Dec 28, 2018
Updated by Deepikasalvi We however request you to note that since your card account is overdue for payments our collections team has been constrained to follow up on the same.
1. WHAT DO U MEAN OVERDUE?
2.IF I AM PAYING MINIMUM AMT AS PER STATEMENT GIVEN BY YOU DOES IT MEAN I M IN DEFAULT LIST?
3.WHAT IS THE MEANING OF DEFAULTER? AS PER ME DEFAULT MEAN A PERSON DO NOT PAY ANYTHING TO BANK, STILL I M PAYING MIN AMT ON OR BEFORE TIME.
4.IF I M PAYING MIN AMT DONT U CHARGE ME ON REMAINING AMOUNT? OR IT IS INTEREST FREE?
5.OVERDUE MEAN IF I HAVE A LIMIT OF 10K AND I HAVE UTILISED 11K M I RIGHT OR WRONG?
6. I AM USING CREDIT CARD OR KOTAK AND AXIS FOR WHICH I AM PAYING MIN AMT ONLY, TILL DATE NONE IS CALLING FOR REMINDER AND BANK HAS NOT MENTION ME IN DEFAULTER LIST.
7.WHAT DO U MEAN BY REMINDER??? HOW MANY TIME A PERSON GETS CALLS? PER DAY I AM GETTING CALLS MIN 8-TIMES FOR WHICH I HAVE SENT YOU SCREENSHOTS(INCLUDING SUNDAYS)
8.I HAVE MAILED ALOT TIMES YOUR CALL CENTRE NOS NOT CONNECTING AND ALL MAILS GETTING BOUNCED? I HAVE A PROOF FOR THE SAME.
9.I THINK I SHOULD RESIGN MY JOB BCOZ I AM ONLY ANSWERING YOUR COLLECTION DEPT CALLS, YOU GUYS PAY ME SALARY COZ MY COMPANY WILL NOT PAY ME SALARY FOR ANSWERING YOUR CALLS. M I RIGHT?
10.I WANT TO CANCEL YOUR CARD AS ITS A HEADACHE FOR ME AND KINDLY NOTE I WILL NOT PAY A SINGLE PENNY TO U ALL YOU HAVE TO WAIVED OFF ALL THE OUTSTANDING AND NEED A APOLOGY LETTER FROM YOUR END STATING OUTSTANDING WAIVED OFF WITH CLEAR TRACK RECORDS AND APOLOGY FOR HARASSMENT GIVEN BY COLLECTION DEPT BY CALLING CONTINUOUSLY. IF YOU GUYS ARE NOT CAPABLE TO DO SO WE SHALL GO WITH THE LEGAL FORMALITIES SOON.
10.Ms. Rozina Sehgal, ENJOYING HER HOLIDAYS, AND PRIYANKA IS LEAST BOTHER TO ANSWERS CALLS[protected] SHE MUST BE ENJOYING TOO.
11.HOPE YOU HAVE REFEREED JAAGO GRAHAK JAAGO COMPLAINT NOS AND ALSO POSTED ON CONSUMER COURT.
12.I WANT AND REPLY ON ALL 11 QUERIES/ QUESTIONS ON HIGHER PRIORITY.