Home Credit India Finance Complaints & Reviews

I do not want your spamming team calling me every single day. I already mailed on official email id so many times but i haven't got any reply from your support till now.

I do not appear to have received my no dues certificate or statement of account. Whereas i have already cleared my loan [protected]. Pl help in expediting ndc or statement of account.

Hi, I took a mobile phone on EMI from HOME CREDIT on my name and paid an advance of 2500/- + 599 as a processing fee and was promised for 12 installments of 1133 each,
which i have paid successfully, however i was suffering from covid and my second last payment was late.
but Home CREDIT is forcing me to pay more 1483/- as i have already paid extra, hence, they call me at midnights and early mornings 100 times a day, which is not acceptable.
I am mentally tortured and due to this i again was hospitalized for 4 day from dated 08th Feb. - 12 march 2022.
I request you to please help me with this matter as
regards
rupinder singh
[protected]
LOAN CONTRACT NUMBER: [protected]

My lone number is -[protected]
Maine 11500 rs ki mobile finance karwaye thi, 2106 rs ki emei thi 6 month ki.2 emei Maine paid ki or fir meri job chale Jane ki wajah se Mai 3 month emei payment nhi kar paya, mere ghar pay notice bheja h enhone 12600 rs payment ka, 7000 ke badle mujhe wo 12600 paid karne bol rhe h nhi to case karne ko bol rhe hai.mujhe enhone sirf 7 din ka Tyme diya h payment karne ko, so please help

Please do not call my number, I will not choose any loan offer as I am fed up with home credit calls. Stop Calls On My Number my no. [protected]

As per the loan application form and agreement, the tenure of loan was 24 months and flat interest rate was 28.72%. Recently I have taken a loan statement and in that its mentioned as loan tenure 30 months and interest rate calculating per month is above 50%.

Moratorium was only applied for April, May, July and Aug 2020. If this 4 months added in tenure, final tenure will 28 months only.

When I applied the loan, tenure was 24 months and installment end date was December 2021. But as per the recent statement, installment end date mentioned is Oct 2022.

I had taken a loan of 30, 000 for which the intrest that had to pay was 21, 000. But now Home Credit is charging me the intrest of 32, 000 for taking the 4 months moratorium which states that I am being charged 11, 000 of intrest for taking 4 months of EMI moratorium.

Also a Safe Pay Fee per Month – 180/- “ is debiting on each month EMI.

Loan number- [protected]

Dear sir, My name is Rahul Vishvkarma & my contract number is [protected].
I have a loan amount whose EMI repayment date is 6ty of every month.
My all payments are on the time. But even every month they are deducting the ECS charges of Rs 590.
I have tried contacting them many times, but they have the worst chat support ever & the customer care number is very bad. I was not able to contact any representive anymore.

Kindly do something or make me a recall from the home credit services to solve my issue

As per the loan application form and agreement, the tenure of loan is 45 months and flat interest rate is 21.14%. Recently I have taken a loan statement and in that its mentioned as loan tenure 56 months and interest rate calculating per month is above 50%.

Moratorium was only applied for April, July and Aug 2020. If this 3 months added in tenure, final tenure will 48 months only.

When I applied the loan, tenure was 45 months and installment end date was Nov 2023. But as per the recent statement, installment end date mentioned was Oct 2024.

Also a Safe Pay Fee per Month – 630/- “ is debiting on each month EMI.

Loan Number : [protected]

Unwanted calls daily 10 times and more is very irritating. Dont want any loans or calls

I have paid the amount but till today not received the NOC till date.
EVEN GRO and CS are not responding properly.
Paise lene time pe aate ye log or service dene main ekdum ZERO.

Dear Sir/Mam,

I never had any conversation with you as I would like to introduce myself My name is Harsh Maheta, Existing customer of HOME CREDIT and having personal loan of 65K and contract No, [protected] and i was able to pay my EMI on time before COVID but after that lockdown and suddenly termination from last 4 month i am jobless and not having fund to manage the EMI but still on 10th Jan i paid my last EMI and now not in condition to clear my due but still i make sure that by 12th FEB 2022 i will clear my all overdue so its request to your team to stop all collection activities till that date but your team is not helping me in this matter so its request please help me in this matter

My name is muthuswami krishnamurthy I have taken home credit cash my emi was due on 20 Jan 2022 but due to job less and financial crises i am not able to pay my emi of Jan 2022 I had mail to home credit company they mail me back with there late payment charges but home credit recovery person is started calling harresing me for payment they are not listening me person is telling that company will not give u time and telling they will send person at my place for repayment I don't have money to repay there loan but recovering team is not helping me

Got mobile finance done. In March 2021 and paid all his emi on time. And on 02/02/2022, 03/02/2022 was charged on both the days of 02/08/2021. And when I asked the bankers, they told that you have deducted any loan charges. Then I am calling home credit people, then no call is being received.

