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Kotak Mahindra Bank Complaints & Reviews

1.5
Updated: Nov 7, 2025
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Kotak Mahindra Bank reviews & complaints page 130

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S
SrikanthPrabha
from Delhi, Delhi
Feb 13, 2018
Resolved
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Address: 500072

I have applied for credit card in the month it's almost more than 30 days and the status it's showing being processed from last 25 days. Can tell me what is the meaning of it. My app reference no.[protected] is. I got message on 19jan2018 saying check your application status after a week. But still i am seeing being processed. Who do i contact regards this for exact reason and contact number
Mar 16, 2018
Complaint marked as Resolved 
Kotak Mahindra Bank customer support has been notified about the posted complaint.
Verified Support
Feb 13, 2018
Kotak Mahindra Bank Customer Care's response
Hi! Thank you for your interest in Kotak Credit Card.

We have received your application vide application reference number[protected] on 18th Jan, 2018.

Further we wish to inform you that, your application is under process and we would need some more time to process your application.

Please note : it takes a minimum of 21 working days for the processing of the application from the date of receipt.

At Kotak Credit Cards, we make card usage simple for you.

You can now view your application status online by visiting the link below.
https://www.kotak.com/j1001card/CardStatus/statusform.jsp

Just fill in your application form number or application reference number and view the status instantly.
Appreciate your patience in the interim.^Team Kotak
Feb 13, 2018
Updated by SrikanthPrabha
Hi team,
I didn't receive wel-come kit after the kyc verification and receive a sms like your wel come kit has been dispatched several times..

And also,
Facing problem in interbank opening at time password generation asking debut card details but no details at my end.. So please take the issue on priority and provide soluntion as as possible..

Regards,
Srikanth ravula
Feb 13, 2018
Updated by SrikanthPrabha
Thanks for update..
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    S
    smudassir94
    Feb 12, 2018
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    Address: 431602

    Dear kotak mahindra bank,
    I have been charged rs118 for no reason.in the transaction details its showing "net banking pin regen charge for ond 17". May i know what kind of pin you are generating every month without my concern. At the time of opening account i have been told that no charged will be charged to you in future but still some amount is deducting every month without noticing. I want you to stop this deduction further else i have to close this account and also i want the deducted amount back in my account. This is fraud you are doing with customers.
    My acc no: [protected]
    Ifsc - kkbk0002037
    Kotak Mahindra Bank customer support has been notified about the posted complaint.
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      A
      Avdhesh Singh Bhadauriya
      from Lucknow, Uttar Pradesh
      Feb 12, 2018
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      Address: New Delhi, Delhi, 011

      PL 108590:The is claiming No 1 bank for satisfaction of the consumer but really this bank develop in such a way that no one can reach him. Write to us email is fake no response. Bank claiming Call me via customer care no.[protected] also not responding after 32 minutes on holding no solution or response.Despite fund in my acc ex’s payment not collcted
      Kotak Mahindra Bank customer support has been notified about the posted complaint.
      My account has been debited two time 708rs without any informing me. I need my debited money back asap

      no way to contact bank by the customers - Comment #3004652 - Image #0
      Kotak Mahindra Bank Customer Care's response, Feb 13, 2018
      Verified Support
      Hey there! Looks like you’re in a fix. Can we help? Plz write to us via http://bit.ly/19WK9Vg or for immediate assistance you may call once again @ 18602662666.^Team Kotak
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        B
        bhushanpan
        from Mumbai, Maharashtra
        Feb 16, 2018
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        Resolved

        Address: Mumbai City, Maharashtra, 400076
        Website: kotak.com

        I have a bank account with Kotak mahindra bank which is a salary account opened by my current employer.

        On 30th Jan 2018, there was a fraud which took place on my account and the money from it was withdrawn VIA ATM in New Delhi whereas I was in Mumbai and the cards were in my possession.

        I complained this to police and Bank. Bank Blocked my debit channels and after submitting few forms I got the money back in my account.

        However, bank is currently saying I won't be able to use it as they have put it on a hold (freeze) till their investigation is done. Which is incorrect as it is my funds and I need it immediately.

        I also received an email from Kotak saying my case has been closed however, I am still unable to use the funds.

