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Hongkong & Shanghai Banking Corporation [HSBC] Complaints & Reviews

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Updated: Jan 17, 2025
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Hongkong & Shanghai Banking Corporation [HSBC] reviews & complaints page 10

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A
Amit Kumar74
from Mumbai, Maharashtra
May 26, 2015
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Address: Gautam Buddh Nagar, Uttar Pradesh

Hi, My Name is Amit Kumar S/o Sh. Vijay Pal Singh. Date of Birth 12/071974. I had taken a Personal Loan in the Year 2005 and I had moved out of Delhi on account of personal reasons. I had handed over the responsibility of Repaying the Loan EMIs to one of my relatives. He stopped paying EMIs in between and I was not aware of the same. Recently it came to my notice that the loan is showing written off in CIBIL under my Name. I visited the Noida branch and they were not able to pull any details for me. Unfortunately I have lost the account number. I am willing to settle the account please help. My PAN number is AWXPS4079. Please email me the details and settlement amount and procedure on kumar7.[protected]@gmail.com
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    M
    MeenaRK
    from Bhimunipatnam, Andhra Pradesh
    May 2, 2015
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    Dear Sir/Madam, I Meena Ram kumar an employee of HSBC my credit card number is ([protected]) wanted to convert the total amount of my credit card in easy instalments (EMI). Kindly help me to convert the amount in few instalments to settle down the account. Kind Regards, Meena Ram Kumar email ID : [protected]@gmail.com
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      R
      RAKESH KUMAR PFKDMAL
      from Delhi, Delhi
      Apr 12, 2015
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      Address: Mumbai City, Maharashtra

      I MADE PAYMENT OF HSBC CREDIT CARD VISA PAYMENT ALREADY BEEN DEDUCTED BUT WE DO NOT RECEIVED ANY CONFIRMATION MASSAGE FROM YOU EITHER ON MY MOBLE [protected] ON MY EMAIL WHILE ON TRANSATION REF. SHOW IT IS SUCCESSFUL ON 10.04.2015 YOU ARE REQUESTED TO CONFIRN THE SAME ON MY MOBLE IMMEDIATELY, THE DUE DATE OF MY HSBC PAYMENT IS 15.04.2015
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        L
        lalitvts
        from Noida, Uttar Pradesh
        Mar 29, 2015
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        Address: Gurgaon, Haryana

        Dear sir/madam, i am Lalit Kumar, recently i have purchased cibil report, in cibil report showing due to hsbc / jm financial credit card ( as per cibil records [protected]) outstanding amount (around rs.86606/-) showing in cibil, i shocked how hsbc credit dept do that. .i was not user the any credit card of hsbc bank/ jm financial as well as not purchased any item through this hsbc credit card. in-fact i didn't receive any credit card statement/ reminder mail of this hsbc credit card for that days. suddenly i got only two calls from hsbc credit card dept., · 1st call in fy2010-11, for credit card payment worth of 60000 inr. i explained that i havent reciecved any Credit card they told me that the same is delivered at my residence address which was empty plot in 2007-08 then he told me i used the card in gaziabad electronic shop i never used/purchased hsbc credit card in Gaziabad Electronic Shop, but he was not in listening mood and used the abuse language. i told so many times, that i stay in gurgaon and i havent done any purchase in electronic shop in Gaziabad and i ask also that guys, without my signature how to rise bill electronic shop man, if you have scan soft copy, then send me on my email id, but till no one send me the any scan copy. that period i called seven times to the hsbc customer care, they are not provided me request number/complaint number, just they told me i’ll pay credit card payment, and they are forcing me to pay without any proof. but i’m not purchase anything, then why should i pay unnecessary amount to hsbc/jm finance credit card dept. wrongly updated in cibil report. 2nd call i think in fy11-12, same story above the 1st point, for credit card payment worth of 86, 000 inr. i told give me the all hsbc credit card statement but he was forcing me only pay the hsbc amount, i asked also send me the soft copy(scan copy-electronic shop bill) and statement, but he sent me only amount, not any details. i called that persons, but they are not supporting to provide the correct information as well as not giving any response. i was really in very trouble. for jm finance they are not supported/listing me for hsbc credit card payment was fraud bill and also they are not provided me scan copy for bill with my signature. please give me the solution. or where i complaint it against hsbc/jm finance. because i was not purchase anything then why should i pay unnecessary amount. cibil just update/listening only bank not consumer. i complaint in cibil but till not they respond me. now every bank they not giving me any loan because of hsbc/jm finance showing payment due in cibil report. i was not purchase anything then why should i pay unnecessary amount. but no one listening. please hsbc credit card/j.m. finance help me sort out this matter. thanks, Lalit Kumar
        Dear Lalit

