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ICICI Bank Complaints & Reviews

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Updated: Dec 13, 2025
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ICICI Bank reviews & complaints page 658

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T
Tarun Kumar Khandelwal
from Surat, Gujarat
Sep 29, 2017
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Address: Surat, Gujarat, 395010

Sir
I applied home loan in apr 2016.
From that time i continue request to bank for pmy subsidy. Bnak employee miss swhechcha rani say we apply ur form for subsidy. After 4 month she tell ur form rejected. Then say we not apply ur form so now apply in june 17. Then i give full document and filled form of pmy subsidy. Till date they are not forward my form.
ICICI Bank customer support has been notified about the posted complaint.
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    R
    Ramen Choudhuri
    from Kolkata, West Bengal
    Sep 29, 2017
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    Address: 700131

    Please update my email address as
    ramen.choudhuri.[protected]@gmail.com
    In respect to my credit card number
    [protected]
    I am not getting any messages regarding billing information through massage, email & Currier.
    Please resolve.
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      J
      Jose Deepthi
      from Kolkata, West Bengal
      Sep 29, 2017
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      Dear sir,

      This is to inform you that some fraud transaction is done on my icici credit card

      Details are below
      Pay back wallet-rs20000

      I got a fraud call from this no.[protected] on 15th sept at 5pm as calling from icici credit card for small verification for redeeming my points

      After few minutes i started receiving messages about the fraud transaction
      I request you to stop this transaction and please initiate refund into my credit card account as i am middle class person

      Looking forward for positive response

      Regards
      Deepthi
      ICICI Bank customer support has been notified about the posted complaint.
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        P
        Prashant@91
        from Pune, Maharashtra
        Sep 29, 2017
        Resolved
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        Resolved

        Address: 412307

        I have applied for zero balance salary account on 18 september 2017. And agent told ur account will be activated with in 2-3 days. But till today my account is not activated. When i called to agent he always tell tomorrow ur account will activate. My account no. Is[protected] please provide me the solution regarding how to check salary activation status
        Oct 30, 2017
        Complaint marked as Resolved 
        ICICI Bank customer support has been notified about the posted complaint.
        Verified Support
        Sep 29, 2017
        ICICI Bank Customer Care's response
        Dear Prashant,

        We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

        Regards,
        ICICI Bank Customer Service Team
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          S
          Sunny_140591
          from Delhi, Delhi
          Sep 29, 2017
          Resolved
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          Resolved

          Address: Bangalore, Karnataka, 5601013

          Hi team

          I have already informed your team to deactivate the demat account as i really don't have time on weekdays to go your office and close the same, however, again as soon as the amount debited to my icici account, you guys have just credited the same. Ref # [protected] dp chgs till aug-17

          How you guys can charge unnecessary in the name of service or whatever charges when i am not availing those service.

          I want the whole amount which you people deducted from my account from the initial stage.

          At the time of opening the account, it was free then how you guys can deduct rs 822.60 as well as i did not even get the message for the same, it was very smartly deducted without any notification and intimidation.

          Need the money back and solution for the same on priority.

          Thank you
          Prashant kumar
          [protected]
          Oct 30, 2017
          Complaint marked as Resolved 
          ICICI Bank customer support has been notified about the posted complaint.
          Verified Support
          Sep 29, 2017
          ICICI Bank Customer Care's response
          Dear Customer, (Sunny_140591)

          We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

          Regards,
          ICICI Bank Customer Service Team
          Oct 09, 2017
          Updated by Sunny_140591
          Any update??
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            N
            nathmrinmoy
            from Bengaluru, Karnataka
            Sep 28, 2017
            Resolved
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            Resolved

            Address: 560068

            I applied for a salary account in icic bank, when i was fooled by there false promises. It's been than 50 days when i filed for the account opening. And yet my account is not activated yet. My two (2) months salary is stuck in the account which i'm unable to withdraw. After complaining to a 2nd manager and the head of the salary team, i still see no hope. My call is not answered, my messages are not replied. I am unable to go to medical services since i cannot pay the bill. I am clueless since i've complained to a 2nd manager also.

