ICICI Lombard Complaints & Reviews

I bought the health policy no-4128i/hppr/81726754/03/000 in 2013. At the time of buying the policy it was clearly told us that maternity benefit are covered under the policy. I have been paying the premium since 5 years. Now when i tried for maternity claim, it is denied stating that in order to get the claim policy must be of floater in nature and it should be jointly served with the husband. But no one is last 5 years has even bothered to informed us about this clause. Everytime the renewal is due people are calling 10-15 times a day but now no one is ready to revert on the concern raised by me. Would like to receive any evidence where it is informed to us, as every time i call to customer care, my call gets recorded for training & quality purpose. Would like to understand why a customer should suffer because your sales team hasnt provided the proper information to the customer.
This is absolutely bizzare that you can issue a policy to a married lady without informing her that she will not get the benefit of maternity claim if her husband in the copayer in the policy.
Your revert will decide the nature of furture emails.

Hii this is vinay i had this icici lombard helth insurence in the beganing when i was taking they tell me lie that we cover all the sanitary item also now i am withdrawing this polycy but i am fail to mail my neft document on their email id [protected]@icicilombard.com is their any solution by which i can get my money back i tried to mail many time on this email id but customer support team is saying we not get your mail is it possible they are telling lie to me if they are telling lie please give me some suggestion... Thank you from vinay kumar tiwari.

Hello sir mai date 12/02/18 ko nagpur ramdaspeth dhantoli wardha road me asha hospital reg. Hard copy sumit ki hai aur scan copy mail bhi kiya hai lekin toll free no. Per enquiry kane per who bol rahe hai abhi doument bhi nahi pahucha aur mail bhi nahi pahucha aur mere pass recived hard copy bhi hai pls mere mail per is claim ka updation information bhejo my mail id [protected]@gmail.com

Icici lombard — insurance claim not pass by icici lombard complain number
Mot07219651 dated 02/01/2018

Respected sir / madam,

My 2-wheeler scooty with name honda activa with number dl9 s am 2324

Insurance certificate number 3005/w[protected]/00/000 find herewith

Attached bike insurance copy.

Engine number jc44e5586777 chassis number me4j448jc586554

Kindly help for release claim amount rs. 28, 207/- mentioned in last

Insurance policy

Complete harassment of consumer.
From last two months one accidental claim (Mot[protected] refund was pending at your end. There are two query
1. Motobike number in fir copy
2. Seziure memo report
With reference to point 1. At the time we did fir motobike number was not mentioned on bike.
2. Seizure memo was appropriate unconditional in our case because this was an road accident due to skid of bike and bike got damaged and after we transport the same to company work shop.
Now no revert on both the query. And still we r waiting for refund to settle.
Need urgent revert on this.

Dear Sir / Madam

Am writing this email in deep distress as i have got a patient admitted on thursday evening
and since then there was no action taken by ICICI

The below are the details of the Claimant
Name : Mazhar Hasan
Policy Number : 4128I/HP/[protected]/01/000

On thursday when Mr Mazhar Hasan was admitted to the hospital prior to it he had black out and seizures which was due to his poor health condition
when he was brought to the hospital without proper diagnose, i believe the hospital mentioned its a case of epilepsy which was not true

Later he was diagnosed with multiple ailments which includes Acute pancreatitis, Stones in the gallbladder and has to undergo a surgery, i have contacted ICICI on several occasion and reminded the help desk team that
am making a phone call directly from UK and every time i made a phone call Either i was given a poor response or the guys dosent even know what going on with the case

i have requested to speak to someone senior who knows the subject but i got refused . They only know 2 lines “ sorry sir “ and “ hold the line for 2 minutes”

i assumed that icici is a big company and because of which i have taken the health insurance policy for my parents 7 years back and since then i have continuing the policy
but if i was known that this is the service which am going to recive then honestly speaking i would have rather not taken the policy from ICICI

its been 4 days and no action has been taken, tomorrow is the surgery and upto now they have not taken any action.

i would like to know the name of the responsible person or a manager incharge who deals with peoples claims and also i would a member of higher authority to contact me on my details below
as instead of easing the stress at the time of difficulty you guys are given us more stress . every time i tried to call the customer service line there was no help provided what so ever
All were bunch of fools sitting at your call centre who dosent know about anything . i have requested several time to put me to a senior authority
they openly lie saying that theres no manager available to take my call .

i would like my email to be acknowledged at your earliest and i need the details of the responsible person who i can contact until this claim has been sorted as am not going to call from UK
to speak bunch of fools who dosent know anything

i hope to hear from you soon

Respected sir / madam,

My 2-wheeler bike with name hero passion pro with number mh03 cc 2236 met an accident on 18 feb 2018 at eastern express highway, mumbai and bike slipped at right site. Damaged part after accident is left guard, silencer cover, backlight, handle and right site handle grip and bike kick completely bracken from engine shaft.

