I have been an ICICI Bank customer for last 6+years with Account No.[protected]
ICICI bank deducted Rs. 826 on 27-May-2022 without any information or consent and mentioned transaction remarks as "DMC/[protected] DP CHGS TILL APR-22"
I have never authorized ICICI Bank to open a Demat or a trading account for me. However, ICICI went ahead and created an account and deducted charges of 826 rupees without informing or getting authorization from the customer. I am attaching a response received from the bank, where they say they can only refund on a pro-rata basis for a service which I never asked for and which I never even utilized.
For anonymously opening these accounts, ICICI Bank never reached out to me for any documents. However, now representatives tell me I have to send multiple requests for closure, call customer care, visit the branch, submit documents and whatnot.
Please close the account ICICI Demat account immediately and refund my full amount. If not I will have to reach out to RBI ombudsman and take the further legal steps that are available. I can see hundreds of such complaints about unauthorized deductions, this isn't good on the part of an elite bank like ICICI
I hope you will refund my money at the earliest!
ICICI Bank customer support has been notified about the posted complaint.
Verified Support
Jul 26, 2022
ICICI Bank Customer Care's response Dear Customer,
We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.
Regards,
ICICI Bank Customer Service Team
Jul 31, 2022
Updated by ahmadfareed007 I am still waiting for your official to reach out and for my refund!
We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a09tzj) in the subject line of your email. Our official will assist you.
Regards,
ICICI Bank Customer Service Team