        Please allow me to introduce myself I am Michael Mason-Mahon, you may like to google my name.

        http://www.moneylife.in/article/how-much-longer-can-the-fm-rbi-ignore-hsbc-in-in...

        Please send your complaint to Mr Douglas Flint Chairman HSBC Holdings Plc and Mr Stuart Milne CEO of HSBC India.

        [protected]@hsbc.com stuart.[protected]@hsbc.com

        Yours sincerely
        Michael

        Mobile: 0044 [protected]
        Mobile: 0044 [protected]
        E-mail: [protected]@aol.com

        "First they ignore you, then they ridicule you, then they fight you, and then you win".
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          P
          prashanta1971
          Mar 27, 2015
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          Address: Kolkata, West Bengal

          sir I have taken personal of Rs.5 Lakh loan form the HSBC Bank, Kolkata. The same was setteled letter dated 29/02/2008 No.DAL/PLB/COLL/MN on 29/02/2008 in total Rs. 1, 50, 000/- in five instalment and all paid in time.. I also received a notice from Lok Adalat, Alipor for apearing before them and appear on 11/12/2010 and cxplained all the facts and present all the satteled papers before the Hnobel Judge, after the examine the papers The Honbel Judge passed an order " the case is dosposed off" and also order to issue a NOC by the bank . till date i have not received any order of noc. But my name is still with cibil information bureau . pl remove my name from cibil urgenly since no dues is pending with your bank and oblige.
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            G
            ganpatiemb
            Mar 25, 2015
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            Address: Kolkata, West Bengal

            Its look like HSBC debit charges on various pretext to customer's account.. on assumption that most will not notice.. if a few customer call and complain.. first try to justify & then pass on time testing the patience of customer & make them give up.. for more persistent customer reversing the entry.. & repeating the same story again in next cycle / quarter or year as it may be
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              R
              Ramesh Anakala
              from Bengaluru, Karnataka
              Mar 4, 2015
              Resolved
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              Resolved

              Address: Karimnagar, Andhra Pradesh

              Dear Sir, I have HSBC credit card no. [protected] and settlement is over i have paid completly. now no balance is there. but i have required settlement letter. pl send settlement letter through my mail id. [protected]@yahoo.com. Thanking you Sir. T.Ramesh Babu, Deputy Tahsildar & Accounts Officer, DWMA Collectorate complex, Karimnagar District, Telangana State.
              Aug 5, 2021
              Complaint marked as Resolved 
              Dear Sir,

              For resolution of your queries, kindly write to us online by visiting the following url on our website:
              http://www.cibil.com/contact-us

              We would further like to advise you not to divulge personal / financial information on public forums.

              Regards
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                C
                croi2009
                from New Delhi, Delhi
                Mar 3, 2015
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                Address: Gurgaon, Haryana

                Long & multiple tales of interaction with HSBC 1. No responses to SME banking customers requests including assistance in making payments for statutory taxes to government of India 2. No action on SME business banking account closure request 3. Charges debited after more than 6 months ... and without intimation 4. Multiple excuses for non action on requests 5. On threatening them with legal action, they simply close the bank account stating "AS REQUESTED BY YOU" TRULY, HSBC is meant only for financial frauds and not for normal business people.
                HSBC means Highest standards of baseless complications

                You just can't deal with them in simple ways. They are so professional that they don't know what they are doing

