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Reliance Life Insurance Complaints & Reviews

3.8
Updated: Aug 24, 2025
Complaints 777
Resolved
576
Unresolved
201
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Reliance Life Insurance reviews & complaints page 30

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B
BHARTI JHAVERI
from Mumbai, Maharashtra
Aug 25, 2011
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Address: Mumbai Suburban, Maharashtra

I MRS BHARTI ANIL JHAVERI , HOLDING POLICY NO17848296,
I HAVE MADE MY PAYMENT BY CHEQUE NO 000001, DRAWN ON BANK OF BARODA DT 12/08/2011
I HAVE DROPPED MY CHQUE IN THE DROP BOX AT CHOWPATTY RELIANCE STORE.
I had enquired for the stamp at the counter ,but the man told me to just drop the cheque, yesterday when I went to my Bank I found that the amount has not been debited as yet.
PLEASE LOOK WHERE MY CHEQUE IS?
AS I DO NO LIKE TO MAKE DELAY PAYMENT PLEASE FIND OUT ABOUT MY CHEQUE AND GET BACK TO ME ASAP
BHARTI JHAVERI
Aug 13, 2020
Complaint marked as Resolved 
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    BHARTI JHAVERI
    from Mumbai, Maharashtra
    Aug 25, 2011
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    Address: Mumbai Suburban, Maharashtra

    I ,Mrs Bharti A Jhaveri , holding policy no 17848296 have made my premium payment vide cheque
    No 000001 drawnon Bank of Baroda dated 12/ 08/2011.
    I have dropped my cheque in chowpatty branch shop , where they have Reliance phone centre.
    When I went there I enquired where can I deliver my cheque for my Insurance ppolicy, the man asked me to drop it in the cheque collection box.
    yesterday when I went to my Bank , I found that the amount has not been debited from my account.
    Kindly PLEASE find what has happened to my cheque, I do not wish to make delay payment, so please inform me ASAP.
    Thanking you in advance,
    Bharti Jhaveri
    Aug 13, 2020
    Complaint marked as Resolved 
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      madhulakkapatla
      from Bengaluru, Karnataka
      Aug 25, 2011
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      Address: Andhra Pradesh

      DEAR SIR,
      IT IS KINDLY BRING TO YOUR NOTICE THAT I L.MADHU GOT MY ADVISOR CODE WITH 21070296 IN THE MONTH OF MARCH 2011 AND I HAD DONE BUSINESS AROUND 3LAKHS IN THE SAME MONTH I.E,MARCH 2011 AND I HAD QUALIFIED FOR BANGKOK BONANZA, BUT STILL NOW I HAD NOT RECEIVED MY PASSPORT AND MY HEALTH IS NOT IN GOOD CONDITION TO TYRAVELL ANS I WAS BEEN SICK .SO KINLY I REQUEST THE COMPANY TO ENCOURAGE THE NEW ADVISOR,S AND RELEASE THE ABOVE SAID BONANZA GIFT IN THE FORM OF COMMISSION,SO THAT IT WILL BE VERY USE FILL FOR ME.KINDLY RELEASE IT AS EARLY AS POSSIBLE.
      THANKING YOU.
      WITH REGARDS
      ADVISOR CODE.21070296
      L.MADHU..CELL NO:[protected]
      Aug 13, 2020
      Complaint marked as Resolved 
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        A
        anuj kumar41
        from Gurgaon, Haryana
        Aug 23, 2011
        Resolved
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        Address: Delhi

        I was Take Reliance Life insurance Money Multiplier Plan on Dated 18/04/2011 from Reliance life Insurance co.Ltd. janakpuri New delhi,but we have not received policy bond/ cash less card of made claim on this time i all ready talk with costumer care Exe.many time by phone & give three four reminder by mail.


