Life Insurance Corporation of India [LIC] Complaints & Reviews

I would like to know about the status of the policy No:[protected], Kalimuthu.P Last year agent closed the the policy[protected] Sathiyabama At that time He make some lose in money.. When we enquire about this .. He use the worst words After that he wont give any message about the policy.. So Plz send the detail about the policy K.Umaranimathimaran [protected]

LIC of India- is a poor company and needs money Hi All, I bought 3 LIC policies numbered[protected],[protected] and[protected] in 2007 and have paid 3 premiums to the policy totalling 1, 20, 000. When I went to the Senior officers, they said I can only surrender the policies and will get only INR 20, 000. I think LIC is very poor and needs charity so I left the money in charity. My suggestion to every one is we are all working class people and do not have that time to run around buildings and blocks getting our lives complicated. On top of that, I get a call from a department called IISC- Indian Insurance Services and Complaints. First, a guy called Nikhil Sharma tel. no. +91-[protected] called me and gave me a hint that LIC has cheated on me and I can get the money if I changed the Agent code to Client ID code. He also informed me that I can get 3, 00, 000 as recovery. I asked him if it was a service that the IISC was offering and I was assured that the service was free of cost. They asked me to contact the CEO of IISC Indian Insurance Services and Complaints whose number is [protected] and when I spoke to the gentleman, he asked me to make a payment of 20, 000 to 1, 00, 000. There is something fishy going on and I can smell the rat. I am not sure if this is correct but I have two suggestions; please do not make any transactions over the phone and please do not take any LIC policies as they are all cheating us on our money. Use banks such as ICICI, HDFC, and other private companies as they are accessible, approachable and clear in their decisions. At any point, if there is a problem, you can go to them and get the policies closed or whatever. I never knew it would be a nightmare for me to take LIC policies; nonetheless, I would never ask anyone to buy one. All the best and sincerely best wishes, Tausif

Dear Sir, I have one policy (No.[protected], T.NO.124, 15 Years). I have not yet received any intimation from LIC on the second term money back which was due in[protected]. Now it is more than 3 years. Can I request your help to find the status on this and the reason for the delay. Thanks in advance. Regards, Vinodkumar Puravankara.

Previously i get loan repayment actual certificate every month for i.T. Purpose. Now it is not available in lichfl site. For this certificate every month i contacted the tirupathi area office, but it was the waste of the time. If the actual repayment certificate available in the lichfl site it is very useful to the customer. Now i request the management of the lichfl take action in the matter and do needful in the matter.

T.Balakoteswararao guntur

Policy Holder Name - Ms. Indra Devi Address - D-259 Nawada Housing Complex, Kakrola Xing, Uttam Nagar, New Delhi-110059 Policy No.[protected] Date of Commencement - 15th February 1997 Annuity payment of Rs 601 has not been recieved for the period December 2013 to March 2014 Bank Particulars- A/c No.-[protected] Name & Address-Bank of India, Malai Mandir Branch

I paid Rs.10109 premium online for my policy no.[protected] for my LIC policy.The amount was debited from my accounction wasnsat, but Ididnot got my my premium receipt.Please immediately send my premium receipt on my mail [protected]@gmail.com and also by post.Please inform me immediately on my mobile no.[protected].The transaction was done on 30.5.14 DR.Arun Kumar

From:santosh j. Gupta 104/a dheeraj vishwas natwar nagar rd no.1 jogeshwar i east mumbai 400060 mob:[protected] / [protected] to axis bank /lic credit card dear sir, dtd 17th may at 11:58 pm rcvd msg from lic card saying rs 5971.71 is spent on my card, since this tranction was not done my me immediately i contacted customer cervices. Mr. Pratik was on the phone, as per him there is no such tranction done my card on my question how come my availbel balance is reduced to rs 2477.29, he had no answer for the same & registered complaint on the same under the ref#9704110- whole night i spoke to him 2-3 times, to verify the same but n solution given to me. He ensured me no such transction is done my card however the msg i have rcvd must have come by mistaken. On his assurance i went to sleep & when morning i got up i saw 2 other tranction were done my icici bank debit card. 18th whole day lic confirmed no transction done my card. Evening i called up again & learnt that the transction was done. Card# crd type name tran ref complaint# merchant amount [protected] credit card santosh gupta lic credit card /axis bank ref#[protected] pratik virtual car nettell 5971.71 conclusion : if i could have rcvd information on time i would have stopped my other card. Due to lack of information fraud done my card for lic card is responsible, pls advise solution on the same.

