Hi,
I have been receiving fraudulent calls regarding by sbi card from last 1 week, i keep disconnecting the calls, even after disconnecting they tried to reach me providing all my information (Card num, exp date, dob, address).
Sbi also provides otp to the email address, got to change all the details of my personal email ids, bank accounts.
Yesterday at around 3pm received a fraud transaction of rs.4998 on my card ending in 6843 bearing with name monica and immediately blocked the card as it was only after 5min of transaction i called the sbi asked the representative to cancel the transaction, they said it is not possible. Later when i noticed the charge was in memo debit.
Today ie., on 10th oct when i called and asked regarding the memo debit they said the funds are not claimed by merchant yet and if not claimed in 7 days the charges will be reversed to the card, so i asked to stop the transaction and the id provided by sbi is t18027. They replied its not possible.
I have been using cards from different banks since last 3 years, never this situation raised. Only after started using sbi since last 1month this issue happened yesterday.
There were no sufficient funds on the card, now i need to pay the over amount charges because of the unauthorized transaction and sbi is not able to cancel the transaction as well when merchant has not claimed.
Nov 28, 2017
Complaint marked as Resolved
Idea Cellular customer support has been notified about the posted complaint.
Oct 11, 2017
Updated by Monica Reddy The transaction from MEMO DEBIT has changed to unbilled transaction with a OVERLIMIT FEE (EXCL TAX 90.00) of Rs.500. When I raised a complaint about the unauthorized transaction SBI is not able to stop before the merchant claimed the amount or wait till the issue has been resolved. When there are no sufficient funds the transaction should be declined or should have informed me before processing the charge. Nothing has been taken care by SBI.
Why do SBI send OTPs to mobile and registered email address, one way of communication should suffice for the transaction to be done. I never felt using SBI would cause this much of issues, which I have never faced using other cards from banks ICICI, HDFC which works far better than SBI in terms of customer.
Verified Support
Oct 14, 2017
Idea Cellular Customer Care's response Dear Customer,
We request you not to share or confirm any bank details with anyone. Contact your bank and block the card. We suggest to take the help of legal authorities. Kindly file a FIR against the same.
Regards,
Lakshmi.
We request you to Email us on [email protected] to know the above details.
Regards,
Lakshmi.