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ICICI Bank Complaints & Reviews

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Updated: Feb 2, 2026
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ICICI Bank reviews & complaints page 46

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R
rajeshmehta0210
from Jalandhar, Punjab
Mar 17, 2023
Mar 21, 2023
This thread was updated on Mar 21, 2023
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Address: MUMBAI

A Deep discount bond Viz. Ashirwad deep discount bond of ICICI was purchased in the year 1996 in my name (dated 15th July 96)for Rs. 5200 with maturity value of RS. 2 lakhs to be redeemed in 2021. The details are given here under:

Name of Bond Holder: VAIBHAV
Bond Holder No: 1418-601
Certificate NO. 507859
DISTINCTIVE NO. 560311
ICICI Bank customer support has been notified about the posted complaint.
Dear Customer,

We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

Regards,
ICICI Bank Customer Service Team
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    A
    abhishektiwari.sfdc
    from Kanpur, Uttar Pradesh
    Mar 17, 2023
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    Since many i maintained my icici bank account balance but I received a notification from icici stating that the bank has deducted 590 Rs. from my saving giants transaction code ECSRTNCHGS020323_SR[protected].
    ICICI Bank customer support has been notified about the posted complaint.
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      P
      Pritesh Krupani
      from vadodara, Gujarat
      Mar 16, 2023
      Mar 21, 2023
      This thread was updated on Mar 21, 2023
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      Address: VRAJSMART AKHADA VARASIA

      Icici bank credit card wale mere relation n frineds ko messages kerte hai, jab ki maine ek card ka settlement kar ke amount bhar diya hai, dusre ka baki hai per main bharoong, per phir bhi wo mere dost yaar ko messges or call ker rahe hai, muje isse bahut pareshani ho rahi hai, kripya help kijye, , ,

      Yesterday dated 15/03/2023 mere friend ke mobile per messages kiye the
      (bharat sindhkar)
      [protected]
      ICICI Bank customer support has been notified about the posted complaint.
      Dear Customer,

      We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a0q4qh) in the subject line of your email. Our official will assist you.

      Regards,
      ICICI Bank Customer Service Team
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        G
        GopinathanN
        from Kanchipuram, Tamil Nadu
        Mar 16, 2023
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        Address: kanchipuram

        Dear Sir,

        Greetings of the Day !!

        This is my ICICI account number:
        GOPINATHAN NALLATHAMBI[protected]

        In my account every month auto debited Rs. 100/- since 13th July 2018,
        Kindly clarify the details.

        Below items was transaction details for reference:
        10/02/2023 IPRUGTP-NCA-SR[protected]SI 100.00
        12/12/2022 IPRUGTP-NCA-SR[protected]SI 100.00
        17/11/2022 IPRUGTP-NCA-SR[protected]SI 100.00

        Kindly help and resolve the issue,

        I don't have any details regarding this one, so I visited the ICICI branch.
        He said contact the ICICI BANK customer care & ecs not attached in this account, then account opened time they have merged & its not possible to cancel the auto debit like that said.

        Regards,
        Gopinathan
        Cell: +91 [protected]
        Pan Number: BAMPG2155H
        ICICI Bank customer support has been notified about the posted complaint.
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          A
          Mar 16, 2023
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          Hi Team,

          In the Equifax credit report, below mentioned credit card account number details missed in the report.

          ICICI Account Number: [protected]

          Please share the accurate data to the Equifax credit team.

