HDFC Bank Complaints & Reviews

I had made a transaction (Imps transfer of rs.6400) in one account, the error showing is host offline / issuer node offline. The transaction was made on 2nd of april & yet money has not returned back. Reading other complaints i had waited for so many days but yet even after a week there is no clue of money returning.
When will i get my money back?...

I CLOSED the car loan I had on the 4th of April 2019. Normally the emi is paid as auto debit from my savings account with HDFC. My account was debited this month too and when I check with the bank, they say it will take 7 working days to credit that amount back. Am not able to understand the delay and my account has been blocked which is even worse. Need to stop this arrogance shown by the banks

Good day. I'm arunkumar. I have applied for credit card through net banking.
Application no : [protected]vy, address verification is completed but i can't track the application status. When tracked through hdfc credit card application tracker, i'm getting status not found error.

Please share my credit card application number and current status??

My name is Ravinder Singh and my HDFC credit card ending with 3562.
HDFC credit card marked lien on my account without my knowledge and now I am facing lots of problem in my financial life as this is only my account where I got payments.

I met with an accident in December month 2018 and I was unable to go to work for last 3 months and all my saving gone to recover myself, repairing the car, car EMI and Jumbo loan EMI and I was not in the condition to pay my credit card bill.

Now I start going to work and this month and I want to pay my credit card’s January bill but credit card recovery department blocked my credit card as well as my bank account and I am having very hard time.

I had a word with recovery team and I promised to pay 14600/- to continue my card but how can I pay that amount when they blocked my Bank account.

Request you to please unblock my bank account so I can pay my credit card minimum bill. I don’t have much fund in my account to pay all due.
Hope you understand my problem and help me out.

I have an hdfc edc machine tid no. 28070408 at my pump m/s ch. Taleram filling station. From starting 7-10-18 to till now you have deducted total rs. 5336/-. At the time of edc installation you have promised me that you will charge only annual charges of machine. Now you are requested that after deducted annual charges please reimburse me my balance amount.

Please send me a Copy of the "NO OBJECTION CERTIFICATE" for the Settlement that was done on my HDFC Bank Credit Card# ([protected])

In spite of my full payment of the amount, i have not received my noc. Neither my account is updated in cibil as settled. It still shows as overdue/ active status. Kindly do the needful and please issue my noc.

Even I visited[protected] hdfc credit card office near Tank Bund Road after taking the compliant till no reply the staff were so rude for asking Genuine questions regarding the documents.

Every time i do my payment transections are getting failed with the notification as "Payment Authorization failed". i have tried to reach PAYZAPP customer care no [protected], which is busy on 24x7 ans also complained through customer email id [protected]@payzapp.in twice since last two week and they shared a link to raise complaint online (complaint raised twice) but the issue is not resolved yet.

On 28th of november we purchased a lg washing machine and opted for consumer durable loan to avail 5% of cashback that is 1300 and even after paying 4emi the cashback is not given.
Even the consumer durable loan number given is not responding even after waiting for 20 long minutes for the call to be connected.
This is very disappointing behaviour from hdfc bank department.
I[censored] can’t respond and keep ur promise never offer the cashback.

Sir, my self mamta prasad i'm account holder of hdfc bank my account no is
([protected]) my customer id is 73142456.in my sb account emi debit aoutopay one biseness loan one person loan and two credit card again jumbo loan
But my account is blocked by hdfc bank side i'm many more mailing to bank and branch to unblock my account because if emi is bouncing then my civil sckore is down and extra interest added to my emi so why i'm troubles to this kind of thing please do something sir..

I am a hdfc bank credit card holder. The bank has auto debited rs. 1399/- from my credit card number ending with 2953. I am not interested about this service and don't want this membership any more. So cancel the membership and refund this debited amount of rs.1399/-

Oneassist relationship number : 6410238
Name :- kumar h k
Mobile no. :- [protected]
Credit card number ending :- 2953

How hdfc block customers, see by mail transaction first they committed to change roi then they simply refuse also stick stickers on my door when i was in contact with hdfc employee, then ask more money on mail, in advocate notice amount changes, simply harassment
_
Mr raut,

There is no as such pure fix rate which you are asking about, currently the fix rate is only applicable for 2 years and not more than that, that too for new borrowers who are availing loans now.

The loan product which you have taken is pure variable loan, the loan agreement also states the same. The fix rate which you are asking about is not available as of now as confirmed with seniors.

Thanks & regards

Kiran nikade i hdfc limited |

Don't forget to submit: interest cheque at every disbursement| income source at every prepayment | ecs for every loan account.

