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IDFC Bank Complaints & Reviews

1.8
Updated: Aug 4, 2025
Complaints 1229
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IDFC Bank reviews & complaints page 8

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H
Halley2023
from Ghaziabad, Uttar Pradesh
Jan 8, 2023
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Hi,

This is Halley Soin and my DOB is[protected] and there is a business loan undergoing in your bank for me for which I have my EMI's deducted every 3rd date of the month.

The thing is I received my salary on 8th of every month and I have also talked to your executives regarding that if it would be possible to reschedule my loan EMI deduction date on or after 8th of every month but no one responded on that.

But something awful happened with me today when after bouncing my EMI for this month, it got deducted first and your customer care executives called me back to back for my EMI, they sent me a text message and I paid the amount too. Atleast there should be some record of this in your department to update everyone and everything because after checking my balance after EMI deduction, I was so shocked.

Kindle help me thru that as my loan account number is Dear HALLEY SOIN, We have received your payment request for Rs.22415 towards your Loan number 58201405, and this is the message with link below- Click idfcfir.st/0cllef7 to pay now. Thanks - IDFC FIRST Bank

Kindly refund my account back into my account. It would be highly grateful as I am also looking after other expenses in my family too that are mandatory also and I cannot compromise missing these.

My contact number is [protected], feel free to contact me after 10 AM till 1 PM anyday.

Thanks and Regards,
Halley Soin
IDFC Bank customer support has been notified about the posted complaint.
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    S
    sabbas.85
    from Allahabad, Uttar Pradesh
    Jan 8, 2023
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    Address: Not applied so don't know

    IDFC FIRST BANK showed on my cibil with loam amount passed & paid of 100/- Rs as a Consumer Loan, but I never applied who applies 100 Rs as a loan. I want to penalize this bank & please resolve this.
    IDFC Bank customer support has been notified about the posted complaint.
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      B
      Bhat Jayanthi
      from Bengaluru, Karnataka
      Jan 7, 2023
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      Not getting our property papers. No one is calling us which branch our papers is lying also we don't know.
      IDFC Bank customer support has been notified about the posted complaint.
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        S
        shiva29
        Jan 5, 2023
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        I have taken a Flipkart paylater account and I used the money and I also paid the due amount and this till showing pament due in my cibil report please close this in my pan:DEOPM4494D CONTACT:[protected] please make this issue closed
        +1 photos
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          G
          ganesh_kumar96
          Jan 1, 2023
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          Address: visakhapatnam

          Dear sir/madam,
          Good morning/evening,

          I Mutchupalli Ganesh Kumar, Recently from IDFC BANK, I received a loan(personal loan) of Rs. 2, 07, 405.00/- from IDFC TELECALLER bank service. i need to pay this amount in the tenure of 36months(3 years). i want to reduce the monthly EMI and RATE OF INTEREST(R.O.I) per month. The net disbursed amount is RS. 1, 89, 876.00/-

          The Rate of interest by bank is very high.so pls reduce the monthly interest and EMI. I received the loan on 20/11/2022. My monthly EMI is RS. 8544.00/-

          So, I want to reduce rate of interest(R.O.I.) and monthly EMI, Because of lack of money impact on daily wages.

          Requesting to the bank manager, to PLS reduce the rate of interest and monthly EMI, I can afford up to Rs. 6000/-

          IDFC BANK
          loan account : 97450286
          MUTCHUPALLI GANESH KUMAR
          VISAKHAPATNAM
          +1 photos
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            G
            ganesh_kumar96
            Jan 1, 2023
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            To reduce the monthly EMI of my loan amount

            Address: visakhapatnam

            Dear sir/madam,
            Good morning/evening,

            I Mutchupalli Ganesh Kumar, Recently from IDFC BANK, I received a loan(personal loan) of Rs. 2, 07, 405.00/- from IDFC TELECALLER bank service. i need to pay this amount in the tenure of 36months(3 years). i want to reduce the monthly EMI and RATE OF INTEREST(R.O.I) per month. The net disbursed amount is RS. 1, 89, 876.00/-

            The Rate of interest by bank is very high.so...
            +2 photos
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            B
            baranidharan
            from Chennai, Tamil Nadu
            Dec 30, 2022
            Feb 21, 2023
            This thread was updated on Feb 21, 2023
            Resolved
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            Resolved

            Have a Settlement copy valid till 31 December 2022, But today (30 Dec 2022) afternoon a person claiming IDFC Bank (Mobile Number[protected] came to my home to CEASE Bike as its Dues were not paid. Then what is the purpose of the VALIDITY Date, Sir?