        My Policy no. - 18897460
        Name - Anuj Kumar

        Please give me a salutation for the same.
        Aug 13, 2020
        Complaint marked as Resolved 

        Reliance Life Insurance — not received the policy bond

        sir,
        With due respect it is to state that yet I have not received the policy bond .Please look after the matter .
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          S
          shivalingappa1983
          from Dhamtari, Chhattisgarh
          Aug 16, 2011
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          Address: Bidar, Karnataka

          Dear Sir/Madam,
          while drawing your kind attention towards the subject captioned supra, I, the undersigned,have to write to submit to bring to your kind notice and knowledge that your staff members at your Bidar branch in Karnataka have played a mischief and fraud with me by way of impersonation and have got encashed my subject quoted Insurance Policy No.12054759 {AIP} under the pretext of surrender of policy {When the original bond is with me}. They opened an account in my name in the BANK OF MAHARASHTRA, Branch Bidar, by winning over the undue favour of the concerned official of the bank who is behind the episode. The culprits have illegally drawn Rs. 83,930.09 Through the said account. Since more than a year, such fraudulent drawings are often made and the innocent policy holders are made target. There are lots of complaints in this regard against your erring staff.

          You are, therefore requested to kindly intervence in the matter the earliest possible and do the needful.

          SUNILKUMAR
          H.NO MIG 12/13, NEW KHB COLONY
          IN PRATAP NAGAR, NAUBAD BIDAR, CELL NO [protected] / [protected]
          +3 photos
          Aug 13, 2020
          Complaint marked as Resolved 
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            S
            shomankar
            from Kolkata, West Bengal
            Aug 14, 2011
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            Dear Sir/Madam,

            This is to bring to your kind notice that I, my Brother and other 5 people took policies from RELIANCE.

            Our Agent was "Adorable Marketing Services Pvt Ltd".
            Agent Code[protected].

            They started it as Chain Marketing. They promised to pay us in the below format..

            Initial Investment in Reliance Policy = Rs 5000/-
            There after the below mentioned Payout...
            1st Month = 100
            2nd Month = 200
            3rd Month = 400
            4th Month = 800
            5th Month = 1600
            6th Month = 3200
            7th Month = 6400
            8th Month = 12800
            9th Month = 25600
            10th Month = 51200
            11th Month = 102400

            so on ... Double of the Last Month.

            They never paid as committed. People of Adorable Marketing Services are now completely neglecting the promise and commitment.

            I approached RELIANCE but they completely ignored the fact. They should know how their Agents and Corporate Brokers are dealing. This is completely a case of MIS-SELLING

            Please Help me. I am not that rich to bear the loss of Rs 5000/-.

            Kindly help me.

            Address of Adorable Marketing Services - 195, 3rd Floor,, Rashbehari Avenue (Near Gariahat), Gariahat,
            Kolkata - 700019.

            Contact Number [protected]

            Contact Person - Mr Biswajit Biswas (Director)

            I will wait Eagerly Wait for your Reply..


            Regards,
            Shomankar Mukherjee
            +91 [protected]
            Aug 13, 2020
            Complaint marked as Resolved 
            To my dismay, I received a Call from RELIANCE. We were told that if we don't take our Complaint from Consumer Forum, they will make our Life miserable. Call came from[protected].

            I want JUSTICE and our hard earned Money.
            Please Help us get rid of this mess and from a CHEAT like RELIANCE LIC Ltd.