          Thanks
          Sreeni
          ICICI Bank customer support has been notified about the posted complaint.
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            2
            2jnagsudt
            Mar 15, 2023
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            Approached ICIC Direct branch, Adyar, Chennai for converting my NRI to RI. First step my trading account was suspended. I converted my savings a/c to RI status. No one knows the process for delinking my Demat mapped to NRI and activating trading account with Demat mapped to RI. Customer Care request to head to the branch and branch associate not supportive

            HelpDesk Request ID#:000Y8aJ10R8G6C2W
            : ICICICARE=[protected]
            ICICI Bank customer support has been notified about the posted complaint.
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              D
              Devendra01
              from Lalsot, Rajasthan
              Mar 15, 2023
              Resolved
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              Resolved

              ICICI Bank nach_ad_rtn_chrg ingenot charges

              Within 7 days about 590 rupees has been deducted from my account in the name of nach_ad_rtn_chrg_ingenot
              From the date of[protected] to[protected] without any notification. I was maintaining minimum balance for the time of emergency it's pendamic situation and when i was going to make a payment then the amount was not there. What the hell wrong with icici bank.
              What is this transaction purpose...
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              J
              Jisha S
              from Bengaluru, Karnataka
              Mar 15, 2023
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              I visited the nearby ICICI bank ie, in Dr. Shivarama Karanth Nagar on 24-11-21 as I wanted to close the paylater account. They asked to make the full payment. I did that and they said the paylater account is now closed. I asked about the email confirmation. They said, there is nothing as such, but I ensure that the account is closed now.

              I had received a couple of emails over the past year with the subject line as Paylater and I visited the above bank again, but they are now saying that they don't handle paylater account. Tried calling the customer care several times but unable to talk to any executive because the options don't redirect me to it.

              My brother received a message yesterday that there is pending payment of Rs. 4200 (approx). I don't understand! Why are you contacting my brother, rather than contacting me directly? Really disappointed with the entire service.

              Also, I looked at my Cibil score, and it states there is a negative balance with ICICI...! This has affected my profile very much and I need a resolution.

              I want to close all accounts with ICICI including Paylater account (XXXXXXXX2155) and any other account that is open. And do not ask me to visit nearby bank again. It is of no use because the employees there don't know to handle any request. I had asked to close this years back and now you are saying that there is pending payment! Ridiculous. This is not my mistake that there is an issue in the system, and I don't think I have to pay anything as I have not used the account in years (by assuming that it was closed).
              ICICI Bank customer support has been notified about the posted complaint.
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                A
                Aparna Krishna
                Mar 15, 2023
                Apr 1, 2023
                This thread was updated on Apr 1, 2023
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                I have done two purchase Emi with Bajaj finance and my Emi deduction is done on 2nd of the month. in March 2023 i received my salary by 9am in the morning and i was relived thinking my Emi will not be missed. but i received a message that my Emi payment was missed when i had enough and more amount in my account. yesterday when i was about to pay for a product i saw that my account is not having sufficient amount in it. When i check i noticed that twice Rs.590 was debited from my account on 14th MARCH in the name of NACH_AD_RTN_CHRG~ Of Bnk BFLf~02MAR23~40a and NACH_AD_RTN_CHRG~ Of Bnk BFLf~02MAR23~6a7

                why was this amount deducted without any notice. i had saved it up incase any emergency comes. and you are deducting it without any prior notice or anu SMS after deduction.
                I need my money back, when i had sufficient fund for the EMI why was this amount deducted without any notice
                ICICI Bank customer support has been notified about the posted complaint.
                Apr 01, 2023
                Updated by Aparna Krishna
                I still have not received any help from your side. I need to get support from you asap else I will be filling complaint with higher authorities
                Dear Customer,

                We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a0pyei) in the subject line of your email. Our official will assist you.

                Regards,
                ICICI Bank Customer Service Team
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                  A
                  Arun 98
                  Mar 14, 2023
                  Mar 15, 2023
                  This thread was updated on Mar 15, 2023
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                  ICICI bank, Today deducted money from my account for this type of enquiry NACH_AD_RTN_CHRG~Of Bnk BFLf~02MAR23~, so let my know why u are deducted money from my account. Please give my money back. Thank you
                  ICICI Bank customer support has been notified about the posted complaint.
                  Dear Customer,

                  We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a0pyej) in the subject line of your email. Our official will assist you.

