HDFC Bank Complaints & Reviews

I have a salary account with hdfc bank. I have started with sip in mutual funds (NJ wealth) using auto-pay option. But i didn't have sufficient balance in sip date so i have been charged ach debit return charges of rs 2200 is deducted from my account

I have called customer care and they told me that this amount is deducted because of payment bounce.

I have never been informed that this would be charged due to lack of funds. What are these charges for! Why are they so high. It is not a debt i have to pay. It is sip. How can you inculcate habit of regular savings if you penalize so harshly for not having balance.

Hdfc bank has to return this money. There was no intimation from the bank on the consequences of not keeping sip amount in account.

Please help me resolve this. People are losing trust in public banks and now these banks also!!!. Although it doesn't make a difference to hdfc bank for sure, but i will close my account if it is not returned. If auto debiting is a service you provide as a bank, then it is your duty to inform me of the charges for the same. Heights of fraud. You must give me a warning that if funds are insufficient, you will be charged. Nothing was there.

Please please help me resolve this and return my money.

HAB CHGS INC GST APR-SEP2022-MIR[protected]
Im hdfc bank holder on my account about 1060 Rs. is deducted for unknown reason this very ridiculous i want my money back or else i will with another bank really unsatisfied with hdfc bank services i also called customer care but they didn't answering me what is this for. Please give my money back

Sumit Kumar
Ac - [protected]
Bank branch - City Pundri District Kaithal Haryana
Contact No. [protected]

In 2016, i took a home loan from L&T finance and I was mandated to buy a term insurance from HDFC life. I submitted the DD of Rs. 60000 issued from ICICI bank to loan officer. However, I have not received policy and later in nov 2021, i received the communication from ICICI bank that the DD amount is unclaimed. To claim the amount I need a NOC from HDFC life. In March 2022, I submitted the letter issued by ICICi Bank regarding the details of the DD and proof that it was issued to HDFC Life to HDFC life Goregaon branch. However, I have still not received any NOC from them and it is not even updated, everytime I get the same response.

In 2016, I took a home loan from L&T finance, where I was informed to buy a term policy from HDFC life as a package deal. I submitted DD issued by ICICI Bank of Rs.60000 to the agent. However, did not receive any policy and later in nov 2021, I got the message from ICICI bank that the DD is unclaimed & I need to produce NOC from HDFC life to claim this money back. In March 2022, I submitted letter to HDFC life Goregaon branch issued by ICICI Bank regarding the details of DD. I have requested for NOC from HDFC life, but not getting any update from them and also have not received any NOC.

Got a call from HDFC they aske to pay 1500 rs for interview and after aptitude and HR interview they asked me to pay 7500 rs I told them I will not pay but she told me to talk to HR, when I refuse to pay she told this company is not a joke, your file update to senior. When I told her it's also not joke to pay you for the verification, she threaten me and told me that wait for 45 days, I ask her for what she is not replying. Please take some action against this. And resolve my problem.

There is complaint of deduction of EMI 2 times on a same month
Yesterday and today.
Kindly refund the amount after considering single time EMI payment alone

I did the payment of Rs 1769.75 for service charge. But still it is on hold. Please clear my hold balance.

There is ongoing complaint with HDFC since Aug 2022 that I had mistakenly used my Credit card to withdraw money for amount 2000 from ATM which didn't withdraw and I received the charges in my statement for 2000 withdrawal amount and 500 withdrawal charges

Now the scenario here is I have HDFC savings + Credit card
Credit card is already disabled for any ATM withdrawals for security reasons from the start by me

Yet there is no common sense in this people and yet they are not able to resolve a simple query that a Card which is disabled for ATM withdrawals can't withdraw money still they are disputing back with proof as if they don't have any records in there end.

Already escalated to Grevience team yet they still not able to get any details.

Date of incident attached proof

I have taken an Jumbo load (540000 Rs\-) against my credit card on March 2022 and now i am planning to pre close the loan.

With help of customer care i have taken loan and before taking they said there is no pre closer charges, and now when i am planning to pre close they are saying Need to pay Pre closer charges, Loan GST amount, Loan Interest amount which they never said such kind during the loan processing .

I...

Hii Sir'
मेरे 1478 रुपये एक बार काटे
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चेक करा तो Amb चार्ज लगा ना कोई sms ना कोई कॉल

नाम शकील अहमद

Hi HDFC Bank,

Again and again i am getting calls, Inspite of insisting HDFC Bank not to trouble me for personal loan I am still getting the calls. I am once again requesting you not to call and Harass me for any personal loan. I am sharing you the details below from the number I received the call.

