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ICICI Bank Complaints & Reviews

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Updated: Dec 13, 2025
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ICICI Bank reviews & complaints page 140

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L
lapog1989
Mar 6, 2022
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Dear sir/Mam
i have applied for home loan in ICICI bank but which turned out to be very disappointing from there side and not tolerable anymore ...as I applied home loan after paying logIn charges of around 3800 Rs and they assigned me Mr Rajat Pradhan as relationship manager who will guide me to process the loan faster but he has no interest to take my file.I contact him from my side but he didn't respond me neither told me any status regarding my loan application for which I am facing a lot of issues..then i contacted there customer support team but they didnt care about my mail and told me that we cant refund my login charges as i have given undertaken, yes i have given undertaken but they have also given commitment regading support from there relation ship manager for faster processing but didnt got anything he started avoiding me for which i have faced a lot of issues, sir/mam if they cant provide the service then they dont have rights to take processing charge thats why i want my refund.

ACC No.[protected]
Application no [protected]
service request - SR[protected]
Gopal kumar Agarwal
ph no [protected]
ICICI Bank customer support has been notified about the posted complaint.
Verified Support
Mar 07, 2022
ICICI Bank Customer Care's response
Dear Customer,

We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

Regards,
ICICI Bank Customer Service Team
Mar 14, 2022
Updated by lapog1989
Dear Sir/mam
your official contact me and told me that the application got rejected (not an issue), issue is he contacted me after 1 month after mailing multiple times, now the price of the property has increased by 5 lakhs within this month, who will bear that cost ..i think no one then why he didnt informed me 1 month back so that i would have arranged it from somewhere else or would have applied in other bank ..but your relationship manager didnt care about the customer neither you..if you didnt care then why you have charged me for the login process..you could have told me before applying that you or yours employees not capable to handle the cases..so requesting you and gently asking you to kindly refund the charges because of negligence from your side..
Mar 14, 2022
Updated by lapog1989
you are easily telling me that charges are non-refundable, i agree but you have charged me because of service which will be provided by you but i didnt got that, so i have rights to ask for refund..2nd thing i tried to contact ICICI bank through your complain site level 1 done but didnt got the valueable answer..then i tried for level 2 then response from your complain site " unable to process the request try after some time" for the past few days..neither you have responsibility to check that..then i tried to contact customer care ..no response.
so requesting you to kindly refund the money back

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    M
    Mops
    from Amravati, Maharashtra
    Mar 6, 2022
    Resolved
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    Resolved

    A fraud transaction of Rs.39, 996 has done from my ICICI credit card through website called "Housing.com" on 27 th january 2022, I have filed the FIR too and complaint to customer care also, its been 6 days but i haven't recieved any news about it. My SR nb is SR[protected]. the transaction is fraud and i havent given any confirmation or information about card to anybody. Please check and revert back me for any futher information.
    Apr 7, 2022
    Complaint marked as Resolved 
    ICICI Bank customer support has been notified about the posted complaint.
    Verified Support
    Mar 07, 2022
    ICICI Bank Customer Care's response
    Dear Customer,

    We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

    Regards,
    ICICI Bank Customer Service Team
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      H
      Harshi 07
      Mar 6, 2022
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      Address: 29 7n Bhavani nagar ecil, Vijaya milk daily

      I have pay fee in easypay.icic.bank but the problem is money had deducted
      but showing the transition failed and also not came back money on my account
      ICICI Bank customer support has been notified about the posted complaint.
      Dear Customer,
      We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a01emr) in the subject line of your email. Our official will assist you.

      Regards,
      ICICI Bank Customer Service Team
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        A
        Abhishek@26
        Mar 6, 2022
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        Address: Siricilla

        My ICICI bank account has been debited with the rupees of 1, 499. I don't even get any otp to give permission to thet transaction. I transaction message shows that vsi stan debit and I found that prime membership is also not showing on account. So, please go through the issue and slove it.
        +2 photos
        ICICI Bank customer support has been notified about the posted complaint.
        Verified Support
        Mar 07, 2022
        ICICI Bank Customer Care's response
        Dear Customer,
        We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a01emz) in the subject line of your email. Our official will assist you.

