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IDFC Bank Complaints & Reviews

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Updated: Feb 20, 2026
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IDFC Bank reviews & complaints page 6

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V
vinodhkumar [email protected]
May 10, 2023
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Personal Loan

Address: Vivekanandha Cross Street

IDFC FIRST BANK LIMITED
Personal Loan
Last updated on:28 Feb, 2023
Account Number
XXXX-5559
Loan Amount
₹1, 000
Status
ACTIVE
I didn't take any personal loan but still active....
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H
Harish Rajagopal
May 9, 2023
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Address: coimbatore

Hi i have IDFC credit card ending with 9786, i have utlize the card last month total 2, 00, 000 lakhs rupees for my personal use, after statement generate, i received calls from IDFC customer service for EMI convert for entire amount i denied the request, around 4 to 5 times i denied to convert the EMI, for repeat the call for EMI convert the last call i accept it, before bill due date i have request to cancel my EMI conversion, the bank is charge around 10, 300 ++ after I raise the complaint to customer service, they are given 1500, relaxation from 10, 300, there is no initiative or no idea about EMI concept at my end, only one time during office hours i received the i said ok to convert, that is my mistake due to this i have to pay 8, 778 to the bank, i am surprised about the terms and conditions of the RBI rules
IDFC Bank customer support has been notified about the posted complaint.
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    Sanjay Sonawale
    from Mumbai, Maharashtra
    Apr 30, 2023
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    Rs 115 deducted from my IDFC fastag balance for Khed Shivapur Toll Plaza on 27.04.203 @! 06.21 ( Txn Id :[protected]. My vehicle is not travelled from this plaza on 27.04.2023. My car (MH14HD2977) was standing in front of my house on that day at Chikhali, Pune. I don't understand how they deduct amount from anybody account ?
    I need refund of my money.
    IDFC Bank customer support has been notified about the posted complaint.
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      R
      Rzainab
      Apr 28, 2023
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      I never aplied for IDFC credit card. I got several calls saying my application was approved. I asked IDFC to show me evidence of said application and no one was able to produce it for me. After several calls, one "supervisor" said she would investigate and call me back, She never did. i Still keep getting calls about my "application being on hold as it is pending verification". I need a resolution as no one seems to be talking clearly to me.

      IDFC agents are great and hanging up the call, mid conversation.
      IDFC Bank customer support has been notified about the posted complaint.
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        R
        rsdredhu
        Apr 26, 2023
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        Refund

        We always put customers first” sounds so hypocrite statement and does not mean anything to you at all. I hope my email gets to Mr Vaidyanathan or a person who is at a higher authority and realise the malpractice ways used by the bank and clear violation of human rights because of pathetic services. Anyways, I am soon going to post it on social media channels for the whole world to read it with one copy to my lawyer to file a lawsuit against...
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        S
        Shelli sood
        Apr 22, 2023
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        Your representatives are using illegal and abusive language for recovery of EMI. This is causing harrasement and un necessary nuisance. Whereby we as a esteemed client of yours are making payments by ourselves everymonth though it's getting delayed by few days for last few months because of financial disruption. This time too we are committed to pay it before the month end and even told your representative that it would be paid by 25th. April.
        The no. From which we are recieving call is[protected] and the guy is making what's app call and threatening us on this. He has told to harrase via social media.
        We are registering a complaint on it to the police also with a the copy of this mail.
        I being the complainant seek your immediate action on this.
        Further any replications against such activity will be the sole responsibility of bank.
        IDFC Bank customer support has been notified about the posted complaint.
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          M
          MSyedA
          from Hyderabad, Telangana
          Apr 16, 2023
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          Personal loan foreclosure problem

          Address: Hyderabad, Telangana

          Hello,

          I am trying to foreclose my personal loan[protected] for last 18 days, but the customer care executives are giving a random reason for avoiding the foreclosure every time.

          Every time I call customer care, they give a random reason like currently our systems are down, currently not able to transfer call to foreclosure department. Every time I am promised that I will get a call back.

          Some...
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          Dipali Moharir
          from Pune, Maharashtra
          Apr 13, 2023
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          Non receipt of maturity amt of M//S IDFC FIRST BANK Infra bond tranche 1 series 2 year 2011

          Address: KFin Technologies Private Limited (Unit: IDFC FIRST Bank- Bonds)   Selenium Tower B, Plot No. 31 & 32, Gachibowli, Nanakramguda HYD 500032

          I am holding 20 Infra Bonds of IDFC First bank Tranche 1 series 2 Year 2011 (Erstwhile India infra structure finance co ltd) with folio no IFA 0216504 and with other details shown under ref above.

          In this regard it is to submit that the date of maturity of the said bonds is 28 /03/2021 but till today I have not received the maturity amount/redemption amount.

          The bonds are of tranche 1 series 2, i.e of cumulative...
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          avinashgupta303
          Apr 12, 2023
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          I am getting too many calls and messages from IDFC bank for loan and for credit card purpose and when I use their DND service then they didn't send me OTP for the de registration please block my number from this company.

          I am very harassed from this company
          IDFC Bank customer support has been notified about the posted complaint.
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            R Shyam Sundar
            Apr 11, 2023
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            Hi team
            My loan account number is 95167580. And due date of payment is 3rd of every month. Due to my salary date (10th of every month) so i have not paid emi and 2 times ecs charges is deducted.

