ICICI Bank Complaints & Reviews

Respected sri/madam This is P.S.Prabhakaran. This is for your kind notice that i am holding a salary account and credit card with ICICI bank. For the non payment of my credit card I have marked with a LIEN of total amount of 78000 in my salary account on 28.12.14. Then i have made a payment of rs 22000 on 12.01.15 against the credit card, then the lien has got removed, but in the same month without sany prior intimation again a lien has been marked on 28.01.15 but my due date itself is 02.02.15 then also i have made a payment of rs 10700 on 06.02.15 but still the LIEN has not removed from the account. while contacted the bank officials they are telling that ''the bank needs me to clear my total outstanding of rs 55000 in a single payment still that time lien will not be removed and also they told that no settlement option is available for me". As iam the only source of income to my family this issue keeps on creating a severe financial crisis in my family and also my other ECS cheques for other loans also getting bounced.So i kindly request you to help me to put settlement and clear the lien in my account as soon as possible as the interest amount is increasing day by day in my account.Kindly note that in a month of janaury itself i have paid more than 33000 against credit card but still lein exists. credit card no [protected] ac no[protected] Regards P.S.Prabhakaran. [protected]

Hi Icici Banks, I had apply a cheque book from online on 9 Feb 2015 but so far I have not receive the same, on 10 feb i got mail from customer care see below mentioned description We wish to inform you that Cheque Book for your ICICI Bank Account XX0146 has been sent through Pigeon Express, AWB[protected] on 10-FEB-15. Do need full [protected] Skbharti

When I operated the ATM at Nizampate 11:09 AM on14/02/2015 using my CITI ATM card (Card number [protected] and account no [protected]), a total of one Rs-1, 000 denomination note and another 10 Rs-100 denomination notes emerged from the machine . At first, I did not suspect the fake note. But it did surprise me when went to pay my bike insurance (to new india) saying that the note is fake. After that i went to relating bank branch and addressed about the ATM that is giving fake notes.they took the complaint.they took the fake currency. i will wait for some to get the replacement. if there is no reponce from Bank then i will for complaint with the Banking Ombudsman or the consumer court. Branch Address: Icici Bank Ltd., Bhavyas Srinivasam, G- 4, Opp. Sangamithra School, Nizampet, Kukatpally - 500072, - Rangareddy Dist., Andhra Pradesh : ICIC0001805

Hi, We are try withdrawing the amount from the Atm at hirabaugh chowk near Swargate pune but same was not processed any of the time from last 1 months at the time amount debited from the account and then refunded after 2 days because of the same last month i charged abot to be 300 for transaction charges. Please get the ATM corrected / just put it off For details contact [protected]

I am an account holder with ICICI Bank and my account has regular transactions every month. A few months back they suddenly deducted over Rs 1500 from my account towards Average balance charges for various months over one year old i.e. MAB charges of Aug 13, Sep 13, Oct 13 etc were deducted after one year. After a lot of fight and finally after taking up the matter with their Nodal officer, I could recover the entire amount back. The bank assured me that this will not be repeated again. Now even worse... I Feb 15, the bank has again deducted MAB charges pertaining to period Jan 13, Feb 13, Mar 13, Apr 13... The bank woke up after TWO LONG YEARS... I think our money cannot be safe with bank a that does not have any reconciliation process and such banks should be heavily penalized and immediately BANNED by RBI

HI I MADE NEFT TRANSFER OF 15990 FROM MY ICICI BANK ACCOUNT TO SBI ACCOUNT.BUT TRANSACTION GOT FAILED MONEY DEBITED FROM MY ACCOUNT.WHEN I CALLED ICICI BANK CUSTOMER CARE THEY ARE TELLING TO WAIT UNTIL AMOUNT WILL GET AUTOMATICALLY CREDITED TO ACCOUNT.THEY ARE NOT RESPONDING PROPERLY EVERY TIME WHEN I AM CALLING THEY ARE TELLING MONEY WILL GET CREDITED BYE END OF DAY.I HAVE BEEN WAITING FROM 4 DAYS BUT MONEY HAS NOT BEEN CREDITED.PLEASE SUGGEST ME WHAT SHOULD I DO TO GET MONEY CREDIT BACK TO MY ACCOUNT.

Hi,

I tried to remove amount from SBI ATM- Alandi RD on 15/02/2015 however, amount not received. It was a failure transaction, still amount of Rs. 1400 is debited from my account.

Please call me for more details about the transaction.

