| Address: MURALI NAGAR VISAKHAPATNAM (AP) PIN : 530007 |
I wish to draw your kind attention that I J. Laxman Rao working in Indian Railways as Sr. Section Engineer (Ministry of Railway / GOI). I had applied for housing loan on 10-Januanry 2021 in your esteemed bank (Branch: Murali Nagar /Visakhapatnam IFSC, code: ORBC0102145). But the loan is not sanctioned so far. I have fulfilled all conditions as esteemed your bank official but now they are saying that my living residential flat original documents to be deposited as security.
Sir, may I also turn your attention that before issued ‘in-principal approval letter” all proceedings i.e., legal opinion, market value of the property, site visited by bank your officers and all document verification has been done.
I am pleased inform to you that earlier I was availed home loan (Loan A/c No. [protected] / Rs.10, 000, 00/- (ten lac) from RACPC/SBI/ROU, IFSC Code: SBIN10273 loan sanctioned on dt. 14/03/2016 for 15 years. I was premature closed this loan on 27/11/20.
Under RTI, Act-2005 kindly sought to following information please.
Why my home loan not sanctioned so far even after I fulfilled all conditions and my previous track record along with CIBIL score are excellent.
J LAXMAN RAO
MURALI NAGAR /VISAKHAPATNAM
PIN - 530007
Punjab National Bank [PNB] customer support has been notified about the posted complaint.