L&T Finance Complaints & Reviews

Dear LNT team, request you to please share my Loan statement on my Email ID- [protected]@gmail.com Loan ID is- 3687266.I am trying to get this statement from last 2 weeks but no one from your site cooperated with me. your customer care number is not working even its not ringing help me with loan statement As soon as possible your quick response will highly appreciate here.

Dear Sir,
Actually I changed my job and my salary account changed in indusind bank so I requested your sales person who had logged my case for finance two wheeler but still no response yet, for that my EMI has bounced in the present month, and after that I gone to same show room for payment and handover also emi amount and call to sales person for collect 5 days back, he said to collect and confirm me but still awaited, where vehicle is financed name SHANTI AUTOMOBILE AT UTTARPARA GT ROAD, WEST BENGAL. but still no body collect the emi amount. so please help me for that.

And sorry to say that 3 days back one of Techno polis person saltlake office person name he said Sarkar title giving abusing languages and giving threats to me I have to come to office and payment in office only. the behavior not good slang languages saying, so I don't understand in L N T company corporate guy behaving like this, if I am defaulter or did something wrong he has right to say, but why this is happening.
request you to take necessary steps

L & T FINANCE TWO WHEELR LOAN NUMBER 3776424

Dear team,

I have finance my two wheeler honda dreem yuga. My agriment no.4138769. My emi is pending month of dec.2018. Loan agriment time talk to your finance employee direct deduct your emi through bank but till not deduct my emi amt.

My monthly emi online payment option is available?

How to pay my emi payment regular.

I request to you please give your positive opinion and give me your reply.

And also suggest can i pay this online.

Waiting your valuabale revert

Regards
Alkesh shah

Bharuch - gujarat

M. No. [protected]

Email [protected]@gmail.com

Today i received a letter from lthfl regarding submission of noc from developer in the name of lthfl. The lettet mentioned as below:
"1) original noc issued by developer in the name of lthfl
This is to inform you that due to non-submission of the aforesaid documents in spite of numerous follow-ups and reminders, in line with the executed loan agreement an additional interest to the tune of 2% over and above the current prevailing interest rate for your loan account in line with the executed loan agreement will
Be charged to you till the time the said non-submission is cured to the satisfaction of the lender"

I have received this letter or letter regarding this issue for first time since i have taken the loan ftom lthfl.

On purchasing the open plot and getting the registered mortgage done, we are not supposed to submit the noc. And the lthfl is requesting the nov from developer.

I took finance from family credit (L&t finance)

Though i successfully paid my loan amount on 07/07/2017, i have not yet received closure certificate from you..

Requesting you to kindly provide me the same as the earliest..

Details : agreement no - 1927395
Loan amount - rs 200000/-
Tenure - 36
Agmt date - 07/07/2014
Loan last installment date - 07/07/2017

I wish to inform you that i have not received interest amounting to rs.1800.00 (Rupees one thousand eight hundred only) with effect from fy[protected] till date. Isin ine691i07273
You are requested to credit the same in my bank a/c along with applicable interest at the earliest & oblige.
Thanking you,
Yours truly,

Mahima sinha
Mob.[protected]

Respected sir,
Loan number 4046487. I had sufficient balance in my bank account but still emi was not deducted on 3rd december and cheque bounced, and no one informed me what is wrong happened wether it is due to bank mistake and got message on 11th december that your loan will be represented on 13th december. Please help me if my contain sufficient balance why my emi delayed and filed panalty on me please help me and refund my cheque bounce charges.
Thanks and regards
Raghavendra kumbar

It has been month but didn't get noc of my vehicle and they didn't even pick my call.
I have visited office 2 times and they said that they we will post it but it has been more than 1 month i didn't get any letter of noc please do some thing i don't have much time i already wasted my month in this matter
My phone no-[protected]
Mail [protected]@gmail.com

I haven’t received any kind of statements via email or messages from you since i purchased my vehicle in 2016 and i have informed your employee more than 5-6 times that i haven’t received my statement. But he keeps on saying that i will send you tomorrow but he doesn’t sends me. And i have my last emi this month. So please inform me as soon as possible.
My mobile no. Is [protected]
And agreement no. Is 3024122

Dear sir/madam,

This is regarding the emi which gets deducted every month for the two wheeler loan.

Due to insufficient balance in the account, emi deduction was not done.

I have contacted the agent through whom the loan was taken. I was told that i will be contacted by them or the company itself for the amount to be paid. However, i have not received any call or message regarding this.

Kindly let me know the further step to be taken as the per day charges would be added and i'm not responsible the delay in response from the agent and the company since i have contacted them several times.

Following details

L&t finance loan account no.4194812
My contact no [protected]

I had informed l and t of an unscheduled debit from my account against the home loan under subvention scheme that we have taken from l&t housing finance for a unit in ireo skyon.

Upon this complaint while no emi amount was deducted in the subsequent months, however i kept getting smss that an emi would be deducted from my account on the 7th of the month. As advised by l and t that these reminders are just system errors, we ignored these smss and rightly so no emi was getting deducted on the 7th of every month.