                  Regards,
                  ICICI Bank Customer Service Team
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                    S
                    Swab123
                    from pune, Maharashtra
                    Mar 14, 2023
                    Apr 15, 2023
                    This thread was updated on Apr 15, 2023
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                    Resolved

                    I received call from ICICI agent was told they are giving me a load at the Interest Rate rate 7:01 p.a, I agreed, later when I checked it 13 p.a they informed them about it they refused to cancel, I asked them loan number they didnt provide they stated you will receive email I raised ticket ticket no -details

                    Level 1 Service Request (SR) No : SR[protected]
                    Name: Swapnil Gautam Waghmare
                    Account No / Application No: [protected]
                    Product/Service: Loans
                    Request related to: Others
                    Type of request/complaint: Other issues
                    E-mail address: [protected]@gmail.com
                    Mobile no:[protected]
                    Telephone no: null-
                    Level 2 Service Request(SR) No:
                    Complaint/Feedback: I hold ICICI credit card I got call from *+[protected], Was told I have pre approved loan they told they are offering me loan p.a 7.1 after my call was transferred to verification they told me the the EMI would be 9200 when I calculated it 13 p.a interest I got call from agent again I told him then he told it's 13 p.m cancel the loan I don't want this is deceiving I have the recording if do not cancel the loan I will complaint in RBI and consumer forum
                    but didnt receive now I see that got the bill the 1 installment of the Loan

                    no action were taken, they simply closed the ticket already told them I do not have loan application number because they didnt provide me Now I have received first installment bill even though I received the loan amount DD was returned to the back this is ridiculous
                    Mar 14, 2023
                    Complaint marked as Resolved 
                    I received call from ICICI agent was told they are giving me a load at the Interest Rate rate 7:01 p.a, I agreed, later when I checked it 13 p.a they informed them about it they refused to cancel, I asked them loan number they didnt provide they stated you will receive email I raised ticket ticket no -details Level 1 Service Request (SR) No : SR886913084 Name: Swapnil Gautam Waghmare Account No / Application No: 00000000000 Product/Service: Loans Request related to: Others Type of request/complaint: Other issues E-mail address: [email protected] Mobile no:9403646602 Telephone no: null- Level 2 Service Request(SR) No: SR889741045 Complaint/Feedback: I hold ICICI credit card I got call from *+91 22 6812 0353, Was told I have pre approved loan they told they are offering me loan p.a 7.1 after my call was transferred to verification they told me the the EMI would be 9200 when I calculated it 13 p.a interest I got call from agent again I told him then he told it's 13 p.m cancel the loan I don't want this is deceiving I have the recording if do not cancel the loan I will complaint in RBI and consumer forum but didnt receive now I see that got the bill the 1 installment of the Loan no action were taken, they simply closed the ticket already told them I do not have loan application number because they didnt provide me Now I have received first installment bill even though I received the loan amount DD was returned to the back this is ridiculous
                    ICICI Bank customer support has been notified about the posted complaint.
                    Verified Support
                    Mar 15, 2023
                    ICICI Bank Customer Care's response
                    Dear Customer,

                    We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                    Regards,
                    ICICI Bank Customer Service Team
                    Dear Sir.

                    My contact details are as follows:

                    Anuj Nigam
                    A684 Sarita Vihar
                    New Delhi 110076
                    Mobile # [protected] (Ajay Nigam my brother)

                    Since I am residing in Australia, my brother is looking after me all work in India.I am authosed you to
                    talk to him. My Australian # +[protected]mobile). I am ICICI account holder (NRE & NRO account
                    holder) of your New Friends Colony Branch, New Delhi) I have already submitted all relevant documents
                    including Bond Certificates, copy of my cheque, PAN no & Adhaar copy to your [protected]@icicibank.com.
                    Regards,