Hello Sir/Mam, My Policy Details are as follows: 1. LIC Policy No:[protected] I made net payment of my wife's lic premium on[protected] March due i cannot receive/ save the lic premium receipt pdf I want to submit the Premium Bill for my Tax Investment Proof. It would be great if you could send me the Duplicate receipt on my email ID “[protected]@gmail.com”. Please do the needful.

Dear Sir, This is Sandeep yadav from abu-dhabi UAE, my phone no -[protected] or HOME -[protected] and my Email : [protected]@yahoo.co.in Last vacation I opened new LIC ajeevan policy, for the moment I couldn’t able to pay for next premium because my family problem. Kindly send me how to cancel my policy and get back my money . Best Regards Sandeep yadav

policy no.[protected] dated 15/02/2005, table no.147, amount 10000, date of maturation 15/02/2013 The payment of the above policy has not cleared so far by the LIC office fatehpur(U.P), even after so many repeated requests and telephone talks with the concerned manager LIC Fatehpur. It seems clearance of payment is ot of his power every time he misguided me about the payment. Kindly do needful in the matter and make possible to clear the payment as soon as possible and oblidge. Dr, A.K.Soni Assistant Director Sericulture Add.-1/512, vinay khand gomtinagar, lucknow e-mail.[protected]@gmail.com

Dear LIC I am policy holder of[protected]. Branch is 927 mumbai My policy is money back. I have given my neft details to the branch along with cancelled cheque of my bank. I was assured by the lic that 20000.rs money which I m eligible will b directly get credited within 10 wrking days. But it is almost more than 15days I still not received my money in my bank. Please look into this matter. As I am not able to follow as I m.not in town. I m busy with my office work and will b out of town for.few.mnths... Please email me details on my personal.email address [protected]@rediffmail.com . Will b waiting for your email . Regards Sachin pawar

dear sir, i am a lic agent i have requested many times for agent log in id &password. But i haven't received it till today. so please send me my log in id & password at my mail id given below. Agent code 00739 69G D.O. code 8080 69G Branch 69G mail id :krishnarao.[protected]@gmail.com

I am Shivkumar Pandey.I have closed my account numbered as A/C NO:[protected] on 05/05/2014 and my check is passed on 08/05/2014.I went to govindpura office, Bhopal on 26/05/2014 to collect my documents and i have been told by the officer that it will be given by the area office that is MP Nagar, Bhopal.I again went on 29/05/2014 that is today to MP Nagar office, bhopal to collect my documents.They told that it will be given to you on 5th june or 6th june.Because of this laziness of your department, many of my leaves are wasted and also i am disturbed.What is the reason for this laziness by your department??Please inform me as soon as possible when actually i will be getting my documents back and also inform me the reason why the process is getting late day by day.
My email id: shiv.[protected]@gmail.com and
Phone no: [protected]

This is sandip yadav now i am current living in UAE. when i was at India that time I opened one LIC ajeevan policy but personaly problem i coundn't able to pay next premium so please send me how to canceled my policy my Email : [protected]@yahoo.co.in and phone -[protected] and home phone [protected] kolhapur

Kindly Attention : Divisional, Zonal and Central Department.


Please Consider the Work structure of Borivali Branch and interrupt the case

Dear Sir,

First of all, It would be really Undisgestable for me to understand the work structure of an Borivali Branch as they were taking almost more than 40 days for replying the mail. Even they were not bother for any Solution or the Progress of investigation as What they are doing from last 40 days.


Meanwhile they asked me to submit mine KYC.I don't know Why? However I already Submitted all mine necessary document to Borivali Branch by Mail.


Whereas I am not expecting any solution from Borivali branch. Specially with Mr Harshay Mina and Mr Arun Kumar Nanda.


Hence I would not agree to come at Borivali branch.I would be right If we can meet up at Vile Parle Divisional office.