        Regards,
        ICICI Bank Customer Service Team
        Mar 08, 2022
        Updated by Abhishek@26
        My problem was sloved, I contacted with the amazon customer service. They tell me about the reason why the amount was deducted and how to slove the issue. so, don't worry and thanks for your customer service for replaying me to slove the problem.
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          P
          Pragnya Jayashree
          Mar 5, 2022
          Resolved
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          Resolved

          Hi I was asked by the ICICI HOME LOAN customer care SRIDEVI TO pay my home loan EMI directly to my loan account number using UPI or transfer to the loan account number directly. There is a auto debit account which was issued 15 years ago which the details are not updated to our latest address or phone nubmers and not accessible. We have requested multple times to enable the access but the Bank has suggested to pay emi drectly to loan account. But now i see messages the auto debit is alos trying to get the EMI though we have paid all pending anount and cheque bounce changes also given
          Apr 7, 2022
          Complaint marked as Resolved 
          ICICI Bank customer support has been notified about the posted complaint.
          Verified Support
          Mar 07, 2022
          ICICI Bank Customer Care's response
          Dear Customer,
          We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a01enb) in the subject line of your email. Our official will assist you.

          Regards,
          ICICI Bank Customer Service Team
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            R
            from Dehradun, Uttarakhand
            Mar 5, 2022
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            I made a transaction on 08 Oct 2021 amounting ₹26026 on flipkart e-commerce. I cancelled the product on same day. Flipkart refunded the amount but bank converted the same in EMI. I was unaware about this because statement of card was sent on some wrong E-mail ID. I want my refund.
            ICICI Bank customer support has been notified about the posted complaint.
            Dear Customer,

            We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a01auc) in the subject line of your email. Our official will assist you.

            Regards,
            ICICI Bank Customer Service Team
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              H
              harshbomb
              from Ahmedabad, Gujarat
              Mar 5, 2022
              Resolved
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              Resolved

              I booked airticket via UPI from ICICI bank account from yatra.com. Later I cancelled the trip and Yatra.com has initiated refund on 18 February, They also shared me RRN number for refund transection. When I contacted ICICI bank representative, no one is responding to my issue.
              Apr 6, 2022
              Complaint marked as Resolved 
              ICICI Bank customer support has been notified about the posted complaint.
              Verified Support
              Mar 05, 2022
              ICICI Bank Customer Care's response
              Dear Customer,

              We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a019wh) in the subject line of your email. Our official will assist you.

              Regards,
              ICICI Bank Customer Service Team
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                K
                KautilyaSave
                Mar 5, 2022
                Resolved
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                Resolved

                I'm a customer of ICICI Bank for past 10 years and moved to US about 11 months back. For some reason my number which was registered with ICICI got disconnected and my old debit card also got expired.

                To generate the new Debit card Pin - It requires OTP on my registered phone number. To get my OTP - I don't have access to my registered phone number. My parents went in ICICI branch in person in Covid to change my number. No one helped. The support phone number I call always end up in Robo call and ask for OTP to connect with representative.

                I'm stuck in a cycle of requiring OTPs to even do a smallest thing. I can't even transfer money from ICICI account to my parents ICICI account because that also requires OTP. Can't get cash from ATM as new Debit card requires new PIN - to generate it requires an OTP.
                Why does OTP is the one point of failure?

                I can't change my registered phone number because I'm avoiding travel to india in Covid. Can't have my parents access my funds in ICICI bank account as well.

                Can anyone update my registered phone number on my account to atleast access my account for basic fund transfer to my parents.

                - Kautilya
                Apr 6, 2022
                Complaint marked as Resolved 
                ICICI Bank customer support has been notified about the posted complaint.
                Verified Support
                Mar 05, 2022
                ICICI Bank Customer Care's response
                Dear Customer,

                We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (ia019wx) in the subject line of your email. Our official will assist you.

                Regards,
                ICICI Bank Customer Service Team
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                  R
                  Rajni bhalla...
                  from Jabalpur, Madhya Pradesh
                  Mar 5, 2022
                  Resolved
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                  Resolved

                  Address: Icici bank Shastri bridge jabalpur madhya pradesh

                  This is regarding my Home loan which ws stated in 2006 from ICICI Bank Shashtri Bridge( Jabalpur). The payment term was fixed for 12 years and supposed be to end in 2019 but concern bank has adjusted all the amount as interest of principal acount .Now they are asking for more money and contact extended till 2025. Please check the details below for more clarity on my request .

