Home Credit India Finance Complaints & Reviews

Hi am gayathri first i took a loan and paid back in time and 2 - 3 weeks back one girl called me and told me am eligible another loan of 70, 000 at time i didn't have my current address id proof and she told me you can change your bank account's address to my current address proof and when documents are ready call her back.yesterday 11.35am called her and she was busy with another call 1 guy told me he had arranged for call back within 24hrs.its already over till now no onehas called me back.irresponsible persons.

Home credit india finance limited is a fraud company. They have told me that my bank ecs has not activated by them. And they will collect my emi by home pickup. So that i have not maintain my bank balance. And have not done any transection from that bank account. Currently i am using other bank account. Bt home cradit has continusely bounced my ecs without any information

Dear sir,
My complaint is about the interest charged on me for the amount of 50000 for one month only.they are asking me to pay 15000as interest for one monthly. And don't telling me in what way thy are calculating this.while giving me the loan they were asking I can close it whenever I want. By now they r charging unusual for closing. OK help me out I am a salaried middle class person can't afford this fraud

Dear sir/madam
I have a mobile shop in govandi i am. Running my business from last 10 years in this area but still we didn't got your finance in our area. There one shop who have their outlet in ghatkopar and opened new shop in govandi they are doing emi process from this shop by using ghatkopar. I would like to request you to do audit purpose soon. Because we are trying to do this emi process from last 1 year and it's still pending.
The shop which is doing misuses of your policy is k10 mobile shop in govandi mumbai

I have taken an emi for my bike. But on due date (19.05.17) due to some unavoidable reasons my emi was skipped for this month my cibil score is 95%. On being contacted by home credit personnel i told them that i will pay my emi next month along with the charges applicable for emi skipping but they keep on calling everyday.
To worsen the situation the home credit personnel kept calling my relatives instead of me thus posing an embarrassment for me. They should have contacted their client first i. E me, but repeatedly they keep calling my relatives afterwords.
My relatives are calling me up and its such an embarrasment for both o[censored]s.

Please take this seriously as a first& last warning from my side. And revert asap and contact through phone or email should you need further information.

Name - mohd. Ashif
Email - mohd. Ashif94.[protected]@gmail.com
Contact - [protected]

Home credit is harassing me by lots of ridiculous phone calls really useless for me and them. I have not taken any loan from them. My sister may have mentioned my cell no. while taking loan. There calls are ridiculous and nonsense. When I pickup phone only some music is played for few seconds, then executive starts there speech then starts asking same question that have answered earlier and while replying they disconnects.

While searching ICICI Bank website for making payment of my EMI against home loan taken from ICICI bank meanwhile the website of Home credit India Finance Private Limited entered into it and I have erroneously made payment in hurry by mistake. They have acknowledged receipt of the same and assured to do the needful within 10 days but till date no refund has been made even after lapse of one month. On my several request they only replied that my case is still under investigation. The transaction ID of amount paid by me is HPCL1705243 PAYU dated 12.04.2017.
Biswajit Mondal

Dear sir/ madam
Hi, my name is hemanandan. I have already purchased a vivo y55ls on oct. 2016 by home credit. My costumer id is [protected]. I have paid emi time to time every month. Not delay for any payment. According to your company plan, the costumer will purchase the another product on same id after 90 days from the date of issue the first product. According to company rules. After successful completion of the first loan without any missed emi (I. E.,) 6 emi's from nov 2016 - april 2017... I went mobile shop on may 14 2017, to buy another mobile. The company was rejected my request and the shopkeeper was not gave me the proper reason. Why are rejected my request? Then i call your costumer care no. Nearly 50 times they said me that the rejection information are not available there. I am not satisfied for this. I sended mail to [protected]@homecredit.co.in, sended 45 emails but no response.
Please solve this matter and say me the proper reason of rejected my request by company. Please send me the reason on my mail id. My id is [protected]@gmail.com.

Last time I have complained regarding my n.o.c and you had solved almost my problem but sir I did not get my n.o.c till yet. my contact no. is [protected].
Many times I have tried to contact your executive but they all are incapable to solve my problem . Plzzz. Provide my n.o.c as soon as possible ...
today I called your customer care no. And he directly refusing to provide my noc his name was amun . When I last time complained for this you ask time for 15 days and u had taken request on 29 April 2017 but today almost 16 days have been cimpleted plz do the needful regarding and now I m feeling that you all are just making me fool but then I request you to provide my noc as soon as possible ...
My contact no is [protected]

I had purchased jupiter scooty Delhi no 1724 by name Rajkumar on 2014 we just log in file for credit but we paid all cash for scooty we did not take any loan but still they are not closed our file kindly do it soon because i already sell to other party but now they are facing problem kindly solve it we had purchased by tvs binsar near durgapuri chowk delhi.