AND we can talk in presence with Senior Authorities.


PLEASE GIVE ME RIGHT SOLUTION AND DONT MANIPULATE THE THINGS...STILL HOPING FOR BEST.


Please revert as I am looking for favorable reply.


Regards,

Deepak Gupta

[protected]


> From: [protected]@licindia.com
> To: [protected]@live.in
> Date: Tue, 27 May 2014 16:47:00 +0530
> Subject: RE: DO and Agent not cooperating and doing fraud...Plz help...Mine policy no[protected]
>
> You are requested to call on our office with your recent photograph, identity proof (PAN Card, Aadhar Card or driving licence) & residence proof (Ration Card, latest telephone bill or latest electricity bill)
>
>
> Branch 935
> 671 44403
> ________________________________________
> From: DEEPAK GUPTA [[protected]@live.in]
> Sent: Tuesday, May 27, 2014 3:36 PM
> To: crm_mumbai-do4; co_crm; wz_crm; [protected]@irda.gov.in; [protected]@gmail.com; wz_complaints
> Cc: crm_mumbai-do3; 935, BORIVALI, MDO 3
> Subject: RE: DO and Agent not cooperating and doing fraud...Plz help...Mine policy no[protected]
>
> Kindly Attention : Divisional, Zonal and Central Department.
>
> Dear Sir,
>
> I am seeking for some solution for mine LIC Fraud Which happened in Borivali Branch While the Branch Person (DO : Harshay Mina and Arun Kumar Nanda) is not taking serious measure and nor coordinating.
>
> They were neither given any solution nor supporting in any manner.I am totally frusted by mailing twice or trice in week but not getting any support from branch.I dont know what they are doing and which investigation they are doing?
>
> AND YES WHO WILL RESPONSIBLE IF MINE ACCIDENT BEEN OCCURRED ?
>
> This time I am expecting some positive solution...
>
> Looking for favorable reply as I will wait 2 more days OTHERWISE I WILL GO TO IRDA AND CONSUMER COURT.
>
> EXPECTING POSITIVE SOLUTION!!!
>
>
> regards,
> Deepak Gupta
> [protected]
>
>
> ________________________________
> From: [protected]@live.in
> To: [protected]@irda.gov.in; [protected]@gmail.com; [protected]@gmail.com
> CC: [protected]@licindia.com; [protected]@licindia.com; [protected]@licindia.com
> Subject: RE: DO and Agent not cooperating and doing fraud...Plz help...Mine policy no[protected]
> Date: Mon, 26 May 2014 20:47:41 +0530
>
> Dear Sir,
>
> It would be really very much disappointment for the rendering such an CARELESS and IRRESPONSIBLITY work doing by LIC member. The DO AND the Branch Manger or Chief manager are not taken any Further step nor given any solution . Last time (40 days back), They ask for an 15 days time and said that they will resolve the issue but I am not get any solution neither from Borivali branch nor an LIC Head office.
>
> I don't no that what they are doing ? As they were official mailed for resolving the case and then they neither bother for any things.
>
> THIS IS MINE FINAL MAIL TO YOU AS I AM STILL WAITING FOR POSTIVE THINGS FROM YOUR END.
> BUT IF I WONT GET ANY ASSISTENCE THEN I WOULD HAVE TO GO IRDA AND CUNSUMER COURT.
>
> I WILL WAIT 2 MORE DAYS FOR YOUR FAVARABLE REPLY.
>
> regards,
> Deepak Gupta
> [protected]
>
> ________________________________
> From: [protected]@live.in
> To: [protected]@irda.gov.in; [protected]@gmail.com; [protected]@gmail.com
> CC: [protected]@licindia.com; [protected]@licindia.com; [protected]@licindia.com
> Subject: RE: DO and Agent not cooperating and doing fraud...Plz help...Mine policy no[protected]
> Date: Sat, 17 May 2014 17:32:52 +0530
>
> Dear Sir,
>
> This is to inform you that I have not got any assistance from LIC office as 15 days been completed.Neither DO nor Branch manager responding for the same.
> Please look into the case and do the needful...
>
> looking for favorable reply
>
> regards,
> Deepak Gupta
> [protected]/[protected]
>
> ________________________________
> From: [protected]@live.in
> To: [protected]@irda.gov.in
> CC: [protected]@licindia.com; [protected]@licindia.com; [protected]@licindia.com
> Subject: FW: DO and Agent not cooperating and doing fraud...Plz help...Mine policy no[protected]
> Date: Fri, 2 May 2014 19:54:36 +0530
>
> Dear sir,
>
