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Sir i finance mobile with insurance from home credit. My name is davinder singh. My loan no is [protected]. They tell me that company can insure mobile for 1 year for breaking, lost and water damage. After 20 days my mobile was break. I go to salesman of home credit company, but they tell me that your mobile is not insure, actually they add fake insurance for increasing down payment. They cheat me. Then i stop pay emi. But the custmur care call me about 20 to30 times per day. What shoud i do?

This company is actually cheap. I only took 7000/- loan for mob and gave 3000/- down payment. Agent told me in 9 months duration i need to pay 9 emi for 956/- that is 9000/- something which means i need to pay 2000 intrest on 7000/- but when they first harassing me on call they said its 11 emi not 9. When i confirmed with that agent he said these are uneducated call centre people don't know anything. You have no need to worry.. Then i gave then all payments on time still they started harassing me. When my last 9th emi i gave them i asked for no dues but that agen not picking up my call and these call centre people harrassing me. These are bunch of cheaters. I wont pay 4000/- interest for 7000/- loan which i took only for a year

I am ankur my lone id number [protected] my lone date 18th july 2016
My registration date 20 july 2016 today is 22 date my money is not tranfar in my acount so please help me hcif i request you

Hi,
I am using a new number and I am getting calls repeatedly (minimum 3-5 times) asking for some person called saichand who i dont know. i have told the agent and manager repeatedly that i am not that person and stop calling me .

Is this the way you deal with people. Even if i want to get a loan, i am not going suggest home credit . they harass people to the core.

i hope this issue is resolved soon and I stop getting calls on my number [protected]. i am fed up with Home credit service. tragically pathetic.

I m writing this review with great disappointment caused from home credit company.
My brother rajesh yadav resident of shadi pur new delhi purchased samsung mobile and got financed from tha company.

At the time of purchasing mobile phone he provided his number and my mobile number as alternate number. after sometime the primary number of my brother was changed and the company executives started calling on my number.

I told my brother to update his number so that i should not get any call. he did that. but even after that whenever there is a delay in depositing the money the executives keeps on calling me in every 5 minutes from different numbers. i am working in a school and its really embarrassing that in every 5 minutes i m getting calls and moreover the executives are so irritating that they never listen what we have to say they just keep on asking questions kept in front of them. not even this number of times i updated my brothers numbers to them still the scenario is same. even at the time of resting at home i continuously calls which caused serious health problems to me. even i could not put my phone on silent as i have to attend official calls even after my office hours.

This month was the last month of the instalment and again i got a call and i told those people to collect money from home. my sister-in-law paid half of the amount to the executive and told him to come again to collect balance amount. no one turned up on wednesday (22nd june 16) and again i started getting calls.in between the balance amount was paid and still i m getting calls so i asked them why you are calling now then the executive said that the fine amount is still pending and now my frustration is on the top level as i am not concerned with this loan directly and the kind of harassment i faced i may file a case against company.

Worst company in asia keep following up reminders and irrirates for a small emi amount also says that should mind language while talking to executives
hell of service home credit

for a small amount of emi there is a hell of reminders and follow ups the worst company in asia

freinds pls avoid home credit the worst service

they keep calling daily and make follow ups for a small emi

My name is nisarg jani... My loan number is.[protected]
I have closed emi's but from your end your department daily call for the payment, and calling 25 times in a day, i am so harrased of your company, please take action before i go to consumer court. More over your company adits panelty charges day by day, and charging intrest 40% to 50%., and their execuitve done wrong commitment tome.
Please make proper steps or i go to court of law.

Regards,
Nisarg jani
[protected]

Im recieving continous calls from this company just because my friend had written my number along with his no. As i told them that i am residing in other city and i just told friend to talk with you...ab pao pakad ke to bolunga ni na 10 bar. 10 baar call krte h din me ye ...mene loan ni liya hai ...ap mera no. Hatane k liye pls bole home credit ko, mene uske bhai ka no. Dedia hai uspe baat krle vo, uske ghr bhi ni jate ...bas 10 bar phn krenge hmko...me kya krlunga ...pls help me sir!!

To whom so ever it may concern

Dear all,

Please help to resolve the issue i got a call from home credit team yesterday number was[protected] and he didn't resolve my issue as i want to settle my account and after our conversation with home credit person immediately i got a text message and msg was ref no clc_mfe_1694288 ke tahat apki request ka samadhan home credit se ho chuka hai. but samadhan to hua nahi and they text this msg to me.

