IDFC Bank Complaints & Reviews

Dear sir/madam,

I am mr. Rahul Dhiman. Sir i did not took any loan from idfc first bank.
But in my cibil credit report the below a/c is showing. It is affecting my cibil score. I am suffering to do other bank activities due to my cibil score.
Kindly remove the a/c as soon as possible.

The a/c details :-x6448

Name of the bank :- idfc first bank
Loan a/c no:
A/c type :- indivisual loan
Loan amount :- 500/-

I did not took any loan from the bank.

The report of the cibil score is attached below.

Please feel free to contact me, if there will need any information

Do the needful as soon as possible.

Rahul Dhiman
Pan Card no: DTIPD6939P

M, no:[protected]
Mail id:- [protected]@gmail.com

I am writing to request the closure of my Flipkart Pay Later account associated with my account ID [Mobile number - [protected], Email - [protected]@flash.co]. This account is currently blocked and impacting my CIBIL score. I have settled all outstanding balances related to this account.

Kindly assist in closing this account at your earliest convenience.
please close the account, its affecting me to do other bank activities.

Mobile number - [protected]
Email - [protected]@gmail.com

Date of travel: 5-Nov-2023
Time of travel: 9:48 AM From Borivali to Dahisar. 1:31 PM from Dahisar to Borivali.
Toll Plaza name: Dahisar Toll Naka
Actual amount to be charged: Rs 90 for onwards and return. But was charged Rs 135 (Additional amount of Rs 45 charged at 10:59 AM on the same day)
Disputed Amount: Rs 45

Fraud on my PAN Card
Hi,
I don't hold any account with IDFC First Bank, but as I was checking my CIBIL score. I saw loan:
Personal Loans of 3000 on loan account ending with 4361)

Regards,
Pulaparthi Pavan

Hi,

I have not taken any loan and still the payment shows active with Account Number[protected]. I want it to get closed as soon as possible as it is effecting my cibil report. I do not want any flipkart pay later option and all.

Hello, my name is Ankur. I want to inform you that I did not take any loan from IDFC bank, but it is negatively impacting my credit score. I have no knowledge of who issued this loan, and I would like to close the active loan account associated with my account. Please let me know if you require any further information the account associated with my account. Please let me know if you require any further information.

On[protected], around 1:20 pm I got a message from IDFC bank as 5000 rupees has been debited whereas the ATM was with me, so I checked with Customer Care Executive and they confirmed that someone used my Aadhar and fingerprint to withdraw the amount and then they took my complaint and freezed the ATM Card. I am a bit concerned as Aadhar is linked with all of our bank accounts so if that person can withdraw from one account then definitely he/she can withdraw from another account.

Could you please suggest what to do next to prevent all of my other bank accounts?
Also, how can I find that fraud and get back my money?

My IDFC loan is showing active which I have never took. the account type is personal loan and account no. is 55817426. In my Experian credit score it is still showing active that is badly affecting my credit score & I never took this loan.

I am a victim of both identity theft and credit card fraud and report these to issued credit card issuer(IDFC BANK Limited), Lodged complaint in cyber crime police station Hyderabad. Police have traced and arrested the fraudster, they found credit cards with him which are one my name. fraudster convicted the offence, police filed FIR arrested him and send to jail.
I have shared FIR, Remand report with the IDFC Bank but still bank have not removed fraud credit card details from my account due to which my CIBIL got effected. I raised dispute in CIBIL.com but no use. Please help me in this regard.

Below the details:

IDFC FIRST BANK
Credit Card
[protected]
Individual

Account Details Payment Status
Credit Limit
93000
High Credit
1, 29, 552
Current Balance
1, 29, 552
Cash Limit
9, 300
Amount Overdue
1, 29, 552
Rate of Interest
-
Repayment Tenure
-
EMI Amount
-
Payment Frequency
-
Actual Payment Amount
-
Date Opened / Disbursed
15/01/2022
Date Closed
-
Date of Last Payment
-
Date Reported And Certified
31/07/2023
Value of Collateral
-

HI Sir,
I have not applied and not availed the IDFC credit card. it is fraud happened by my identity theft . Because of which I have lost my valuable credit score. I have lodged complaint in Hyderabad Cyber crime police and police traced and arrested the seamster. Scamster convicted the offence, police filed FIR and arrested him. I have shared FIR and all the details to IDFC bank still bank is calling and harassing me to repay the amount. Please do needful.
Many times I have raised dispute with CIBIL.com but they are not removing it from my CIBIL report.