Insurance certificate number 3005/39306732/11360 /000 find herewith attached bike insurance copy.

Engine number ha10evfhm11192 chassis number mblha10bsfhm1053 2

I had raised complaint with icici lombard with claim number mot07369860, however below parts not cover under accidental damage. Kindly take up strongly with insurance company for damaged part replacement under insurance claim. Completed de satisfied with icici lombard insurance company.

1) bike kink
2) silencer cover
3) left guard

Dear all
Greeting of the day!!!

We are sorry to say that we are not satisfied with the service of lombard insurance company. Our concern is not for claim our concern regarding the information which was shared with us at the time of selling, mail exchanged with us and the information is available on we page are entirely differ. We are really feel that we are big fool
So we trust on the words of the lombard representative, when we buy the policy it was informed to us that the path facility will provide near by house. No a grade hospital or b grade hospital. You can check in web page that no where mentioned a or b grade for pathology. Please refer the mail of dharmavaram siddiq (Customer relationship manager) he informed to us the in a grade hospital such facility is not available.

Last year we did not use the complementary coupon this year we want to use so we approached to lombard representative, when they ask the are, we suggest the hospital nearby house in which the pathology facility is available.

They informed to us in writing that in a grade hospital they will not provide. Dear sir/ mamdm, our question is that why not informed to us earlier that we will not provide the facility in b grade hospital. We have all the mail exchanged and recording conversation which can prove that how the insurance company make a fool the common man.
Sir, we are sorry to say that please change your slogan of icici lombard "vada nibhaya" false commitment fulfill.

For example: if we buy some product from market and some items are free with the product, the same time we can judge the free item quality before purchasing and after that this is solely buyer discretion that he want to buy or not, but here is different story, at the time of selling no where is mentioned. A grade or b grade, when we buy then informed that a or b. If we ask the claim, then say simply refund the premium amount, why only premium amount, why not interest on said amount, why the compensation for mental harassment. Because there is no value of the common person. If we say something they simply say we refund the premium amount. Is this enough for us? We dont want to cancelled or refund the amount we want the fair business ethics or commitment not false.

Further, i have not purchase the policy for surrender or refund but such type of non committeemen is not acceptable to us, how we trust on your words, our experience with your representative is very horrible some example are:

1. Some days ago i require to use the policy, my spouse has face the minor crack to toe, i call the representative (Ms jarin @ 4-5 pm), is this cover in medical insurance? She simply state that no., neither she suggest me that sir amount can be reimbursed on submission of the bills as per policy terms.

2 in same day in the night again i have make a call then representative suggest me that sir this amount can be reimbursed to u.
Now which statement is correct. You have also the recording of the conversation, we have also the same.
Please tell me which statement is correct.

3 other example:- last two or three days back when i ask to the representative that i want to use the complementary coupon,, she told me that on sunday or public holiday it is not possible.
Why this is not communicate to us when we buy this product. We are salaried person and we have the off on sunday or in public holiday.

Sir, we have really fade up with discuses with your representative. They are always ready with half information.

Finally, if the company want to refund the amount of the following policy we are ready for the same but please refund including our last year premium + menatl harassment which we face in last some days,

The ploicy details:-

4128i/ihpr/[protected]/00/000 (Old policy no. This has renewal this year)
4128i/ihpr/[protected]/00/000 (Old policy no. This has renewal this year)

We are looking forward the fair judgment from your ends

Thx & rgds
Pankaj kumar

Mera loan indiabulls se huya our apki company ne policy ki mane indiabulls ka loan bar diya hai mane policy cancel ki request 3month se di hui hai mujhe baar baar document mangva kar pareshan kiya hua haiai bahut jyada haresstment mei hu mujhe payment ki jaroorat hai mobile no. [protected]. Hlapkar00329520 loan account no. Sir please jaldi se payment karva do

A health policy was renewed on 4th feb 2018. The payment for the one year renewal was made on that date and my card account was debited for policy through their online payment portal.

As on date of writing (26 feb 2018). I have neither received the electronic copy of the renewed policy nor the hard copy.

Since the date of renewal, i have spoken to 6 different customer service agents on their toll free number 18002666. With each of them promising a resolution within 24-48 hours. A resolution seems like a mirage.

Prior to the renewal, the agent mr daniel or michael would call me every other day, to seek early renewal and also sell their two year policy. I had categorically refused to accept the two year renewal. Despite this, he sent me two proposal, a 1 year and another for 2 year renewal. I had only selected the 1 year policy and paid it online through their payment gateway.