            Regards,
            Priyankar Mukherjee
            [protected]
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              m.imran_k
              from Mumbai, Maharashtra
              Aug 9, 2011
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              Address: Pali, Rajasthan

              Dear Sir/Madam
              I am Mohd.Imran..I worked with Reliance Life Insurance as Sales Manager for MARCH 2010 to MARCH 2011 My Employee Code was 70084994 I qualified Licence Bonanza contest in which I recruit 20 advisor then company promise to me to award with 20000(Twenty Thousand Rupees) in Sept 2010 and After Six months I resigned on 16 march 2011 but till now I have not received any payment & not any quarry for payment.
              I am requesting you please take care of this matter I will be very very thankful to you.
              For any quarry I am giving you my contact details:
              E-mail -m.[protected]@ymail.com
              Mobile no-[protected] & [protected]
              Thanks & regards
              Mohammad Imran
              Aug 13, 2020
              Complaint marked as Resolved 
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                S
                siya ram shukla
                from Kolkata, West Bengal
                Aug 7, 2011
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                Address: West Bengal

                One day I received a call from Mobile No [protected] that I am ROHIT SHARMA speaking fromRLIC'S Claim settlement Divn and directed from H.O. to settle the claim of 3- nos.policies that I have with them on SEBI's direction as too much abnormal exps. are loaded by the Co. on above policies,but at the same time I have to purchase a Policy of Rs.30000/-.
                On good faith I gave a cheque No.33359 dt. 22.10.10 drown on UCO Bank(the cheque cleared on 28.10.10) alongwith photo copies of all the 3 old policies,but I am sorry that till date I have not received any official document from the Co. Rohit Sharma is also not attending my phone call.
                Lastly I contacted to RLIC's nearest office at Budge Budge who written a letter to RLIC's Customer Services Kolkota who's reply is given below:-
                We regret to inform you that your request for policy cancellation cannot be processed,as the above policy is beyond free- look period.
                To know more about free look cancellation, please refer your policy document.
                I am wondering how a foolishness reply may be given by the persons involved with such a big house.When clearly I have mentioned in the letter that so far I have not received any paper related to the policy how I can refer policy document.
                I would therefore request you to kindly investigate why till date any official paper is not send and What action Co.is taking against such a fraud person.
                Thanking you,
                Aug 13, 2020
                Complaint marked as Resolved 
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                  A
                  ashivalkar
                  from Mumbai, Maharashtra
                  Aug 6, 2011
                  Resolved
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                  Address: Thane, Maharashtra

                  To: [protected]@relianceada.com

                  Dear Sir / Madam,

                  I am having Insurance policies of your company. Your company's Agent had introduced these policies to me as one time investment Plan.

                  At the beginning he advised me to take the policy of Rs. 50000/- (Date: 17 Aug 2010, Contract No.[protected], Client ID[protected], Adviser code No.[protected]**. He informed me that after four month of the Investment, my quarterly pension will start, which includes 5 lacs Insurance coverage, accident rider of 2 lacs & medical insurance of Rs.75000/-.

                  With above Policy he combined two new policies i.e.
                  1) Rs.50000/- (Date: 13 Sep 2010, Contract No.[protected],
                  Client ID[protected], Adviser code No.[protected]**
                  2) Rs.30000/- (Date: 10 Jan 2011, Contract No.[protected],
                  Client ID[protected], Adviser code No.[protected]**.

                  Recently in the month of July I have received call from your Delhi office that unless I take another Policy for Rs.30,000/- I will not get benefits of above 3 policies. So I have paid Rs.30,000/- vide Cheque No.424310 dt.[protected] for Rs.30,000/- (Application No.D0162568). My Medical check up formalities are not completed. So this policy is not effective. There is not Contract No. Or client ID. Since this policy is not started please refund the same amount immediately.
                  As per my understanding these policies are one time investment plan. Still I have received letters for payment of premium.
                  The policies term of payment are 20 years, 10 years, & 7 years, respectively.
                  I am now 56 years old. If at all I have to pay premium, it will not be possible for me after my retirement. I would like to cancel all my above policies. Your Agent/employee provided me wrong information. At the age of 56 years I don't need any such policies. Please take this letter as a formal request to cancel my insurance policies and repay the amount of Rs.1,60,000/- with interest. Please make this cancellation effective as of 08/08/11. My ICICI account no. is[protected].
                  I also request written confirmation of this cancellation, along with a refund for unused premiums, within 30 days of this action
                  I don't need these policies for Income Tax.
                  Please look into this matter at earliest as its not good on part of reliance.