As already shared my concern to the team of HOME CREDIT on my personal loan [protected] (Contract No.) that due to lost of my job and jobless Not in condition to pay but still manage to give the payment on 10th Jan 2022 but currently not having proper fund where for that shared my issue to the team and make sure them that will try to pay the due by 11th Feb 2022 and request them to stop all collection activities so that able to arrange fund but instead of giving support they are not helping me out and also till now able to manage 13 EMI of amount 3342/- which total is 43446/- and my total loan is 65000/- and still 29 EMI are pending and interest is 36% and when I request about FORCLOSURE so they offered me 55000/- so not getting that how can they take this much interest on loan so its request to RBI SACHET team to take action on this matter and to reduce my EMI amount as well as my TENURE and to take some strict action on them also they are doing very misbehaving manner of talking .

I have taken loan from Home credit for 75k for 48 months. I took moratorium for 5 months as I loss my job. I paid them for 25 months by now. Now if I am asking them for foreclosure they are asking me to pay 67k ..even though I paid them around 70k by now. plus they have increase tenure for 20 months more.
I took moratorium for 5 months so y have you change the tenure to 68 months
According to SC ORDERS, they have asked to levy the charges on moratorium period and not to charge interest on interest
My contract id is -[protected]

सर मै शेख नवाब बस स्टैंड बरेला से हु मेरे दुआरा होम क्रेडिट से 50000 (पचास हजार) का लोन लिया गया था लोन न [protected] जो की मेरे दुआरा पूरा चुका दिया गया है और होम क्रेडिट के दुआरा मुझे noc, nda, भी दे दिया गया है लेकिन अभी तक होम क्रेडिट कंपनी दुआरा लोन एकाउंट क्लोज नही किया गया है जिससे मेरे सिबिल पर खराब असर पड़ रहा है अतः महानुभाव से अनुरोध है उचित कार्यवाही कर मुझे इसका हरजाना दिलाय और होम क्रेडिट पर उचित कार्यवाही करे
धन्यवाद

Dear sir,

I have a complaint about my loan ( Contract no. [protected], Customer ID:[protected] registered as Mr. Ramsurat. The given loan was totally paid and I don't know why Home Credit is charging extra money from my bank account.

NDC certificate and other documents are given attached.

Please help me to resolve this issue & refund all extra payments which home credit is cut from my bank.

Dear team

I just came to know from somewhere that there is an outstanding against home credit account number 351XXXXXX74 in my mother's name, which is being reflected in CIBIL score whereas I was totally unaware about the same. But as I was able to retrieve the loan account number, I want to foreclose it.

And as I am a retired person, a widower and living without my kids I went to Chandigarh Branch and also have researched that your sector 20 Chandigarh outlet has been closed due to pandemic which I was looking to pay at.

Please see that I would like to pay all the amount whatever is the outstanding and only way I can pay is phonepe. As it is a very old matter and i do not have access to my old phone number of email ID I can't see a way out where I can get ndc your NOC from the respected apps.

kindly guide me as I will be leaving for some work soon and would like to close it before I move and get NOC for ndc before the end of this week

Regards
abhi.[protected]@gmail.com

My uncle took loan from this company to buy a phone. He cleared the loan with all the dues and fines but the keep calling me on daily basis 9-10 times!!
If I am doing something important and then the phone rings I have to leave everything and check who called while gets frustrating!!

Dear sir/Mam'm

I would like to inform you that i had bought one item in 2019 but no objection certificate has not been provided by company whereas we have cleared all EMI of the product even so we haven't got noc till now since its a very urgent right now moreover i have already raised a same problem but didn't receive any response from your side, In addition there is no home credit office at dehradun, Thus we are facing lot of problems because of this so please find my all info on behalf of below mentioned loan number
Loan no:- [protected]

Sorry for one thing that my register mobile number has lost any where therefore we are not using home credit online app.

I humble request to you that my problem has been resolved as soon as possible .

If you have any further queries please contact me below mentioned detail.

Mobile no :-[protected]

Email address :- [protected]@gmail.com

I hope my problem will be solved soon.

Kindly check the attached remarks for your quick reference.

Remarks :-Dear Payer, Thank you for Payment of Rs.1748 for EMI, against Home Credit Contract [protected] with Transaction # 360GB7UC[protected]POS

Please send me hard copy of noc in my address which was provided.

Thanks & Regards