                    Anuj NIgam

                    Extract of my complaint below

                    Dear Sir,

                    I have purchased 2 bonds of Rs 4000/- each vide certificate no 10371 & 10372 on 05/10/1998 and the face
                    value is Rs 100000/- each (Total Rs 200000/-) in the name of Anuj Nigam & Mamta Nigam and the
                    Bondholder
                    No 4289-711. These bonds were due for maturity on 05/12/2022. I have visited ICICI bank in Connaught
                    Place (A Block) last month. They have directed me to to send the mail to ICICI bank
                    ([protected]@icicibank.com). I have already sent 6 reminders and is still not answered. I believe bank has
                    collected the money from people and will not pay us back now. It is our hard earned money which is
                    going
                    in to the drain. Hopefully RBI & SEBI will look into this and will instruct to them to pay the money
                    immediately to all bondholders.

                    Anuj NIgam
                    [protected]

                    On Wed, 29 Mar 2023 08:22:41 +0530 Consumer Complaints wrote
                    >Dear consumer,
                    We are sorry for the inconvenience being caused to you, Now your complaint is register with us through
                    the consumer complaints. Kindly share your contact details so our executive will reach out to you.

                    Thanks & Regards
                    Team Support
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                      I
                      iqubal2122
                      from Shirdi, Maharashtra
                      Mar 13, 2023
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                      Address: MUMBAI

                      As you know I am paying all my dues on time but in April - 2022 statement there is an addition of interest charges of Rs. 5060.85 & CGST - Rs. 455.48 & SGST - Rs. 455.48 which has been added by mistake and you have to refund back and spoke about the same to your customer representative and told that refund will be done.
                      I have been taking follow up since last one year but no response from your side.
                      Sir, its been 1 year and till now there is no resolution from your side and no support. I tried calling your representative and always they have told me that its processing and it will take 2-3 days but still haven't received any refund.
                      Everytime different person is picking up the phone and i have to narrate the story.
                      It's my genuine request to do so and clear all the interest charges and GST Levied on them.
                      How much time it will take to resolve this.
                      ICICI Bank customer support has been notified about the posted complaint.
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                        T
                        thomasanil2013
                        from Alappuzha, Kerala
                        Mar 13, 2023
                        Mar 13, 2023
                        This thread was updated on Mar 13, 2023
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                        I applied for a credit card loan from ICICI card and application was submitted succesfully with ref no. SR[protected]. On 4 march 2023 I received the mail that loan is been aapoved by bank and for disbursal of loan amount I have to send the my bank details in prescribed SMS format.
                        I have send my account details with all required details and received the confirmation SMS from bank.
                        But the next day when I received the mail that loan amount is been disbursed to my Kotak credit card account.
                        Now I am unble to use this loan amount because Kotak have their own procedure to refund this amount and it is still pending to be processed.
                        Even after sending my saving account details ICICI porcessed the amount to credit card account.
                        I have taken the loan for some urgent personal need and now I am stuck with no where.
                        ICICI converted this amount in prescribed EMI on 03.03.2023, but they haven't shown the total amount Dr Cr entry in my statement.
                        I have registered a complaint with ICICI customer care but no solution is been made by them,
                        From last one week I am suffering by this issue because of my amount stucked and I can not use it for my urgent need.
                        Please look in to this matter.
                        ICICI Bank customer support has been notified about the posted complaint.
                        Dear Customer,

                        We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a0pude) in the subject line of your email. Our official will assist you.

                        Regards,
                        ICICI Bank Customer Service Team
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                          K
                          Kigenousta
                          Mar 12, 2023
                          Mar 13, 2023
                          This thread was updated on Mar 13, 2023
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                          Hi Team,
                          My Multiwallet card showing invalid status when logging in via web browsers in self service portal and unable to use card ! There is no direct guidelines to reach your team via email or via call - everytime when I try to call it takes to some bot voice and totally not useful - can you please direct email when to i contact and please give me some email ID to directly reach customer support team ( please update that ASAP )

                          Thanks
                          ICICI Bank customer support has been notified about the posted complaint.
                          Dear Customer,

                          We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a0pudh) in the subject line of your email. Our official will assist you.