            So i request to return one of my ecs amount, and ill attach my payments screenshots along with this form.

            My ecs amount of my twp wheeler loan is 4989.
            IDFC Bank customer support has been notified about the posted complaint.
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              amrish.net
              from Tiruchirappalli, Tamil Nadu
              Apr 10, 2023
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              N my cibil report its shoing me Rs.780 as overdue amount from idfc first bank but it was flipkart paylater amount that i have already paid in 2021 still its showing in my cibil. Flipkart granted me paylater of 35000 and which is i have not aksed them and i have not used it also still its shoing as loan amount in my cibil report. This is really disgsting that you are reckless about this type of your duties. Solve the issue. Its impacting bad on my credit report
              IDFC Bank customer support has been notified about the posted complaint.
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                amrish.net
                from Tiruchirappalli, Tamil Nadu
                Apr 10, 2023
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                Dear Sir/madam,

                I paid all the dues on time on Flipkart Pay Later Account But its still showing overdue amount Rs. 780 on Transunion CIBIL and Experian Credit Report So I kindly request you clean close my account and update the credit report as soon as possible. For your reference I herewith attached my Transunion CIBIL credit report. kindly do the needful

                Name : AMRISH S

                Mobile Number : [protected]

                Loan Account Number : 27579577

                Credit Report Status : Overdue

                Overdue Amount : Rs. 780

                Account Type : Personal Loan
                                          �... & Regards,
                AMRISH S
                IDFC Bank customer support has been notified about the posted complaint.
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                  Swati170
                  from mehsana, Gujarat
                  Apr 5, 2023
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                  In my cibil report its shoing me 4764 as overdue amount from idfc first bank but it was flipkart paylater amount that i have already paid in 2021 still its showing in my cibil. Flipkart granted me paylater of 35000 and which is i have not aksed them and i have not used it also still its shoing as loan amount in my cibil report. This is really disgsting that you are reckless about this type of your duties. Solve the issue. Its impacting bad on my credit report
                  IDFC Bank customer support has been notified about the posted complaint.
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                    Anil praharaj
                    Apr 5, 2023
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                    Hi Team,
                    IDFC bank is not providing NOC even after closing the loan.
                    i have cleared my loan in 2021 but still they are not providing it.
                    Loan Act no:16953373
                    Kindly take action on this.
                    IDFC Bank customer support has been notified about the posted complaint.
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                      nileshdighe
                      from DEWAS, Madhya Pradesh
                      Apr 3, 2023
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                      Resolved

                      Wrongly Deduction of Fastag Balance

                      Address: IDTL Toll Plaza Indore

                      Dear Sir & Mam,

                      As per the telephonic conversation, I am sending this mail. Despite of having the monthly pass of my fastag there was deduction of money which is completely unfair and also hurt me twice, the pass amount was also charged through fastag as well as fastag balance was also deducted. So please return me the deducted amount of fastag balance.

                      Also attached Monthly recharge receipt and Fastag Deduction...
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                      Gokul Jayakumar
                      from Palakkad, Kerala
                      Apr 3, 2023
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                      Flipkart pay later- CIBIL SCORE- MISSED PAYMENT

                      I have been an active user of Flipkart pay later for more than 3 years. I have not defaulted on any payments till now. Unfortunately, my credit score has been impacted showing a missed payment. When I checked the credit report, I came to know that an IDFC loan account is negatively impacting my credit score. When I checked the IDFC First bank loan account, It showed an overdue amount of 955 rupees. Also, I noticed that the due date of the...
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                      Khan Mohd Urooj
                      Apr 2, 2023
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                      While checking up my cibil report, I saw that there is an existing business loan general from idfc first bank on my PAN issued on 25 Mar 21 vide acc no 41944722. I have neither got any kind of loan approved from idfc bank nor have I ever approached the banking institution for the same. The payment start & end date are reflected as Aug 2021 & it is still active, which makes no sense. I need clarification as to why some loan is being shown reflecting in my cibil report whereas I have never taken any such loan nor even approached the said bank with any enquiry about the same. The same may be rectified immediately.
                      IDFC Bank customer support has been notified about the posted complaint.
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                        Murali0507
                        Apr 2, 2023
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                        I forgot my card details which is a online easy buy card i can't find my card details in any IDFC bank apps they asking customer ID i don't know it how can I recall my card details
                        IDFC Bank customer support has been notified about the posted complaint.
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                          Muffadal
                          from Mumbai, Maharashtra
                          Mar 31, 2023
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                          Address: Mumbai

                          Dear Sir

                          It is showing personal loan of Rs 3000, i have not taken any loan and still it is showing in my cibil report already remaining balance is Nil, Please remove from my cibil report
                          IDFC Bank customer support has been notified about the posted complaint.
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                            S
                            Sourin420
                            Mar 27, 2023
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                            My name is sourin . I chechked my cibil score today and found i have 1 sanction loan 25000 and overdew 33700 spmething. After that i see one late payment happed, .As i didnt do any late payment or use any such loan. After that i check amazon pay later they showing due to late repayment your amazon pay later account blocked please repay dues. After clicking on repay dues they showing zero 0 amount due . So why my cibil upadte wrong. And why my cibil showing overdue this is such a harrasement. If i did not see that i cant know this type of problem allready happend.
                            IDFC Bank customer support has been notified about the posted complaint.
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