                  Regards
                  Yours sincerely
                  Anil Narayan Shivalkar
                  M6,Room no 2,Gr floor
                  Kashish Park,F.G.P. complex,
                  L. B. S. Rd. Thane (west)
                  Email: [protected]@rediffmail.com
                  [protected]@yahoo.com
                  Mobile: [protected]
                  Bank a/c: ICICI[protected]
                  Aug 13, 2020
                  Complaint marked as Resolved 

                  50000 - life insurance for 2 year — cancel the policy

                  Dear Sir,
                  with due respect,due to communication gap and your navie sales executive i applied a life insurance with a LCD tv Finance.
                  As i'm regular customer of bajaj finance,your company offered me for a life insurance for 2 year with 102 rs installment per month basis but at the time of communication your sales executive told me that these installment money is refundable after 3 year. But there is no such a provision in this policy.so plz cancle immediately.

                  :-Information regardin
                  Sudhanshu Audichya
                  20 a glass factory
                  near s k engineers
                  UDAIPUR (rajasthan)
                  ph no [protected]

                  2. Shop keeper
                  Best enterprises
                  bapu bazar udaipur
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                    S
                    sanjaypandey
                    from Jaipur, Rajasthan
                    Aug 4, 2011
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                    Address: Uttar Pradesh

                    Respected sir,
                    i have a wealth + health plan ( policy No.[protected] of Rlife. policy issue date is 10.09.2009. my wife (abhilasha pandey) had suffering from stomach pain so i had admitted them date 28.12.2009 and i just inform to S.S. manager (akhilesh dwivedi) of Rlife branch Banda U.P.. when we discharge from hospital
                    i had submitted all paper of treatment in Rlife office banda. but they had not give me any information nearabout six month. after 6 month. when i go to office then they say me that you give again all papers of treatment then i give again all paper of treatment in Rlife office banda. in the say way i had give three (3) times all paper of office . at least office say me that you give me original papers then i give.

                    To date 21.05.2011 , i received a letter , i this letter he say that As per Discharge Summary the complaints for which the patient was hosptalised have been there since 20.11.2008 whereas in discharge summary a clear date of hosptalised (28.12.2009).

                    sir . i send two registered letter (date 08.06.2011and 06.07.2011) for above mistake. but not any reply tillnow. sir now i am tired and i have mentally, economically and physically upset. please solve my problem .
                    thanks
                    +4 photos
                    Aug 13, 2020
                    Complaint marked as Resolved 
                    what happen my case
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                      K
                      khemsingh53
                      from Shahabad, Haryana
                      Jul 28, 2011
                      Resolved
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                      Address: Panchkula, Haryana

                      ----- Forwarded Message -----
                      From: Khem Singh <khem.[protected]@yahoo.in>
                      To: "[protected]@relianceada.com" <[protected]@relianceada.com>
                      Sent: Saturday, 23 July 2011 4:32 AM
                      Subject:

                      my adviser code 20906965my name khem singh iam silver member sir check adviser rakesh 21148347 is sales manger in pinjore barnch he is only 10+2 in last year only done 1 lakh this very bad for reliance compney in this year not done pr plz check thankes khem singh
                      Aug 13, 2020
                      Complaint marked as Resolved 
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                        P
                        parmaryuvrajsinh
                        Jul 15, 2011
                        Resolved
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                        Address: Ahmedabad, Gujarat

                        I want to cancel my policy. because it is totally different which reliance Representative give me details about this policy. I also give cancellation request application to Main branch of ahmedabad. but he can not accept and also can not give any help or advise that what will i do for cancel this policy. also Reliance provide me all document after 1 month and 17 days of commencement date of my policy. I also send mail to reliance
                        but i can not get any answer.