        Please help me in this as I am terrified using banks anymore.
        Mar 22, 2018
        Complaint marked as Resolved 
        Kotak Mahindra Bank customer support has been notified about the posted complaint.
        Verified Support
        Feb 17, 2018
        Kotak Mahindra Bank Customer Care's response
        Hey there! Looks like you’re in a fix. Can we help? Plz write to us via http://bit.ly/2wg92xK
        or for immediate assistance you may call @ [protected].^Team Kotak
        Feb 19, 2018
        Updated by bhushanpan
        I dont want to write anywer or speak to anyone. I did everything. I just want my funds to be released in my account so that I can use it. ITS MY MONEY. you can keep your investigation going on but WHO ARE YOU TO KEEP A HOLD ON MY MONEY. Its your fault in first place that a fraud took place you cant maintain the security. Now you are penalising me for your issue. What on gods earth is going on !
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          P
          prashantha s j
          from Bengaluru, Karnataka
          Feb 12, 2018
          Resolved
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          Resolved

          Address: Chikkamagaluru, Karnataka, 577102

          Dear sir, on[protected] i prashantha s j initiate imps transaction sum of 36000 rs from kotak mahindra bank chikmagalur to canara bank chickmagalur, but amount debited my sb account. The amount was not credited benificiary account till date. Here am requesting you to resolve as soon as possible. And also i raise a request, imps charges back to consumer. And during that period interest also back to the customer sb account.
          Mar 17, 2018
          Complaint marked as Resolved 
          Kotak Mahindra Bank customer support has been notified about the posted complaint.
          Verified Support
          Feb 13, 2018
          Kotak Mahindra Bank Customer Care's response
          Hey there! Looks like you’re in a fix. Can we help? Plz write to us via http://bit.ly/19WK9Vg or for immediate assistance you may call once again @ [protected]. ^Team Kotak
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            A
            arungoud
            from Hyderabad, Telangana
            Feb 12, 2018
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            Dear Sir,

            This is to inform you that I have not yet received the refund of the cancelled ticket which was cancelled by me on 20th Jan 2018.

            The details of which is mentioned as below:

            PNR – [[protected]]
            TRANSACTION ID – [[protected] ]
            CANCELLED DATE – 20/01/2018
            CANCELLATION ID – [[protected]]
            TRANSACTION AMOUNT – Rs. 1, 480.00
            REFUND AMOUNT – Rs. 1, 000.00
            REFUND STATUS – REFUNDED
            REFUND DATE – 23/01/2018

            The reservation was made from KACHEGUDA . (KCG) to GONDIA JN (G) in train No. 12251 / WAINGANGA EXP, class - SLEEPER.

            Although while checking in the irctc website it is showing that the amount has been refunded on 23.01.2018, but till date no refund has taken place in my bank account. It’s more than 20 days have passed but I have not received the refund.

            Request you to refund the amount in my bank account from where the amount was paid while booking the above ticket.

            Hope for a swift action from your side.

            Thanks & Regards,
            +1 photos
            Kotak Mahindra Bank customer support has been notified about the posted complaint.
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              A
              awalanchal
              from Gurgaon, Haryana
              Feb 12, 2018
              Resolved
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              Resolved

              regarding loan emi bounced

              Address: Bangalore, Karnataka, 560043

              Hello

              Got a message from kotak saying the emi through ecs has bounced, where as my account had more than sufficient balance the day emi was to be deducted. There was no transaction from kotak for this. Later i called kotak customer care and the executive told me that there was some technical issue and my emi will be auto deducted without any bounce charges. Till date that has not been deducted and i continuously getting messages/emails...
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              M
              mohammed sufiyan lakdawala
              from Ahmedabad, Gujarat
              Feb 12, 2018
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              Address: Bharuch, Gujarat, 393001

              Mob [protected]

              Mera thoda sa fata hua note reject kiya cashier ne aur rude behavior kiya. Bar bar aesa natak hota he. Ab ne tang aa gaya hu. Complaint kar kar k. Ab me account hi close karva raha hu. Staff ka behaviour bahut bekar. Khas kar k cashier nd 1 aur.
              Ab ye log aese hi behave karenge to kon bane rahe unke sath. Bahut bank padi he market me.
              Kotak Mahindra Bank customer support has been notified about the posted complaint.
              Feb 12, 2018
              success points chanakya quite's response
              352 deduct in my account
              Dear kotak team
              Sir 352rs deduct in my account
              Ac number- [protected]

              reject one 500 rs not for normal reason - Comment #3002721 - Image #0
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                A
                ankitrajput
                from Gurgaon, Haryana
                Feb 12, 2018
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                Address: 121003
                Website: kotak bank

