Life Insurance Corporation of India [LIC] Complaints & Reviews

I have a housin loan from LICHFL , Faridabad branch .My approved loan amount was Rs.1600000/-.LICHFL have disbursed an amount of RS.388000/- to the Builder for the upcoming flat.Iam paying an EMI of RS.17952/- /Already paid 12 nos. of EMIs. Dur to the delay in construction work, the builder have alloted me another flat(with same specfications) in constuction progressing tower. Because of this I have applied to LICHFL for changing my loan as per the new allotment. I have applied two months ago, but LICHFL have not yet approvd my application, they delaying in approval , so that I will be forced to pay the delay in payment to the construction company. I have already submitted all the documents as per the LICHFL requirement, so I want a very fast action in this regards..

My file no is – 510040.

This is Lalit Kumar from World Health Organization. I applied for a Home loan from Ghaziabad, UP Branch. I have a plot in Gurgaon.
I want to construct house on that plot so I applied for a Home Loan with LIC Housing in Aug 09. I completed all the formalities with the branch and deposited all necessary documents of property in Aug 09.

The problem was that I had a pending car loan. But my agent told me that he will provide the money without NOC of car loan. So I started the construction of basement in Oct 09. After one month, he told me that cheque will be provided only when I submit the NOC and please note after one month he told me this. So I arrange the remaining money of car loan and close the car loan in Oct 09. I fax the receipt of car loan to agent. Up to this point almost 90% work of basement has completed. Now I do not have enough money to start the work and agent told me that cheque will take some more time. It is almost 2 and half month and I have not got the cheque.

In the mean time I have given him the estimate of home construction and receipt of car loan. But still I have not got any cheque. Every time I called him, he told me that I will get the cheque in 1 or 2 day, but the condition is same. Now the situation is I have no money. I’m just fed up with agent. He never provides me the correct information about the loan so that I can plan accordingly. Now I am stuck. I have no way out. At this time, he still not sure about cheque. Even he has not provide the correct document and information to valuation department so they have to call me for the valuation report to know the exact details about the property and I have to explain them the whole case.

I tried to call the branch manager but every time her phone was switched off.

It’s almost more than 2 and half month. Please take necessary action regarding this. I’m now in so much trouble and if situation will be like this then probably I’ll not recommend LIC for Home Loan to any other person. So I request to take the necessary action asap.

my name is sarvapriya bansal my lic policy no. is 60174193 at patna branch no. 2 (513) plz help me for pay my maturity payment. thanks

DEAR SIR,

REGARDING NOT RECEIPT OF YEARLY PREMIUM RECEIPT AGAINST POLICY NO.[protected]F MONTOSH NANDY.

I AM AN AGENT OF LICI AND MY CODE IS 0062244C OF DOOM DOOMA BRANCH.

I BEG TO INFORM YOU THAT I HAVE SOLD ONE POLICY BEARING T/T 14/6 TO SRI MONTOSH NANDY IN THE YEAR 2007 AS ADVANCE PREMIUM ALONG WITH 1ST YEAR PREMIUM ON YEARLY BASIS OF TOTAL RS. 57132/-.

BUT REGRET TO LET YOU KNOW THAT ONLY 1ST PREMIUM RECEIPT WAS RECEIVED BY THE PARTY AND THE PRESENT STATUS OF THE POLICY IS LAPSED IN THE MASTER OF YOUR OFFICE.

SIR, WHAT WILL BE THE FATE OF THE COUSTOMER'S POLICY TODATE /

SO, I FERVANTLY REQUESTING YOU TO LOOK INTO THE MATTER SERIOUSLY AND ISSUE THE POLICY RECEIPT FOR NEXT 2 YEARS AND THE POLICY IN FORCE WITHOUT FURTHER DELAY SO THAT MAY NOT ARRISE ANY DISCRIPENCY IN FUTURE.

I AM AWAITING FOR YOUR VALUABLE REPLY.

YOURS FAITHFULLY

SUBHAJIT SEN
AGENT
DOOM DOOMA BRANCH
0062244C

Date: 15-Nov-2009 Time: 13:13 pm
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SIR

I WAS APPLIED FOR LOAN 70000/- AGAINST MY POLICY NO.[protected] THROUGH
LIC AGENT MR.DAMODAR OF SALEM DISTRICT ON JULY 2009 BUT TILL DATE I HAVE NOT RECEIVED ANY INFORMATION ABOUT THIS.

