ICICI Bank Complaints & Reviews

I have been deducted with 826 rs on 24th feb under the name of DMC dp charges till jan 21

I am using icici since about 5 years and have never activated the demat account then how I am being charged . When I reached customer care they told that there is demat account on your name. No prior information or notification was given on this. This is really annoying to follow up on such unknown deductions

From my account without any acknowledgement deducted 590rs twice in different occasion 22nd Feb and 23rd I want the refund back and want to stop monthly deduction system from bank...

Details of payment:
Payment to icici - eazypay
Pay for
Fees payment done by PhonePe Sbi account.( 1210/-rs.)
Transaction id : [protected]
Reference number - [protected]_[protected]
Date: 24/02/2023

Sir, my issue is regarding to failure of payment. (Date- 24/02/2023, time- 04:29 pm) my account balance is deducted while making a payment for Delhi university STUDENT_EXAM_FEE_2022_JANUARY, Dr. Bhim Rao Ambedkar College of ₹1210 through eazypay- icici gateway.

In brief :-

Actually, the matter is when i proceed to payment page after entering all
credentials of my upi mode then the payment was transacted from PhonePe. After a duration 5 minutes, the website shows me an error message in which it is written that " Transaction is not successful. Payment process not completed." Also, in my college dashboard there is an option for pay fees but i have already paid. and i checked eazypay website by filling in my mobile number, but no information is showing.

I contacted the biller i.E.T.I.M.E. But they don't have much information regarding this. I want you to please make a refund to me for the balance
that is incorrectly deducted from my account. I would be grateful if this issue could be resolved without further delay. I am posting few snapshots of this incident that may be helpful to you in sorting out this poblem.

My amazon rewards of ₹8919 for the transactions done from Jan to Feb 2023 on my amazon pay ICICI credit card xxxx 7008 is put on hold without prior notice. I have a limit of 5lakhs, why should they give me such a limit in the first place, if they wanted me to not use my card to its limits?
They advertised that I will get unlimited 5% cashback on my amazon spendings and 1% on all other spendings, that's why I bought the card, otherwise, why would I even bother to get this card? Now after spending, withholding the cashback without any prior intimation is ridiculous. I have been an ICICI customer for more than 10yrs now, Now I am considering moving all my accounts to other banks. they could have got much more than thas out of me had they calculated my CLV .

My SB account
debited with Rs 3500 on 18/2/23 as follows:
NFS/COCHN017/CASH WDL/18-02-23 3, 500.00
Please explain why I am debited?
Thanks

Company has issued loan against my credit card.
I rejected the loan in written.
Company asking for GST, Processing Fee and other charges, which I feel unethical.
LOAN amount of rs three lakhs only, has been credited in my SAVING ACCOUNT -ICICI[protected], against my AMAZON icici Credit card on interest rate I am not aware about.
There was no request or call from customer end.
No loan paper send to me to know about loan terms and conditions.
There are not taking back loan amount and asking for extra processing charges.kindly intervene in matter.
REGARDS
A K Srivastava

I am writing to inquire about the bond claim procedure at your bank. I acquired a bond through your institution on[protected] and would like to understand the process for making a claim should the need arise.

Specifically, I would like to know the following information regarding the bond claim procedure:

What are the circumstances under which a bond claim can be made?
What documentation and information are required to make a bond claim?
What is the timeframe for processing a bond claim, and when can the claimant expect to receive payment?
What is the fee for making a bond claim, if any?
I would appreciate it if you could provide me with clear and concise answers to the above questions, as well as any other relevant information that may be necessary for me to understand the bond claim process at your bank.

Thank you for your time and attention to this matter. I look forward to hearing from you soon.

I am a credit card with the bank and for one month, I missed paying the statement amount on time for which the bank has charged me late fee payment and also interest charges. I have a relationship with the bank since past three years. In spite of that the bank feels that because I have defaulted in one payment they should charge me instead of checking the reason as to why I delayed. I had requested and reached out to the customer care executive told that you know because of family emergency, I was not able to pay on time, Request you to reverse and considering that you know my background has been very nice and I have paid all my statements on time. The customer executive told me since you are there with us for the past three years. You should have known that the time to pay is on so-and-so date and you have not paid which is why you need to now pay the penalty what kind of a rude behaviour and services, The bank providing is my question

Hi ICICI,

Frequent amount deducting from my account, and there is no msg or preiror information on this
Name : Koushik
account :[protected]
Mail Id : [protected]@gmail.com
ATD-OXX2619-TNCHARGSJUL22GST / NACH_AD_RTN_CHRG~OF BNK BFLS

I have cleared my loan amount i got No due certificate again why deduction happening,

Please return mu amount or i going to close icici account

Hi, i request you to please change my two wheeler emi date to 7th of every month as my salary gets credited on 6th or 7th. Now my current due date is 5rd and it will create problem. So i request you to please change the date in which case all the emi will be paid on time. It will be really great if it is done now as i am still waiting for my salaty to credit.

