Indian Bank Complaints & Reviews

Dear sir/madam,
Amount not credit my account please help me
Order id #[protected]
RRN NO[protected]
Mo no [protected]

Dear Sir/Madam,
I am an existing government salaried customer of your esteemed bank bearing SB account no. [protected]. I have been associated with your Indian Bank (Allahabad Bank) for a long time. I trusted your bank that’s why I decided to go for housing loan from your bank and contacted to housing loan Counsellor (Indian bank-Varanasi) and Branch Manager Kamachha, they were assured me your housing lone (P+C) amount 75 lakh will be sanctioned within 21 days from the date of agreement of property.
Indian Bank Counsellor Mr. Sunil Gavaskar were prepared the agreement paper (Mr. Gavaskar took 500.00 rupees in cash) & ties up with seller party and buyer party on date[protected], after studying my case & visiting the site (NO-VDA MAP approval old house property) the branch manager kamachha Varanasi put its hand. Then we (Mr. Alok Kumar Bharati & Mrs. Babita) submitted all the document related to property and original agreement paper for further proceeding to Mr. Sunil Gavaskar on[protected] & Mr. Gavaskar took 3500.00 rupees in cash from me for this work.
Then we both Alok kumar bharati and Mrs. Babita (both are Government employ) submitted all the necessary document (3photo, PAN, Aadhar, form16, salary slip, bank statement, ID card, employee certificate etc.) to branch kamachha Varanasi and filled the housing loan application with 3 e-stamp of 100.00 rupee in the favour of branch on[protected] and the same day Mr. Lokesh, Mrs. Richa (from branch kamachha) Mr. Sunil Gavaskar and Mr. Ajay shankar Rai (Bank’s panel engineer site Valuer) visited to the site (NO-VDA MAP approval old house property) and Mr. Gavaskar again took 8500.00 rupees in Cash from me in the name of valuation.
Under the assured of the branch manager and Mr. Gavaskar again told, your loan will be sanction within a few days but time runs out in this wait day by day. Mr. Lokesh Branch Manager Kamachha did not inform me about the modification in the bank’s circular (ADV-107/2021-22 Date-06.09.2021) and kept taking some documents from me time to time on the name of bank procedure. Then on which basis did the bank manager forward my form? Was the bank manager unaware to the modified circular (?) that the loan would not be passed on NO-VDA approval old house property?
After hanging my application so much, on the date[protected]days from the date of agreement), suddenly Mr. Gavaskar told on the phone that your loan has not been approved, come to the branch and take your file. On the same day when I reached the bank without delay, Mr. lokesh showed me the circular (ADV-107/2021-22 Date-06.09.2021) and told that due to the NO-VDA approval house property your housing loan has not been approved by higher authority.
Due to the branch Manager Branch- kamachha Varanasi and Housing loan Consular Mr. Sunil Gavaskar, I lost my precious time, money and all hope of getting the loan through your esteemed Indian Bank. After losing everything I asked for my all documents back. The Branch manager kamachha returned 3photo, PAN, Aadhar, form16, salary slip, bank statement, ID card, employee certificate & 3 e-stamps of Rs.100.00 to me but the original/photocopy document (1) Original Agreement paper (seller and buyer Party) (2) NEC report & certified copy of property (by ADV Mr. Chandrakant Chaubey, Bank’s panel advocate) and (3) Valuation report of property (by Engg. Mr. Ajay Shankar Rai, Bank’s panel engineer& architect) was not returned to me by the branch Manager Branch- kamachha Varanasi and Housing loan counsellor Mr. Sunil Gavaskar to whom I already paid on above mentioned date.
The Manager Branch- kamachha Varanasi and Housing loan Counsellor Mr. Sunil Gavaskar said that you will not get the document because its bank’s document and you will get your money (12500.00) in the evening[protected]lied to cover up the matter). When I called Mr. Gavaskar in the same day evening to return the document (original or photo copy of agreement paper, NEC & certified copy report and property Valuation report) Mr. Gavaskar said that I have already talked to the ZM/ZO of another Bank and your housing loan will be done from Bank of Baroda, then I said that, I do not believe your words now please return my documents, till now I have not received my three original documents, so in compulsion I have to write a complaint letter to you higher authority of Indian bank.
It is very important to tell this incident in your notice so that you higher authority of Indian bank can save the honour of the bank and by taking action on the act done by Mr. Lokesh Branch Manager Kamachha and Housing loan Counsellor Mr. Sunil Gavaskar.
1. Mr. Lokesh Branch Manager Kamachha and Housing loan Counsellor Mr. Sunil Gavaskar did not inform me about the modification in the bank circular (ADV-107/2021-22 Date-06.09.2021) at time. (?).
2. On which basis the Mr. Lokesh branch Manager Kamachha and Housing loan Counsellor Mr. Sunil Gavaskar had assured to give the housing loan in 21 days without getting the circular.
3. Why did the Mr. Lokesh Branch Manager Kamachha and Housing loan Counsellor Mr. Sunil Gavaskar take so long time (58 days) to tell that your loan could not be done?
4. On which basis did the bank manager forward my application file? Was the bank manager unaware to the modified circular (?) that the loan would not be passed on NO-VDA approval, 40 years old House Property as per the circular (ADV-107/2021-22 Date-06.09.2021).
5. Why Mr. Lokesh Branch Manager Kamachha and Housing loan Counsellor Mr. Sunil Gavaskar hasn't returned my documents (1) original Agreement paper (seller Party and buyer Party) (2) NEC report & certified copy of property (by ADV Mr. Chandrakant Chaubey, Bank’s panel advocate) and (3) Valuation report of property (by Engg. Mr. Ajay Shankar Rai, Bank’s panel engineer& architect) yet and Instead of returning the documents, offered to get a house loan from another particular bank (Bank of Baroda) and again asking more money to work.
6. On 28th October 2021, when I asked for the documents back, money was asked for the photocopied documents by branch manager and I was abused by the manager by saying words like khisiyani billi khambha noche (an embarrassed or ashamed person tends to vent his/her feeling by quarrelling).
7. On which basis, the cash money charged by the Mr. Lokesh Branch Manager Kamachha and housing loan Counsellor Mr. Sunil Gavaskar from direct to customers in cash for getting the documents done, why was the money not transferred from account to account through CTS CHEQUES?
8. Does the bank have the right to refuse to return customer’s documents (seller-buyer original agreement paper, NEC & certified copy report and property Valuation report), while loan is cancelled due to any reason?
9. Mr. Lokesh Branch Manager Kamachha and Housing loan Counsellor Mr. Sunil Gavaskar threatened and said that whatever you have to do, no one will be able to spoil anything for us.
10. My brother in law has also applied for home loan in the same branch of Indian Bank, on next day[protected] without any reason Mr. Gavasker messaged to my brother in law that he should withdraw his file from the kamachha branch. This act shows that with the connivance of Mr. Sunil Gavaskar and Mr. Lokesh they lure the customer into their trap for money and in the end they do not return the money taken from the customer by making some excuse of not getting the loan.
11. Who gave them the right to play illegitimately with the customer's time & money and to tarnish the reputation of the bank?