                Hi,

                I am ankit kumar, i have an account with kotak mahindra bank on 5 oct 2017 i had make a withdrawal rs 3000 from axis bank atm sarai faridabad and it was succesfully transition but i have not received any transition sms from bank. When after 5 days on 12/10/2017 i had checked my account through net-banking it shows another transaction rs 10000/- on date 05/10/2017 at same time just after my rs 3000 withdrawal. But i had withdrawal only rs 3000. I had raised a complaint against fraud transaction rs10000/- complaint no is 1-[protected]. But still i have not refund my 10000/- transaction ref no :3269. Please do the needful.

                Thanks & regards
                Ankit kumar
                Email - [protected]@gmail.com
                Mob:[protected]
                Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                  V
                  Vineet Panjwani
                  from Bengaluru, Karnataka
                  Feb 12, 2018
                  Resolved
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                  Resolved

                  Address: New Delhi, Delhi, 110089

                  I am using kotak mahindra credit card from past 1 year and making timely payments, last month due to some financial issues i could not make payment. On 11th feb 2018 i got a call from one of the collection agent which some how i missed and in next minute i got an sms from that agent with abusive language threatening me that if i don't make payment he will bring police to my residence. I have already escalated this matter to bank's customer care sr1-[protected].
                  I want to know that is this the bloody code of conduct which collection agents are following. Who gave them the authority to behave like this.
                  I want a strict action to be taken against this.
                  Mar 21, 2018
                  Complaint marked as Resolved 
                  Kotak Mahindra Bank customer support has been notified about the posted complaint.
                  Verified Support
                  Feb 13, 2018
                  Kotak Mahindra Bank Customer Care's response
                  Hi! We are in the process in checking the matter with the concerned department vide service request number 1-[protected].
                  Please note: the turnaround time for the request to be processed is 05 working days from the date the request is raised.
                  Should your query or request not get resolved within the time specified here, please call our 24X7 Phone-banking no. [protected] for status
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                    G
                    Ghouse123
                    from Chennai, Tamil Nadu
                    Feb 10, 2018
                    Resolved
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                    Address: Chennai, Tamil Nadu, 600005

                    Dear sir,

                    Myself mohammed ghouse basha p,
                    I took a loan from bajaj finserv which i was not able to pay on time so my case went to kotak mahindra and they offer me to settle 8000 and 6000 and my loan account number is[protected].[protected]. Contract no bf3c058014, bf3c057086. I accept the offer and paid in single cheque of 14000/-. After payment im not getting ndc from kotak bank. If i didn't get ndc, within tomorrow i will file a suit against the agency.

                    Proof attached.

                    Thanks
                    Regards
                    Mohammed ghouse basha p
                    [protected]
                    +4 photos
                    Mar 14, 2018
                    Complaint marked as Resolved 
                    Kotak Mahindra Bank customer support has been notified about the posted complaint.
                    Verified Support
                    Feb 11, 2018
                    Kotak Mahindra Bank Customer Care's response
                    Hi! We have forwarded your concern to the relevant team. Appreciate your patience in the interim. ^Team Kotak
                    Feb 14, 2018
                    Updated by Ghouse123
                    No Response from kotak mahindra bank yet. They cheated me. In India anyone can cheat anybody no one will support
                    Still waiting for the response.
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                      Ânkit Singh
                      from Noida, Uttar Pradesh
                      Feb 10, 2018
                      Resolved
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                      Address: New Delhi, Delhi, 110049

                      Hello,
                      Sir i have withdrawn inr 2000 from pnb atm yesterday, it waited for 40-50 minutes and then transaction failed, then i visit the next boi atm atm withdrawal the amount successfully. After 20-30 minutes i received message ofr amount drawn from pnb
                      Cash withdrawal of rs.2000 made on kotak debit card xx6726 on[protected]:24:59 at 8758. Combined balance in a/c xx6074..
                      Please check the concern and get it resolve
                      Mar 14, 2018
                      Complaint marked as Resolved 
                      Kotak Mahindra Bank customer support has been notified about the posted complaint.
                      Verified Support
                      Feb 11, 2018
                      Kotak Mahindra Bank Customer Care's response
                      Hey there! Looks like you’re in a fix. Can we help? Plz write to us via http://bit.ly/2wg92xK
                      or for immediate assistance you may call @ [protected].^Team Kotak
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                        S
                        sajiddafedar
                        from Mumbai, Maharashtra
                        Feb 10, 2018
                        Resolved
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                        I would like to make you noticed that i have received call after 7:30pm, when i asked your advisor to callback tomorrow business hours than he became rude & hangup the call & immediately send sms & email about rejection of requirement without any reason.