            Please do not indulge in any business with icici. So far this company is the worst i have ever come across with.

            What would you do, if your 2 months salary is stuck because of the bank's ignorance towards customer service?
            Oct 30, 2017
            Complaint marked as Resolved 
            ICICI Bank customer support has been notified about the posted complaint.
            Verified Support
            Sep 29, 2017
            ICICI Bank Customer Care's response
            Dear Customer, (nathmrinmoy)

            We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a4h9m6) in the subject line of your email. Our official will assist you.

            Regards,
            ICICI Bank Customer Service Team
            I have done a transaction through eazy pay on 21/09/17, for the payment of course fee for NIOS D.El.Ed.The amount is not recived by nios, it shows that payment not made.but the amount of Rs4545 has been deducted from my account.i sent mail to icici bank about this problem.but they did not response.what should i do now?
            ICICI Bank Customer Care's response, Sep 29, 2017
            Verified Support
            Dear Korishma,

            We regret the inconvenience caused. We request you to email us your concern with your contact details on [email protected]. Please mention the UID (a4h9m6_aaaa) in the subject line of your email. Our official will assist you.

            Regards,
            ICICI Bank Customer Service Team
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              F
              foreveryoung
              from Mumbai, Maharashtra
              Sep 28, 2017
              Resolved
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              Resolved

              debit card fees charged twice

              Hi

              My old debit card was going to expire in september 2017 and it was broken also, so i decided to block that card before it expires.

              I applied for a new unifare debit card and a debit transaction of rs 299.00 + 26.91 + 26.91 with title 'unifare mmrc platinum jfee' took place, which as the name suggests is the joining fees of the card. This fee is okay with me.

              The issue is that after 11 days from...
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              S
              Sapan Dhoundiyal
              from Mathura, Uttar Pradesh
              Sep 28, 2017
              Resolved
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              Resolved

              Address: Ghaziabad, Uttar Pradesh, 201010

              Hi officer,
              My name is sapan kumar, i had applied for icici credit card around 3-4 weeks ago. Basic formalities already had been done and verification was also done on time. It was said to me that i would be receiving it in next 10-15 days but i am not aware that what is the current status of it.

              Please expedite it.

              Regards
              Sapan kumar
              [protected]
              Oct 30, 2017
              Complaint marked as Resolved 
              ICICI Bank customer support has been notified about the posted complaint.
              Verified Support
              Sep 28, 2017
              ICICI Bank Customer Care's response
              Dear Sapan Kumar,

              We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

              Regards,
              ICICI Bank Customer Service Team
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                C
                chiragmca7
                from Ahmedabad, Gujarat
                Sep 28, 2017
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                Address: Ahmedabad, Gujarat, 382424
                Website: www.icicibank.com

                Issues as below.


                1) we received late (More than 20 days) icici bank kit on our register address.

                2) 3 times curious service didnt delivered our bank kit and pin number to our register address and took 3 week more for same.. We have to make lost of call to get this kit.

                3) when we complaint to branch they reply us to we register complaint to our head office against curious company. (Pls verify our complaint history).

                4) after it same situation occurs again.

                5) we personally visited branch and collect bank kit / pin details. We took a leave from our busy scheduled from working day and visit the branch.

                6) when we open kit we received inquire card instead of atm card. At the opening time we clearly told to executive that we require individual atm for both director.
                Still we received inquire card which no use for us at that time. So why this thing happen? Its fault from icici branch end not from our end.

                7) we complaint it again for atm card so branch insist us to come to branch and fill the form. We can not do complaint online and resolved our issue.
                Because of this issue we could not full fill our one or two commitment to our customer and face loss of 12000 rupees for damaging our credibility in market.
                But branch insist us to come branch and fill form again with require proof. We go to branch in working day and our left our work pending and fill require document at branch.