12. As you higher authority also know that without original agreement paper of both parties (seller and buyer Party) how do we buyer get back the agreement’s amount 100000.00 one lakh rupees of the agreement from the seller party or apply to another bank for housing loan. (?)

I emailed a reminder letter to the branch manager kamachha & Mr. Gavaskar for please get back my documents on[protected] but no response came nor did I get back my all three documents yet. I also made a verbal complaint to RMPC Indian bank Varanasi on[protected] but till now no response has come.

I have full hope and trust from you that higher authority of Indian bank will help me properly to either re-consider my home loan application (conditional) or getting back my original documents (1) original Agreement paper (seller Party and buyer Party) (2) NEC report & certified copy of property (by ADV Mr. Chandrakant Chaubey, Bank’s panel advocate) and (3) Valuation report of property (by Engg. Mr. Ajay Shankar Rai, Bank’s panel engineer& architect), so that I can apply for home loan from any other bank within time. Please do justice to the victim customer and punish these accused so that no one plays with customer’s honors & spirit. The dignity and honour of Indian Bank (Your Own Bank & Banking that’s Twice as Good) cannot be tarnished because of one's personal interest.

Complainant
Alok Kumar Bharati
A/C- [protected]
CIF- [protected]
Contact - [protected]
Email- [protected]@gmail.com

Hello sir,
Myself Mohammed Saffan M, An indian bank holder( Account number:[protected]. I had a done mistake through phonepe on 3rd November. I sent 5000 rupees to some other account named Murali palani(UPI [protected]@okaxis)mistakenly instead of Sarath Kumar palani([protected]@okaxis) I have mentioned wrong UPI Address in phonepe. So my money had passed to some other person. Transaction ID is T2111031936314270749633. Please try to reverse my money back. It's a humble and kind request to bank to return my money as soon as possible

Hi Team,

I just received my netbanking kit from the branch and tried to login but it shows "Error 109: Inactive/Pending activation. Please contact branch".