From: nitin raut
To: kiran nikade,
Date: 20/03/2019 05:11 pm
Subject: re: fw: re: about my home loan roi at fix rate from fluctuating roi (Loan no[protected]

Dear kiran sir,

Thanks for real fast reply first time from your side, i am not willful defaulter, as i manage money to pay emi at very difficult level, thanking ones again for your revert,
Just let me know what fix interest rate will applied to me, what will be my principal amount and my numbers of emi (If i will pay emi of 40000/- per month) after paying balance amount,
What will be the chargers for same to do in fix roi
‘
And what about i have paid last emi, one thing more all of your executive and officers told me we will do to fix rate of interest last time when i have paid my balance amount in march 2018 with all charges, and after paying they reject that there is no concept of change of interest to fix roi, also asked to give proof for this to me that show me that we have given you in return.

So now i think that i have right person to solve my issue kindly help and provide details for same.

Regards
Nitin r raut

Sent from mail for windows 10

From: kiran nikade
Sent: wednesday, march 20, 2019 3:10:40 pm
To: [protected]@hotmail.com
Cc: santosh mani
Subject: re: fw: re: about my home loan roi at fix rate from fluctuating roi (Loan no[protected]

Mr raut,

You have availed adjustable rate home loan, rate of interest changed as per retail prime lending rate (Rplr).

We have discussed this before also on the same, if at all you want to convert your roi in fix rate you have to clear arrears which are in 7 months outstanding.

Total dues o/s as on date is rs. 301018/-

Thanks & regards

Kiran nikade i hdfc limited |

Don't forget to submit: interest cheque at every disbursement| income source at every prepayment | ecs for every loan account.

From: recovery helpline poona/recovery/poona/hdfc
To: santosh mani/wakdewadi/poona/[protected]@hdfc, kiran nikade/poona/[protected]@hdfc,
Date: 20/03/2019 02:44 pm
Subject: fw: re: about my home loan roi at fix rate from fluctuating roi (Loan no[protected]

Regards

Hdfc ltd
[protected]

— forwarded by recovery helpline poona/recovery/poona/hdfc on 03/20/2019 02:40pm —
To: "[protected]@hdfc.com"
From: nitin raut
Date: 03/20/2019 11:09am
Subject: re: about my home loan roi at fix rate from fluctuating roi (Loan no[protected]


Sent from mail for windows 10

From: nitin raut
Sent: friday, march 15, 2019 3:33 pm
To: [protected]@hdfc.com; [protected]@hdfc.com
Subject: about my home loan roi at fix rate from fluctuating roi (Loan no[protected]

To,
The manager
Reco helpline poona,

Respected sir / mam,

Myself nitin raut holding loan with u as loan account number[protected], as per subject i cannot afford foalting interest rate to my account, in every 2 to 3 months its not possible to pay extra amount and reset my roi, by this letter i am requesting you to reset my account to fix roi monthly, as i have started to end this account as early as possible the roi changes, and again 1 to 2 emi get added to account in every three months, as i have paid near by 1000000+ to this account, with all charges and penalty, but the outstanding comes to loan amount taken from starting,

Kindly resolve my issue and reset my account so i can pay my emi regular, its taken me to harassment level again and again, if you take one step forward and try to reslove my problem, severally there will no bounces of emi,

Looking forward for good revert from your side, so i will try to clear my account,, in revert of same issue resolved by you.

Revert for same

Nitin r raut
[protected]

Sent from mail for windows 10

To,
The manager,
Hdfc reco helpline pune,

As per above mail i have requested you to solve my problem about my account, mail send on march 15 2019, to mail id [protected]@hdfc.com,
In revert you have send me notice for recovery of pending emi, in thought from your side your are pressuring me for emi either solving my problem first and so non
Revert to my mail for same issue, as considering you want to take me court in short as i am willing to pay my balance amount in reference for issue solved by u,
So as your executive call by number [protected] and said will give proof of account in court where your paid money has been transferred to interest account.
As i have written in last mail that i have paid near by 100000.00 (Ten lakh near by) to account but my remaining balance comes to my loan taken amount

Revert
For same

Nitin r raut
[protected]
_

Advocate notice
To,

1. Mrs raut tarka nitin
Address:-
A. Flat no 302, 3rd floor, rutugandh wing b, plot no2, s. No.69/1/1, talegaon dabhade, near indrayani mahavidyalay, talegaon chakan road, talegaon dabade - 410506.
B. Raut tarka nitin, sasoon general hospital, staff nurse, operation theater.
C. Flat-no-2, plot no 6, kamal-kunj, shiv-prashad hsg so, panmala, opp to bank of baroda, opp to bank of baroda, pune – 410005.