                8) now gst comes in market so i tried to pay my pending bill before 1 july from corporate account. But when i tried to do on line payment on 30 june, i received attached error "you can not transact at this time. Please contact the bank for further information.". So i call to customer care tried to resolved this issue. Customer care replied me that your inquire card was blocked so that you could not do transaction at this time.
                So i said how it possible, i didnt received atm yet and why my inquire card block also why branch did not inform me for same thing that your card would be block or not received and notification on sms or email.
                So finally i could not do the payment and faced 50000 penalty as damaged of credibility. I did online complaint for not informing correct details form branch and executive. Please verify complain history.

                9) again atm card delivery issue occurred. Again atm curried did not delivered at my register address. So again visit branch to collect atm in working day.

                10) so i have new atm and pin but i cant not register/activate on line. So again i tried to contact customer care but cc replied that they can not activate your atm from here, we need to visit branch.
                So again we visited branch and activated atm card in working days and loosing our business. Please let me know the meaning of online banking? Bank send me atm on my register address with pin details but still i am not able to activate it online.

                11) after activate i tried to do transaction. Again facing same issue "you can not transact at this time. Please contact the bank for further information.". So that again contact to branch and complain about this.
                So that branch executive and executive told us to visit nearest icicic atm and do any translation like balance check or change password. So that i reached to nearest branch at sindhu bhavan road and check balance and change password.
                Before going i got surety from branch executive and executive that this is last time after it your account will be activated and no other issue occurred in future. Just call us back once i did transaction by atm.
                But as usual i again i faced same issue while online first transaction. So that i again contact to branch because bank online service dont have access. One thing if it not help customer then why it online banking?
                Now branch told me that now the issue is your atm card back side grid is disable so that i m not able to do transaction. Please let me know is this my fault?
                Again branch executive forced me to come branch and solve your issue.

                Still we visit the branch and contact to branch manager. But worst manager i have seen in any bank yet. He is not ready to listen our complain and not ready to accept branch mistake and also not ready to give in writing that we are facing issue or not give reply of our complaint. He told me that your account will be closed by us. We dont have issue with that so please go ahead. Because branch manager or any executive dont know the real issue by checking back office configuration of my account and just doing try and error and harass customer.

                12) after 4/5 days received call from branch executive. Executive told me to send email with error screen shot to her and corporate. [protected]@icicibank.com. So i sent mail to her and corporate care. But as expected icici can not help me without harass me. Again they insist to come branch and fill the form to enable/activate atm grid. Is this my issue so why should i go to branch again and again and fill the form?

                14) again and again that issue occur due to untrained branch management and staff, we are facing multiple and frequently issue. After 6 month my atm still not activated and still i am not able to do online transaction.

                So time we visit branch in heavy rain and facing so much issue. Branch executive just relax and told us to visit branch but they don't know customer have other issue or deliverable.

                Due to this issues we faced more than 1, 00, 000 rs amount loss in our business and credibility.

                We are facing multiple issue at online and at branch. Worst service faced here only. We have account in other bank also but this branch provide worst service.

                We don't like to visit again branch so that close our account and stop this non sense service provided by branch/bank.
                ICICI Bank customer support has been notified about the posted complaint.
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                  M
                  Mehul pamecha
                  from Coimbatore, Tamil Nadu
                  Sep 28, 2017
                  Resolved
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                  Resolved

                  Address: 313324

                  Very worst service was given at teller counter. Customers have to wait for an hour to deposit cash. The bank uses female staff to do teller work and other counters are free no one at other counters as tge bank has 2 teller counters. The staff takes much time and deposits cash first of the people who comes later and donot take care of the people who are already standing in a long queue. Please take care of this thing and solve the problem of the customers
                  Oct 29, 2017
                  Complaint marked as Resolved 
                  ICICI Bank customer support has been notified about the posted complaint.
                  Verified Support
                  Sep 28, 2017
                  ICICI Bank Customer Care's response
                  Dear Customer(Mehul pamecha),

                  We regret the inconvenience caused. Please share the exact branch location, so that we can get it checked.