                        Hello Sir,

                        My Self Yuvrajsinh N. Parmar.
                        I have taken "CASH FOR MONEY PLAN" of Reliance.
                        My Policy No : 18971372.

                        Please cancel my policy and refund the amount for the below mentioned reason.

                        My Policy is commencement on 18th may 2011. But I can not get any document since 18 June.
                        After Daily Telephonic called to Reliance Representative that she told me we don't find any status
                        of your document.So she told me that we send your document again by courier After 21th June.

                        So, I got Policy document by courier of DTDC [ No : Z4183858 ] Date on 4 July, 2011.

                        When I read all document then I found that policy is not same which details give me by reliance representative. It is totally different.

                        So, I want to cancel this policy ASAP.

                        Now,
                        When I gone to vasna branch [Gyandarshan Complex, 2nd Floor, Above Subhiksha Complex,
                        Nr. Vasna Bus - Stop,Vasna,Ahmedabad Gujarat,380007 ] Date on 7th July for cancel my policy.
                        They can not accept my cancellation application and told me that we can not do anything,
                        You have to give this application at main branch of Ahmadabad

                        When I gone to Ashram road branch [Nanalal Chambers, 2nd Floor, Block No. 1 & 5,Ashram Rd., Ahmedabad Gujarat,380009 ] Date on 8th July and submit my cancellation application
                        to miss. Komal then she told me that she can not accept my application and wait for branch manager
                        who will arrived at Ahmadabad after 14th July.

                        So, I again gone to Asharm road branch Date on 15th July and meet Mr. Gaurav Maheta.
                        Gaurav Maheta told me that this policy is really different. So now you transfer with other policy.
                        but, when i told him that i want to cancel this policy. then he used very bad language and told me that my policy is never cancel. when i told him that accept my application try first.
                        but he told me that I never accept your application, if you want cancel your policy then must
                        go to Delhi branch.

                        I m very sock with Gaurav maheta's answer. I taken this policy in Ahmadabad. I fill up my policy form in Ahmadabad. I gave check of Rs 30000 in Ahmadabad. then why i go to Delhi?

                        When I Ask to Mr. Gaurav Maheta that provide me main branch contact No or Email address.

                        But, He told me that i don't give you any service. you find it self.

                        So I fill very badly that I wrote Cancellation application and fill up Freelook Cancellation Request
                        Date on 7 July with Cancellation check, but no one single person accept my application.
                        no one give any information or help regarding my problem.

                        Dhirubhai Ambani is my Ideal. But I m very upset with Reliance Staff member and branch manager.

                        Please help me and give me your support not for money but revert back my trust on Reliance.

                        Thanks & Regards,
                        Yuvrajsinh N Parmar.
                        Mob : [protected].
                        Ahmedabad,
                        Gujarat.
                        Aug 13, 2020
                        Complaint marked as Resolved 

                        Reliance. life Insurance — Refund of mypolicy

                        Direcor
                        Reliancelifeinsuraance

                        R/sir
                        I have submit several complain agaist
                        shri Rahul .I wants refund ofmy. all two
                        policy no18221538&18667187.client IDno78049921
                        Refund my policy-Reliance life insurance
                        Direcor
                        Reliance life insurance

                        Sir

                        I want to with drow my policy but they are force us to come our branch to Talk our senier as iam not well I want to canceled my policy
                        So please help to cancelled my policy
                        Dear SirMadam,

                        Greetings.

                        I want to cancel my policy. The policy No is[protected].
                        Need your kind help, as it is very urgent.

                        Seeking your kind help.