Regards,
Santhosh kumar.

Your Grid card authentication has been disabled, Call our 24 hour Customer Care Centre and ask to enable Grid card authentication. Please let me know the next steps to avoid this issue or do the needfull.

302 rupees has been deducted from my account in the name of nach_ad_rtn_chrg~of-bkn-bflo-02jul22-8fe without any notification. I was maintaining minimum balance for the time of emergency and when i was going to make a payment then the amount was not there. What the hell wrong with icici bank.

Hi Team,

I have closed the ICICI Credit card on 25 Feb 2022. But still, it is Active status in Equifax credit bureau.

Account Number: [protected]
Closer date: 25-Feb-2022

Transunion Cibil, Experian and Crif have the correct data but equifax only inaccurate data in the credit report.
Please do the needful.

Hello Sir,

I have worked in ICICI bank from march 2018 till december 2018.

I was on medical leave on the last month.it was an approved leave.but then i got an abscounting mail. I went to office and also mailed my resignation letter the manager has not accepted the letter and said that my name is already in the abscounting list. I asked for the relieving letter they said it will come to my address. i never got my relieving letter till date. I contacted the HR but the HR is saying that backdated resignation letter will not be accepted hence you will not get the reliving letter. pls help

Regards
Athira g sebastian
Emp Code : 385689

I have not applied for any credit card with ICICI bank. i got a message today saying that there is a due amount on my card for the month of February.

I have been using ICICI credit card since last 7 years and make manual payments at the end of each month before due date

Similarly, I made a payment on 10th Feb and in my CC statement its mentioned auto debit return fee and service charges INR. 584.74 + 105.25. When I enquired about these charges bank said that I have auto debit facility opted on my account and due to insufficient funds charges in my linked savings bank account.

I clearly told bank:
1. I never opted for Auto debit how come it was applied automatically. They don't have any proof to show.

2. I told them, sufficient funds were parked in my account on 10th Feb itself and I paid the same on my due date i.e. on 17Feb
bank is saying auto debit is executed 5 days before due date
- As per the details, sufficient funds were there and payment was made on 17th Feb. Its bank issue why payments were not made or auto debit was not able to realize/check the balance in my account

I made payments 0-4 days before my due date but no auto debit fee was levied. bank is unable to provide any clear answer.

I have been pressurized to pay these charges without any fault of mine.

Please assist me out. I am not going to pay these charges at any cost.

Will switch to other bank as soon as possible.

My account got debited with 17 transaction in a single day through auto-debit from ICICI Bank, for ECSRTNCHG charges.. Rs. 554, Rs. 580, Rs. 590/_
Approx. 10000/_ rs. In a day has been debited without any intimation, neither sms nor any email notifications from the bank.

I want to know why and for what these charges has been debited from my account in a single day. And get it resolved ASAP.

Not any reply from your side after 48 hours
What is the issue

I came to know that icici bank has issued a credit card without my consent. And it's impacting my cibil. So I reached out them on their customer care service. Instead of listening my issue the have blocked my no from their customer care number. I spoke to them regarding the same. They are not providing any solution.

Dear Sir,

I Pratap Ghadge having an HomeLoan account with ICIC bank with a loan account number LBTNE[protected], would like to complaint about your bank. I have been trying to get the loan amount cleared for the latest demand letter send by the builder since October 2021 month. I have also submitted the hard copy of the disbursement request form, check submission form, demand letter from builder amounting to INR 5, 31, 133 and the previous check payment receipt was given to the bank. Whenever I approached your bank representatives, they would say it`s in process. My loan amount is still pending.

Builder had given me intimation to pay the amount or the Home agreement would be cancelled. The bank as give me the loan approval and now while I am getting the home possession they are delaying the payment.

Who will be responsible for cancellation of my Home (Bank assured me all support while taking the home loan and now delaying the payment)

I would request you to please look into the same.

From
Pratab Ghadge
[protected]@gmail.com

My kcc account is in Udaipura Mp branch which is hold from since feb 2022 and no response done by your bank . Until today