Home Credit India Finance Complaints & Reviews

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Dear Sir!
I am Lalji P Prajapati. I had taken a loan with Home credit India company and when my loan was about the complete then one of the employee of the company called me and told that you have new offer because of good credit score. And he told about 15 -16 % interest will be charged in your new loan.
But, at the time when they called me and they singed and passed a loan of amount ₹96000 with interest rate 33.10% and total...

I have paided all amount but they are not provided NOC I job joing is on hold due to Noc provide immediately
Vishal kumar
Registered number- [protected]...

Dear Sir/Madam

I have taken a loan from Home credit my loan a/c no. Is [protected]. I have called and mail several time for reconstruction of my personal loan but they denied all the time and told to pay emi.

In February, I got a letter from lawyer to pay the full payment.

Right now I am not able to pay that's why I want to reconstruct my loan so I can pay it regularly.

Plz help me...

I m rahul Rai S/O Ramesh Rai, I took a loan of 48 months and in covid-19 time i choose moratorium but now they increased my Loan tenure from 48 months to 61 months, without any information they increased my loan tenure and intrest putted to 25 % of principal amount.
Rahul Rai
[protected]

I have paid my 17 emi out of 48, but now tbey are showing that my 42 emi are still pending, please do the needful....

My Name is Ajit Singh. Presently living in West Bengal. I received calls on daily basis from Home Credit Company as someone given my number without my consent. And from last one year they are harrassing me via unnecessary calls in daily basis. I provide the current numbers of that person and everything in my knowledge. But again they are calling me insted of him. Please Solve this issue otherwise I have no other option but to move to ombudsman...

My loan amount rs 84000
Totel emi 36 month
Paid 22 emi paid
My left emi 14 onley
But customer care say your emi 45 home credit company chhiter and fraud Home credit company very chhiter information
DEAR SIR

MY LOAN FORCE CLOSE AMOUNT PLS

NAME DEEPAK TAMRKAR

CONTRACT ID - [protected]

REGISTERED MOBILE- [protected]

Your...

I was taken loan of 150000 after paying 16 emi of 7527 my outstanding is still 132000, my may month emi was return due to lockdown and I wasn't apply for moratorium and their employye wast told me about moratorium and its charges at that time i clear that employye that dont moratorium my loan for any month ill pay may month emi when unlock but without my intimation they apply auto moratorium and charged me 5500 for that month and now my loan...

I have Purchase Vivo y12 Mobile from Lala Mobile communication
vide Invoice No-238 dated 08-11-19 finance from Home Credit India Finance Pvt Ltd. Monthly Instalment 2094 Total Loan Amt.- 14658
Contract No-[protected] Customer Id-1599619 Home credit Employee harass and threaten by calling every day. I have given all instalments. Sometimes they ask for Rs. 3700 Pending, sometimes they ask for 1400. He took an employee 1500 cash...

Hello namaste sir, i am jayesh dhanraj salunkhe mene home credit se loan liya tha jiska 3 emi 1180 pay kardiya hai kal shaam mujhe har baar waale bande ka call aaya naam uska rohan hai jisne mujhe bola pay kijiye warna ghar pe jayenge mene pucha kaha pay karna hai usne bola mere number pe pay kardo 1180/- (850+330) mene uske phone pay number pe pay kiya hai [protected] or uska number hai jise baat karta hai [protected] naam rohan hai jo ki...

Sir
Ek employee jiska name Deepak bhardwaj h mo. [protected]
Sir ye aapka employee mujhe call karke gali de raha tha or bol raha tha ki mene kist nahi di, jabki mene aapki company se koi lon hi nahi liya, isne mujhe bohot galiyan di please iske khilap koi sakt action lijiye...

I have been paying EMI of Rs. 4851 since July 2019 for the loan amount of Rs.112000. after paying EMI for more than one year when I ask them to foreclose the amount they tell me to give 113000 to foreclose the loan..which is more than loan amount. if I ask them for the loan schedule and details how that much amount is left they say we don't provide that..and try to threaten....

I have Purchase Vivo y12 Mobile from Lala Mobile communication
vide Invoice No-238 dated 08-11-19 finance from Home Credit India Finance Pvt Ltd. Monthly Instalment 2094 Total Loan Amt.- 14658
Contract No-[protected] Customer Id-1599619 Home credit Employee harass and threaten by calling every day. I have given all instalments. Sometimes they ask for Rs. 3700 Pending, sometimes they ask for 1400. He took an employee 1500 cash...

I have taken Personal loan from homecredit which 24 months EMI and I paid more than what I brought from Personal loan which is Rs. 156128/- but I just took loan Rs.70000/- only. And I informed lot of times that I couldn't able to make a payment due to my Medical issues which is from October 2020. And for that I have attached my Medical reports till date. U guys are threatening me to file Case against me. U guys can take actions when I didn't...

Dear team,

Kindly help me to recover my money back from investment intermedi, because many times rs.295/- has been debited from my account saying transferred to investment intermedi and i really dont have any clue what company is dis. And i never invested any amount in my whole life on such companies. Its really horrible. Its totally fraud. We earn money in the month and unnecessarily the amount is debited which we don't know....

Dear Sir / Mam,

I had emailed Home Credit previously about restructuring my loans as I want to pay you off, but am unable to pay currently since being jobless.

Instead of giving me a solution to it they asked me to call your helpline, which I had already done on numerous occasions, but in vain, before and after their revert to my mail.
Moreover, their executives are constantly calling me and visiting...

I gave 70 k but home credit took 2k loan charged I paid 13 k emi paid amount 85956 Rs mean I already paid 175956 Rs intrest amount.. But today mrng without inform me call me directly came my home & harassment my family members home credit recovery team gunde.. I complained against home credit to RBI & police station Harresment my family members.....

Homecredit is fraud company, they are harrasing me by putting charges without my knowledge. Even not showing and telling me loan remaining amount because its same almost despite i am paying emi on time . (Loan number : [protected]) worst customer service i have ever seen because always give excuse and copy paste answer....

I have taken a personal loan of INR 2, 00, 000 from home credit in October 2019 and loan structured for 24 month with EMI 12238. I paid 5 EMI till March and ipt 5 months moratorium till Aug. They charged INR 28370 as moratorium charges for 5 motnhs and they pur this amount to my principal amount without any notice now my loan amount is 2, 28, 370 and they are charging 58000 approx more instead of only 28, 370 as moratorium charges. Previously...

I have already paid 3717 EMI of 28 months out of 36 now when I want foreclosure to to the company says that their is only 2000 rs left as interest because interest gets lower with the payments and 29000 rs is the total amount for 8 months out of which they are demanding 27777 rs as closure amount as I am paying 8 months earlier....