

                        With regards
                        Nov 22, 2019
                        Complaint marked as Resolved 
                        HDFC Bank customer support has been notified about the posted complaint.
                        Verified Support
                        Oct 19, 2019
                        HDFC Bank Customer Care's response
                        Dear Customer,

                        We request you to click on the below link and visit the nearest retails loan service center (RLSC) for further assistance in this regard: https://bit.ly/2Bmw0rj

                        -Nadia
                        HDFC Bank Customer Assistance
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                          Ludhianv
                          from Mumbai, Maharashtra
                          Oct 18, 2019
                          Resolved
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                          Resolved

                          Address: Gill, ludhiana, Ludhiana, Punjab

                          Good morning respected faulty. The hdfc bank has put hold my fund of rs17.70 as mirirevenue hold through gefu. I want to know why my fund to be hold through gefu and before it hdfc debit my fund of 563rs from my account. I want to know particular reason to debit my funds.
                          Ac. No-[protected]
                          I request u to please refund my money in my account as soon as poosible. I hope u will act upon my that request
                          Yours faithfully
                          Kulwinder singh
                          +1 photos
                          Nov 24, 2019
                          Complaint marked as Resolved 
                          HDFC Bank customer support has been notified about the posted complaint.
                          Verified Support
                          Oct 19, 2019
                          HDFC Bank Customer Care's response
                          Dear Customer,

                          The deduction from your account is annual fee deducted towards your debit card. You may visit below URL in order to know about features, benefits and service charges of this debit card;

                          https://bit.ly/35Lxc5v

                          Further, the amount marked on hold is pending charge against the insta alert facility availed by you.

                          Effective 1st April 2013, customer's registered for InstaAlerts service with 'SMS' facility, would be charged as follows:

                          Salary/Savings Account: Rs. 15/- per quarter
                          Current Account: Rs. 25/- per quarter

                          Additional Information:

                          Customers who are registered only for 'Email' alerts facility for receiving InstaAlerts will not be charged.

                          Debit/Credit Card Transaction alerts sent as per regulatory guidelines and NetBanking transaction alerts do not form part of InstaAlert Service.

                          Customers who are not registered for InstaAlert service will continue to get these alerts free of charge.

                          All fees and charges mentioned above will attract Goods and Services Tax (GST) @18%

                          -Nadia
                          HDFC Bank Customer Assistance
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                            Kriti Dwivedi
                            from Bengaluru, Karnataka
                            Oct 18, 2019
                            Resolved
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                            Resolved

                            Address: Bangalore, Karnataka

                            I had issued a credit card request one month back and next day documents had been collected from me. Since then every week some or the other additional documents are required by them. It seems they just can't get it right the first time. It is annoying and irritating as the purpose for which i required the credit card was quite urgent but hdfc has no respect for that.
                            Nov 27, 2019
                            Complaint marked as Resolved 
                            HDFC Bank customer support has been notified about the posted complaint.
                            Verified Support
                            Oct 18, 2019
                            HDFC Bank Customer Care's response
                            Dear Customer,

                            We sincerely regret the inconvenience caused. This is not the experience we want you to have. At HDFC Bank, it's our endeavor to understand your needs and provide you with the highest level of service. Please click on https://bit.ly/2Lzhyn3 and share your Card Application No., along with the mobile number & email ID with the complete concern. Please mention reference number TT[protected] along with the requested details for us to help you with the solution.

                            -Anay
                            HDFC Bank Customer Assistance
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                              Ragav Y
                              from Mumbai, Maharashtra
                              Oct 18, 2019
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                              Address: 600095

                              I was sold an hdfc regalia first credit card on the pretext that it was a lifetime free card by an phone agent (Ms. Sathya). She insisted that i won't have to register for smartpay or any such thing, that i automatically qualified for the lifetime free offer. After i received the card i came to know that it wasn't and that i should register for smartpay to convert it to a lifetime free card. I escalated the issue but the escalation team neither confirmed that there was a fault at their end nor that my grievance will be resolved. I was just told that i have to register for smartpay, otherwise it will be a regular card. I further escalated it to the grievance addressal officer mr. Manikandan and he basically parrotted the same thing that i was told by the escalation team - "the agent did not lie to me during the application of the credit card, but that i have to register for smartpay to qualify for the lifetime free card."