                A Baniya is better than this bank
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                  T
                  totavenkatesh
                  from Mumbai, Maharashtra
                  Jan 18, 2015
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                  Address: New Delhi, Delhi

                  I have made the payment of credit card no.[protected] on 13.1.2014 at 12.28 pm through hsbc bill desk. the amount has been debited to my savings account for Rs.22, 949/- with Info.BIL.[protected]. Till 18.1.2014, the credit card account has been updated. When I pay idea mobile bill through idea bill desk. the same has been credited to the account within 1 minute. why hsbc bill desk takes 3 working days to credit to the account. the idea bill desk send the acknowledgement in the email given at the time of payment. Here in HSBC credit card bill desk has not sent any email from the last 3 years from which i am using this credit card. This is very poor service on the part of hsbc and bill desk they are using. Kindly resolve my issue at the earliest.
                  Hi

                  Please allow me to introduce myself I am Michael Mason-Mahon, you may like to google my name.

                  http://www.moneylife.in/article/how-much-longer-can-the-fm-rbi-ignore-hsbc-in-in...

                  Please send your complaint to Mr Douglas Flint Chairman HSBC Holdings Plc and Mr Stuart Milne CEO of HSBC India.

                  [protected]@hsbc.com stuart.[protected]@hsbc.com

                  Yours sincerely
                  Michael

                  Mobile: 0044 [protected]
                  Mobile: 0044 [protected]
                  E-mail: [protected]@aol.com

                  "First they ignore you, then they ridicule you, then they fight you, and then you win".
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                    T
                    totavenkatesh
                    from Mumbai, Maharashtra
                    Jan 18, 2015
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                    Address: New Delhi, Delhi

                    I have made the payment of credit card no.[protected] on 13.1.2014 at 12.28 pm through hsbc bill desk. the amount has been debited to my savings account for Rs.22, 949/- with Info.BIL.[protected]. Till 18.1.2014, the credit card account has been updated. When I pay idea mobile bill through idea bill desk. the same has been credited to the account within 1 minute. why hsbc bill desk takes 3 working days to credit to the account. the idea bill desk send the acknowledgement in the email given at the time of payment. Here in HSBC credit card bill desk has not sent any email from the last 3 years from which i am using this credit card. This is very poor service on the part of hsbc and bill desk they are using. Kindly resolve my issue at the earliest.
                    Hongkong & Shanghai Banking Corporation [HSBC] customer support has been notified about the posted complaint.
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                      A
                      Ananda Rao Rajana
                      from Hyderabad, Telangana
                      Dec 30, 2014
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                      Address: Hyderabad, Andhra Pradesh

                      I paid though Bill desk, till now I did not confirmation from HSBC Credit Card division. The payment detail is below: Transaction Reference Number BSBI[protected] Transaction Date and Time [protected]:44:32 HSBC Credit Card No. XXXX XXXXXX 8318 E-mail ID [protected]@gmail.com Mobile No. [protected] Payment Amount (Rs.) 4160.00 Pay from State Bank of India Kindly look into. Thanks & regards Anandarao Rajana
                      Hongkong & Shanghai Banking Corporation [HSBC] customer support has been notified about the posted complaint.
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                        D
                        Dadaso Pawale
                        from Mumbai, Maharashtra
                        Dec 19, 2014
                        Resolved
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                        Resolved

                        Address: Pune, Maharashtra

                        I was holding a card which was closed by someone from customer care of HSBC. I raised complaint that I did not made request to close that. HSBC people investigated and offer me new card and told to me that I will get all the benefit and cash back on new card. They are agreed that by mistake they closed my card. On my new card cash back is not reflecting. I raised another complaint on 17 Dec 2014. Still date no solution from you. I had 4 calls with them but still no solution. I am going loose cash back of 2400RS. I am having a all needed prof
                        Aug 14, 2020
                        Complaint marked as Resolved 
                        Dear Dadaso

                        Please allow me to introduce myself I am Michael Mason-Mahon, you may like to google my name.