            As I lost my lost for a few months before, I am arranging funds from the neighbourhood because YOUR AGENT's worst behaviour and shame made me and my family Shame and lost the person who was ready to give money and is now refusing to lend the same. This affects my normal life very pathetically. Also, his actions made me lose my borrowing capacity from the neighbourhood. I need justice and I am not able to pay right now, I need furthermore time to pay in instalments as your Person acted and treated me very badly.
            +2 photos
            Feb 25, 2023
            Complaint marked as Resolved 
            Resolved
            IDFC Bank customer support has been notified about the posted complaint.
            Till now, I never received proper mail or Settlement copy from your bank side.

            Only Collection Gundas torture that to my Reference number and my home, already i lost my creditibilty because of your COLLECTION AGENT shouted at home I Lost my Loan Creditibity from my neighborhood.. yet i didn't get a solution for the same. Again I have to go to the NODAL Officer. Your COLLECTION AGENT LADY GUNDAs are speaking very rough and threatening me like that very harshly. I am ready to get a solution but Bank's attitude is very much unbearable.

            Since your COLLECTION AGENT LADY GUNDA ATTITUDE is rough, and her intention is to make anger and shout. I also want to convey this to RBI also.

            If you are calling daily for the same reason, and how you expect me to answer the same for a long time.

            Instead of Calling to Reference People, sending people to my home, why don't you send an Official mail to me Sir. Hope this is what all banks follow.

            I am complaining the same to the court also.

            Please find attached screenshots for the same.

            Agent came to Cease Bike - before Due date - Comment #4089688 - Image #0
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              S
              Satz Nicky
              Dec 28, 2022
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              Mobile: [protected]

              Date of incident: Last 10 days

              Description: I was receiving the calls from IDFC First bank customer center even after telling that I'm not interested.
              IDFC Bank customer support has been notified about the posted complaint.
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                K
                kandimalla saiteja
                Dec 27, 2022
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                Even though we did not take any loan but loan account was added to my pan
                +1 photos
                IDFC Bank customer support has been notified about the posted complaint.
                No one has reached me to solve the issue
                When I reached out IDFC FIRST BANK customer care they said the account was from Flipkart pay later sponsored by IDFC FIRST BANK but there is no pending premiums in my pay later account also sent the same in mail. Adding screenshot for reference.

                Loan account linked to my PAN even though we did not take loan - Comment #4081398 - Image #0
                Loan account linked to my PAN even though we did not take loan - Comment #4081398 - Image #1
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                  K
                  kandimalla saiteja
                  Dec 27, 2022
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                  From IDFC First Bak, load account was added to my pan card.
                  we did not take loan from IDFC FIRST bank
                  +1 photos
                  IDFC Bank customer support has been notified about the posted complaint.
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                    M
                    manharicha
                    from Delhi, Delhi
                    Dec 26, 2022
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                    My name is Manish Chauhan. I took a small consumer loan on Amazon pay later and the lender was idfc finance bank. Due to some bad circumstances and poor financial status i am unable to repay emi now. I was just asking for 1 month time to repay but idfc bank is not giving me moratorium instead their recovery agents started harassing me on phone call the make me 100's of calls per day. I am tired of idfc's bank recovery team.
                    Please help me
                    LAN: 78033120
                    LAN: 88474857
                    LAN: 96613112
                    IDFC Bank customer support has been notified about the posted complaint.
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                      H
                      Harry Pal Singh
                      Dec 25, 2022
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                      Dear sir, Despite repeated daily complaints to you and to the head customer service @idfcbank, I still got 7 spam mails in 24 hrs from IDFC Bank through [protected]@connevtinboxx.com.
                      Wonder when this Spammer of the First Order will quit their bnefarious activities.
                      IDFC Bank customer support has been notified about the posted complaint.
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                        H
                        Harry Pal Singh
                        Dec 23, 2022
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                        Dear sir,
                        Today, in a span of 24 hours, I received 12 Spaam mails from them, ie IDFC bank. They certainly have earned the title of First class spammer. Wonder how they have the guts to spam common people.
                        IDFC Bank customer support has been notified about the posted complaint.
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                          S
                          shilpa HP
                          Dec 20, 2022
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                          Hello IDFC Bank,