I request team to look into the matter and settle my account.

Regards
Sunny bhalla
[protected]

My name bachittar singh. Home credit loan contract no. [protected].. By mistake i filled the amount of 15000 instead to 1500. As my montly emi of my laon on[protected]. Ater the complete verfication process, the customer care informed me that they will refund my extra deducted amount to my account within a week. But its 15th day today & still they are not providing me any accurate date of refunding my payment

To whom so ever it may concern.


This is for your information and further necessary action that today
Morning your recovery agents come in a group of 6 persons all of them
Was having intention to fight with us they have misbehave with my
Family members including women, agents name was as below

Mr rao lal singh
Mr om prakash + 4 person i am not able to recall name.

Complaint number in homecredit customer care : mr amit (Cncmse 1649288)

Requesting you to please resolve the issue and solve the matter at the
Earliest my next step will taken tomorrow this mail will forwarded to
All the rbi authorities and concern departments,

I have registered a complaint against your against in neb sarai, new
Delhi police station. (Copy of fir attached)


Sunny bhalla (Mob no : [protected])
Regn no : dl3sbs6764
Engine no : 21cd011406
Chassis number : me121c0d8c2011381
Contract number : [protected]

—
Best regards
Sunny bhalla...

Date of incident[protected]
Rakesh working in home credit - [protected]

As i took loan from the home credit in month of sep'2015.
Down payment - 2950
Emi paid - 4 - 931 for each emi - 3724
Full and final payment given - 10, 530 ond dated[protected]
Total payment given to home credit is 17, 250 where in mobile cost was on 9900 in market.

Complaint -:

1- home credit took 200% payment from for mobile.
2- after making full and final payment they still debiting ecs from a/c.
3- home credit person threaten to me to make for full and final payment.

Reuest for refund-

1. Required compensation for 5000.
2. Request to give 5000 for harrasment which driven by the home credit.

Mera naam tariq ansari hai maine septmber me ek mobile finance karaya tha jiski emi 9 months ki thi.. Lekin ab jab time poora hone wala hai to home credit wale bata rhe hain ki nahi sir apki 12 months ki installment thi. Yeh mere saath ek baar ho chuka hai maine isse pahle lava iris x1 liya tha jiski installement bhi on paper home credit company ke employee ne 9 months bataya tha lekin jab uski bhi installment khatm hone wali thi to costumer care wale mujhse bahas kar rhe ki nahi apki 12 manths ki installment hai. Yeh company ekdam fraud kar rahi hai maine 2-3 logon ke or bhi yahi case dekhe hain... Home credit is a fraud company

Sir I'm Jarnail Singh, I work at baddi district solan himachal pardesh, I have come many urgent calls, but home credit india finance employees give me many calls in a day, because my little brother took a loan for phone, our family Evicted my little brother, but home credit employees don't listen this, and give me many calls, we have dismissed relation with that person name jaswinder Singh, if they( home credit india employees )haven't stop to call me then I will take action against them, my request please you have stop thesse calls, I'm a private job person, please solve this, yours faithful

Jarnail Singh

मेने होम क्रेडिट कम्पनी से 8500 का मोबाइल फ़ोन फिन्नास करवाया था, मुझे बताया गया था की आपको 8500 के इंटरेस्ट के साथ 9150/- रुपे देने होंगे, अगर आप पांच महीने में जमा करवाते हो तो. मेने कम्पनी को टाइम टू टाइम पेमेंट किया और अब कम्पनी कहती है की आपको चार किश्त और देनी है. कम्पनी में बात की लेकिन कोई सलूशन नही निकलता . india में ऐसा हे होता है ऐसी फर्जी कम्पनी पर कार्यवाही करनी चाहिए. / इस कम्पनी के लोग भी अछे तरीके से बात नही करते ह ऐसे बात करते है जेसे की पूरा कानून अपनी मुट्ठी में लेके बेठे है. कम्पनी अब मुझे बहुत ज्यादा परेशान कर रही है. कंपनी अच्छी तरीके से जानती है कंपनी के कर्मचारी ने मुझसे चीटिंग की है और कम्पनी ने उस बन्दे को नौकरी से भी निकाल दिया. अब में क्या करू ??????????????????/