> This is my complaint no with IRDA[protected]
>
> Please look into the same ...AND do the needfull
>
> ________________________________
> From: [protected]@live.in
> To: [protected]@licindia.com
> CC: [protected]@licindia.com; [protected]@licindia.com
> Subject: FW: DO and Agent not cooperating and doing fraud...Plz help...Mine policy no[protected]
> Date: Tue, 29 Apr 2014 20:53:04 +0530
>
> I wont got any assistance from LIC Member nor you.Please look into the same and revert me soon.
>
> OTHEREWISE I NEED TO THINK ...OR MAY TAKE FORMAL PROCEDDING WITH IRDA.
>
> THANKING YOU
> REGARDS,
> DEEPAK GUPTA
> [protected]
>
>
> ________________________________
> From: [protected]@live.in
> To: [protected]@gmail.com
> Subject: FW: DO and Agent not cooperating and doing fraud...Plz help...Mine policy no[protected]
> Date: Sun, 27 Apr 2014 18:55:45 +0530
>
>
>
> ________________________________
> From: [protected]@live.in
> To: [protected]@gmail.com; [protected]@yahoo.com; rai.[protected]@live.com
> Subject: FW: DO and Agent not cooperating and doing fraud...Plz help...Mine policy no[protected]
> Date: Sun, 27 Apr 2014 18:53:12 +0530
>
>
>
> ________________________________
> From: [protected]@live.in
> To: [protected]@licindia.com; [protected]@licindia.com; [protected]@licindia.com
> Subject: DO and Agent not cooperating and doing fraud...Plz help...Mine policy no[protected]
> Date: Sun, 27 Apr 2014 18:51:44 +0530
>
> Dear Sir,
>
>
> This is to inform you that I took my policy on 26/03/2012 on the name of Deepak Kumar Gupta Policy No[protected].
> While I reside at bhayandar, Thane and I gave all my duly signed document to LIC Agent Mr Ramshankar Mishra, Agent code 03376935, Branch code 935.
>
> But After 2 years(revival session), I found that my document was fault and its not matching with my original document.
> Hence I informed to DO (Mr Harshay Mina) Code no 0027708 AND AGENT(Mr Ramshankar Mishra), But they said that Dont know anything about this and said to Reopen another policy.
>
> However Mr Harshay Mina said that they don't have time to rectify each and every case Hence I need to wait one more years.
> While branch manager AND Chief manager too not understanding the problem and said that the Problem occured in LIC Document will not be rectify in system.While I Requested to allow me Proposal document to see, But they were not allowed the same.
>
> As Mr Harshay Mina was not cooperating and using abused langauage too AND D O AND Agent is taken responsibility for the fault.
>
> SO I WANT TO KNOW THAT HOW THIS PERSON ( Mr Harshay Mina) IS APPROVED MY DOCUMENT WITH MINE ORIGINAL DOCUMENT AND HOW HE SANCTIONED FAULT DOCUMENT ?
>
> THE FAULT DOCUMENT FOUND AS FOLLOW AT THE TIME OF REVIVAL.Please find the attachment
>
> 1)Signature mismatched on LIC Proposal Form 300
> 2)Some other person Photo posted on LIC Proposal Form 300
> 3)Family detail, Job detail was wrongly mentioned in LIC Proposal Form 300
>
>
> Please Look in the matter and revert me with best solution on urgent basis...
>
> Regards,
> Deepak Gupta([protected])
> Mumbai, Maharashtra
>
> "The information contained in this electronic message and any attachments to this message are intended for exclusive use of the addressee(s) and may contain confidential or privileged information. If you are not the intended recipient, please notify the sender at LIC OF INDIA or [protected]@licindia.com immediately and
> destroy all copies of this message and any attachments. The views expressed in this E-mail message / Attachments, are those of the individual sender."
>

I had paid the premium online of the policy number[protected]. My bank account has been debited. But no online receipt for the payment of the premium was generated. The transaction details from my bank account:

Reference ID - [protected]
Transaction Type - Bill Payments
Debit Account [protected]
Transaction Date - 26/05/2014
Transaction Amount- INR 651.00
Remarks - riya/lic
Transaction Status - Success
Beneficiary/Biller -BPC - Bill Desk


I would request for the problem to be resolved as early as possible.