                        It’s very disappointment that kotak bank is hiring these kind o[censored]nprofessional employees those who don’t have ethics & manners to speak with customers.

                        Above mentioned instance happened couple of times. Only reason i have a/c with kotak till coz my emi to hdfc bank to going from my kotak a/c. I don’t want to get in hassle to change the a/c. Once i will done with my hdfc loan i will definitely close the a/c.

                        Also i would like to share my experience with navpada branch, one of the staff was cery rude with elderly customer came to update aadhar card.

                        Past experience with customer service was also very pathetic & very disappointed, with no resolution.
                        Mar 14, 2018
                        Complaint marked as Resolved 
                        Kotak Mahindra Bank customer support has been notified about the posted complaint.
                        Verified Support
                        Feb 11, 2018
                        Kotak Mahindra Bank Customer Care's response
                        Hey there! Looks like you’re in a fix. Can we help? Plz write to us via http://bit.ly/2wg92xK
                        or for immediate assistance you may call @ [protected].^Team Kotak
                        Dear sir. Morning i got a call from unknown number stating that he is call from kotak bank and i have to give him my debit card details for security then he will provide me NDC. I also have recordings of this call.

                        customer service (loan) - Comment #3002649 - Image #0
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                          శివ శేషేంద్ర
                          from Bengaluru, Karnataka
                          Feb 9, 2018
                          Resolved
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                          Resolved

                          Address: 560068

                          This is worst bank for indians. Kotak bank is worst at it's services. They have charged me anonymously 12900. They did not even explained why they debited 12900 from account even after 6 months. This is the worst bank in india. Do not trust this bank. Kotak has stolen my 12900 from my credit card and not giving bank. They are not explaining the reason to deduct from my account. It has been six months and no response from them. They have worst customer services. They call only when we need to pay credit card bills. Otherwise they do not respond to any emails or calls or complaints.
                          Mar 13, 2018
                          Complaint marked as Resolved 
                          Kotak Mahindra Bank customer support has been notified about the posted complaint.
                          Feb 09, 2018
                          Updated by శివ శేషేంద్ర
                          Kotak Mahindra Bank hasfraud banking services.

                          Rs. 800+ charge for other ATM Withdraws.

                          10000+ Charge for not maintaining minimum balance.

                          1000+ for delayed credit card payments.

                          One Purchase= Service Tax+Conversion Charge+Interest Charge+Actual MRP….

                          Close all your accounts of Kotak Mahindra Bank…

                          #Kotak #Mahindra #Bank has fraud business services in all sectors. Debit Cards and Debit Cards. . Their fraud business should be closed immediately to save poor people
                          Verified Support
                          Feb 09, 2018
                          Kotak Mahindra Bank Customer Care's response
                          Hi! Trust our official has got in touch with you. ^Team Kotak
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                            Kapil BK
                            from Bengaluru, Karnataka
                            Feb 9, 2018
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                            Hello,

                            I am requesting for the bank statement from last one month in mobile app. It is showing as the request is submitted, but am not getting any mail regarding that.
                            It is very urgent for me to get the bank statement a lot of procedures are pending just because of bank statement. I tried to contact the bank but number is getting busy all the time. I am very disappointed about this service.