2. Raut nitin rajendra
Address:-
A. Flat no 302, 3rd floor, rutugandh wing b, plot no2, s. No.69/1/1, talegaon dabhade, near indrayani mahavidyalay, talegaon chakan road, talegaon dabade - 410506.
B. Flat-no-2 plot no 6, kamal-kunj, shiv-prashad hsg so, panmala, opp to bank of baroda, opp to bank of baroda, pune - 410005

Madam/sir’s,

I have been instructed by my client housing development finance corporation limited (Hdfc ltd) a company registered under the companies act, 1956 and having its registered office at: ramon house, h t parekh marg, 169, backbay reclamation, churchgate, mumbai-400020 and also having its area office amongst other places at office no. 7 and 8, fifth floor, godrej eternia c, wing-b, wakdewadi, shivajinagar, pune-411005, to issue this notice to you as follows.

1. My client states that, no. 1 of you is the borrower and no. 2 is the co-borrower of my client and your loan account no is[protected].

2. My client says that, you have availed a housing loan of rs. 27, 00, 000/- (Rupees twenty seven lakh only) for flat no 302, 3rd floor, rutugandh wing b, plot no2, s. No.69/1/1, talegaon dabhade, near indrayani mahavidyalay, talegaon chakan road, talegaon dabade - 410506 (Hereinafter referred to as “said property”) subject to the terms and conditions stipulated in the loan agreement duly signed and delivered by you.

3. My client says that, as per the terms and conditions of the said loan offer letter and with an intention to secure the loan amount and all other amounts in the connection thereof you have mortgaged the said property in favor of and with my client by deposit of title documents of the same and thus created a first charge of my client on the said property. You have executed and delivered to my client by way of security the following documents amongst others viz. Promissory note executed by you, loan agreement executed by you in favor of hdfc.

4. My client further states that, you have availed rs. 27, 00, 000/- (Rupees twenty seven lakh only) of the said loan amount from my client. The said loan amount was to be repaid in equated monthly installments as agreed by you in your loan agreement.

5. My client says that, you have been committing default in the due repayment of the said loan amount, interest, etc. Thereon. My client says that, you have intentionally neglected and willfully avoided to pay the agreed e. M. I and outstanding dues in respect of your said loan amount till date.

6. My client states that as on 28/02/2019 your loan account is in arrears for the amount equal to 7 months of emi's in addition to the additional interest and incidental charges accrued. Hence the amount due and outstanding from you to my client to regularize your loan account no.[protected] is rs. 2, 98, 866/- (Rupees two lakh ninety eight thousand eight hundred and sixty six only). As such to regularize your aforesaid mentioned loan account you are liable to pay to my client the total dues of rs. 2, 98, 866/- (Rupees two lakh ninety eight thousand eight hundred and sixty six only).

7. My client says that, you are intentionally committing a breach of contract with my client and thus infringing the agreed terms and conditions of your loan agreement. My client says that, you are jointly and severally each liable and bound to pay to my client the said amount of rs. 2, 98, 866/- (Rupees two lakh ninety eight thousand eight hundred and sixty six only) along with the interest, additional interest, costs, charges, expenses etc. Thereon. My client asks you to immediately and forthwith regularize your e. M. I payments etc. And bring your account up-to date.

I have been instructed by my client to call upon you by this notice which i hereby do and ask you to pay to my client the said amount rs. 2, 98, 866/- (Rupees two lakh ninety eight thousand eight hundred and sixty six only) along with the interest, additional interest, cost, charges, etc thereon till the date of full and final payment thereof by you to my client along with the charges of rs. 5000/- of this notice to you immediately within eight (8) days from the date of receipt of the this notice by you, failing which, my client shall be constrained to call back and recover the entire amount as may be found due and outstanding at the foot of the said loan account no[protected] from you. Moreover in that case my client shall also be constrained to take recourse to necessary civil and /or criminal action in the court of law against you or either of you for the cost and consequences of which, including rs. 5000/- of this notice to you, you would obviously be liable and responsible which please note.

—
For apex legal consultants
Office : a 102, anupam society,
Final plot no. 1000/2+3, cts no. 158/c/8 (Part)
Near patrakar bhavan, navi peth, pune 411030

I have applied loan in hdfc bank for 300000 and then it was processed with wrong entry of my name in records even though all the documents have correct information. Because of this, my ecs got rejected which in turn affecting my cibil score. I decided to take a top up on the same loan. I have applied for 12.55 lakhs and tenure as 60 months. But without any call confirmation, my loan got processed for 36 months of tenure.

Dear sir
Mera naam sanjeev chauhan hai.. Mai village mauli m barwala district :panchkula se rehne wala hu. Sir mne hdfc bank mai education loan ke liye apply kiya tha or maine saare documents diye the bank manager ko. Bank manager ek month se chakar cut va re h and end m aake bolte ki hum loan pass nhi kar te. On the other side mne ye same documents bank of baroda barwala ke manager anil swami ji ko diya toh bank manager ne bhut achi tarha cooperate kiya and within one month mera loan pass kar diya...

