Life Insurance Corporation of India [LIC] Complaints & Reviews

Its totally frustrating.. not only me but lot of customers are waiting for the person at the cash counter and past half an hour he is not attending any of the customers.. i dont know if every govt offices are made like that or these people not at all caring about others time and their commitments.. please correct your behaviour and attitude.. there are lot other institutions for same purpose.. i[censored] cnt do ur job please dont fool people..

My maturity benefit of policy no.[protected] of lic –shillong which has been matured on[protected], is still not transferred to my s/b account, however i have send neft form dully filled with cross cheque and fulfilled all formalities. But till date i did not get my maturity benefit of the said
Policy...[protected])
Date of maturity :[protected]

Details :

Policy no.& date :[protected])
Insurance company - l. I. C of india,
Branch code :551 (Shillong),

Name of policy holder - rustam rai,
Communication address – c/o:sahadat hussain
Qr. No:l4/04, road no:04
B. H. Area, post:kadma
Jamshedpur -831005


On inquiry they said that they already send my cheque to my address but nothing received at my end, sir please help me in this issue, i am very upset with the service they are treating me

I am Kiran.C.Shindhe. i had taken a health insurance policy bearing number[protected].
i was admitted in hospital in the month of july 2015 because of Typhoid. I have filed a claim for my health expenses incurred due to hospitalisation in the month of june 2015.
Even after one year the claims have not been settled yet.
request to look into this delay

Policy no. And date[protected] dated 05.05.1996
Insurance company - l. I. C of india, branch - ii, g. T. Road, ghaziabad
Name of policy holder - girish kumar chaudhary
Address - 16, sihani gate, ghaizbad
Date of maturity 05.05.2016
Net payment due rs. 1, 63, 265
Application submitted on[protected]In form no-3825) alongwith all required documents and bank details.

Note - as per sms sent by lic our bank details for neft payments already registered.

Dear Team,

I am forgot the my userid to login online payment so please send the my user id to loin for this registered mail id. I have tried through online portal but couldn't get please do needful so that i can pay the premium amount through the online.
This are the following details. Please send the login id to the this registered my email id :saikishore.[protected]@gmail.com
Policy number :[protected]
premium : 13035
mobile :[protected]
mail : saikishore.[protected]@gmail.com

Thanks
Saikishore katuri
[protected]
[protected]
...
...

I have lic policy number[protected]
The money back was scheduled in nov. 2014. No amount credited to my account and no information being shared by the lic office authorities. They say money has been credited but no information on
(A) when the money was credited to my account
(B) to which account.

I have not got any response even after multiple mails. I have got to lic office near my place 3-4 times but no help from anyone.

Need immediate help here.

I am vandana sharma from mumbai, apply to lic branch-899 jeevan vihar mumbai-21 lic 15 policies sa 50.5 lacs wide boc no.5726 dt. 10/3/2015 of rs.285000/- paid.
All documents & medical cleared in jan-16 & divisional off.-iv passed my 15 policies proposal in mar-2016. I apply that bachdate 27/12/68 age-45 yr.
Proposal no. Is[protected]-[protected]-60-61.
But br. Person did mistake to take my 285000/- deposit a/g single policy.
Branch manager said they can not rectify this mistake & tell me to take single policy. If i take as she's advice than sa will be 32 lacs (My proposal 50.5 lacs) on same premium. So i deny that offer. And several e-mail to all lic authorities to solve this matterbut they all busy in mar-16 ended & not interested to solve this matter because may be they not lose of salary or any things but i loss my risk cover & premium deposit interest. Approx 43000/@12%pa for 425 days.
I will than after say ok. You issue me policy in next 2016-17 financial yr on 1-4-2016 for same. At that time they say ok.
Now they (Lic br-899) protect that person who did this mistake & loss of business for 50 lacs with 285000/- prem on 2015-16. Advice me to give new fresh proposal & fresh new cheque for 15 policies and they refund my old deposit with them. Why i not understand?
My deposit with lic 285000/- from 10/3/15 & proposal also passed by division office in mar-2016 in new year they can issue me a my 15 policies why they demand new chq. & new proposal.
Is it cheat to customer? That you demand refund of deposit & refuse passed proposal lic are not able to issue new policies for 3 years? Because of old proposal not passed due lic br-899 mistake.
Till last 52 days lic br-899 never reply of my any mail or any intimation of my proposal why they not issue policy or why they refund offer of my old deposit.
I need my applied 15 policies without any delay in new yr.1-4-2016 with excess premium tobe collect from person who did it that mistake because
Ame policies & terms i have to pay approx 125000/- excess premium in life. Due to mistake done by lic branch-899 and i surprise till they not accept their mistake nor inform me or agent for same.
Pl do the needful & guide me where to right suit a/g lic br-899
Thanks
Vandana sharma
Ph-[protected]
[protected]@gmail.com