                  Regards,
                  ICICI Bank Customer Service Team
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                    R
                    rajnishs91
                    from Gurgaon, Haryana
                    Sep 28, 2017
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                    I rajnish kumar. I am having credit card of icici bank (Credit card number 4375xxxxxxxx8)

                    I have purchase a goods of rs 28900 on 23rd july 2017. But somehow i unable to pay dues on time. I called icici customer care for consulting what interest rate should they levied on me if i not paid dues. They told me that i will be charged 3.4% interest rate.

                    Then i proceed with minimum amount payment rs 1450 as customer care advise me.

                    Please find attachment of my credit card statement. I have gone through the statement that i feel bank charge me rs 1989 interest rate which is too much as i calculated.

                    (28900x3.4) / 100 = rs 982.6

                    Another charge without my pre information they include auto debit fees rs 578. But i have paid minimum amount to credit card department. Then how can they levy rs 578 to me.

                    Last but not the least without prior nootice or information credit card department made a charge rs 500 extra for amount exceeding above rs 30, 000.
                    +3 photos
                    ICICI Bank customer support has been notified about the posted complaint.
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                      S
                      Sandeepeh
                      from Ernakulam, Kerala
                      Sep 28, 2017
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                      Address: Ernakulam, Kerala

                      Complaint regn # sr[protected]... Till now nobody has responded either by mail or by call...
                      I need a clarification on term "interest charges" when i have 100% auto debit standing instruction with icici bank, and that too, i was having "more than enough" money in my account when compared to my credit card bill. Though i called customer care, they were transferring my call from credit card section to nri section... And nri section back to credit card section.. And then again to some other section??!!! Thanks.
                      ICICI Bank customer support has been notified about the posted complaint.
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                        dineshballia
                        from Ballia, Uttar Pradesh
                        Aug 16, 2020
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                        Hello,
                        I was trying to pay my NIOS fee via EAZYPAY ICICI but payment failed.
                        Please return my money.

                        Transaction Description POS:EAZYPAY ICICI B/MUMBAI/72XX04421343

                        Thanks!!
                        ICICI Bank customer support has been notified about the posted complaint.
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                          S
                          Srinivasa Rao Vadlamudi
                          from Hyderabad, Telangana
                          Sep 28, 2017
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                          Address: Hyderabad, Andhra Pradesh

                          Dear sir,

                          Rs. 1037/- amount credited my account on 01.08.2017. Through net banking and the web site is www.justrechargeit.com/index_justrecharge.aspx and transaction number is[protected] through mobile app. But not updated in my dish tv. So please please update send amount to my icici account or dish tv

                          My dishtv vc no. [protected].

                          Mas. V sai charan deep u/g v srinivasa rao
                          Savings a/c[protected]

                          Registered mobile no : [protected]

                          Bil/[protected]/pgmib-dish tv rechar/HTTP://M.JU1, 037.00
                          6, 815.02
                          ICICI Bank customer support has been notified about the posted complaint.
                          Dear Srinivasa Rao Vadlamudi

                          Hope you are doing good.

                          We are sorry for the experience you had. Please write to us about your problem with your VC number and registered mobile number at [protected]@dishtv.in and we will put all our efforts in trying to help you out.

                          Regards,
                          Online Team
                          DishTV
                          Dear Srinivasa Rao Vadlamudi,

                          Information about your complaint is still awaited from you. Please contact us on [protected]@dishtv.in with the necessary details for any further assistance.

                          Regards,
                          Online Team
                          DishTV
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                            B
                            BGopal1990
                            from Delhi, Delhi
                            Sep 28, 2017
                            Resolved
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                            Resolved

                            Address: Pune, Maharashtra, 411014

                            Dear icici team,

                            I had apply a cc card and the same has been approved. But at the time of delivery, which address i had given at the time of apply, now same has changed. So kindly breif me how to update my address and which can helpfull to receive my cc.

                            My cc last number is 8007
                            My contact number is [protected]
                            My mail id is gopal. [protected]@gmail.com

                            Please provide me icici cc department mail id, which is easy for me to send the mail directly.
                            Oct 29, 2017
                            Complaint marked as Resolved 
                            ICICI Bank customer support has been notified about the posted complaint.
                            Verified Support
                            Sep 28, 2017
                            ICICI Bank Customer Care's response
                            Dear Customer(BGopal1990),

                            Our official will get in touch with you. We appreciate your patience.

