Home Credit India Finance Complaints & Reviews

Dear Sir,

My Name is Rajiv Kumar Yadav and my contract ID. is [protected]
We have paid Rs. 1202 to Home Credit India by web site gateway (https://homecredit.co.in/loanpayment.aspx) on 09.12.2016, amount debited from my account but payment is not reflacting in our loan account, so they are made lot of penalties on this unpaid transaction. We have already paid the all due EMI of My loan.
Kindly help me to get the NO DUES CERTIFICATE for this loan.

Please find below txn details of both tho parties (Merchant and Bank also) .

Home Credit Website Txn Detail-
Contract ID: [protected]
Transaction ID: HCPL613230PAYU
Amount: 1202.00
Date:[protected]:56:26

Dena bank Txn Detail
Bank Account No[protected]
Transaction ID: S21719027
Amount: 1202.00
Date:[protected]:56:26

Thanks
Rajiv Yadav
[protected]

I have already got the approval for the cash loan from you people and the contract id is [protected]. I need that money for my personal use and i have already done the documentation and also got the confirmation for that even but still every time i call i get to know that backend team is still working on it. It's been more than one week now that i am continuesly calling in the loan department and i am not getting any clearance from them. Loan is under my name and number plz notify me what is going to happen asap.
Name:Riyas Ahmed
Ph no:[protected]

My name is vinayak I have taken personal loan from home credit they told me before 6 months if you paid all amount of the loan than interest will be 0 percent, after 5 months means now I am calling for forclose my loan than his person said paid 40000 but outstanding is only 27000 rs.this is fraud with me.
Vinayak Dhile
[protected]@gmail.com

I was going to a shop and he defuse my loan . I told him that i have cleared my first loan contract with home credit with same address proof . but he react on me loudly and said that we don't accept your address proof for loan . His name is Goarav Gupta and he is D.S.M in home credit. The shop address is SHIV SHAKTI TRADERES, shiv mandir raod Naya Gaon, SAS nagar mohali pin code 160103

I am getting 5 to 10 calls on daily basis from home credit india finance.
Executive named sagar keeps calling and tells my number is updated in the company database. He asks me to identify certain people whom i do not know.
I am always being told it is a system generated call and i will be called again and again. I always confirm them it is wrong number. Please remove my numbe from the database

Dear concern,
Iam Siju Laxman from Trivandrum, Kerala. Yesterday I had a bad experience from your customer service executive. I wondered that this much training you provide to your employees?. He act like as a cultureless person, I had done my payments properly. U can check with my track records. He is not ready to reveal his name and he disconnect the call also. I have done my payments through net banking. But he want to collect the same from my home.. I Hope there is some commission activity behind this. Any way I feel this incident his culture is just like A Dead Rat Smell, , , .
Kindly provide proper training for this man asap

Regards,
Siju Ls
Contract I'd: [protected]
Mob:[protected]
Trivandrum

I took Rs 15000 cash loan for 42 months and was promised i will be charged 26.71% interest and i paid Rs 700 per month for 13 months. Now when when i want to finish my loan after 13 months Home Credit is asking me to pay Rs 12800. That means i will have to pay 9100 + 12800 = 21900.The interest amount for 13 months comes to[protected] =6900. That means if i close my cash loan after 13 months i will have to pay 46 % interest

Dear Sir,

I have recieve continuous calls from you. Request you to please stop it.

I also sending you a attachment please verify who call from that number and what a rubbish language use by that person.
Take a particular action on it otherwise I have to go to CONSUMER FORUM against you.

Regards
Mohit Sanghi

I have taken a mobile phone loan from home credit my loan account no is [protected] in the name of Ravinder Singh Rawat and i paid 4 installments from last 4 months on regular time without any bouncing or any late fee as per your policy we can apply again loan from home credit after 90 days and today i applied again but my loan has been rejected. I visit your home credit office Rajpur Road Dehradun but i doesn't get any response behalf of my loan rejection I spoke to Customer care also but their also a same response.
I just wanted to know why this happened.

I have taken loan from Home Credit against Mobile Phone Lenovo P1m, with contract number= [protected]. My EMI due date is 6th to 12th of every month, but due to some reasons I requested the company to take the EMI for December month from my home, instead of deducting it from my bank account with Bank of Baroda.. Customer care executive told me to request for Cash pick up. which I requested. But later, Home Credit deducted the payment from...

Case I: A person name Sangram Singh is a brother-in-law of one of my friends. He bought a phone on credit i.e. a black berry handset of which he had settled of all the credit. I was one of the two person who gave verification about where he lives and what he do.
Case II: Now i am getting calls from Home Credit that if i know Sangram Singh i obviously said Yes i do know him. They are know continiously calling me regarding his i dont know what if he had taken any loan because they do not tell me the purpose of the call but insist me upon make him call Home credit or give his phone number. I know him it does not in any sense make me responsible for what he is doing or dealing with other people. I have so many times said that i am not a part of this deal or whatever it is and requested them not to call me again. though they keep on calling me hundred times a day. It has ruined my life where ever i am whatever i am doing i keep on getting calls from Home credit for a matter i am not aware of. I have talked with many of their tiers that they should remove my number team lead floor supervisor and many others many times about it. I have started denying that i do not know any Sangram Singh now and even I am not the person they want to talk with. I have recorded so many calls. I am sick of it now. What should i do next.