I would like icici lombard to either, resolve this issue, or alternatively refund the money paid to them, so i can obtain health insurance from other insurers.

Finally, i would like to advice customers, current and potential, that the service level and agent attitude and commitment is "pathetic" they don't live up to the commitment they make. So please exercise caution before you buy!

Many thanks for your attention

Dear sir,
Good evening.
This is aslam basha k from chennai. As i joined, one year health insurance policy in icici lombard from the date of 18/03/17 to 17/03/18. When i joined before, i received a call from a lady person miss. Nivedha ph: [protected]. Told me that, “we are calling from icici regarding health policy”. It will be refundable after one year when your loan will be completed. If you r using credit card means we will convert to emi option also. Then i agree to join in this policy. Today i called that above contact no, someone picked the call and told me that “there is no refundable option in this policy. She (Nivedha) also not working now. She told lie to joined in this policy. Ask to customer care we are not responsible for this.”
So now tell me, what i have to do??? I need my money. Still 21 days remaining to complete my policy period.
Policy no : 4128i/hp/[protected]/00/000
Agent name: icici bank pp telesales chennai
Agent code: 2470377
Agent no: [protected]
Total amount :rs.6237

Hi,

This is to bring to your notice that, my experience with your company has been disappointing. I had to make multiple calls and send reminder mails to address the issue but still due to the laid back attitude of the staff the issue is still not resolved. I recently spoke to one ms pooja and asha who put me on hold for almost 5 minutes and disconnected the call. I have never experienced such low quality of service with any other service provider. With this kind of attitude from the staffs i would never ever recommend this company to anyone. There is absolutely zero follow up and ownership. I had paid the requested amount and still the name transfer has not happened and no one is bothered to inform you the same. I will be reporting this on customer complaint forums and also on other social sites.

Service request number[protected]
Policy number : 3005/99720685/02/000
Policy start date: 2/24/2017 12:00:00 am
Policy end date: 2/23/2018 12:00:00 am

Regards,
Dr naveen

I have send this mail to icici lombard for my renewed policy papers i got a call from icici lombard that our health policy is not renewed.
My policy no is 4128 i/hppr/84949383/01/000 on name of mr. Rajesh bhartiya. I have paid rs 44153/- to renew my policy on 21/11/2017 by credit card for two years policy from rbl bank credit card transaction id mt173260041000010026238. Since from one month i am following with icici lombard for the renewed policy but they are not providing any solution.

I went for car insurance with icici lombard on last saturday (17/02/2018). I were told that i can make the payment online and as soon as i make my payment i will get my policy in mail. The agent was on call with me while i made the payment and once payment got successful i got redirected to icici lombard page showing transaction status null. But i checked with my bank, it showed payment successful to merchant. And the agent who was on call that time blabbered this and that and he said he will take a complaint. Its been threee days i made payment, they are holding my money and not taking further action. I mailed them and i called their customer care centre telling either release my money or policy. But everytime i get different service advisor and they ask me to explain the problem and i dictate like a rhyme everytime. They are holding my money and dint offer the service for which the money was paid for.

Today two do things happen one is very one knows.what should I call this /corruption/ scam/service/business/ like Punjab National Bank and second big thing I will tell today morning one @ICICILombard person call me and saying that you already took credit card so you should take somewhat like cardless insurance. I told I don't need and he was very angry at me and talking like he was my boss and I was a slave to @ICICILombard person if you not needed It’s is not a matter but you should pay insurance bill in EMI option or full amount it will be debited and again I told to him I don't need but he saying simply I just shipping your card and you will get a credit card bill you should pay 9k I can't understand the system and I hear that if we take a loan and we not paying in time they will warn us with using third party people and but now if we are not interested to take insurance also they are shouting on us/me he spoke like anything and is this is a new mandatory rule for who ever take credit card they suppose to have health insurance. They also deduct the amount from credit card and force me to pay monthly EMI and the problem with banking systems or government finally they will take any action on employee or customers? Call from +[protected] at 12:32 15/02/2018

I have taken 5 year secur mind policy on jan 2016. Now i would like to cancel the policy for some personal reasons and kindly reimburse my paid amount after applicable charges.

Awaiting for response.

Email i'd: [protected]@gmail.com

Policy no: 4065/sm/[protected]/00/000

Make the policy to be cancel as soon as possible.

Thanks in advance.

