HDFC Bank Complaints & Reviews

Bank have told us to deposit 5 lac rupees for 5 year and we will get 8 lac after 5 year but when the refund time came then during refund bank have only gave us 5 lac rs and told us that there is no such scemes and not even given the interest of 5 years on saving account and done such kind of fraud with us and employes of bank told us several time before five year to invest in bank and now they are doing such kind of fraud and loosing our trus

I had applied for hdfc cc & submitted all the required documents and information for application form.

After a day or two received multiple sms and calls regarding cc processing, one of those sms was this :
"dear applicant your hdfc bank credit card app ref no 18k[protected]s2 is approved in principle subject to internal checks"

After that received telephonic verification calls & physical verification at office & residential address.

But yesterday i received mail from bank that they are incapable to process my application without specifying any reason. Following is the mail:
"
Dear sir/madam,
Subject : your credit card application reference no. 18k[protected]s2
Thank you for your interest in hdfc bank credit card.

We wish to inform you that your application has been considered in line with the bank's internal credit policy (Which is based on a combination of financial and related criteria and/or statistically determined scores to assess credit eligibility) and operating/credit processes (Which include a combination of verifications, credit bureau reports and document verifications). We regret to inform you that we are unable to approve your application as it does not meet the above mentioned internal criteria of the bank.

Please be assured that our inability to approve the credit card application does not reflect in anyway on your credit standing or your financial stability."

It is really disappointing that after collecting all the docs and verifications still not giving the reason. This also makes feel insecure about our document to be miss used like pan card, aadhar card, bank statements, pay slips as all these are private properties.

So hoping to get some resolution i am posting it here.

Dear sir i have hdfc bank credit card that i was happily using but due some financial crisis i am not able to pay the outstanding amount. Now they are continuously calling me and asking me for the money. Even today they have called my father for that.
Now i have decided for the settlement and they are not telling me the process and harrasing me daily.
Kindly take any action or do help me for the settlement.

Hello there

I received sms from hdfc bank that rs-1899/- deducted from my credit card to one assist membership fee. Hdfc customer rang information. I dont even know the company and this kind o[censored]nsolicited charging of my credit card and use of my card by the company is really a criminal act and the co.

And who the hell are you to care about me.. I want my money back. Dont dare again to do this.

Please deactivate and refund my money asap
Girish kumar credit no 4893*5370

I had purchased jewellery from tanishq on 9th sept 2018 for amount 74421 using my hdfc bank credit card. As per in store communication there was offer on hdfc bank credit card as per which 5% cash back was given to the customer with upper limit of 5000rs. As per my bill i was suppose to get 5% as cash back - amt 3721.05
It’s been over two months and i have still not got the cash back. I want to escalate this issue and claim the money
Since i had other cards which too had better offer but i opted for hdfc due to the offer. All the bill payment is done on time and more over return period of the jewellery is over. Thus there is no reason why cash back is not credited

Hi, i have taken hdfc loan for air condition for which i got notification on 20/11/2018. As soon as a representative called me, i asked him to put my account in auto debit for deduction og emi. After, which i received a message as well regarding the same where it was stated that overdue amount was for 2 months with no fault of mine. As i have asked that customer care person to put my account in auto debit which he failed to do is none of...

Sir i had my own and another 2account in my son adhik a panicker &abhik a panicker at your cheppad branch (Both are minor) as it was not operating i whished to close the a/c and i approached cheppad branch operations manager mr. Subramaniam s. He told me it is not possible to give cash and it can only be paid by dd. On receiving the dd i approched federal bank, kerala gramin bank they told it cannot be cleared. I contacted mr subramiam and again requested to pay back in cash, he told he cant do anything. Then what shall i do with the dd, can you give a help in changing the dd. The amount comes rs 8394/- and rs 7014

Hi team,

I am current/saving account hdfc bank with kanchan enterprises, and few months back some other customer with same name kanchan enterprises from delhi branch settle their car loan, and you reported that loan dispute against us, which is not taken by me, please help me to correct that cibil record, due to this i am not able to get any loan from any bank because of poor cibil report,

Regrads
Himanshu anandani
[protected]@gmail.com

Dear sir/madam,

My credit card number is xxxx xxxx xxxx 4104. It's been 4 month i'm struggling with very unprofessional hdfc credit card department team. My issue is, i had to pay my total payment of 20, 000 in aug 2018, before 2 months i had filled the form for block the card as per the bank process in jvlr branch with shraddha.

And after 25 days i went again to shraddha she told me that it has been already blocked but i haven't received any email or msg from hdfc bank yet so she told me that yes but it has been blocked and she told me to apply fresh credit card if you want i ask her 100 times that it will not decline so she told me that no mam no worries i will take care for you

And i trust her and applied for fresh credit card and after 2 days the verification person has came in my office for verify and in home address as well

But again after 2 days i received mail from hdfc bank that your credit card declined

So i went to shraddha again for this she told me that she have to check in the system she has taken almost 5 days to check in the system after 5 days i went in the branch so she told me that your previous card not yet blocked thats why its has been declined

She told me to fill form again for block the card so i have filled that form before 3 days

I have a salary account of hdfc bank but this is very unprofessional i am very upset for this please take some strick action for this matter

I hope you understand my felling please do something.