                            So please check it n do the needful asap.
                            Kotak Mahindra Bank customer support has been notified about the posted complaint.
                            Feb 09, 2018
                            Updated by Kapil BK
                            I have submitted the request for statement around 20 times. But i haven't received a single mail.
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                              Narmada Infracon
                              from Damoh, Madhya Pradesh
                              Feb 9, 2018
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                              Address: Durg, Chhattisgarh, 490006

                              My self jhummar sinha proprietor of narmada infracon my current a/c no [protected] ifsc kkbk0006424 branch supela bhilai cg i have transfer money 10000 rs dated 17 december 2017 to mr. Onkar verma in his ac no. [protected] ifsc ibkl0000048 imps via ref no.[protected] but till date not received by beneficiary and not return in my ac so kindly check and do need full action as soon as possible i have also complained in branch but no result till date
                              Narmada infracon
                              Jhummar sinha
                              [protected]
                              [protected]
                              +2 photos
                              Kotak Mahindra Bank customer support has been notified about the posted complaint.
                              Am Abhishek TC from Mysore Today withdrawal my amount in SBI ATM using my Kotak debit card AC no:[protected], amount 10000 debited but but not coming, one time please do the needful

                              imps not credited in beneficiary a/c - Comment #3000057 - Image #0
                              imps not credited in beneficiary a/c - Comment #3000057 - Image #1
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                                Victor Apollyon
                                from Kolkata, West Bengal
                                Feb 8, 2018
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                                Address: Howrah, West Bengal, 711202

                                Tried to take out some cash from pnb atm at dharamtalla road, the atm showed a timed out transaction still money got deducted from the two attempts i made at the atm for withdrawal of cash. My crn is[protected]
                                Please look into the matter soon.
                                Pnb is also requested to install slips which are always unavailable in the atm.
                                The deductiom msg showed up after half hour of moving from the place...
                                Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                                  Rehman Ur Rouf
                                  from Karnal, Haryana
                                  Feb 8, 2018
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                                  Address: 192234

                                  Sandeep sharma kotak bank employee contacted me on phone for job and made me to deposite huge sum of money he also nailed me fraud offer letter and bond letter. But now he does not picjs uo my phone i am launching vimolaint in conduner firm how can such a bank keeps such a nonsense n cheat in there organisation bank is respinsible for this.. Kotak bank simply a fraud
                                  Sajad
                                  Mobile [protected]
                                  Kotak Mahindra Bank customer support has been notified about the posted complaint.
                                  Feb 08, 2018
                                  Updated by Rehman Ur Rouf
                                  Sandeep sharma is employee of kotak bank therefore bank is responsible for all this ...
                                  Kotak bank team

                                  I have submitted the allredy Account Close form in the branch but till now my accounts have not been closed.
                                  Holder name ashif khan
                                  Account no 2112420***
                                  2112793***
                                  CRN NO[protected]
                                  MOB [protected]

                                  Regards
                                  Ashif khan
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                                    gladwin
                                    from Chennai, Tamil Nadu
                                    Feb 8, 2018
                                    Resolved
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                                    Resolved

                                    Address: 600062

                                    Dear team,

                                    I have using the Kotak credit card more than one yea I have paid all my outstanding properly without delay but now the collection team has blocked my card and sending few mails as we will do something in your CIBIL were I need to contact

                                    I called the customer care no they given one contact number but the number is not answering the call, ([protected]) were I need to Go did I want to go to consumer court.
                                    Mar 21, 2018
                                    Complaint marked as Resolved 
                                    Kotak Mahindra Bank customer support has been notified about the posted complaint.
                                    Verified Support
                                    Feb 09, 2018
                                    Kotak Mahindra Bank Customer Care's response
                                    Hey there! Looks like you’re in a fix. Can we help? Plz write to us via http://bit.ly/2wg92xK
                                    or for immediate assistance you may call @ [protected].^Team Kotak
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                                      Paramvir49
                                      from Thanesar, Haryana
                                      Feb 8, 2018
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                                      Address: Patiala, Punjab, 147202

                                      Hi,

                                      My name is paramvir singh. I am a 811 savings account holder in kotak mahindra bank. My account number is [protected]. There is a concern regarding my bank account as my account got blocked by bank without any notification, so when i inquired about the issue from nearest branch they told me its because of some address proof related issue. So i called customer care and there i came to know that i should send my address proof to [protected]@kotak.com in order to reactivate my account. So i did the same but didn't got any revert from bank then i again called the customer care but my issue is not resolved till now. My money got stuck in that account and they are not providing any way out for this. I am unable to withdraw my own money. I am in a big financial problem right now so i urgently need that money. Please look into this matter on priority.

                                      Thank you
                                      Kotak Mahindra Bank customer support has been notified about the posted complaint.
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