                  Loan amount -525000

                  with interest it supposed to be - 950000

                  But we already paid the payment of Rs 1300000

                  After this all Bank People are still asking for money . I am only earning hand of family . My parents are more than 70 years of age .Both have Regular medicines and health issues .if you want I can also show supported documents on same .My salary is 15 K every month by which i have to take care of 3 members and their daily needs .

                  We are following up with the bank people from last 4 month and request them to settle down this matter between 25k to 30 k But they are not listening us and sending people to home whenmatter.
                  n job. They are giving trouble by phone calls and visiting my home when i am not around and give botheration to my old age parents which is not good for any senior citizens.

                  My Humble request with folded hands please take me and family out of this problem .I can only pay between 125 to 30 to settle this matter.

                  Rajni bhalla
                  [protected]
                  [protected]@gmail.com
                  Loan no-LBJBL[protected]
                  Apr 6, 2022
                  Complaint marked as Resolved 
                  ICICI Bank customer support has been notified about the posted complaint.
                  Verified Support
                  Mar 05, 2022
                  ICICI Bank Customer Care's response
                  Dear Customer,

                  We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                  Regards,
                  ICICI Bank Customer Service Team
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                    P
                    Pranjal544
                    Mar 5, 2022
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                    Address: Suraj deisel in front of first pillar of deoria gkp flyover near temple

                    I want to close my demat account online but this option not available i want to close my demat account online but not available . As i open it online so i want the closure should be online also .
                    ICICI Bank customer support has been notified about the posted complaint.
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                      D
                      Dpak555
                      from Bargarh, Odisha
                      Mar 5, 2022
                      Resolved
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                      Resolved

                      Didnt receive welcome gift for credit card

                      Hi,

                      I applied for ICICI Sapphiro credit card and I received it. And I paid the joining fee as well but it has been more than 2 months I have not received my welcome benefits yet. Please help me with this. Customer care executives are also not responding properly. Worst service from ICICI.

                      Thanks,
                      Deepak Kumar Sahu
                      Mail: [protected]@gmail.com
                      Mob: [protected]...
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                      Prasenjit1996
                      from Howrah, West Bengal
                      Mar 5, 2022
                      Resolved
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                      Resolved

                      Icici mine account opening

                      I created an ICICI MINE Savings Account 5 Days ago but still I don't get my account number and all the details of my account. After filling all the details for creating an account online on this Bank, It told me to do my Video KYC but without verifying my Video KYC, a new message appeared which was saying that "Your account details have been captured. Bank will get back to you in 4 days with the account number." But it's been 5 days I didn't...
                      +2 photos
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                      S
                      Shaileshchand07
                      from Nashik, Maharashtra
                      Mar 5, 2022
                      Resolved
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                      Resolved

                      Address: Nashik

                      To icici bank
                      Dear sir and mam
                      As per Mail, I have committed to clear outstanding dues after telephonic words with your bank executive.
                      I was also granted till apr to clear pending outstanding dues and not to handover case to collection department.
                      Though bank collection department from Nashik, Rajiv gandhi bhawani
                      visited to my home and misbehaved with my mother and wife git harassed which is absolute against the law.
                      They are threatening to vacate my home and to come along with police.
                      I request you to only bank interfere in this matter or else you case a file against me, we will settle dispute in court, social media, ngo
                      I have already told, will try to minimize or zero dues till Apr though collection department came to home and post notice at my residence
                      Apr 7, 2022
                      Complaint marked as Resolved 
                      ICICI Bank customer support has been notified about the posted complaint.
                      Verified Support
                      Mar 05, 2022
                      ICICI Bank Customer Care's response
                      Dear Customer,

                      We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a019x7) in the subject line of your email. Our official will assist you.

                      Regards,
                      ICICI Bank Customer Service Team
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                        K
                        khasim26
                        Mar 4, 2022
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                        Surcharge mcc 5541 on my ICICI bank debit card

                        My icici saving account has been debited following charges naming surcharge (Mcc 5541) for fuel purchase.
                        Request you to check and refund
                        KHASIM PEERA D[protected]
                        22/02/2022 22/02/2022 Surcharge Dt:19/02/22 MCC 5541 23.97...
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                        A
                        abhireddy16
                        Mar 4, 2022
                        Resolved
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                        Resolved

                        Exective that granted me loan said there is no foreclosure charges after 1 year of payment, now when i go to close the account you are asking me 5% preclosure, entire process was onine and he guided me how can your exective say this now why is it not applicable

