Home Credit India Finance Complaints & Reviews

Dear sir, My name is Rahul Vishvkarma & my contract number is [protected].
I have a loan amount whose EMI repayment date is 6ty of every month.
My all payments are on the time. But even every month they are deducting the ECS charges of Rs 590.
I have tried contacting them many times, but they have the worst chat support ever & the customer care number is very bad. I was not able to contact any representive anymore.br...

As per the loan application form and agreement, the tenure of loan is 45 months and flat interest rate is 21.14%. Recently I have taken a loan statement and in that its mentioned as loan tenure 56 months and interest rate calculating per month is above 50%.

Moratorium was only applied for April, July and Aug 2020. If this 3 months added in tenure, final tenure will 48 months only.

When I applied the loan, tenure...

Unwanted calls daily 10 times and more is very irritating. Dont want any loans or calls...

I have paid the amount but till today not received the NOC till date.
EVEN GRO and CS are not responding properly.
Paise lene time pe aate ye log or service dene main ekdum ZERO....

Dear Sir/Mam,

I never had any conversation with you as I would like to introduce myself My name is Harsh Maheta, Existing customer of HOME CREDIT and having personal loan of 65K and contract No, [protected] and i was able to pay my EMI on time before COVID but after that lockdown and suddenly termination from last 4 month i am jobless and not having fund to manage the EMI but still on 10th Jan i paid my last EMI and now not...

My name is muthuswami krishnamurthy I have taken home credit cash my emi was due on 20 Jan 2022 but due to job less and financial crises i am not able to pay my emi of Jan 2022 I had mail to home credit company they mail me back with there late payment charges but home credit recovery person is started calling harresing me for payment they are not listening me person is telling that company will not give u time and telling they will send...

Got mobile finance done. In March 2021 and paid all his emi on time. And on 02/02/2022, 03/02/2022 was charged on both the days of 02/08/2021. And when I asked the bankers, they told that you have deducted any loan charges. Then I am calling home credit people, then no call is being received....

As already shared my concern to the team of HOME CREDIT on my personal loan [protected] (Contract No.) that due to lost of my job and jobless Not in condition to pay but still manage to give the payment on 10th Jan 2022 but currently not having proper fund where for that shared my issue to the team and make sure them that will try to pay the due by 11th Feb 2022 and request them to stop all collection activities so that able to arrange fund...

I have taken loan from Home credit for 75k for 48 months. I took moratorium for 5 months as I loss my job. I paid them for 25 months by now. Now if I am asking them for foreclosure they are asking me to pay 67k ..even though I paid them around 70k by now. plus they have increase tenure for 20 months more.
I took moratorium for 5 months so y have you change the tenure to 68 months
According to SC ORDERS, they have asked to levy...

सर मै शेख नवाब बस स्टैंड बरेला से हु मेरे दुआरा होम क्रेडिट से 50000 (पचास हजार) का लोन लिया गया था लोन न [protected] जो की मेरे दुआरा पूरा चुका दिया गया है और होम क्रेडिट के दुआरा मुझे noc,...

Dear sir,

I have a complaint about my loan ( Contract no. [protected], Customer ID:[protected] registered as Mr. Ramsurat. The given loan was totally paid and I don't know why Home Credit is charging extra money from my bank account.

NDC certificate and other documents are given attached.

Please help me to resolve this issue & refund all extra payments which home credit is cut from my bank....

Dear team

I just came to know from somewhere that there is an outstanding against home credit account number 351XXXXXX74 in my mother's name, which is being reflected in CIBIL score whereas I was totally unaware about the same. But as I was able to retrieve the loan account number, I want to foreclose it.

And as I am a retired person, a widower and living without my kids I went to Chandigarh Branch and also...

My uncle took loan from this company to buy a phone. He cleared the loan with all the dues and fines but the keep calling me on daily basis 9-10 times!!
If I am doing something important and then the phone rings I have to leave everything and check who called while gets frustrating!!...

Dear sir/Mam'm

I would like to inform you that i had bought one item in 2019 but no objection certificate has not been provided by company whereas we have cleared all EMI of the product even so we haven't got noc till now since its a very urgent right now moreover i have already raised a same problem but didn't receive any response from your side, In addition there is no home credit office at dehradun, Thus we are facing...

Dear Team, I am raising a complain due to telephone call harassment on daily basis 2 to 5 calls daily. I have also contacted to toll free no [protected] mentioned on web http://homecredit.co.in and mailed to [protected]@homecredit.co.in for stop call me/harassing but story remain same. My concern:- I am receiving unwanted calls approx 5 to 10 times on daily basis even on Sunday from your company (Home Credit) with different different numbers....

I had enquired for a personal loan in home Credits, Without intimation they had credited the amount to my bank account and charged around 44.68% interest on the total loan amount. I’m ready to pay back the amount but not that much interest amount almost 50% of the loan amount....

Hello sir,
I'd like you to know that I have paid full settlement amount for my loan against loan number [protected]. But it's been two months, I haven't received any loan closure letter from their end. Kindly note that the home credit agents name is Anujeet sawant and he works at pune location and +91 [protected] this is his contact number....

Hi I am receiving continuous calls from various numbers stating that calling from Home credit and asking our personal information and if we deny to give our personal information then talking very rudely. if it is repeated again I will lodge a complaint on cyber cell and other sources.

there is no concern woth Home credit till now, No loan and No service has taken from them even though calling and harassing us.

for...

As due to my lost of job as i was terminated from my company and from last two month not having job and not in good condition to pay the EMI of home credit loan [protected] but still getting harassments from Agent Mr. Pankaj Choudhary - +[protected] who is making pressure on me for settlement and even i shared this concern to HOME CREDIT in Oct. month that i will not be able to pay the EMI due to lost of job but now they are saying that...

Hi,
I have paid all settlement amount and still not getting NDC and loan settlement letter from company and their customer not picking up my phone please look into this
Contract ID [protected]...