Was not informed by the branch of any such step. Please look into this.

Thanks.

Jahid,
[protected]
[protected]@gmail.com

I was purchased for 329/- using indain bank debit card on meesho online shopping. I was cancelled order and refund initiated by meesho and not credited to my account from bank side.please do needful as soon as possible

Refund issues :It's Tejas Mahadev Mane from Indian bank customer my complaint is that refund issues in last month I brought a watch from Amazon after order I recieved then I didn't like that product so I returned, then after they refunded my money of that product which was Rs. 1295, then I didn't recieve that refund money in bank account, so I want my money soon as possible.
Reference ID for the refund from Amazon is[protected].

Sir i booked a flight ticket of rupee 22390 through ixigo flight booking app on date 28 september 2021. I payment 22390 through upi mode by amazon pay with indian bank. Sir due to some reason my flight was canceled. My money was refunded by ixigi booking app on 2 october but my refund money was not shown in my indian bank account.

Transaction Bank Reference ID is[protected].
Refund application reference no. (ARN) is[protected].
Branch name - Government medical college chkrapanpur azamgarh branch.
Bank account no. [protected]
Please resolve my issue its nearly 40 days to go.
No response from bank.

I made payment through Indian Bank Debit Card method but payment failed and amount also debited from my account. Debited amount is not refunded till now almost 8 days over.

Name - Ajay Aravind N S
Account Number[protected]
IFSC CODE - IDIB000JO37
Mobile Number - [protected]

Hi I ordered the product from Amazon immediately I cancelled BCz my cousin also ordered for me on 2nd Oct 2021 itself . After contacting Amazon saying that they already refunded to Indian bank. But I didn't received still now.my reference no is.[protected]

I ordered a boat extend watch on 2th October and received the different product soo I request for refund, amazon refunded the amount of Rs.2499 but I didnt received the amount in Indian bank I need the immediate solution

Dear sir
My name is Dolly Kumari
ACCOUNT NO-[protected]
IDIB000S553-IFSC

Dear sir
Dolly kumari at- RPF COLONY QTR NO- 322/C, ROAD NO-21 SAMASTIPUR PIN-848101

I have recharged my dream 11 wallet by a sum of 4000 Rs on 5/11/2021 ..the amount was deducted from my indian bank account but the payment was failed ...
Dream 11 initiated the refund and gave the refund reference number[protected]
But indian bank has still not credited my money ..
This is urgent please help me as soon as possible

Refund was processed from Amazon on 2nd October 2021 vide their refund reference number TRLUC9WL0000KTOSNVOY for an amount of Rs. 2122/-, but Indian Bank has still not initiated the refund it's been more than a month, Please check upon this immediately. I have been trying to reach Indian Bank customer care but there is no response from their end. Please resolve this issue immediately. Surprisingly, Indian bank does not have a Dispute Charge form by which I can claim the refund. I have also raised the issue in their customer grievance portal for the second time vide Ticket ID 10241532 but i fear like previous time they would discard the issue citing flimsy excuses. Please help me to receive this refund as being a Sr. Citizen it is very painstaking to get harassed for the refund with no solution for more than a month.
I am attaching the RRN details below.

Regards,
Subimal Dey
+91 [protected]

Sir refund had been credit by amozon on 2 nd of october which had not been credit to my bank account yet .so i request you to pay attention and credit my refund.refund refrence no- SOWAOBF20000KSM4HS0J.

I have transfered Rs 38, 000 on 31st octobar to my account. Yesterday i check my balance through AtM. Now my account have 36, 693.
My account No is. [protected]
Am going to file a case againat india bank before court.

Please consider the request that, the printers at Indian Bank Jafferkhanpet branch, Chennai 600083 are not working properly. Many customers are made to make repeated visits.
In this age of technology it is heartening to see this situation.

Kindly request the proper authorities to look into it.

There are no cash related transaction during 20/10/21 to27/20/21 and 01/11/21 to 02/11/21.On behalf of Bank said that there are no officer to continue cash related transaction.There fore customer like us suffering too much in this festive season

Place order on 1 nov 2021
Payment was failed but amount was deducted what to do now

Sir maine amazon pay letter se lic premium 1519/-+irctc se 269/- pement kar diya tha. Totally amount ₹1747/[protected] ko maine amazon Capital float ko maine UPI Indian Bank account[protected]se pement kar diya ji .mera amount deducted ho gaya lekin pement failed ho gaya. Sir maine amazon customer service se bat kiya to lekin abhi tak mere account me return deposite nahi hua hai .
Sir pata kijiey ki kahan se gadbad hua hai.