Please send me the noc for my loan accounts
Havent recieved my noc, they are not giving me the noc!
Its been more than 4 months i have received my noc.
The customer care is dumb and illiterate
They dont seem to understand me. I had two loan accounts which i closed in august but i still havent recieved my noc! I cant belive this!
Do you have any place where i can go and physically recieve my noc?
Awnser me! The two loan accounts are [protected] and
[protected]!

Sir, i am Mahavir my number [protected]

I have problem
Home Credit India Finance — Unwanted calls on my number

Dear Team, I am raising a complain due to telephone call harassment on daily basis 2 to 5 calls daily. I have also mailed to [protected]@homecredit.co.in for stop call me/harassing but story remain same. My concern:- I am receiving unwanted calls approx 5 to 10 times on daily basis even on Sunday from your company (Home Credit) with different different numbers. However I didn't not taken any loan, I have already requested to your executive that please remove my mobile number from your database but they do not do any thing and warned that you will receive daily call the statement like "Kar lo jo krna hai call toh aaegi" i have recorded this clip on my multimedia phone. Requesting you to please remove my m.no from your database and do not call Their behaviour is very rude when they talk to me. Please help mefrom getting disturbed and harassed, it will be a great help to have our peace of mind!

I was working on a company name Home Credit India Finance Limited, I joined in the company in 18 sep 2016. Then after some days I quit the job / resigned the job in 30 sep 2016.

Reasons :-
1- When I joined in the company they told me one thing but after joined the company they were doing another think.

2- Behavior was also bad( rubbished )
3- they uses bad languages on me
4- They were pressure on me to quit the
Job
5- They were conducting meetings on the Rain and also doing work on rain.

After these problems I decided to quit the job.
They told me, after resigned the job your money will be paid by 40-45 days.

But after 80 days they are not paid my money.
When I called him, there behaviour is also bad, if I talked about consumer case, they are told me, it's your wish.you can consumer case against our company, we can't help you...

Please sir help me

I want my money

Name: ridon daimary
Contract number: [protected].
Maine 22nd november mai oppo a37 home credit se finance mai liya tha aur bank account se 1, 399 rs direct debit hone wala tha 16th december ko but debit nhi huwa hai, call karke bataya gaya k, account se debit nhi hopayega isliye online/cash pay karne k liye bola hai. Apke executive ko loan amount lene k liye near water tank, dashmesh nagar, naya gaon, mohali (Pb) address mai bhej do. Thanks

Hello,

I would like to take your kind attention towards your csr or customer executives, however i have experience of 8 years in bpo industry as well as in corporate line, i have never heard this much of nonsense on call to the customer and for the customer either. Its a very shameless thing for your company that you didn't teach your employees that how to talk and what to talk as well. I swear if they would be in front of me surely they would have had a punch or a slap on their faces. [censored] upon me that i chose home credit, i have taken a wrong decision, in 2015 i have taken loan from bajaj finance, they have done that what your employees did to me. I am suggesting you something, no matter what you do how you do for me but at least you please teach your employees how to talk to somebody, they are so illiterate and uneducated. I could have made a complaint in court for your company but i didn't do that because its not your company's mistake some of your employees are ruining the repo of home credit. I remember the name of some of your employees who doesn't have manners that how to talk to anybody, even i am wondering how did you hire them without any interview or did you hire them without asking their education qualification, way of talking, behavior and short temperness, they don't have willingness to help, fumbles and no repo building on call, they be so rude from first word to last... Their names are followed:

1. Arwind (I got a call he said "sir apko pata hona chaiye na ki apne pese dene he to karaye kyun nhi)
2. Geeta (She was little good on call but when she transferred the call to the supervisor, that became a nightmare for me, he was so rude and arrogant.
3. Jai prakash was also so rude and doesn't have manners how to talk.

Regards,

One of your fool customers

Respected sir/madam
My contract no. Is [protected] and i pay my resent emi on your web site with internet banking 1667rs on 01/12/2016 but till 15/12/2016 your customer care representative calling me daily for payment of emi. And i note down my transaction id several time to them but they call me again and again please check it sir my transaction id is trtr/[protected]/[protected]:47:00/ubp

Homecredit se loan k liye call aaya tha i said no to executive but usne kaha tha ki 6mnth me loan forclose karne pe koi intrest nahi lagega but mujhe abhi 9000jyada bharne k liye bol rahe aur proof mang rahe hai pls help me out otherwise mai ab ek bhi emi pay nahi karunga maine use kaha bhi tha ki mujhe loan nahi chahiye but usne kaha le lo sir 6mahine bad o% intrest k sath pay kar dena

13/11/2015, I was bike finance through home credit.and i pay all the Emi on time, after that i talk to home credit executive for noc letter, he said please send a mail to costumer care for address conformations with rc book, then they provided Noc letter, i follow all the processor, whatever he said but i am getting noc letter, then i called to again costumer care, but they not help me, then excl ate the senior department, but still wait for noc letter, i forward all the legal do comet to home credit, but they harass me every time, so please help me .

If i say about home credit company is good but the leadership is not good i'm already working in home credit finance pvt. Ltd. My employee i'd is kapil. Chauhan 114628 my asm not good he is big lieyer corrupt person he is big theft he is working only for money my salary is on hold only he is doing this if you all can't do anything give me my atl i'm so glad i'm working in home credit i know he is the asm that's why nobody can do anything and you all will not revert me any feedback.