                            Regards,
                            ICICI Bank Customer Service Team
                            Hi

                            I am customer with your ICICI Bank and i want to know the what is DP Charges and i didn't activate any services with my account and with out my knowledge Without intimating me, why ICICI bank will activating services on my account...

                            My account Number:[protected]

                            Regards,
                            Nagaraju
                            ICICI Bank Customer Care's response, Sep 28, 2017
                            Verified Support
                            Dear Nagaraju,

                            We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                            Regards,
                            ICICI Bank Customer Service Team
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                              D
                              Dhruv Haldankar
                              from Mumbai, Maharashtra
                              Sep 28, 2017
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                              I had purchased a motorola mobile phone, model - moto g5s plus (Lunar grey, 64gb), order number[protected], order date - 10 september 2017 from amazon for inr 15, 999. While purchasing the product i
                              Had selected the 24 months emi option but i received the statement from icici asking to make full payment. I suppose there is some error somwhere regarding not updating or informing about the emi to the # bank that is icici. Though i have received an email confirmation from your end regarding the same and i have already escalated the same to icici but they are still not ready to accept.

                              Amazon has been very kind and helpful to me in this matter till date, so i would again request you to kindly please liaise with the bank and sort out this issue please as you are as big as icici. Me being a common man i am not able to fight with them in this case as they are not listening to my problem.

                              Below is the email latest email i received from amazon team regarding this issue on my registered email id i. E dhruva. [protected]@in. Emiratesline.com;

                              =quote=

                              Your account
                              Amazon.in

                              Message from customer service

                              Hello dhruva,

                              1. Your order casio digital multi-colour dial unisex smart watch-sw002 (Wsd-f10rg) with order id #[protected] was placed using the emi option for a tenure of 24 months for the amount of 19, 996.00. The emi starts from the next billing cycle of your credit card from the order date.

                              2. Your order moto g5s plus (Lunar grey, 64gb) with order id #[protected] was placed using the emi option for a tenure of 24 months for the amount of 15, 999.00. The emi starts from the next billing cycle of your credit card from the order date.

                              I hope this helps. We look forward to seeing you again soon.

                              We appreciate your feedback. Please use the buttons below to vote about your experience today

                              Warmest regards,
                              Sumit k
                              Amazon.in

                              =unqoute=

                              An employee of icici credit card dept whos name is vinay was the worst person i have spoken to in my correspondence with icici.

                              Though i have received an email confirmation and text message confirmation from icici for the other product which is mentioned in the above messege from amazon costing rupees 19, 996 casio digital multi-colour dial unisex smart watch-sw002 (Wsd-f10rg) with order id #[protected] has been converted into 24 months emi. Mr. Vinay of icici very bluntly told me that this will also be removed from the emi scheme.

                              I request you to kindly help me out in this case please.
                              Dhruva haldankar
                              [protected]
                              +4 photos
                              ICICI Bank customer support has been notified about the posted complaint.
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                                S
                                Subina29
                                Sep 28, 2017
                                Resolved
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                                Resolved

                                Address: Kolkata, West Bengal
                                Website: www.icicibank.com

                                The number registered with my icici account is an old phone number of mine which i don't have anymore. I have moved to the usa and not likely to return to india any time sooner and i also don't intend to convert my existing icici account to an nri account. I need to update my contact number in my account to facilitate online transaction at the earliest. Please help.
                                Oct 19, 2017
                                Complaint marked as Resolved 
                                Who resolved it??? Nobody called me from the bank and received not even a mail regarding my problem registered here from the bank. How come the complaint shows resolved?
                                ICICI Bank customer support has been notified about the posted complaint.
                                Oct 19, 2017
                                Updated by Subina29
                                My complaint remains unresolved and unattended. How come you(whoever concerned) mark it as resolved. Notification to the ICICI bank customer support does not resolve the issue. It remains open and unresolved as long as I do not receive a call or mail providing a solution to the problem in hand.
                                How long does it take to address a customer issue? I have been waiting forever to find a solution to my problem. Please ICICI, kindly help me. Customer friendly is what every brand advertises and if we expect it I don't think we are doing anything wrong.
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                                  A
                                  Amol Maheshwari
                                  Sep 28, 2017
                                  Resolved
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                                  Resolved

                                  Address: Mumbai City, Maharashtra

                                  Hello,

                                  Please take some action against icici bank as they are deducting money from my account from last 1 year and that too with out intimating me as per rbi guidelines.