They force me to say yes telling me it is compulsory and mandetery as per new rule who ever take credit card they suppose to have health insurance. They also deduct 23796 amount from my credit card and force me to pay monthly emi. When today i discuss with goa branch they said no such compultion and said to complain.
Mumbai branch on 30/1/2018 they deduct from my credit card

Policy number :4128i/ihpr/[protected]/02/000
Name :a k jain
Al no :[protected]
My father, mr. A k jain, was rushed to emergency on 26/1/18 at max hospital, sector 19, noida. He was diagnosed with acute severe headache. We did not intend to admit him but the hospital insisted that we should get him admitted as they would need to run several tests including mri & ct scan as this matter could be serious as it is related to head & might be related to brain we got him admitted to a single room & applied for cashless claim under above mentioned policy number of icici lombard. They rejected our claim stating that icici lombard has signed an mou with max hospital that cashless claims would be process for twin sharing room categories & below. Then we got mr. A k jain shifted to a double room from a single room because of the information icici withheld from us. We were not intimated about this while taking the policy or afterwards we have already declared hypertension in mr. A k jain's policy. We furnished icici lombard with all the relevant documents for the purpose of getting the claim. He was diagnosed with diabetes last year for which we even furnished them with a prescription from last year which. Icici still rejected our claim stating that they needed history of his diabetes & hyperlipidemia. We gave a signed & stamped letter from max hospital that he no history of hyperlipidemia & he is having diabetes for last one year. Icici lombard regarded this document as irrelevant they made us wait from 12 am - 6pm on 28/1/18 for the purpose of processing the claim, which they rejected in the end. They traumatized the patient by continuously calling him. They traumatized me by making useless remarks for the purpose of rejecting the claim. I must have called them atleast 10 times on 28/1/18 to know the progress, continuous argument with their staff gave me a severe headache because of which i got really unwell.

Hi team,

This is regarding my travel insurance claim for the claim id: in[protected] with icici lombard. Inspite of submitting all the required documents i don't see any progress in the claims.

I had traveled to bali and there was a delay in my return journey due to the volcanic eruption. I have submitted all the required documents and the expenses list for processing the same.

Request your assistance to take this up in a fast track and get it processed at the earliest.

With regards
Deepak k b

Icicilombard.com

Dear customer,

Greetings of the day!

Thank you for writing to icici lombard general insurance company ltd. This auto-acknowledgement confirms the receipt of your query.

Our customer service desk has already tagged your request for follow-up and will reach-out to you within the next 24 to 36 hours.

To enable us to service you faster and more efficiently, we request you to keep the mail subject line unchanged for all further correspondence with us by e-mail.

In case you have contacted us earlier regarding the same query, kindly provide us the interaction-id of the communication. This will enable us to process your request faster. Also if in your previous communication to us you have missed stating any of the following details, please do share the same.

Policy / cover-note number
Payment details
Claim no.

Kindly reiterate your contact number and communication address to facilitate our future correspondence with you.
Contact number
Address

To ensure that you receive our e-mails, kindly add [protected]@icicilombard.com to your address book.

If you need immediate assistance then please call 18002666

Look forward to addressing your query at the earliest.

Warm regards

Customer service desk

Icici lombard gic ltd.
Nibhayevade. Jpg
Registered office: icici lombard house, 414, veer savarkar marg, near siddivinayak temple, prabhadevi, mumbai - 400 025
Mailing address: icici lombard general insurance company ltd.402/b, interface bldg. No.11, link rd. Malad (W), mumbai-400064.

Icici lombard general insurance company limited. Trade logo displayed above belongs to icici bank ltd. And northbridge
Financial corporationand is used by icic lombard gic ltd. Under license. Irda reg no. 115. Toll free no. 1800 2666.
Fax no. [protected]. Cin. U67200mh2000plc129408. Website : www.icicilombard.com.
Email : [protected]@icicilombard.com

From: kalpesh. [protected]@gmail.com
Sent: jan 24 2018 6:46pm
To : [protected]@icicibank.com
Cc :
Subject :re: this is fraud transaction

Sir/madam,
I have not purchased any policy from icici lombard. This is a fraud transaction on my card.
This transaction is invalid. This is fraud. I don't think that icici lombard is multinational. It's just trying to pitch me policy forcibly esp when i have not done any purchase. This is the second time lombard has done debit for purchase of a product which i haven't ordered @ all. Lombard is not supposed to hack my card. I have not done any purchase, how can you deduct the amount from my credit card without intimating me.
I can definitely approach the consumer court for this fraud n will definitely do it now..

On jan 24, 2018 6:07 pm, wrote:


Dear customer,

Thank you for using icici bank credit card.

Your icici bank credit card xxxx1008 has been used for a transaction of inr 16, 883.00 at icici lombard health -\ (January 24, 2018; 18:06:10 hrs.). Available credit balance on your card is rs. 24, 450.69 and total credit limit is rs. 51, 000.00.

If you have not authorised this transaction, please call our 24 hour customer care at 33667777 for the below mentioned cities, for other cities please click here www.icicibank.com.