                              There is a huge internal contradiction here but no amount of going back and forth with these people is bringing this to light.

                              Full details:-

                              On the 28th of july i filled out an online form on the hdfc website to express interest in purchasing a credit card. I got several calls from many hdfc agents and one agent by the name mrs. Satya helped me with filling the online application. I had specifically asked that i want a lifetime free card and she asked my customer id and verified over the phone that i am eligible to receive the lifetime free card. Upon persistent reassurance, i was convinced that i was getting a lifetime free card even though the online application form mentioned that i would need to apply for an offer to be eligible for the lifetime free card. Mrs. Satya assured that anyone registering for the card via the online form is eligible for a lifetime free card. Based on her verbal reassurance i bought the card and it was e-approved the next day and i received the card by courier on the 4th of august.

                              I emailed the customer service to verify if my card was indeed lifetime free card and i was told by the cs executive via email (Ref # [protected]) that my card is only a first-year free card and that i would need to fill out an offer in order to be eligible for the lifetime free card. On the phone, mrs. Satya had explicitly stated that i wouldn't need to fill out an offer to be eligible. I had escalated this issue further and on 6th august i spoke to mrs. Roshini from the escalation team and she said she had initiated an inquiry into this and i would be updated via sms about the status of this inquiry. After several days i got a call from mr. Balaji who claimed to be satya's senior and wanted to know more about this issue. He assured me that mrs. Satya was not wrong in stating that i was eligible for a lifetime free card and that indeed i was, but there was an issue in the backend and that he has emailed to have it fixed. I was told by him that he will get back to me with updates once they process it. But i never heard anything from him. Meanwhile, there was an email inquiry with the escalation team where mrs. Bhavana kept assuring me that i do not qualify for a lifetime free card and that i will have to complete an offer to be eligible. This contradiction between the escalation team and mr. Balaji is went on for a month and ended up never getting resolved. I cannot get all of them to be on the same page. No one seems to admit what's going on. I would like a logical resolution to this confusion and internal contradiction within the hdfc credit card team.

                              So i emailed the grievance addressal officer, mr. Manikandan with all the details. I even sent the phone recordings i've shared below here. I got the exact same response i got from the escalation team - which is that they've conducted a thorough investigation but there was no fault at their end and that i do not qualify for the lifetime free card unless i sign up for smartpay.

                              How can they not have lied about me qualifying for a lifetime free card and still i did not end up having a lifetime free card? I could never get a sensible resolution to this. I have been going back and forth with their team for the past 2.5 months now.

                              For reference, i'm providing these recordings of phone conversations with mr. Balaji:-
                              The first call made by mr. Balaji at 10:23 am on 08/08/2019 - https://clyp.it/h5o1pldr?token=4b51636cc7ecdd922adb170ea566d478
                              Then, the next day at 10:38 am on 09/08/2019, i called him - https://clyp.it/it5pwi1p?token=773463f839a1bc86c[protected]d5eef

                              Additional details:-
                              1) phone numbers - mrs. Satya, hdfc credit card agent (Phone - 99*85) and mr. Balaji, senior to mrs. Satya in the same department (Phone - 89*36)
                              2) complaint ref # with the escalation team - [protected], handled by mrs. Bhavana.
                              3) complaint ref # with the grievance addressal officer, mr. Manikandan - #[protected]
                              4) i have also raised a complaint regarding this with https://consumerhelpline.gov.in with all the details (Grievance # 1568890)
                              HDFC Bank customer support has been notified about the posted complaint.
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                                Mustakim Malik
                                from Delhi, Delhi
                                Oct 18, 2019
                                Resolved
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                                Resolved