Policy no[protected]
Pls, kindly update my new email id [protected]@gmail.com
I have forget my password so pls i request u to send my password n id on my new email id. i have to pay my premium online but can, t able to do this due to this situation .

Please resolve it at the earliest so i can make payment at the earlieast .
Kindly do the needful
Thanks
Kalpeshwar Prasad Baunthiyal

My sanctioned loan 15 lacks but i have taken 11 lacks for that emi rs. 11917 /- every month on 7th day deduct from my pnb account.
Lichfl loan account[protected]
Loan application number [protected]
Within one year i have apply for 3 lac disbursement as per followed by lichfl instruction. Against this loan account disbursement completed and shows that chaque handover me yet i did not get it. But 7th april, 2016 deduct
Rs.15321 /-from my account. They informed me due to missing of my deed from their office lichfl did not handover me that cheque.In may month i kept 12000 in my account due to previous loan repayment amount. But not deduct any amount from my account. After few days around 20th may lichfl manager call me and instructed me to submit a cheque which have to pay in this month as emi and also informed me that chaque resend to their head office for cancellation?
My question is
1st, i am eligible yet why they will not provide remain amount?
2ndly why they will missing my flat deed?
3rd how they will resolve extra amount[protected]= 3404) which already deduct from my account?
4th why they will not provide xerox copy of original deed to me?
5th what will be the punishment as pert indian law for housing loan against lichfl for there missing of deed?
Finally what will be the resolution to resolve this issue with immediate effect?

Date: 21/12/2015

From,
Sanjay kumar modi
S/o - shri ramawtar modi
Jogesh babu road,
Po - madhupur-815353,
Dist.- deoghar

To,
The admistration officer
Life insurance corporation
Deoghar branch office,
Deoghar.

Re: maturity payment of rs. 57, 200/- but received rs. 52, 000/- in respect
Of policy number[protected] date of commence 11/08/1994

Respected sir,

I have received your e-mail dt. 18/12/2015 and surprise to note that i have requested for plough back of rs. 5000/- from maturity claim.

In this connection i have to state as under:-

1. That i have never made any request to plough back of rs. 5000/- from my maturity claim, for new policy.
2. If i have to take new policy, i can pay rs. 5000/- in cash as previous policy no. 52030662 paid regularly.
3. If you have got any my request letter for holding rs. 5000/- for new policy. You send me a copy of letter.
4. That question is not for rs. 5000/- you held up, but it has been observed that you may held up any amount of policy holder & people will not faith on l. I. C. If such occurrence will be arranged.

Besides this i would also to like to mention here that ch. No. 221401 dt. 24/12/2014 in the name of s. K. Modi

You could have sent this by neft from icic bank as you have sent rs. 52200/- by neft through icic bank on 11/08/2014.

1st time it has been seen that you are playing with policy holder, just like passenger going through without ticket in railway & on checking if found without ticket the passenger describes so many reasons.

It is also noted that rs. 52200/- sent on 11/08/2014 and have issued a cheque on 24/12/2014 for rs. 5000/- after 4 months & keeping with you with a lame excuse to provide you neft documents duly signed by me on payment of rs. 52200/- you have not demanded neft documents for payment.

Who is responsible for rs. 5000/- held up from 11/08/2014 to 21/12/2015. You may also send by cheque but for a long period, you have kept with you.

Such type of play will defame lic. Kindly send a copy of my request letter of plough back of rs. 5000/- for new policy.

