Kotak Mahindra Bank Complaints & Reviews

I had a loan with bajaj and tata capital and took a loan from kotak on the condition that i do a bt and take a top up existing loan, which i did. Now i see that all the three banks bajaj, tata capital and kotak bank are charging me for the same loan, somebody needs to explain to me why am i being charged twice for the same loan and i have raised a dispute with cibil as my cibil score is getting impacted. I have received a charge back from...

This is vijay suresh sonawane my loan account no spln60519253 with kotak bank (Mumbai)
I would like to inform you, my loan ecs date is 15th of every month but in the month of dec 2017 ecs not reflect in my account so contacted to customer service related ecs not debited my hdfc bank account as per customer service team information i had made payment to collection team on dated 22th dec 2017 rs 5238 my emi amount and i confirm with...

Hi,

This is barani kumar and i am holding credit card with kotak bank crn 90221068.

Firstly i am so frustrated with customer service from credit card. Each and every caller that i spoke to are threatening me and not polite. Being professional in support is mandatory and i never come across such a pathetic support in my life.

I do also maintain salary account in kotak. I haven’t made the minimum...

Hi,

This is nishant pandey, i got a charge of approximately rs.9000/- on my bank account however even after requesting the bank several times i never got any refunds on it, now here i am tired of chasing them over the mail and phone nothing is working out and hence now i have decided to post this in here expecting some solution out of it, if things doesn't work out here i may have to go to the court for justice, this is truly...

Hi ganapati here,
I have been using kotak mahendra bank since 4 years.. Thistle i am seeing there is a reduction of 250 rs unnecessarily.. You have deducted 23 rs 10 times and 10 rs twice. This is not at acceptable. If you are not replaying the amount back i will switch to some other bank for sure. So take this on priority. By doing this u ll lose many customers. Keep this in mind @kotak mahendra bank.
Please repay the amount...

On 3rd september 2017, i swiped my kotak debit card for inr844 at a super market. Pos shown failure response but amount got deducted from my account.
I made first complaint to kotak on 5th september 2017. Kotak executive chirag rathod gave assurance to get resolved in 1 week.
After this when i make followup for status, they keep giving new date. I have escalated complaint to
- kotak madhpur branch
- kotak relation...

I have lost my job so i cannot maintained min balance amount. The bank 1260 rs deduct my balance amount. I have already financial suffered & 1260 is huge amount to common salaried person. We have opened an account with good service but i have close my accounts. I have request to you kindly revert my amount. My bank account no is [protected]. Kuldeep...

Date of incident: 29/11/2017

Incident description:
On 29th/november/2017, i paid my max life policy premium amount 45000 rs from my corporation bank account (Ac no [protected]) to kotak mahindra bank ac no-[protected] with beneficiary name max life[protected]. Amount was deducted from my account on same day while payment was not received to max life.

I contacted to kotak mahindra bank manager (Sec-14,...

Hi kotak,

I had my salary account with kotak for 2 years and then suddenly i left job and 1500 rs was deducted from my account as non maintenance charge.

1- but while opening account was told its 0 balance account.

2-then complaint to customer care even after one month issues was not resolved then i had to go to social media and i posted complaint there but again no resolution.

3-...

Dear sir myself tara datt pant this is my salary account every think is going ok but now i have many proble regrding my salary account yesterday midnight i had debited my balance twice. First debited amount..708. Aftersome time same thing and same amount debit. Total debited amount 1416, dear sir i want it refund first because i stay outside to my city i haveno money to spend...

Dear kotak team

As i'm no longer employee of previous employer. The salary will not credit to my account. Request you to please close my account as you already charged me 1412/- for not mainting the minimum charges inspite of saying so many times. No conversions after my previous account or no notification about my salary a/c to individual a/c. And i left my last company in june, but the apply non-maintenance charges in july....

I had taken a loan of 1.5 lakhs from ing vyshya bank (Which got merged with kotak later) in 2008. As i was going thru the recession and there was no job, i had some default/delayed payments. But then i could finish the loan with an agreement with the bank that the cheque bounce charges are waived off and i paid the entire loan amount without having any dues even before the merger happened. But then 2011 to 2016 i did not hear anything. Now...

Never use @kotak mahindra bank they have deducted my rs 10, 000/- when i am used atm (Indusind bank) for withdrawal money. Atm machine is also not working properly. Atm id sn016862.

In spite of continuous follow-up and visit of kotak mahindra bank, they did not provide me the resolution. This is how they treated their genuine customer. All of their customer support team and social media teams are pathetic. They never reply...

Dear Sir/madam,
Actually I have one salary account in kotak Mahindra bank (vasantkunj)this is provided by my previous company. I want to close my bank account immediately because salary not credited in my account and one message came again and again from kotak bank "kindly ensure salary credit in your Salary A/c or maintain Average Monthly Balance, avoid non maintenance charges for March and April".So kindly request you to close my...

From past 6 months every month my account gets debited twice a month without any otp notification neither mail notification and i did not authorize any such transaction anywhere.
Still account gets debited. I notified kotak about it no response from them.
I need an explanation why there was a transaction without otp?
Why there is no mails for these?
If i put so much trust in bank how can it be so ignorant?...

Sir,

S. No.-1

Transaction id-[protected]

Transaction date -14-dec-2017

Cancellationid /refundid-[protected]

Transaction type - cancelled

Trans. Amt (610.0)

Refund. Amt (490.0)

Bank - kmb

Refund status - refunded

Refund date - 18-dec-2017

Sir mere account me abhi tak...

Hi all,

I recently experienced a fraud transaction on my kotak credit card. Ireceived a sms "a transaction of rs.7695.42 has been done on your kotak credit card no. Xx8728 at princearun on 21-dec-2017.".

Luckily phone was in my hand and as soon as i received first transaction sms, i immediately blocked my credit card. Also i logged a complain to kotak customer care. While i was logging my complain, i continuously...

Yesterday 24/12/17 night around 10.30pm i recharged my mobile. The amount has deducted from my account but the mobile has not been recharged, neither the sms is sent nor any addup of the amount is done. I want the matter to be solved as soon as possible otherwise i will close my account. If the amount is not utilised to our purpose then what is the use of providing online mobile recharge facility to the customer. I want amount to be refunded...

I have a kotak 811 account while i tried to fund my account using net banking from sbi bank the payment was successful from sbi while the money did not get credited into my kotak account.
How much time will it take to credit into my account.
The merchant used to make this transaction is citrus payments pvt limited.
Hope this problem will be solved soon....

I had open an account (Kotak 811) some days ago.
A/c no. [protected], crn.[protected]. I akshay kumar account holder in your bank added fund of rs.20000 through my debit card. The money was debited from my other account but didnt credited in my kotak account. Its been 72 hour and running, i still dont know about my money.
Transaction ref. No:[protected]...