                        http://www.moneylife.in/article/how-much-longer-can-the-fm-rbi-ignore-hsbc-in-in...

                        Please send your complaint to Mr Douglas Flint Chairman HSBC Holdings Plc and Mr Stuart Milne CEO of HSBC India.

                        [protected]@hsbc.com stuart.[protected]@hsbc.com

                        Yours sincerely
                        Michael

                        Mobile: 0044 [protected]
                        Mobile: 0044 [protected]
                        E-mail: [protected]@aol.com

                        "First they ignore you, then they ridicule you, then they fight you, and then you win".
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                          A
                          Amaresh.Singh
                          Oct 1, 2014
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                          Resolved

                          Address: New Delhi, Delhi

                          Hi All, It’s regarding my last CC statement, where HSBC has charged incorrect amount, I called thrice to customer support team & they said it will be adjusted from account in next month (September) statement, however it’s not. Why there are additional charges are coming in my monthly statement? As I am having only COI running for 5220.90(4th of 6th Installments) for September month & I paid the same. And for following month October 29th I’ll paying only (5220.90+1485) & total should reach to 6705.90 & I’ll be paying only this amount. Kindly adjust the extra amount in coming month’s statement. It’s happening from last 2 months and I have to call every time to CC & ask them for adjustment. And I make sure this time after completing all 6 EMI, sure I'll stop using the card. Please not I do not have any issue for paying the correct amount. This time I do not want to have this extra amount in my October statement if it happens I’ll be forced to stop the service and will file a complaint to consumer court. And I expect a call back from your end.Thanks, Amaresh Singh CC-************8806 Mob-[protected]
                          Aug 14, 2020
                          Complaint marked as Resolved 
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                            N
                            Naveen Babu PR
                            from Pune, Maharashtra
                            Sep 26, 2014
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                            Resolved

                            Address: Bangalore, Karnataka

                            I am using Hsbc for 3 year. And Hsbc introduced more secure chip based card. For security reasons Hsbc disabled my old card. And someone from Chicago hacked my debit card and did transactions using my disabled debit card (ie the old insecure old card). Swiped for 37k in different transactions. This is the time when RBI gave an notice for bank to take liability for more than 10k. Our Hsbc support accepts all fact and require 60 working days to resolve the issue. I waited for 60 days and still the issue persists. And now the Hsbc asks for 9 more days. Hsbc is the worst private sector bank in India and most insecure. Hope you guys don't suffer my faith. Please let me know what can be done to make sure the insecure bank is penalized properly.
                            Aug 13, 2020
                            Complaint marked as Resolved 
                            Hongkong & Shanghai Banking Corporation [HSBC] customer support has been notified about the posted complaint.
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                              B
                              bhavinkoradiya
                              from Surat, Gujarat
                              Sep 19, 2014
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                              Resolved

                              Address: Ahmedabad, Gujarat

                              HSBC Credit card Bill coming for the card which was not received Sep 2009. I was holding the HSBC credit card in the year 2009 in Ahmadabad. I had purchased/shopping for some rupees of rupees but never paid penalty or interest. I was very sincere and regular in payments. In 2009 i received the bill for Rs.4445.73/- for unknown purchase. I raised the issue and bank asked me to write one representation and i did the same thing. I asked for the waiver but bank said it will waive after two months but they did nothing and ultimately i received another statement including interest charges. I raised my point many times with the bank authority but they didn't respond and stop the statement. HSBC bank taken over by JM Financial. JM Financial also did not send any statement but recently i received call from JM Financial asking for the remaining amount which is 33000 INR. Recently I applied for my CIBIL report by paying 450/-. In CIBIL one HSBC card showing outstanding of Rs.33000/- and surprised to see that in just five years they increase money from 4445.73 to 33, 000 INR. This is not my fault and i have to suffer for that which was not done by me. Please do needful for me
                              Aug 13, 2020
                              Complaint marked as Resolved 
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                                P
                                Punit1986
                                from Coimbatore, Tamil Nadu
                                Aug 19, 2014
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                                Hello GHMC Team, I am Pushpendra Dwivedi a resident of Sitaram Nagar Safilguda Secunderabad 500056 want to bring this under your notice that we do not have a garbage bin in our locality due to which we have to go long way to find a proper disposal of our wastes. I request you to provide a garbage bin for our locality, I have seen people dumping there waste in drainage. Hoping for quick action. Thanks and regards Pushpendra Dwivedi
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                                  J
                                  Jaisys
                                  from Hyderabad, Telangana
                                  Aug 4, 2014
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                                  Address: Hyderabad, Andhra Pradesh