However, today, once again, there has been an unscheduled debit of rs 1, 04, 059 made from my account towards l&t housing finance

I am repenting having established any association with l&t due to this repeated inconvenience. It was a huge error to have provided ecs rights to l&t and to avail loan from the company in the first place

Mails to the customer service email id provided by you ([protected]@lthousingfinance.com) repeatedly remain undelivered and their is no permanent resolution to these recurring issues.

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Dear sir,

I have been allotted one bond as details are given in attachment

I want to redeem these bond but i have not received buy back intimation so far on my given address.

Please tell me process for redemption of these bond

Regds
Mayank kumar
Mail id: [protected]@gmail.com

We request you to please send updated payment link for online payments if we bounces our a installments. Please and also make application for this. L and t two wheeler finance is one of the great well growing finance industry and this experience is not shamed me for taking any other loan from them. We are taking a loan but there is no option for repayment of loan installment online?

Car loan agreement number : 152028R[protected]
Loan Settlement Number : LTF/2018-19/151 Date 28/11/18
Dear Sir,
we have done full and final settlement of my car above car loan in Rs 85, 000/- in two parts.
Rs 35000/- already paid by cash on same day. A Cheque of Rs 50, 000/- paid by cheque which is dishonour due to bank technical issue while sufficient balance was maintained in account.
so, requesting that please either re deposit the same cheque or collect in cash from me.
I Will pay the Cheque bouncing charges what ever be applicable. And issue my NOC as soon as possible.
NOW PAYMENT COLLECTING PERSON BARGAINING ME TO RE SETTLE
THIS CAR LOAN .

This is regards to the subject loan account number. L&t has deducted the emi on 12/1/2018 without intimation and today again called to notify one more emi will be deducted tomorrow. This is ridiculous. The kind of service provided is not acceptable. How can you deduct 2 emi in same month. We are trying to get proper schedule but till date there is no response from l&t. I want to transfer my loan account to some different bank.

I took finance from family credit (L&t finance)

Though i successfully paid my loan amount on 07/07/2017, i have not yet received closure certificate from you..

Requesting you to kindly provide me the same as the earliest..

Details : agreement no - 1927395
Loan amount - rs 200000/-
Tenure - 36
Agmt date - 07/07/2014
Loan last installment date - 07/07/2017...

Dear lnt team, request you to please share my loan statement on my email id-
[protected]@gmail.com loan id is-3469093. I am trying to get this statement from last 2 weeks bur no one from your site cooperated with me. Your customer care number is not working even its not ringing help me with loan statement as soon as possible your quick response will highly appreciate here.

Ph no - [protected]

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Loansl&t finance request for loan statement
L&t finance — request for loan statement

4 reviews
Samiran mitra on nov 23, 2018
Submit a complaint
Dear lnt team, request you to please share my loan statement on my email id-
[protected]@gmail.com loan id is-3469093. I am trying to get this statement from last 2 weeks bur no one from your site cooperated with me. Your customer care number is not working even its not ringing help me with loan statement as soon as possible your quick response will highly appreciate here.
Ph no:- [protected]

Dear sir,
My name is rajeshwari s/o parvathreddy taken two wheeler loan (Honda shine 125) from l&t finance on may-2018, and submitted the required documents form ecs, of state bank of india, banglore monthly emi of rs 2743/-

Loan a/c number: 3890717

First month ecs cleared from our bank & after that from second month on wards we are receiving calls from l&t finance bangalore branches saying that due to the server down, payments not received from bank & asking us to pay by cash to the l&t representative.

Last two months we have paid by cash. We are keeping sufficient money in our account & also inquired in the bank about is there any problem from bank side to clear the ecs. But they confirmed no problem with bank or our account.

Unfortunately people from l & t making calls & threatening that our ecs return, which is totally wrong information. & also 2 times submitted ecs form in your l & t branch, bangalore. They are also using abused words unnecessarily and talking very rudely.

Why this is happening,

Though the ecs not return & having sufficient money why l&t people calling and threatening like this?

I am not satisfied with l & t service…

Kindly look in to the matter & resolve it as soon as possible.
Regards
Rajeshwari
Mob-[protected]

My l&t housing finance loan emi of rs. 40, 664 with standing instruction with hdfc savings account to deduct the ecs on 7th of every month,
For the month of november, standing instruction was misused and emi was deducted from my hdfc bank sb account on 12/nov/18, twice instead of once.

This resulted in the insufficient fund for my another bank emi, hence, other bank emi was bounced back. Please see the screen shot of my hdfc bank account statement for your reference.

I talked to your customer care number (With ms. Moutushi), she accepted there was a technical issue which resulted in the deduction of emi twice, hence, agreed to refund the additional amount. Both hdfc bank and pnb housing finance has charged a penalty of rs. 1, 180 due to bounce of the other emi, but it was resulted due l&t housing finance deducting the emi twice.

Please arrange to refund rs. 1, 180 immediately to cover the penalty charges from other banks.