IDFC FIRST BANK
Credit Card
[protected]
Individual

Dispute Date: 10/09/2023
Account Details Payment Status
Credit Limit
300000
High Credit
4, 15, 245
Current Balance
4, 15, 245
Cash Limit
30, 000
Amount Overdue
4, 15, 245
Rate of Interest
-
Repayment Tenure
-
EMI Amount
-
Payment Frequency
-
Actual Payment Amount
-
Date Opened / Disbursed
07/01/2022
Date Closed
-
Date of Last Payment
-
Date Reported And Certified
31/07/2023
Value of Collateral

The EMI and Loan amount in the Loan sanction letter and Welcome letter are different and the lower amount was advertised by the loan agent!

I paid my loan EMI 1300rs before due date on 1 September 2023 but they are asking me check bounce charges of 472 rs. So please resolve my problem.

I have paid all EMIs on my loan account on 24 June 2023 but they are asking me for extra charges. I want NOC now. Please resolve my problem and help me to get my NOC.

I have not taken any loan from IDFC bank. But still it is showing I have taken 500 rupees loan from IDFC. Can you please help me with that. I can see the loan amount is applied from 06-Jan, 2022.

I activated my flipkart paylater option on may 2023 and purchased a smartphone and the bill was paid prior to the due date mentioned. My paylater option was still active a few days back till 25th august. But now it's showing my flipkart paylater account is blocked. Without any reason my account has been blocked. I tried reaching out to flipkart customer care helpline but they didn't help me in any way. Flipkart customer services are saying it's the fault of IDFC bank. It's been 3 days I'm seeing the same thing without any update regarding the same. My cibil is getting affected because of this. Please activate my account.

I activated my flipkart paylater option on may 2023 and purchased a smartphone and the bill was paid prior to the due date mentioned. My paylater option was still active a few days back till 25th august. But now it's showing my flipkart paylater account is blocked. Without any reason my account has been blocked. I tried reaching out to flipkart customer care helpline but they didn't help me in any way. They're saying it's IDFC bank's fault.

LOAN ACCOUNT NUMBER[protected]
I have a two wheeler loan with idfc first bank, My business is not running So I am unable to do payment timely, On today I have two pending emis of 7561/- and have done a part payment of3000/-, Your executive Visited my homes 6-7 times and his name is GAJENDER and he is in guidance with loans manager Mr. GAJENDER AND LOANS area head Mr. VINOD, He misbehaved with my mother two times without my absence and Today he abused and shouted outside my house like a hell, He screaming again and again, I assured him that i will pay before 31st, But he doesn’t listen at all, Misbehaves and mentally tortured, Unfortunately IDFC FIRST BANK having a goons not a field executive, Who gives the rights to misbehvaed with client like this, I want proper justice, I want him to be terminated. I want to file a legal complaint in IDFC FIRST BANK and Police station for this MISBEHAVED, ABUSING AND MENTALLY TORTURE, Please let me know Idfc bank do something for this unprofessional behaviour

In the name of debit adjustment Rs 900 was deducted by IDFC first bank. their customer support is so painful i had to call them 5 times and they say you can raise a dispute in the app but for these debit adjustment it is not even showing the option of raise dispute since it is not the toll plaza mistake. But they told me to write an email so i did after that they are saying money will be credited after 15 or 45 working days but the sad part is my vehicle is black listed and i am not able to use other fast tag also. why it should take 45 days or 15 days ? I want my vehicle to be removed from black listing. they are saying that i have to recharge for 900 rupees in order to remove the black list. so pathetic.

Hi team,
I m using idfc first bank fast tag. seriously idfc services are worst. 1st tat time is very long. my problem is that whenever I used this tag for journey after journey my balance went in negative or show debit adjustment for total last recharged that I used in that journey. currently my balance in negative amount of almost 1200rs. this was happened with me 4 time. pls help me resolve this issue. problem is from idfc side bt they suggest change your tag may be it's a tag of truck or big vehicle. in this case idfc change my fast tag from his side but not they charged 100rs from customer to replace the tag.

The user interface of your fastag login is quite bad.
I am trying to login and I am getting following error:

Sign-in failed:user account has expired

Pls check

Regards,
Nikhil
[protected]