                                  My account number last 4 number is *4147

                                  I have always maintained minimum balance and still they are deducting money on a monthly basis from last one year

                                  Icici bank is fraud.

                                  Thanks,
                                  Amol maheshwari
                                  Oct 30, 2017
                                  Complaint marked as Resolved 
                                  ICICI Bank customer support has been notified about the posted complaint.
                                  Verified Support
                                  Sep 28, 2017
                                  ICICI Bank Customer Care's response
                                  Dear Customer(Amol Maheshwari),

                                  We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a4h6az) in the subject line of your email. Our official will assist you.

                                  Regards,
                                  ICICI Bank Customer Service Team
                                  Sir,
                                  i have made the payment regarding the D.El.Ed in NIOS on the 12/09/2017 timing 3:45 from my sbi debit card. but the status tillnow it shows payment not make..but the money from my account has been deducted rs 4545.0 POS [protected] at EASYPAY ICICI BANK LTD txn#717943. please refund my money..
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                                    KALIMUTHU180691
                                    from Delhi, Delhi
                                    Sep 27, 2017
                                    Resolved
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                                    Address: Chennai, Tamil Nadu, 600089

                                    I am an larsen and toubro limited employee holding salary account in icici bank l&t manapakkam branch. My account no is[protected]. Today i noticed rs. 826 have been charged on 26.09.17 as dp charges. Let me make it clear that while opening demat account i was assured that no annual or account opening fees will be levied but now u have cheated and charged. Kindly reverse these charges at the earliest else i will have to close both my saving and demat account with you.
                                    Regards
                                    Kalimuthu
                                    [protected]
                                    Oct 30, 2017
                                    Complaint marked as Resolved 
                                    ICICI Bank customer support has been notified about the posted complaint.
                                    Verified Support
                                    Sep 28, 2017
                                    ICICI Bank Customer Care's response
                                    Dear Customer(KALIMUTHU180691),

                                    Our official will get in touch with you. We appreciate your patience.

                                    Regards,
                                    ICICI Bank Customer Service Team
                                    Hello sir my name is parul my acount nummber is[protected]. Money deduct from my accout without my pemission fron icici bank . One time 1600 2nd time aprox. 97 rupee. Please refund this money .

                                    unwanted dp charges debited without intimation - Comment #2866250 - Image #0
                                    Icici bank charged me rs 178 for cash deposit account no.[protected] account holder name is pushpa
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                                      Mohitrajoria
                                      Sep 27, 2017
                                      Resolved
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                                      Hi, icici manager team,

                                      I want to know what is the dcardfee that has been deducted from my icici savings account.

                                      Dated as: 27/09/2017
                                      Dcardfee0334sep17-aug18+gst

                                      Icici ac:[protected]
                                      Mob no : [protected]

                                      While browsing the consumer court site, i can see numerous such instances. This is a clear case of loot that icici bank is doing on its customers. Any kind of fee or service charges should be clear and transparent to the customers.

                                      I want a clear explanation to this and also any other kind of such loots that might be imposed in future.

                                      I want my money to be credited into my a/c which they have deducted from my saving a/c
                                      Oct 30, 2017
                                      Complaint marked as Resolved 
                                      ICICI Bank customer support has been notified about the posted complaint.
                                      Verified Support
                                      Sep 28, 2017
                                      ICICI Bank Customer Care's response
                                      Dear Customer(Mohit rajoria),

                                      Our official will get in touch with you. We appreciate your patience.

                                      Regards,
                                      ICICI Bank Customer Service Team
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