Thanking you,
Yours faithfully
[sanjay kumar modi]

I have so many times written to your divisional manager, bhagalpur on 15.9.14, 8.10.14, 16.10.14 & 2.11.15

Dear Sir,
11/05/2016 I had applied for a loan on my insurance but still have not done my loan.
Will frequently even today there is the rhythm of tomorrow will be,
I 'm tired of complaining, please help me.
This loan is very important for me. And I will repay the loan as soon as possible.

my policy no .[protected]
branch code .297

your's
vinay kumar singh
[protected]

​sir,
I have deposited my police premium rs-8027 for policy no[protected] m/s
Parmatma tiwari d/o/b 20.01.1967 throught your e payment site.
Back has been debited rs.8154.10 above amount but e receipt not recived

Tatus showing awaiting confirmation.
Kindly look resolve it.

Transaction id date total amount status
[protected]:08:06 8, 154.10 transaction not authorized

Have paid rs. 5301 /- online through internet banking sbi bank transaction no.
Fsbi[protected]ig0bzrwvq8 wide following 3 policy.
[protected]/05/2016 1, 312.00 1 0.00 0.00 0.00 1, 312.00
[protected]/05/2016 1, 965.00 1 36.00 0.00 0.00 2, 001.00
[protected]/04/2016 1, 953.00 1 35.00 0.00 0.00 1, 988.00

My bank account is debited but, no premium receipt generated.
Please help.

Regards
Amit chavada.

My policyno.[protected]
Costumer name-sunita kesarwani
This is to inform you that i had to get my moneyback on 16february 2016. But i have not received my moneyback till yet. My policy was registered in cbo-2kanpur uttar pradesh. I am constantly visiting your branch for the money back since 2 months but i'm getting nothing in response. I am just been asked to wait since 2months by your employes.

Dear sir,

I mr. Jayesh nair have relocated to banashankari 2nd stage, bangalore -70 from my previous location of campbell pharma, ashok nagar, bangalore. I need your kind assistance to update my present address in the system. Also i would want you to change my branch from bantwal (62b) to basavangudi (61a) to carry out my future transaction.

Also, would request your kind support to change my email id to jayesh. [protected]@gmail.com.

My details are as under :

Policy no. :[protected]
Policy no. :[protected]


For any further clarification or queries please contact me on my mobile: [protected]

Pl do the needful at earliest.

Regards,
Jayesh

Dear Sir,

I am currently out of India and trying to pay my premium online using lic website. There are two options on LIC website 1. Billdesk 2. IDBI easy2pay.

1. first option is not working at all. When I click on the link it timeout and doesn't open at all.

2. Second option works pretty well till the end but declines payment after the transaction.

I am trying to pay my prepiium...

My following lic policy was still continued but till the day no survival benefit paid/ cheated by the lic of india.

01. Name of insured:- sumanjyoti pahari
Policy no:[protected][ baranagore br, kolkata]
02. Name of insured:- subrata pahari
Policy no[protected]
Lici is requested to take the matter seriously, this kind of fraud attitude is very dangerous for our country. Form lice no benefit is coming, only low amount return also not given.

Subrata pahari
[protected]

The complaint is about returning of money through licindia. Policy number[protected] was matured on 20/1/2015 but the money was not received till now.
There lic karimnagar crm manager is saying your policy holder name, number was entered mistakenly so there is an problem Please wait for to get your money. Same dialogue saying from may 2015 from crm department.the policy number was entered as[protected] as odelu.k but actually it was[protected] and name is odelu.N

Sir/Madam

I paid LIC premium online on 1st march 2016 & 2nd march 2016 for Policy no[protected] for Rs. 329 (payable quaterly) through my son SBI Internet banking of account no [protected] (Imphal secretariat branch) and payment was made twice due to the system fault.
I, therefore, request you to please refund the amount of Rs.329 paid as double.

Regards,
W.Tombi Singh

Sir,
My loan account no is[protected]. My current ROI is 11.7% which is much higher than the normal market rates. After discussion with LIC agent, I have submitted an application in prescribed format with a cheque amount of 1145/- for reducing the ROI from 11.7 to 10.5 %. It has been more than 2 months but no action is taken. Please look into the matter and confirm.

Thanks & Regards
Rajat Arora