                          Regards,
                          ICICI Bank Customer Service Team
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                            P
                            Pramod Kumar Moharana
                            Mar 11, 2023
                            Mar 12, 2023
                            This thread was updated on Mar 12, 2023
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                            Hi,
                            There are two debit of Rs590 and Rs412.12 as ECSRTNCHG01_280223_SR[protected]GST without my consent from my account
                            ICICI Bank customer support has been notified about the posted complaint.
                            Dear Customer,

                            We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a0pqor) in the subject line of your email. Our official will assist you.

                            Regards,
                            ICICI Bank Customer Service Team
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                              S
                              svikzs
                              from Mumbai, Maharashtra
                              Mar 11, 2023
                              Mar 12, 2023
                              This thread was updated on Mar 12, 2023
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                              I have 4 ICICI ASHIRWAD DEEP DISCOUNT BONDS. They have matured in 2021. But I have had no news about this from ICICI. Would like to know how to redeem the bonds at maturity and how to collect the payout.
                              ICICI Bank customer support has been notified about the posted complaint.
                              Dear Customer,

                              We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a0pqoo) in the subject line of your email. Our official will assist you.

                              Regards,
                              ICICI Bank Customer Service Team
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                                pawan biloniya
                                from Shivpuri, Madhya Pradesh
                                Mar 11, 2023
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                                Resolved

                                Address: icici bank potdar bhavan jawahar nagar chhatarpur mp

                                Respected sir,
                                I am pawan kumar biloniya my account no is[protected] freezed by bank i am many time icici bank visit But not resolve my issue

                                Regards
                                Pawan kumar biloniya
                                shivpuri mp
                                [protected]
                                Mar 11, 2023
                                Complaint marked as Resolved 
                                ICICI Bank customer support has been notified about the posted complaint.
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                                  C
                                  chatur Catch
                                  Mar 11, 2023
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                                  Hi I am incorrectly charged the below on my account while I do not think I have a Demat account that I ever was able to login

                                  10/03/2023 75033878 DP CHGS TILL JAN-23 Dr. 826.00

                                  client id as above
                                  date of incident 10/03/2023
                                  ICICI Bank customer support has been notified about the posted complaint.
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                                    M
                                    Manjust
                                    from Bengaluru, Karnataka
                                    Mar 10, 2023
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                                    Posdec charge - 29.50
                                    i have a salary account in icici bank . I have been charged 3 times posdec charge of 29.50/- on march 9th and March 10th without any intimation and any fault of my own. I want the reversal of this payment. Its a wrong practice to deduct money from account without letting the user know of his fault.
                                    ICICI Bank customer support has been notified about the posted complaint.
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                                      A
                                      AdityaKhanpasole
                                      from Nagpur Urban, Maharashtra
                                      Mar 10, 2023
                                      Mar 10, 2023
                                      This thread was updated on Mar 10, 2023
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                                      Hi, I Aditya .K here have observed that ICICI is deducting 826 every year under DMC ..DP charges (as understood is of Demat account charges) since inception of my account i.e. from 2018 onwards till 2023.
                                      I am not using ICICI demat account nor I have activated or confirmed to anyone. Even it is strange that ICICI is not even informing me over SMS while deducting it.
                                      I have written a complaint mail to ICICI attaching every proof but no response in last 2 months. Hence have to reach out on this platform. This is totally an unacceptable behaviour from icici.
                                      I expect you refund my money with surcharge till date.

                                      Attached every details & proof, pls let me know if anything else.

                                      Thank you in advance
                                      ICICI Bank customer support has been notified about the posted complaint.
                                      Dear Customer,

                                      We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a0plzq) in the subject line of your email. Our official will assist you.

                                      Regards,
                                      ICICI Bank Customer Service Team
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