Dear sir/madam,
Good morning/evening,
I Mutchupalli Ganesh Kumar, Recently from IDFC BANK, I received a loan(personal loan) of Rs. 2, 07, 405.00/- from IDFC TELECALLER bank service. i need to pay this amount in the tenure of 36months(3 years). i want to reduce the monthly EMI and RATE OF INTEREST(R.O.I) per month. The net disbursed amount is RS. 1, 89, 876.00/-
The Rate of interest by bank is very high.so pls reduce the monthly interest and EMI. I received the loan on 20/11/2022. My monthly EMI is RS. 8544.00/-
So, I want to reduce rate of interest(R.O.I.) and monthly EMI, Because of lack of money impact on daily wages.
Requesting to the bank manager, to PLS reduce the rate of interest and monthly EMI, I can afford up to Rs. 6000/-
IDFC BANK
loan account : 97450286
MUTCHUPALLI GANESH KUMAR
VISAKHAPATNAM
IDFC Bank customer support has been notified about the posted complaint.
Only Collection Gundas torture that to my Reference number and my home, already i lost my creditibilty because of your COLLECTION AGENT shouted at home I Lost my Loan Creditibity from my neighborhood.. yet i didn't get a solution for the same. Again I have to go to the NODAL Officer. Your COLLECTION AGENT LADY GUNDAs are speaking very rough and threatening me like that very harshly. I am ready to get a solution but Bank's attitude is very much unbearable.
Since your COLLECTION AGENT LADY GUNDA ATTITUDE is rough, and her intention is to make anger and shout. I also want to convey this to RBI also.
If you are calling daily for the same reason, and how you expect me to answer the same for a long time.
Instead of Calling to Reference People, sending people to my home, why don't you send an Official mail to me Sir. Hope this is what all banks follow.
I am complaining the same to the court also.
Please find attached screenshots for the same.