Hope you will understand and stop calling me in future.

The number on which the call was received----[protected]
▪️ Date and Time of the call--03/11/2022 at 10:37 AM
▪️ Caller’s Number / Number from which the call was received---[protected]
▪️ A product which was marketed during the call--Personal Loan

Hello sir,

This is in reference to the transaction made in my account under the header of depository charges; without any intimidation by the hdfc bank.

Kindly be informed that an amount of rs 796.31/- was deducted from my savings/salary account on 3rd nav 2022 under the name of depository charges

Initially when we did not have demat account they forced us to create one without intimating us that they are going to charge annual fees and i received the call earlier from customer care i also speak him deny of this service. Now all of a sudden they have charged rs 796.31/-.. This is very bad and disappointing. And i have never used the demat account till now.. If i call the customer care they will not have answers. And they will not communicate that they are charging.

Please do the needful as earliest.

Merchant has made the refund transaction but I have not received it yet, it's been 15 days. Please look into this.

Hume blackmail kiya gaya aur apke bank me uska account hai.jisme Maine paise diye
Barcode niche bhej raha hu
Thanks sir

My card was charged 4342.70 INR on Oct 26th which is converted to emi with the emi charges of 199 INR. This wasn't initiated by me. I got a email from termloans.creditcard.com saying there was emi on your card. I ignored thinking its scam unless I noticed this transaction on my credit card summary on net banking. I raised complain on Facebook even called them and they are just giving scripted answers and more over adamant that the transaction was made on amazon when the transaction is named OFFUS. I see this transaction is posted as OFFUS transaction and loan type is OFF which is really fishy. I checked online and noticed it's already a known issue with hdfc credit card

My credit card is showing a charge: offus emi 2212 and additional charges 229 automatically i didn't do anything so no please solve the issue and remove that emi i also tried to contact care but they didn't help me with this issue now what to do

Hi Team,

I am Naveen.K from tiruppur.

Account no: [protected]
IFSC code : HDFC0009639
Branch code :9639
Branch Name : Peelmedu, coimbatore.
Branch address : HDFC BANK LTD.
NO 6 MK PALAYAM ROAD,
PEELAMEDU.
COIMBATORE-641004

This bank account has been charged RS.5534.02 without any prior notice
due to non-minimum funds. thIS Debit regANow I have maintained a minimum monthly balance.

Besides that I am doing EMI transactions in this account.
I have register the complaint in hdfc support they are not give proper response and reply.
Stiil now my complaint was pending .
Note this my CASE ID :22328665

It's been more than a month now it is showing as unhold.

I have not received any sms nor any communication regarding the same.

Kindly unhold and refund the amount for my bank account it ASAP.

My credit card is showing a charge: offus emi,
for INR 4541.70 and it is converted to emi for which there is charges of 199 INR. I haven't heard name OFFUS and this was not initiated by me. When I looked up on internet, I see that it's a known issue for all the customers of HDFC Bank, HDFC bank still haven't resolved it. SCAMMERS!!!

I want it to be reversed as early as possible and the emi loan has to be closed

Hi HDFC Bank,

My name is Rinu Thomas. My account number is [protected]. This was my salary account and now I am not using it as a salary credit account. I have been settled in London for the last 6 months and am having some issues with this account now. Amount 29.5 is getting deducted and I don't have any idea about this. This is very bad and unprofessionalism as a reputed worldwide bank shouldn't be doing this. Request to reverse the charges. I am having 2 loans with you so that I am keeping this account. If things are happening the same and I am debiting hidden charges, I should transfer my loan to another bank which leads me to close an account with you. Also you are holding an amount of 29236 rupees for something I couldn't understand. I need that money back in my account as well. I tried many times to connect with you and did not find a solution. As I am abroad I send my siblings to the bank. but the bank said they do not know the proper reason and they asked me to come to India which is hard on these days.

Only after I get a solution from your side, I can add my loan amounts every month. Do something immediately or else I should think of having an account with you. Also I should say HDFC has a bad connection with people who live abroad.

Thank you

I maid a transaction of approx 9500 using credit card, and used the EMI option. Now this amount was debited from my card, and I repaid the whole amount in same day.

Now, after some days they add this extra same amount in my card, convert it as an EMI and expect me to pay the same amount again. Outrageous.