Hi I am trying to unblock my credit card for last 12 hours. Due to more then 5 times wrong pin entry my credit card has been block. For reporting it via customer care number it always landed me to balance check or some waste menu option. There is not a single menu via which i can re activate/unblock my card. I need my card to be working condition now as I am traveling. If any body knows how to unblock this waste banks card please let me know otherwise I will surrender my card

- Dear Sir, I Inform you that I Fund Transfer my a/c no.[protected] Amount 1000/- date on[protected] but not Receive this Amount my Beneficial Person (Mr. Pankja Jain ) Sir, we asked your Customer time to time but not response my problem. Please Solve my Problem . Thanks & Regard Pawan Kumar

I Laxman Agarwal non accoun holder of the bank, staff in cash counter is not ready to take cash as she told you are not opening the account here in our branch i.e. ICICI BANK JHARSUGUDA, ODISHA . as when cash machine was installed they are not ready to take cash in counter.always they have similar ascuse link failure. Is it mandatory to open a account for any cash deposits or any activities. Regards, Laxman Agarwal [protected] Jharsuguda Odisha

This is to inform you that, on 4th February 2015, I made an online transaction to KVB Account from My ICICI account. The details are as follows: Name of my BANK: ICICI BANK MY account no. :[protected] Amount transfer date: 4th February 2015 Transfer amount: RS. 56000.00/- Name of the bank to which amount was transferred: Karur Vysya Bank Name of the beneficiary: Mr. N.Shankar Account no. of beneficiary:[protected] IFSC CODE: KVBL0001283. I would like to inform you that, the payment shows successful in my account. But is still not deposited in the beneficiary’s details. I had been coordinating with ICICI bank for the same, they sent me the NEFT copy for the same stating the amount has been transferred. The same details were forwarded to Karur Vysya Bank but there is no response. I am not sure what to do now. You can contact me on the following no. +[protected]. Email id : [protected]@gmail.com Thanks and Regards Sasitharan Nagamony

as my sister is using icici credit card during 2014 they asked her to pay some amount for using credit card at some countries. she explained she was in india only and they asked to submit the passport xerox copy she submited and today a person calleed her and said she has to pay if she has not used aslo he has scoled my sister that he ll inform all the bank not to provied any services i need a proper solution within a week time or i wm going to file a case aginst icici bank.

Hi Team, I had ordered 6 Provogue watches with ICICI scheme but one of them was defective. I tried contacting Provogue Customer care over the phone(+[protected] and email([protected]@rock.in, [protected]@provogue.com) but received no response from them. The phone number in fact is out of service. My order number is: #[protected]. Request you to take urgent and immediate action for either a refund or replacement of the defective watch. With regards Poonam

This is Ranjana Varma since morning I have got 10 calls from ICICI bank credit card department saying that you are the guarantor of Birkha Singh and he has 75K outstanding of credit card with our bank and speak to him and pay the outstanding or else we will send the executive at your postal address. They have my postal address also. when I checked with her what documents they have of my as a guarantor. She said we have your mobile no and address. I donot know who is Birkha Singh and how they have my postal address with them. I am getting the call from[protected]. Request your action on urgent basis.

I am attaching Cardmember Dispute Form.

The said transaction were the fraudulent transaction on internet on the basis of call made by a person from tel no. 91-[protected] representing himself as representative of credit card department.

These transactions were made by myself on false representation from the person representing himself as a bank personal.

It was the case of judgement my part. If...

February 12, 2015

Team ICICI
Home Loan
Mumbai,


Subject: offer letter for loan facility vide application number [protected] (franchises code: BALVINDER KAUR- 193266)


Dear Sir/ Madam,

I have applied for home loan through your Kalayan West – zip code 421301 Branch, after submitting required documents I got a loan sanction letter attached herewith from Kalayan West bank, after giving me sanction letter thay have demanded one more document form CIDCO which was not available from me & I ask them to give me some time as it will take 30 to 45 days to get this document from CIDCO.

Meanwhile the first EMI came on 05.02.2015 & nobody informed me regarding this, that time I did not not have sufficient EMI amount balance in my account, even though Rs. 6409/- which was in my account was debited by your bank.

Due to miscommunication from your team I suffer a lot, hence request you to please do register my complaint & credit the debited amount in my bank account, also request you to please take action on your staff who have misguide me & issued me loan sanction letter without fulfillment of all the required documents from me, if they have asked me to submit this letter before issuing sanction letter I may change my mind not to transfer my loan account to your bank.

Financially I am unable to pay both EMI’s so kindly look into it and please help me to solve this problem on priority basis.

Also request you to please give me request / complaint number by reverting this mail asap.

Regards,
Pralhad Patil.
[protected].