                                  Hi,

                                  I closed the credit card NO:4384xxxxxxxx1609 in the year 2009 as SETTLED for HSBC. My CIBIL track record is showing as SETTLED. I want to remove the SETTLED status from my CIBIL track record. The amount waived off by HSBC is around 90, 000 INR in 2009. The bank official asked me pay around 150, 000 INR now to remove the SETTLED status in the CIBIL report which is not acceptable. Please solve the problem.
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                                    kushwahavinay
                                    from Bengaluru, Karnataka
                                    Jul 12, 2014
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                                    Address: Bangalore, Karnataka

                                    Hi, I was contacted by HSBC credit card company once I booked by ticket on make my trip. They offered me a 5000 cashback if I take the credit card. I checked multiple times from them about the offer and they convinced the I will get 5000 credit with no other condition. So I agreed to take the credit card for the offer.When after 2 months I did not receive the credit it they told it will get delivered after 45 days of billing cycle. Even that passed and after contacting them multiple times in duration of 4-5 months. They finally denied the offer and said that its subject to bank discrition. They have already charged annual fee and told they will not revert it even if I cancel the card. This is simply unethical from HSBC side to make false promise to attract the customer and then earn money by charging annual fee. I am going to request deactivation of my card on loss on annual fee. I request appropriate action to be taken. And other customer to be warned about false promise done by HSBC which is equivalent to fraud. Thanks, Vinay
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                                      shashank.chauhan
                                      from Mumbai, Maharashtra
                                      Jul 9, 2014
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                                      Address: Ahmedabad, Gujarat

                                      Credit Card [protected] ** Urget ** Hi Team HSBC, <?xml:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" /> This in reference to above mention credit card I havealready given application for the cancellation of the number. But currently I come to know that this card is still not closed. Since, I have move remote location in Gujarat and I was not in position coordinate with Bank. Hence request you to please confirm what is current status of the card. n
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                                        Y
                                        Yengkhom Ranjan Singh
                                        from Mumbai, Maharashtra
                                        Jun 18, 2014
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                                        Address: Cachar, Assam

                                        Dear Sir, There is a fraud online transactions made using my ICICI bank credit card xxxx xxxx xxxx 9937 of Rs 8750 to Grit Edu_paytm on 17/06/14 at 16:53 hrs. The transaction was not approved by me. In the mean while when I received the payment advice from bank, I called up to the bank customer care executive three times regarding this issue to stop the payment to the merchant immediately but they didn't help me out. As you know that settlement of online pay take two to three days’ time to get credit in merchant's a/c. I requested HSBC again and again to stop the settlement. They asked me to raise the complaint through dispute service only. They are also not ready to take my complaint. Still we are having enough time to stop the settlement. Please help me out.
                                        Hongkong & Shanghai Banking Corporation [HSBC] customer support has been notified about the posted complaint.
                                        Jun 18, 2014
                                        Updated by Yengkhom Ranjan Singh
                                        One correction: ICICI bank credit card xxxx xxxx xxxx 9937 should be HSBC bank credit card xxxx xxxx xxxx 9937
                                        Hi Mr. Yengkhom Ranjan Singh:

                                        I have been a victim of same fraud. The only difference is I had a ICICI credit card. This happened with me on 10th of June. BANKS WILL NOT HELP you in this case. I can not post my phone number here. Email me on [protected]@gmail.com with your phone number. I will let you know what you can do. Just so that you trust me that I'm also a victim like you I will give you one clue. The person who called you must have asked you that you will avail a discount of 10% on all purchases and you will also receive a free services kit to your address. I'm sure in the second call someone must have called asking your address. My transaction was made at Grit Edu_payTM. These banks don't even bother to trace and nail down these merchants through which these fake callers cheat innocent people. Anyways, please email me as soon as possible. Or drop your telephone numbers here.
                                        Mr. Yengkhom Ranjan Singh:

                                        See this to believe it: http://www.consumercomplaints.in/icici-bank-limited-fraud-transaction-done-from-...

