Life Insurance Corporation of India [LIC] Complaints & Reviews

Myself Rashmi Borkar have applied for home loan from LIC HFL in Oct 2009 for Rs 30,00,000. I have received sanction letter from LIC on 31st Oct 2009. File No 409035.
I wanted certain clarification on the letter hence I visited LIC HFL Thane (W) office on 7th November 2009. Howvere I was suprised to know that the asst manager whom I was interacting was not aware of any matter mentioned in the sanction letter. She asked me to write...

PLEASE ARRANGE TO SEND ME STATEMENT OF ACCOUNT AND PRESENT NAV. I REGRET EVEN AFTER 3 YEARS OF INVESTMENT I AM YET TO RECEIVE STATEMENT OF ACCOUNT. DURING LAUNCHING OF THE SCHEME THERE WAS GOOD RESPONSE FROM LIC AND ITS AGENTS BUT NOW THE THING IS ENTIRELY DIFFERENT AND WE HAVE BEEN KEPT IN DARK. PLEASE DO THE NEEDFUL. PLEASE ALSO ADVISE ME WHETHER I CAN PAY FURTHER INSTALLMENTS OF RS.20,000 PER ANNUM. AS OF NOW I HAVE LOST NEARLY MORE THAN RS.8,000/ BECAUSE OF MARKET CONDITIONS AND MY POLICY IS GROWTH ORIENTED.

MOB. [protected]

policy no[protected] in my name anil nakra, cheque is ready but not dispatched for last 7 days , persone baised to agent , not dispatching at alwar rajasthan branch

To
The Regional Manager , CRM
18.11.2009
Life Insurance Corporation Of India
Kolkata. Re:
Non payment on maturity

Policy No,[protected]

K S D O Salt Lake Br.
Dear Sir,

This is to bring to your notice that I am a Policy holder of LIC
Policy No.[protected] due for payment on maturity ,date 28.09.2009.
As per your long standing practice a reminder letter along
with a Form is
sent to the policy holder to complete the maturity proceedings,
which I have not
received till date.
I approached to your agent Sri Sambhu Das, Agent code --- 00869413
DO Code --- 0004. who in turn collected a Form from your office and
after filling
it up properly, he submitted the Form along with the Original Policy
Certificate to
the Salt Lake Office on 13.10.09 and confirmed me of the payment, as per my
option given on the application form, within 15 days.
After waiting for about a month, I contacted the Br.Manager
on 13.11.09 to
know the reason of such delay, who could not reply readily and asked
me to call
again. I again called her on 17.11.09 but to no avail. On my call on
18.11.09 she
told that, she could not trace out my application and asked me to
give her a photo
copy of the Receipt of receiving the application.Which I strongly refused.

As I am in urgent need of the money for my DAUGHTER'S MARRIAGE , I
expect your immediate intervention in to the matter to resolve my grievances
and solve the problem to keep up the name of your organisation.

Thanking you in anticipation.

Yours sincerely,
Shyamakanta Banerjee
6/2, Gope Lane,
Kolkata[protected]

my policy no is[protected], a cheque no 040140 dated 02.05.2008 received by me but due to late deposit in bank the cheque returned to me, and same I have sent to LIC Auraiya just after one month but after severl time talking on phone and written latter no action taken so far by auraiya branch.the amount of cheque is Rs 15000.00

There is one big cheating game happening in the company of cheating new home loan customers by giving loan at 8.5-8.75 rate; immediately increasing by 150 bps after 3 monthly installment been paid.

My sanction letter specified rate of interest @ 8.5%. But it is increased to 10%. This is been informed to me by their agent that this is the policy of the company to increase the rates after 3 months of installment paid.

The company gives the lower rate only lure customers to take the loan from them; are subsequently been cheated by increasing the rate; when there is no sign of increase in rates in Indian Economy.

I have a housin loan from LICHFL , Faridabad branch .My approved loan amount was Rs.1600000/-.LICHFL have disbursed an amount of RS.388000/- to the Builder for the upcoming flat.Iam paying an EMI of RS.17952/- /Already paid 12 nos. of EMIs. Dur to the delay in construction work, the builder have alloted me another flat(with same specfications) in constuction progressing tower. Because of this I have applied to LICHFL for changing my loan as per the new allotment. I have applied two months ago, but LICHFL have not yet approvd my application, they delaying in approval , so that I will be forced to pay the delay in payment to the construction company. I have already submitted all the documents as per the LICHFL requirement, so I want a very fast action in this regards..

My file no is – 510040.

This is Lalit Kumar from World Health Organization. I applied for a Home loan from Ghaziabad, UP Branch. I have a plot in Gurgaon.
I want to construct house on that plot so I applied for a Home Loan with LIC Housing in Aug 09. I completed all the formalities with the branch and deposited all necessary documents of property in Aug 09.

The problem was that I had a pending car loan. But my agent told me that he will provide the money without NOC of car loan. So I started the construction of basement in Oct 09. After one month, he told me that cheque will be provided only when I submit the NOC and please note after one month he told me this. So I arrange the remaining money of car loan and close the car loan in Oct 09. I fax the receipt of car loan to agent. Up to this point almost 90% work of basement has completed. Now I do not have enough money to start the work and agent told me that cheque will take some more time. It is almost 2 and half month and I have not got the cheque.

In the mean time I have given him the estimate of home construction and receipt of car loan. But still I have not got any cheque. Every time I called him, he told me that I will get the cheque in 1 or 2 day, but the condition is same. Now the situation is I have no money. I’m just fed up with agent. He never provides me the correct information about the loan so that I can plan accordingly. Now I am stuck. I have no way out. At this time, he still not sure about cheque. Even he has not provide the correct document and information to valuation department so they have to call me for the valuation report to know the exact details about the property and I have to explain them the whole case.