                                Address: 21c faridabad harayana, Faridabad, Haryana, 121001

                                I have a account with hdfc bank ac no - [protected]
                                With is going rapidly in negative i do not want to use this account any more kindy close my bank account immegetily om priority’s bases
                                Iam not using this bank account for a long time because iam in solvent i cant pay it by hook or crook but
                                They are increasing the negative balance eliaer it was 1750 now its 4500 something kindly plz close my account on urgent bases
                                +1 photos
                                Nov 24, 2019
                                Complaint marked as Resolved 
                                HDFC Bank customer support has been notified about the posted complaint.
                                Verified Support
                                Oct 18, 2019
                                HDFC Bank Customer Care's response
                                Dear Customer,

                                We would like to inform you that there is a outstanding charges [AMB, ACH return charges etc...] on your account to be recovered.

                                Hence we request you to maintain a sufficient balance in your savings account or transfer the same so that the charges can be recovered.

                                For further assistance on your outstanding charges we request you to visit your account branch.

                                -Nadia
                                HDFC Bank Customer Assistance
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                                  humerafatima
                                  from Gudur, Telangana
                                  Oct 17, 2019
                                  Resolved
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                                  Resolved

                                  Address: 500023

                                  Dear credit team/ consumer team,

                                  Good evening!

                                  I'm writing this mail in connection to my credit balance of card number [protected].in spite, of deducting due amount i. e 27, 000 from my main account of hdfc sending me miserable messages that again in the next month they will be deducting rs. 5402 as minimum due.

                                  Though the amount has been deducted from my main account and till now they have not release my account from the hold state.

                                  This is a terrible experience and service i'm receiving from hdfc team.

                                  I request you to clear the amount from my credit statement as i have already did the payment and remove from the hold state. they are deducting amount twice.

                                  Hdfc team is giving me tough time and destroying my health.

                                  If not done i'm prepared to take my complaint to the higher authorities.

                                  I look forward to hearing from you at the earliest.

                                  Yours faithfully,

                                  Humera fatima
                                  Nov 21, 2019
                                  Complaint marked as Resolved 
                                  HDFC Bank customer support has been notified about the posted complaint.
                                  Verified Support
                                  Oct 18, 2019
                                  HDFC Bank Customer Care's response
                                  Dear Customer,

                                  We have taken note of your comments expressed with regard to your credit card, you may look forward to receiving a response to your e-mail id in 3 working days. The reference number for this interaction is[protected].

                                  -Zubin
                                  HDFC Bank Customer Assistance
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                                    V
                                    Vamsi Nalam
                                    from Ponnur, Andhra Pradesh
                                    Oct 17, 2019
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                                    Dear Sir,
                                    Kindly please provide the solution for looting charges without any kind of intimation, I opened my account in September month but they looted money for instant alerts for July to September... kindly do justice for me
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                                      K
                                      km chhipa
                                      from Delhi, Delhi
                                      Oct 17, 2019
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                                      Address: 214 SUBHASH COLONY SANGANER 302029 JAIPUR, Jaipur, Rajasthan, 302029

                                      Dear sir, We hv been sanctioned a two wheeler loan for Hero Honda mc vide regn No RJ 14 Sy 1701 dated 14.08.2007 by The Centurion bank of punjab ltd jaipur and these loan has been fully paid File not given to us and till date we hv not recd NOC

                                      We request you to kindly arrange to Issue us the NOC of the said vehicle at the earliest
                                      We will highly oblige to you

                                      THANKS AND REGARDS
                                      KEDAR MAL CHHIPA
                                      214 SUBHASH COLONY SANGANER 302029 JAIPUR
                                      [protected]
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                                      HDFC Bank customer support has been notified about the posted complaint.
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