                        If he is not your excetive how did he get my number and my details with icici are you performing a fraud out of this

                        please take action on execetive if he is yours or stay on your words by cancelling foreclosure or i dont want to beassociated with icici anymore my salary/credit account i will close them even business account my family holds
                        Loan account number - LPMBN[protected]
                        Apr 5, 2022
                        Complaint marked as Resolved 
                        ICICI Bank customer support has been notified about the posted complaint.
                        Verified Support
                        Mar 04, 2022
                        ICICI Bank Customer Care's response
                        Dear Customer,

                        We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                        Regards,
                        ICICI Bank Customer Service Team
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                          S
                          Shashi.k
                          from Bengaluru, Karnataka
                          Mar 4, 2022
                          Resolved
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                          Resolved

                          ICICI bank unexplained ecsrtnchg charges on my account

                          Am an icici bank customer. Today 04-mar-2022 ecsrtnchg charged 590 rupees. I don't know what the charges ecsrtnchg... They the bank hit the charges without my knowledge and without any confirmation email or sms or any phone call. Please explain what the charge it is. This type direction is not ethical please return my charged amount. My email id is [protected]@gmail.com...
                          +1 photos
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                          Y
                          Yuvrajrathod
                          Mar 4, 2022
                          Resolved
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                          Resolved

                          ICICI Bank Deduction DMC DP Charges

                          Address: BANER BRANCH, GROUND FLOOR, SHOP NO. 2, ATRIA, SAI PRESTIGE, ABNER ROAD, 411045

                          I am Yuvraj Rathod. 826.00 rupees has been deducted from my account as (DMC/IN[protected] DP CHGS TILL JAN-22) on 24-FEB-2022. Which I did not ask when I was opening account (I don't even know about Demat Account, how to use it and what is it about) but the icici representative stated that it is free of cost and it will never be charged and he convinced me that I can use it in feature. But he isn't told me that it will be charged which...
                          +1 photos
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                          debo2206
                          from Mumbai, Maharashtra
                          Mar 4, 2022
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                          Resolved

                          Address: India

                          On 2nd and 3rd march 2022, amount of 590/- has been debited twice from my account.
                          My SIP is due on 1st of every month and i had kept sufficient fund in my account on 28th Feb so that there is no bounce of auto pay
                          Still icici bank has levied these illegal charges even when there was sufficient fund.
                          Basically the bank has done a fraud with me.
                          I need my money back or else i will go upto a higher level to get my money and also RBI has no such rule where you can illegally debit any money from your customer's account.
                          Apr 5, 2022
                          Complaint marked as Resolved 
                          ICICI Bank customer support has been notified about the posted complaint.
                          Verified Support
                          Mar 04, 2022
                          ICICI Bank Customer Care's response
                          Dear Customer,
                          We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a016sy) in the subject line of your email. Our official will assist you.

                          Regards,
                          ICICI Bank Customer Service Team
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                            S
                            Srikanththota
                            Mar 4, 2022
                            Resolved
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                            Resolved

                            My amount has been debited 564 rs twuce aa saying Nach_AD-rtn charges...

                            Kinfly refund my amount as irnis fraud.
                            +1 photos
                            Apr 5, 2022
                            Complaint marked as Resolved 
                            ICICI Bank customer support has been notified about the posted complaint.
                            Verified Support
                            Mar 04, 2022
                            ICICI Bank Customer Care's response
                            Dear Customer,

                            We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                            Regards,
                            ICICI Bank Customer Service Team
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                              sunil verma 23
                              from Ghaziabad, Uttar Pradesh
                              Mar 4, 2022
                              Resolved
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                              Resolved

                              This is for your kind information that I am using ICICI Bank credit card from last 9-10 years.
                              current i am facing problem to make payment even i have credit limit. i tried mamy time to submit complaint on imobile app but every time pop-up display that currently experiencing some problem.
                              there is no satisfactory answer from customer care.
                              Apr 5, 2022
                              Complaint marked as Resolved 
                              ICICI Bank customer support has been notified about the posted complaint.
                              Verified Support
                              Mar 04, 2022
                              ICICI Bank Customer Care's response
                              Dear Customer,
                              We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a016va) in the subject line of your email. Our official will assist you.

                              Regards,
                              ICICI Bank Customer Service Team
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