                          i have gone through a online fraud and your customer involved in that in the name of walmart they are cheating people and i am one of the victim.
                          i have shared FIR and Cyber crime online portal complaint detail.
                          even police are looped in the e mail.
                          i need my money reversal. HDFC has write a email and you guys rejected it.
                          i am not sure how you will recover money that Fraud client of your must have balance and his UPI must tagged to other bank as well. kindly work and by month end or now check once amount arrived refund my money.
                          When a CRIME happen not only person who involved is responsible even one who support Crime also a equal response.
                          IDFC Bank customer support has been notified about the posted complaint.
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                            R
                            Rohan G Rao
                            Dec 17, 2022
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                            My name is ROHAN RAO. People are pretending to be the representative of IDFC Bank. They are calling and asking to pay the loan in name of KUNAL PATEL. He is my friend.
                            I have confirmed with him, and he said no loan was taken by him.

                            Today, on 17th Dec 2022, received a message saying that they have filed a legal complaint against me.
                            IDFC Bank customer support has been notified about the posted complaint.
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                              A
                              Akhil Mane
                              from Thane, Maharashtra
                              Dec 15, 2022
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                              This is to inform you that I have been trying to track the status of my CLAP ID since January, 2022. I have taken a home loan from IDFC First Bank. This is my first home and for which I have applied for PMAY. Co applicant is my mother who is a widow, and our family income is less than 4 lakhs. Hence, meeting all the criteria for the subsidy. My application is stuck on the 3rd stage since March, 2022 and then after there is no update on the same. I have also tried contacting NHB and also on the contact numbers given on the pmay.gov.in website but neither of them is getting connected. Whenever I am trying to get the status, the OTP is being sent on my phone number but the page to enter the OTP is not visible. I fall under the LIG category. So, as mentioned in the criteria's, I am eligible for the subsidy as I have applied for PMAY in the month of January 2022.Requesting you to kindly check for the status and try to resolve the problem as soon as possible from your end. Would appreciate it if any person's contact number or email ID would be provided by you for me to follow up on this matter.

                              PFB details:
                              Applicant Name: Akhil Anil Mane
                              Co applicant: Sujata Anil Mane
                              Loan: IDFC First Bank
                              Loan No.: 60726726
                              CLAP ID: C[protected]
                              IDFC Bank customer support has been notified about the posted complaint.
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                                H
                                Himj0708
                                Dec 15, 2022
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                                My credit report says i have not paid amount in 17 months in a loan of 7000 taken by me fron idfc first bank and the amount is 1576 Rs. Either this is an error or this is not a loan taken by me. I have tried flipkart as well as idfc bank customer helpline
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                                  H
                                  hiteshree
                                  from MUMBAI, Maharashtra
                                  Dec 10, 2022
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                                  I am not interested in your cards, if I were i would call you, everyday making 10 calls is not going to change my decision, stop calling at odd hours, i might be in a meeting, attending someone's funeral for God sake, my phone number is not given for all these stupid marketing agenda!
                                  IDFC Bank customer support has been notified about the posted complaint.
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                                    H
                                    Harry Pal Singh
                                    Dec 9, 2022
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                                    Dear sir,
                                    IDFC First bank is the First spammer of the year.
                                    IDFC Bank customer support has been notified about the posted complaint.
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                                      P
                                      Prashantha.b
                                      Dec 9, 2022
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                                      Address: 1 lakkappa building near Aralimara

                                      Sir I didn't get my welcome kit
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