                                        There are more victims of same scam. I am a an ICCI Bank Customer since 10 years now. And this is what I get. I'm going to close my account with the bank now. And I am going to take this fraud to the next level posting it in every online complaint forum so that people are aware how these ICICI Banks treat their customers after they are cheated. I understand this does not happen one way. But still bank can't just raise their hands saying it was 3d Secure Transaction and we will not raise the dispute. What BS !

                                        I will use every blog, every forum, every complaint platform to make people aware of this Bank, The Fake Caller, and the merchant named Grit Edu_PayTM. Bank have to RESPECT CUSTOMERS. I lost my hard earned 8, 750 bucks.
                                        This is the reply I got from HSBC... They are not helping us... I hope we need introduce such system which a customer can block the settlement in case of online transaction...

                                        REPLY FROM HSBC
                                        [protected][protected]


                                        Dear Mr Yengkhom

                                        Your Credit Card 4384 xxxx xxxx 9937

                                        Reference Number 5725618

                                        Thank you for your email dated 18 June 2014 regarding your credit card
                                        with HSBC.

                                        We regret for the inconvenience caused to you.

                                        I have reviewed your card records; the transaction of INR 8750.00 is
                                        approved on 17 June 2014 and not yet billed on your credit card as on
                                        date, hence we request you to write back with dispute form once the
                                        transaction is billed on your credit card.

                                        Since settlement of credit card transactions is an automated process
                                        facilitated through Visa / MasterCard, I would not be able to hold back
                                        a payment to the merchant. In order to help you decide the next steps, I
                                        am listing herein options available to you.

                                        As per credit card norms, if the merchant does not submit a charge slip
                                        or an acknowledgement of the transaction to us within 30 days from the
                                        transaction date, the charge will be made invalid and the transaction
                                        will not reflect in your credit card statement.

                                        If the Merchant does comes in for a settlement and the transaction is
                                        billed to your credit card account, you may dispute the same by sending
                                        us a signed credit card dispute form mentioning the transaction details
                                        along with reason why the transaction is being disputed.

                                        Please download the same from the link provided below:

                                        http://www.hsbc.co.in/1/2/miscellaneous/application-forms#cc

                                        Mr Yengkhom, you may send across your transaction dispute form to us
                                        using any of the options listed below:

                                        • Email a scanned copy to [protected]@hsbc.co.in mentioning reference number
                                        5725618.

                                        • Fax your dispute form to us on[protected]

                                        • Post it to the address mentioned below:

                                        The Hongkong and Shanghai Banking Corporation Ltd
                                        Credit Card Division
                                        Dispute Desk
                                        PO BOX 5080
                                        Chennai 600 028

                                        On receipt of your transaction dispute form, the matter will be taken up
                                        with the member bank and would take 30 - 45 days for resolution. Sales
                                        slip retrieval fee or chargeback handling fee of INR 225.00 will be
                                        levied to your card account only if your liability towards the disputed
                                        transaction is established.

                                        Please feel free to write to us if you require further clarification

                                        A complete list of our Phone Banking numbers is available at

                                        http://www.hsbc.co.in/in/personal/phone.htm

                                        For an online demo on Internet Banking and more information on our wide
                                        range of products and services please visit our web-site www.hsbc.co.in

                                        Yours sincerely

                                        Rupa Rani Rayapu
                                        Customer Service Executive
                                        The Hongkong and Shanghai Banking Corporation Limited, India (HSBC)
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