I CONTACT WITH MY AGENT MR.DAMODAR ABOUT LOAN HE TOLD THAT I HAVE DEPOSIT
RS. 18000/- CASH IN YOUR ACCOUNT AG.LOAN RECD. BALANCE AMOUNT WILL BE DEPOSIT AFTER FEW DAYS BUT HOW IT IS POSSIBLE BECAUSE LIC ISSUED CHEQUE AG.LOAN NOT CASH IT MEANS SOME FRAUD AGAINST MY POLICY.

AT PRESENT I AM RESIDING AT BANGALORE AND WORKING IN LTD.CO. AS A PRODUCTION MANAGER MY OFFICE ADDRESS IS:-

THREADS(INDIA)LTD.
S-9 PART OF APPERAL PARK KIADB INDL.AREA
DODABALLAPUR -BANGALORE RURAL-561203
MOBILE NO. [protected] [protected]

THEREFORE I HUMBLY REQUESTED THAT PLEASE HELP ME
AND LET ME KNOW THE DETAILS OF LOAN TAKEN AG.ABOVE POLICY & SATUS OF THE SAME I SHALL BE HIGHLY OBLIGE IF AN EARLY ACTION TAKEN AGAINST THIS

REGARDS

SRINIVAS RAO TALLURI

i want to know the my premium dues for my policy no :[protected]

My Pension Policy No. is[protected].The annuity payment is by LIC of India,Jeevan Akshay cell,North central Zonal Office 16/98 MG Road,Kanpur208001.NO annuity payment has been credited to my bankers PNB,sector 18 Noida sb a/c since o1 Sep 2009.The required life certificate duly signed was depositedwith LIC Branch12g Nehru place,new delhi110019 on 15 Sep 09.Could you kindly commence the annuity payment?
if the requirement of life certificate is going to be regular annual feature the form should be sent to me by Aug rather than annuity being withheld

dear sir,
i want to know my current account status of lic's money plus plan no. 180 .life assured person name is SANDEEP KUMAR policy no.[protected] date of birth is[protected].date of policy starting[protected]. sir plz tell me my current account status
thanks

Pension Plan JeevanSuraksha P.No.[protected]:will vest on 22.03.2010, Which was maintaning with Ernakulam Br.No.2. I have requested them to transfer to LIC, Chengannur Br.(Kottayam Division) for future operational convenience. The option forms sent by Ernakulam branch duly completed by exercising option sent it to Chengannur Branch on 06.10.09. There after, made several attempts to contact them over phone as well as by E'Mail. But no response emanated from Chengannur Br.
My request is to investigate the callous attitude of the Branch Management and to make them inform me the fate of my policy and whether endorsed the option exeercised by me.
If the attitude of Chengannur branch is like this, I really fear that what will be my fate if the policy is serviced at the mercy of this branch people during my remaining life time.

My policy No. is[protected] Dt. 18/12/2006, Rs. 25,000.00 as single premium. But we are not aware of the present status of my policy....

HI,

I registered my policy for online payment,
But i have forgotten my id & password,
Kindly cancel this forgotten id & password.
I have successfully registered mine one more policy in other id,
Now i want to add this policy no to my newly created id,
Kindly help me in canceling the forgotten id & password POLICY NO is[protected]

Regards,
Prashanth

With reference to policy No. S[protected]. The last premium was due for payment was on 28.02.2009
This is a salary saving scheme payment policy therefore erroneously the premiums were paid till 28.10.2009. It means eight installments were overpaid.Kindly arrange for refund of Rs. 3856/- at the earliest.

Regards

Sir,
My pension cheque no. 529182 dt. 01/07/2009 is over date. please new cheque issue. which amount is Rs. 3553.00 (Three thousand five hundred fifty three).

Please new issue early.