Thanks & regards
Shweta thorve

I tried contacting insurance staff but they are not responded, the hdfc staff say that a staff from hdfc will contact me. But till date nobody contacted please respond my complaint i already submitted a complaint this is second complaint very very very poor customer service. Im not satisfied with your service   replace all

1. Without my knowledge, the amount gets deducted from hdfc and added again. Don't know how its happening.

2. Without notifying me they deducting minimum balance and other maintenance charges.

3. They not clearly convey how much minimum balance need to maintain.in customer care, once i got answer as 5k is the limit and another time they told 10k is the monthly minimum balance

Very worst service from hdfc customer care. I can't register my complaint..

Tried calling the number which i received through the message but it's not connecting. [protected]. I waited for more than half an hour.

I had purchased an samsung tv from pai electronics using hdfc credit card cashback offer on 08/08/2018
The offer stated that within 90 days the cashback will be credited in the bank account but it's already 120 days. Still i have not received the cashback

Hdfc helpline will not get connect (I have called and waited for 40 mins but the representative has not picked the call)

Hdfc representative is asking for credit card details.

Its a fraud!
Hdfc bank is a scam...

My email id is venkatesh. [protected]@gmail.com
Mobile: [protected]

Hello,
I would like to make a complaint regarding hdfc's annual debit card fee on my account, i spoke to my personal banker as well and he was helpless. I want normal debit card without any charges, i do not want any privileges provided by bank in the name of looting people without notice. Off course am looking for a refund of 885 on my account.
Name: archana kasargod
Mob:[protected]

I am an imperia customer of hdfc and am struggling to get the status of my application for linking the dmat account with trading account which i submitted to mr ranjit of btm layout, bengaluru as mentioned in your web site (No - [protected]). This was done on nov 14 '2018

I have been trying to reach out to mr ranjit and find out the status of my request but never expected this kind of service from hdfcsec. Please share the update and escalate to the next level or share the details so that i escalate

Thanks for your help

I have given application for opening current account 20 days back and raised a complaint to grievance twice (I. E. On 15th nov and 19th nov)
Surprisingly there is no resolution from grievance redressal.
My entire business got struck because of your account opening delay, if i don't get any response by the end of the day, there is no option for me to
Escalate to md's desk.
Waiting for your fast replay.

Regards

Arathi koppolu
Md skywings eshoppy pvt ltd
[protected]

I tried a transaction on myntra for online purchase, but the transaction was failed.

Myntra suggested me to contact through bank but i am not getting any relevant phone number to report this. I request a refund of my amount. Please suggest me accurate contact detaild

Dear concern,

First of all please be sure if you listen public issue then please try to provide resoluation with 100% efforts.
Come to the point i have an accout in hdfc account and i am frastrated due to lots of charges. Below charges summary for your reference.
I belongging from middle class family thats why this charge will try to create lots of issues, so i want this charable additional charges money waiver in my account asap.

You can see also : in oct-nov my salary also credited but non –maintaince charges will be deducted from my account. If you read bank policy if you have salary account and company detail also updated the we no need to put any amount for maintainance. Then why charges has been deducted from hdfc account.

I need my whole money back in my account, if i don’t receive waiver then i’ll close this account permanently and before closing account i’ll take more further steps against customer harrasment issue for my satisfaction. My salary account will changes if waiver not received. Hdfc is multination top 1 bank in the india why hdfc try to falling down.

It’s my humble request you to kindly try to do resoluation asap.

Also thanks to consumer complaints team for your great effort for customer satisfaction.

04-oct : 18300/- inr rupees salary credited in hdfc same account
Charges summary:

Atw charges : 5800/- rs on dated 04 oct 2018
Amb charges: 708/- rs. On dated 06 oct2018 for april
Amb charges : 708/- rs. On dated 06 oct 2018 again for may
Amb charges : 518/- rs. On dated 06 oct 2018 again for june

02 nov : salary again credited in same account (14307/- inr rupees)
Charges summary:
Amb charges: 189/-rs. On dated 13 nov 2018 for june again
Amb charges : 470/- rs on dated 13 nov 2018 again for july

I am abhay vinod satyarthi from gorakhpur, uttar pradesh 273001. I am a student and i have opened an account in hdfc to deposite money due to some circumstances i wasn't about to maintain my account and i wanted to close it but then they did my balance negative in my account but as per the guidelines from rbi, "no scheduled commercial bank can levy charges and make customer's balance go in negative". And still they are not following the guidelines...

Mere job ke liye apply kiya tha aur hdfc bank se phone aya tha uskne amt ki mang ki aur job lag jayegi kaha tha hdfc bank delhi me pawan mishra sir hai usne paise lekar job dilaneki bat ki aur paise aur mang raha hai fir bhi job nhi mili please app mujhe paise mere paise reund kar dijiye sir abhi tak mere paise 304000 diye the fir bhi job nhi lagi aap hi kuch help kijiye sir please

Hey my emi was bounced and got many calls from hdfc agent from nizampura branch and i had a word with hdfc agent that as i am not available in the town so they are abusing on call and i have a recording of your agent such a ridiculous behaviour by the agents of hdfc the number from which i have received call is [protected] kindly look into it it is a very serious matter and a well reputed company is getting a dent on his company.