I tried to call the branch manager but every time her phone was switched off.

It’s almost more than 2 and half month. Please take necessary action regarding this. I’m now in so much trouble and if situation will be like this then probably I’ll not recommend LIC for Home Loan to any other person. So I request to take the necessary action asap.

my name is sarvapriya bansal my lic policy no. is 60174193 at patna branch no. 2 (513) plz help me for pay my maturity payment. thanks

DEAR SIR,

REGARDING NOT RECEIPT OF YEARLY PREMIUM RECEIPT AGAINST POLICY NO.[protected]F MONTOSH NANDY.

I AM AN AGENT OF LICI AND MY CODE IS 0062244C OF DOOM DOOMA BRANCH.

I BEG TO INFORM YOU THAT I HAVE SOLD ONE POLICY BEARING T/T 14/6 TO SRI MONTOSH NANDY IN THE YEAR 2007 AS ADVANCE PREMIUM ALONG WITH 1ST YEAR PREMIUM ON YEARLY BASIS OF TOTAL RS. 57132/-.

BUT REGRET TO LET YOU...

Date: 15-Nov-2009 Time: 13:13 pm
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SIR

I WAS APPLIED FOR LOAN 70000/- AGAINST MY POLICY NO.[protected] THROUGH
LIC AGENT MR.DAMODAR OF SALEM DISTRICT ON JULY 2009 BUT TILL DATE I HAVE NOT RECEIVED ANY INFORMATION ABOUT THIS.

I CONTACT WITH MY AGENT MR.DAMODAR ABOUT LOAN HE TOLD THAT I HAVE DEPOSIT
RS. 18000/- CASH IN YOUR ACCOUNT AG.LOAN RECD. BALANCE AMOUNT WILL BE DEPOSIT AFTER FEW DAYS BUT HOW IT IS POSSIBLE BECAUSE LIC ISSUED CHEQUE AG.LOAN NOT CASH IT MEANS SOME FRAUD AGAINST MY POLICY.

AT PRESENT I AM RESIDING AT BANGALORE AND WORKING IN LTD.CO. AS A PRODUCTION MANAGER MY OFFICE ADDRESS IS:-

THREADS(INDIA)LTD.
S-9 PART OF APPERAL PARK KIADB INDL.AREA
DODABALLAPUR -BANGALORE RURAL-561203
MOBILE NO. [protected] [protected]

THEREFORE I HUMBLY REQUESTED THAT PLEASE HELP ME
AND LET ME KNOW THE DETAILS OF LOAN TAKEN AG.ABOVE POLICY & SATUS OF THE SAME I SHALL BE HIGHLY OBLIGE IF AN EARLY ACTION TAKEN AGAINST THIS

REGARDS

SRINIVAS RAO TALLURI

i want to know the my premium dues for my policy no :[protected]

My Pension Policy No. is[protected].The annuity payment is by LIC of India,Jeevan Akshay cell,North central Zonal Office 16/98 MG Road,Kanpur208001.NO annuity payment has been credited to my bankers PNB,sector 18 Noida sb a/c since o1 Sep 2009.The required life certificate duly signed was depositedwith LIC Branch12g Nehru place,new delhi110019 on 15 Sep 09.Could you kindly commence the annuity payment?
if the requirement of life certificate is going to be regular annual feature the form should be sent to me by Aug rather than annuity being withheld

dear sir,
i want to know my current account status of lic's money plus plan no. 180 .life assured person name is SANDEEP KUMAR policy no.[protected] date of birth is[protected].date of policy starting[protected]. sir plz tell me my current account status
thanks

Pension Plan JeevanSuraksha P.No.[protected]:will vest on 22.03.2010, Which was maintaning with Ernakulam Br.No.2. I have requested them to transfer to LIC, Chengannur Br.(Kottayam Division) for future operational convenience. The option forms sent by Ernakulam branch duly completed by exercising option sent it to Chengannur Branch on 06.10.09. There after, made several attempts to contact them over phone as well as by E'Mail. But no response emanated from Chengannur Br.
My request is to investigate the callous attitude of the Branch Management and to make them inform me the fate of my policy and whether endorsed the option exeercised by me.
If the attitude of Chengannur branch is like this, I really fear that what will be my fate if the policy is serviced at the mercy of this branch people during my remaining life time.

My policy No. is[protected] Dt. 18/12/2006, Rs. 25,000.00 as single premium. But we are not aware of the present status of my policy....

HI,

I registered my policy for online payment,
But i have forgotten my id & password,
Kindly cancel this forgotten id & password.
I have successfully registered mine one more policy in other id,
Now i want to add this policy no to my newly created id,
Kindly help me in canceling the forgotten id & password POLICY NO is[protected]

Regards,
Prashanth

With reference to policy No. S[protected]. The last premium was due for payment was on 28.02.2009
This is a salary saving scheme payment policy therefore erroneously the premiums were paid till 28.10.2009. It means eight installments were overpaid.Kindly arrange for refund of Rs. 3856/- at the earliest.

Regards

Sir,
My pension cheque no. 529182 dt. 01/07/2009 is over date. please new cheque issue. which amount is Rs. 3553.00 (Three thousand five hundred fifty three).

Please new issue early.

LIC Pension Plan[protected]
Chandrawati Devi
W/o Jitendra Singh

Mob. [protected]