LIC Pension Plan[protected]
Chandrawati Devi
W/o Jitendra Singh

Mob. [protected]

I am an existing customer of LICHFL, and would like to bring to your notice that the LIC HFL Area manager at Saidapet office(Chennai), was so rude while talking , and didnot even respond to our queries. I went to the Saidapet-chennai office to enquire about the process in paying a part amount towards my loan account. We were neither treated well nor was adressed with our queries. By contacting other LIC agents, we got to know the process of part payment settlement, and reached the office this afternoon. The working time was mentioned in the office premises that 10:00am-2:00pm and then they have a break for 45 mts. As it was heavily raining it took time for me to reach the office but I reached at 1:45pm. The area manager treated me so badly, shouted at me, and people over there were looking at me as though it is a fault of mine. This kind of behaviour from a person sitting in the clinet relationship position is TOTALLY UNACCEPTABLE. She did not even had courtesy to look at my face or interested to know for what I have visited the office for the second time. She yelled at me, screaming and saying that go out and stand in a very rude manner. why should we be treated such way? This is really an unfair way of treating the existing customers. With profound grief I write this to bring to the kind notice and attention of the LIC HFL. I would be glad and appreciate if these kind of treatment doesnot happen to anyone in future. I am sorry to express that these kind of people spoil country's leading institution's reputation.

I applied for a pure risk LIC policy for Rs.25 lacs on 11th July, 2009 to your Vashi branch, Navi Mumbai. All the formalities have been completed to their satisfaction but even after 4 months the company is not issuing the policy despite repeated visits and follow up by me and my agent, Ms. Sunanda Naik. Every time I am being assured that the policy will be issued shortly. The matter needs to be probed and accountability fixed.

I hope LIC has a system of issuing the policy during the life time of the customer.

I have bought a flat in a SPR Buildtech project named "Imperial Estate" in faridabad in the Oct-08. for this i have taken a loan of rs 40 lakh and got a sanction of rs.40 lakh. we have done 3 payment to SPR for the flat put of which 1st one made by us and other 2 payments done by LICHFL. Now last month we got another payment request from SPR. Now when submitted the request to LICHFL for payment release they told us that our loan amount has been reduced to 34.2 lakh. we havn't got any correspondence regarding this from LICHFL.

For the same issue i have also contacted the LICHFL faridabad Area Manager Mr. Sood. They told us that LICHFL only release 75% of the project cost. and we sanctioned loan amount based on income but rlease loan based on cost (i.e. 75% of the project).

Now, more important this is not mentioned anywhere.

Because all of this we are in trouble and we need to surrender our flat and bear the loss.

SIR I HAD ISSUED A CHEQUE BEARING NO 399281 TO L.I.C OF RS.10689/- FOR JEWAN SATHI POLICY AND THE CHEQUE WAS DEBITED FROM MY A/C ON 03/05/09 BUT STILL AFTER 1 YEAR I FAILED TO RECEIVE ANY POLICY DOCUMENTS AND HENCE I WENT TO THE OFFICE AND WAS ADVICED TO CONTACT RIEVANCE CELL AND I TOLD THE WHOLE MATTER BUT HE SAID ME THAT HE CANT HELP UNLESS I PRODUCE THE FIRST RECEIPT AND I SAID HIM AGAIN AND AGAIN THAT I HAVE NOT RECEIVED THE FIRST RECEIPT SO IT WAS IMPOSSIBLE FOR ME TO PRODUCE THE FIRST RECEIPT THE MATTER. AFTER THE INSTANCE I WENT TO HIM AGAIN WITH THE WRITTEN COMPLAINT BUT HE REFUSED TO RECEIVE THE LETTER. UNDER THE CIRCUMSTANCES, I WAS LEFT WITH NO OPTION BUT TO POST THE WRITTEN COMPLAINT AND MY MATTER IS SIMPLE IF I MY POLICY WAS NOT PROVIDED THAN MY HARD MONEY SHOULD BE REFUNDED BACK WITH INTEREST.

On regination of my Employment, my super annuation fund was deposited into LIC's Pension and Group Schemes Department Delhi DO I Jeevan prakash 25 KG MARG NEW DELHI, from AT & T India Employees' SUPN Fund on 24.02.1007,

I was told that from 2008 I shall receive annuity cheques. But I haven't received both 2008 and 2009 yet.

Policy no written on docment provided to me is , IMAN ---...

I am katade ravindra laxman, i have one policy from lic of India no.[protected], I have registered under ECS for the deduction of premium from my SBI,Katraj,PUNE saving A/C no [protected].
I recd a letter for lapsation of policy due to non payment of premium,while for other policies regular ECS premium deduction is there. So what is the problem in deduction of for this perticular policy.
please help

Regards,

katade ravindra laxman
sr. no of your letter..740
Br. No. 956