उसका नाम : सोहेल खान जयपुर

कम्पनी उस बन्दे के नंबर भी नही देती है और बोलती ह हमे तो पैसा वसूल क्र रहेंगे, अगर कंपनी मुझे अब ज्यादा ही परेशान कर रही है. किसे के पास कोई सलूशन हो तो बताओ,

Your staff is dialing from morning till evening and unnecessarily harassing for repayment. I have been making my payments regularly. Only in feb. Month i could not make due to financial obligations and had informed your people's that i shall make it at the earliest. But it is very astonishing that you have not gone on my records and started calling persons who were not named in while taking credit from u. And even your staff is uneducated and needs to be taught how to talk to customers, particularly elderly. Your institution is getting bad name because of their misbehaviour. I therfore request you to please do not call my relatives or any other person except me. Hope u will seriously look into the matter and instruct your staff to follow. And i have given rs 950 in may month (Feb. Emi) and balance amount is rs 416 and you charged much more amount in penalty how is it possible and i said that i am unemployment i couldn't give u emi amount, i am able to give u emi amount. And u r calling day by day & in a day u call 20-30 time.

Hi
I am ritesh kumar singh. My father's name bashishtha narayan singh.
D. O. B. - 1 march 1989.
Welcome to home credit family. Your contract no is [protected], cuid is 605351. Advised to pay emi rs 4412 by 26 of every month till 02-06-19. Call [protected].
I got this massage from your company.
But i didn't get cash in my bank a/c as such your promiss. Shyam singh promised to only 3 days for the transferring cash in my a/c.
And when now i am calling talk to shyam singh, he didn't pick my call.
And no any body helping me in this satuation.
I already summit my all documents before ten days.
And seriously i am very sad for shyam singh behave.
I am hopping you guys fastly solve it.
Thanx

Hello team,

This is to bring your kind attention that i have got my two wheeler financed from home credit on the basis of my salary slip and other documents. However, later i got to know that i was not eligible for loan but one of the representative from the same firm misused my documents and instead of salary account they has given my savings account no. For emi deduction.In actual i have opted for cash payment wherein one of their representative visits my place, collects the cash and provides receipt for the same.

On the other hand, they are also deducting amount from my savings account. Whatever amount id their they just deduct. I have called multiple times to their customer care and personally visited their lucknow head office and each time i was given a commitment that this will not happen again but every month they are deducting amount.

Loan a/c no. Is [protected] on the name kartik shukla

Seeking your support to get this resolved.

Company address:-

Home credit india finance private limited

Third floor, tower c

Dlf infinity towers

Dlf cyber city, phase - ii,

Gurgaon, haryana - 122002

Contact:[protected]

I am very much frustrated from your homecredit. The way you guys works is not at all acceptable. I have purchased a phone in dec 2012 and out of 9 EMI I have paid complete amount to the mobile store. However, I have not recevied any document as well to proof that i have paid the complete amount. Neither, I have received any document from homecredit while financing the phone.

Now I have been harrassing by calls on almost daily basis and this is not at all positive ressponse and acceptable. I want to close this case on priority.

This is my mistake that i have not taken the slip or proof from the mobile store but your company should also feel the paid. I have already paid Rs.12, 000 to the store for 10, 000 cost of mobile.

My Cibil is bad because of your company. I want you guys to sattle this case and share me sattelement letter so that I can think whether I have to pay or to go for a complaint again the company

I am an employee for state government and i can go to the higher level to score my cibil but do the needful before i take any step forward.

After buying from home credit. My experience was very bad, every time they were calling to make payments before due date,
Customers executive were also illiterate type, they won't able to speak in english and don't no how to interact with clients. First of all there collections are criminals no standards even do know whom to call if you guys think by this someone will pay no they won't there are some guidelines which everybody have to follow and guys charging more than rbi guidelines but what about your rep when i have given my alternative number why your rep didn't call on that number why they call on my parents number why??
I didn't updated their number so why as you lied your collection took my brother number and asking him to pay on behalf of me did he took loan from you?
Don't forget you are also part of this scam you thief call on my number i will make sure my lawyer will talk to you i am done. Who gave you right to call my family and harass them who are you?? Nothing because o[censored]s you are surviving even getting salary as well so go and learn some manners first as per you your communication skills it seems you guys never been school. Next time don't dare to abuse or harass anyone.