Hi Icici BankCredit Cards, , I had apply a credit card on 7 Jan but so far I have not receive the same, , infect I had dropped you many mails & call back request as well. See I am using Icici Bank service from last 5 years but so far I was not believe that you willdo such ridiculous things but I am surprise to see that actually you do. When I was apply the credit card that was time you were give me the TAT that “you will getcredit card in next 10 days” still i am looking my mobile screen to get the confirmation & or any other status. Now I would like to request you please share the application[protected]status & please don’t Brock my faith. Regards Furqan [protected]

Dear Sir, I am sending the mail content which i sent earlier 1) Whether points are credited on the basis of consolidated transactions of diff. transaction?2) if So without a statement how a person reconcile the points earned with the money spent3) Whether all modes of payments like Online banking, Debit card payment. will yield payment4) Whether all payments made from my account will get me Payback points or any exception is there5) Whether Payback points are credited in any systematic & Periodic Basis6) With above sample of reconciliation how can a customer will be convinced that he is earning Payback points is matching with his payments7) Whether any charges are levied for redemption of points8) When can i have a relationship manager Who can interact regularly & solve my issues9) Almost 8 to 10 staff from ICICI discussed for some issues & given assurance for call back after 24/48 hrs, but never called, each time after i raise a fresh complaint some new staff will attend they will ask for the whole detail again. This has to be stopped.10. recently Mr. Rangarajn told he will make a visit after Pongal but till date no response & Mr. Manoj Contacted to verified whether my querry is sorted out, I briefed him the issue again, then he told he will come back to me next day with the solution. but till date no contact.11. Mr. Rangarajan told that you will contact to solve Pay back issue. But you contacted me only after i raised the issue with the customer care again.12. Being very highly rated bank in india Why this payback is not handled transparently & simple to understand way. 13. Your sometime simply replied that it will be handled by payback & while checking up with payback they are telling they are getting only consolidated points & not the break up. But payback is very clear that they will sort out any issues if it is mailed in detail. So i request to give me a mail if it has to be taken up with PaybackI am writing this again so that somebody will try to put stop to this & the customer that too categoriased as "Wealth Account Holder" is not treated like this in future Being Managed by highly professional Mrs. Chanda Kochar and the bank which technologywise, systemwise, Networkwise one of the leading banks why these type of issues carried out without solving for longer time .Hope this type of customer satisfaction spread it will not do good the Bank which has earned a good name in the market After this I recd an email from Mr. Bharadwaj with the following content We are working on your request, by Saturday which is on [protected] you will be getting a detailed explanation mail for all your questions from payback. 1) Whether points are credited on the basis of consolidated transactions of diff. transaction? 2) if So without a statement how a person reconcile the points earned with the money spent 3) Whether all modes of payments like Online banking, Debit card payment. will yield payment 4) Whether all payments made from my account will get me Payback points or any exception is there 5) Whether Payback points are credited in any systematic & Periodic Basis 6) With above sample of reconciliation how can a customer will be convinced that he is earning Payback points is matching with his payments 7) Whether any charges are levied for redemption of points. After Saturday 3 full working days are over but still i have not recd any reply kindly do the needful regards, V.Balasubramanian [protected]

Hello, This is in relation to the previous complaint against Icici credit cards, Aurangabad Branch. I am raising this on behalf of my friend Mr Vikram Anil Ghodke. Every year they carry their age old recovery sheets and trouble.Now these people are even threatening over the phone. Their innummerous calls were already a harassment, inspite of telling that money has already been paid. Now they are threatening that there are other ways to recover the money and this came from a lady!!! Few things to note - 1- the card was taken in 2005, stopped in 2007. Outstanding of Rs 1200, the charges plus outstanding was paid. In later years, more than Rs 8000 was paid in the name of interest plus taxes, following their similar calls. So for Rs 1200 already Rs 8000 plus amount already paid with assurance that now all settled, yet every year they harras. 2- the language is appalling. This is the state when we have not even defaulted. If there was a mistake at our end, then I could still tolerate it. But only because ICICI Bank systems don't get upgraded and some branches close down and they don't have records, they are still harassing and demanding money. With their stone age systems and people that are incorrigible, the end user has to suffer. Now they are demanding Rs 50000!!???!!! This is supposed to be a reputed bank and is bound to provide quality customer service. Forget about customer care, here they are completely out of control and common sense, demanding and threatening to pay 10 years of interest plus taxes for Rs 1200, that was already cleared at the time of closing. Things were settled long back... Still this torture. Details for your reference are given below. Icici credit card branch, Aurangabad Customer name - Vikram Anil Ghodke. DOB[protected] Residing in area - Nandanvan Colony 431001 Mobile [protected] Email Id- ghodke.[protected]@gmail.com Please resolve this, as it is getting out of control

I have not yet received refund of the application money deposited with ICICI bank for the DDA Housing Scheme 2014. My DDA Application Number is 6020287 and the amount of Rs 1 Lakh was remitted via NEFT through HSBC Bank to Account DDAS 2022888 with ICICI bank IFSC code ICIC0000104. It is already Feb 11 2015 and the refund amounts were released to banks by DDA on December 24, 2014. I fail to understand why ICICI is holding onto the refund money. The refund needs to be made immediately. I can be contacted at [protected]@gmail.com