Dear sir i have submit all emi and i have all deposit slip but ur executive calling me and they tell me ur last payment is pending with late fee charge 2100 and some body calling me and said to me we are from tis hazaari court and i am head constable so u came to the court or submit pending emi sum of rupees 2100 sir plz help me immediate my number is [protected] and my loan number is [protected]

Dear home credit,
I know you are running a business and those people are calling to me are from recovery agents. I don't know who has taken the loan from you. I believe you would have taken the documents while signing the contract so please use them instead of calling me. Please remove my no. From your database. I am gently requesting you. I don't know who was the previous owner of this no. But please stop bothering me.

I had brought a mobile and kept paying the emi before time till four months now only two emi are left and i need a personal loan i had requested the homecredit to give me a loan the said yes and the said that there are puting my name in the list as it will passed there will tell us from two months we are getting only this response from them if they cant do the need they should say not make me a fuel

Hi,

I am being harassed by home credit india finance. They are calling me multiple times a day to trace a lady by the santosh tiwary. Informed them n number of times that this is my number and not santosh tiwary. I have been given care id as [protected]@homecredit.co.in. But i have not got any resolution. I will wait for a resolution as to remove my number from dialer.

Else, i need to lodge a complaint with police regarding the harassment.

My customer id is 2124423 and contract number [protected] mene lava x 38 mobile finance krwaya tha apki company se.meri november me 2 bar pese cut kr liye gye mere account se to muje kb refund milega mere bank account me? Aap logo ne 5 working days bola tha or aaj itne din ho gye muje daily bs yhi bolte ho processing ho rhi muje bs pese chaie mere bank account me jese extra pese cut kiye h wesi refund b krna ana chaie ok send me my extra emi.

Mai mr. Anadi tandi,,, maine home creadit se gionee ka phone finace karwaya tha,, or jo v due baki thi wo maine pay kr dia tha, but aplogo k kuch galati k karan last due der se kati gai jisa payement maine hand to hand kia h jiski rasid mere pass h. Lekin aplogo ne kaha ki 300 rs. Apka 10 day late payement ka fine lagega, to maine online homecreadit k page pe ja kr pay kia h jiska payent ka mail mujhe aya h ki apki payemnt ho chuki h, but apke udhar se daily 10 se 15 call mere alag alag number pr phone kr k irritade kia jara h ki apki 300 rs ki payement kyo nai ki gai h, jbki maine customar care me baat kr k sari details bata di h ki payement maine kr di h,, lekin alag alag bande phone kr k ulta fulta bolte h and phone krte h to aplog khud phone cut kr dete ho, ye kya system h jb maine sara payenmet kr dia h then why u people are calling me, and kuch bando ko to baat knre ki v tamiz nai h, meri payment ki detaild mai apko bhejra hu so ple not this
Transaction id :- hcpl1762981payu
Amount :-300 rs
Payment date :[protected]
Phone number:-[protected]
Name :-anadi tandi
Date of birth:[protected]
Father name :-lt. Manglu urf daud tandi
Lone number:-[protected]
Customar id :-2033545
I request you ki next time se dubara koi call na aye wrna majburan mujhe homecreadit k naam pe police me complain krni hogi

Mobile bali dukan par six month ke baad stop karne par 2900 rs. Dene honge esa unohne bataya jab home credit balo ko phone kiya to bataya ki 4200 dene honge eska kya matlab jab mobile lete hain to dukan bale kam batate hai jab baad me pata chalta hai ki mobile to bahut mahnga pada mera name paldevendra 390019 hiam mene samsung j26 liya tha jo ab 13700 ka pad rha hai jabki uski kimat 9750 hia to ab aap batao ki etne rs. Jayda kyon bharne pad rhen hain loan no. [protected]

Dear concern,

Maine aapke home credit se Gionee s6s finance karaya tha. Jisme ki maine Rs 5600 down payment di thi or jo meri EMI bani thi vo Rs 1643 ki 7 month ke liye thi. Or bill mujhe 16500 ka mila Yani ki mujhe jo payment karna hai vo hai 5600+11501=17101 Aap log 0% per phone finance karne ki baat karte hai to Rs16500 ka Rs17101 kaise le sakte hain or jabki mujhse 500 ka file charge bhi maanga gaya.
Or jaha tak...

I am being harassed by home credit since 2014. They are calling on my number [protected] in search for a girl name gracy. I have already complained them that i don't know gracy and this number [protected] is mine. My name is arpita dasgupta. I have been given care id as [protected]@homecredit.co.in. But i have not got any resolution. I will wait for a resolution as to remove my number from dialer. Alse i would have to lodge a police complaint.

I did not get my noc till now until I have completed my all dues and my loan has been closed on 12 March 2017...many times I have called or send the mails to your executive but they all are not giving the satisfactory answer. Initially they all are replying of my queries but now it seems that they ignoring me...
Plzzzz do the needful and chech my noc status
My loan no. Is [protected]