2. Complaint of hdfc bank
Hdfc bank ke staff ne bola ki aapko credit card ka offer aaya h toh maine credit card liye. Jab sir mai credit card ki payment ke liye gaya toh bank wale bolte ki hum credit card ki payment nhi karte aap barwala hdfc bank m jao fir sir mai hdfc bank barwala gaya toh vo bolte ki aap hdfc bank raipurani jao fir vo bolte ki home branch m payment deposit karvao 1 month se aise he chakar cut va te rhe... Jab sir late fees lagagi fir homebranch wale bolte hum payment karde ge.. Or sir jab maine credit card a/c close karne k liye bola toh sir bolte ki customer care se baat karo jab customer care se baat ki toh vo bolte jider se card liya hai uder se closing form fill kardo.. Hdfc bank mauli wale ke pass closing form bhi nhi h or sir maine credit card jjan ko block karva diya tha or jan m sari payment kardi thi lekin sir maine march ki late fees bhi paid ki h or jab pucha ki ye kis ki payment h toh bolte h ki customer care se baat karo.. Or customer care bhi phone pick nhi kar te sir mai hdfc se apna account and credit card close karvana chata hu..
Sanjeev chauhan
[protected]
Village: mauli tehsil: barwala dist: panchkula
Pin code:134118
[protected]@gmail.com

Hdfc bank is duping customers by advertising fake cash back offers in a tie-up with homecentre.

In august 2018, any purchase of furniture on the homecentre app was eligible for a 10% cashback if paid using an hdfc bank card.

To avail the offer, i purchased furniture worth nearly inr 76000.
Hdfc bank, however, did not give me the cash back.

I have written several emails to hdfc bank in the past six months. Also escalated the matter.

In november, i received an email from hdfc bank saying my cash back will be processed within 90 days of the transaction. However, it's 8 months since the transaction now and i still haven't received the cash back.
Hdfc bank is only pretending to not understand my concerns and giving me false assurances that they're looking into the matter.

It's unbelievable that india's largest private bank and one of the top brands in the nation is resorting to such cheap tactics of deceiving and duping customers.

This is mrs. Jenifer rajesh we have taken consumer loan 75000/- before two months back but still we didn't paid apologise for that.. But some situations happened... But we are responding the cal while bank calling often... And we have updated to extend for the date and time... They also said okay... But yesterday one bank manager came and he was in chennai nelson manickam branch name is mr. Sanjay he used bad words to me how dare he speak like that... I'm so upset i have 2 yrs baby... See everyone will get some situations but i didn't say i won't pay... But he's spoken very vulgar so please take immediate action otherwise will make big issues... I hope you will understand my feelings sir.. Waiting for your reply.

Thanks...

I inderpreet singh worked as liability coex employee code 81359.
My last working month with hdfc bank was april 2014 at chotti baradari branch (1330).
I received f & f but i still not received my relieving letter.
Please provide me the same as soon as possible.

Thanking you
Inderpreet singh
[protected]@gmail.com
[protected]

Address
Inderpreet singh s/o manjit singh,
Hno-87 anand nagar a extention patiala.
Pin 147001

I m purchase a air conditioner in reliance digital express mini on unnao on 10/06/2018 reconnect product and this time period on hdfc running a 5% cashback offer in 90days and i m done the transaction but approx 1 year completed. I did not get a cashback 5% in 90days. So please help Me out and consider my complaint...

I paid my hdfc credit card bill amount of rupees 20813.00 on apr 5th 2019 around 12:30am early morning (Last date apr 5th 2019). But i got a mail in afternoon that my autopay was initiated...
I was shocked hence already paid due in early morning, then i called the hdfc credit card customer care service to complaint about the same.

But after that [payment return fee of rs. 450] has been debited from my credit card. Why should i pay the return fee as i already cleared the payment in my card. This is unfair.
I want my amount back in my account.

Hi, i have salary account in hdfc 3 years back when i was working at that time. After that my company has changed our salary account to another bank & they provided other bank account. But still my hdfc account existed and getting negative minus balance... Every months bank has deducted 600 rs minus to my hdfc account.
The bank converts my salary account converted into savings account & charged monthly.. Without my permission how can the bank convert my salary account into savings account? Even they are not intimated verbally... According to rbi guidelines on savings account banks not charge even its negative balance.
I approached our near by branch, but they did not close my hdfc account.
So what is the action will take against this bank.

If my issue not been resolved within week timeline then will take a legal proceeding against respective bank.

Kindly help me out of this!

My contact details.
[protected]

On april 1 2019 they took 2048 Rs from my credit card .. The amount was not reversed to card till today it has been 7 days gone.. I need my money back... If we call customer care they are not responding properly.. The order failed transaction should suppose to reversed with 3-5 business days but still O didnt receive my back