Thanks

Ravindra Bansal

Phone No. [protected]
Email: [protected]@punjlloyd.com

MY SELF HETAL RATHOD MY AGENCY CODE IS 3342 BRANCH CODE 876

I WANT TO KNOW MY AGENCY ACCOUNT I NEED TO REQUIRE USER ID AND PASSWAD MY EMAIL ID IS [protected]@gmail.com and my phone no. is [protected] kindly provide it earliest.

Regards,
Hetal Rathod

Policy No:[protected] Matured Period: December 2013. Still LIC has not provided matured amount to the policy bearer which is a delay of about 5 months from now. Various complaints made and information has been provided to LIC on regular bases including personal visit to LIC office at Connaught place (Delhi). No reason for such delay even stated by LIC, however there doesn't exist any due pending from policy bearer end. Request to resolve the issue, as money is required by policy bearer on urgent basis who is already facing a delay of 5 months. Any compensation shall be provided, fairly to policy bearer due to such delay. Regards Policy :[protected]. Sheela

Hi, My Annuity no. is 011Q[protected] I have been receiving my annuity since 2005 on a quarterly basis directly to my bank A/c. The last instalment I have received is in Nov. 2013. I should have received two more instalments during Feb. 2014 and May 2014. However, I don't see any credits to my bank a/c yet. Why this sudden stoppage? Regards, Kishnamurthy Seetharama

FROM:SANTOSH J. GUPTA 104/A DHEERAJ VISHWAS NATWAR NAGAR RD NO.1 JOGESHWAR I EAST MUMBAI 400060 MOB:[protected] / [protected] TO AXIS BANK /LIC CREDIT CARD DEAR SIR, DTD 17TH MAY AT 11:58 PM RCVD MSG FROM LIC CARD SAYING RS 5971.71 IS SPENT ON MY CARD, SINCE THIS TRANCTION WAS NOT DONE MY ME IMMEDIATELY I CONTACTED CUSTOMER CERVICES. MR. PRATIK WAS ON THE PHONE, AS PER HIM THERE IS NO SUCH TRANCTION DONE MY CARD ON MY QUESTION HOW COME MY AVAILBEL BALANCE IS REDUCED TO RS 2477.29, HE HAD NO ANSWER FOR THE SAME & REGISTERED COMPLAINT ON THE SAME UNDER THE REF#9704110- WHOLE NIGHT I SPOKE TO HIM 2-3 TIMES, TO VERIFY THE SAME BUT N SOLUTION GIVEN TO ME. HE ENSURED ME NO SUCH TRANSCTION IS DONE MY CARD HOWEVER THE MSG I HAVE RCVD MUST HAVE COME BY MISTAKEN. ON HIS ASSURANCE I WENT TO SLEEP & WHEN MORNING I GOT UP I SAW 2 OTHER TRANCTION WERE DONE MY ICICI BANK DEBIT CARD. 18TH WHOLE DAY LIC CONFIRMED NO TRANSCTION DONE MY CARD. EVENING I CALLED UP AGAIN & LEARNT THAT THE TRANSCTION WAS DONE. CARD# CRD TYPE NAME TRAN REF COMPLAINT# MERCHANT AMOUNT [protected] CREDIT CARD SANTOSH GUPTA LIC CREDIT CARD /AXIS BANK REF#[protected] PRATIK VIRTUAL CAR NETTELL 5971.71 CONCLUSION : IF I COULD HAVE RCVD INFORMATION ON TIME I WOULD HAVE STOPPED MY OTHER CARD. DUE TO LACK OF INFORMATION FRAUD DONE MY CARD FOR LIC CARD IS RESPONSIBLE, PLS ADVISE SOLUTION ON THE SAME.