                        Sincerely Yours.
                        Anurag Robert Kujur
                        Bihar Sharif.
                        Mob- [protected]
                        E.Mail - [protected]@yahoo.com
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                          praveenkumar shukla
                          from Patan, Gujarat
                          Jul 8, 2011
                          Resolved
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                          Address: Mehsana, Gujarat

                          To
                          The
                          Anil Dhirubhai Ambani
                          Reliance life insurence
                          Mumbai

                          Sub: for cancellation policy no 1866187 one lacks rupees

                          Respected sir
                          With request to I say that your comapany officer by telephone with true information/promise .I have paid 50,000/Rs policy no[protected] client ID NO 78049921
                          sir
                          your company officer contact me by telephone from delhi & He says some beneficial scheme for old customer .I have paid total one lacks fifty thousand rupees by cheque 294368 withdrawel on ICICI bank Dated 3/3/2011 & cheque
                          294370 withdrawal on ICICI bank Dated 7/3/2011

                          your officer provide me wrong promise /advise(guideline)
                          Reliance life insurence cancelled one policy
                          no 1863982 & paid me 49,483/Rs against fifty thousand Date 7/6/2011
                          sir kindly instruct your consult department for cancellation policy no 1866187 one lacks rupees
                          Hope for favourable considration

                          Thanking you
                          Your customer
                          P.R.SHUKLA
                          Aug 13, 2020
                          Complaint marked as Resolved 
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                            S
                            SHUBHCHINTAK RAJA
                            from Gurgaon, Haryana
                            Jul 7, 2011
                            Resolved
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                            Resolved

                            Address: Lucknow, Uttar Pradesh

                            STOP DEATH CLAIM
                            SIR / MAM ,
                            PLEASE STOP DEATHCLAIM AGAINST POLICY NO. 16949869 CUSTOMER ID 75058438 LATE MRS. VEENA RATHOR , BECAUSE CLAIMER SUMAN RATHOR MOTHER OF RICHA RATHOR NOT DESERVE THE CLAIM, BECAUSE THE DEATH OF VEENA RATHOR IS NOT NATURAL , SHE IS SUFFERING FROM LIVER CANCER FROM NOVEMBER 2009 , SHE TREATED IN SWAMIVIVEKANAND POLYCLINIC NEAR IT LUCKNOW ,BALRAMPUR HOSPITAL GOLAGANJ LUCKNOW , AND IN MAYO HOSPITAL IN GOMTINAGAR LUCKNOW. FAMILY MEMBERS HIDE THE ILLNESS AND TAKEN THE POLICY FOR MAKING MONEY, EVERYONE KNOWS HOW SHE IS DIES. PLEASE INVESTIGATE DEEPLY.

                            YOUR WELLWISHER
                            07/07/2011
                            Aug 13, 2020
                            Complaint marked as Resolved 
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                              praveenkumar shukla
                              from Patan, Gujarat
                              Jul 3, 2011
                              Resolved
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                              Resolved

                              Address: Mehsana, Gujarat

                              To
                              Director
                              Reliance life insurance

                              sub: cancellation of policy no 18667187

                              Respected sir
                              Your company advisor with wrong promise
                              /advise for investment .I want cancelled this policy
                              several email send to your company kindly taken action Client id no 78049921 .I paid one lacks rupees by ICICI bank cheque no 294370 date 7/3/2011 kindly taken action

                              Thanking you
                              P.r.shukla
                              Aug 13, 2020
                              Complaint marked as Resolved 

                              Reliance Life Insurance — cancellation of policy no 18667187

                              Company adviser wrong promise advise to me
                              shri RAHUL SAXENA trough telephone .
                              I hava paid one lacks rupees by chaque no 294370
                              ICICI bank
                              Dear Mr. Shukla,

                              We are sorry to hear of your experience. A member of our Customer Care team will get in touch with you shortly to assist you with a resolution to your concern.

                              Reliance Life Insurance
                              Dear Mr. Shukla,

                              We request you to please write in to us at Rlife.[protected]@relianceada.com with your contact details and your concern so that we may assist you with thes same.

                              Reliance Life Insurance
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                                S
                                subrata brahma
                                from Mandapeta, Andhra Pradesh
                                Jul 2, 2011
                                Resolved
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                                Address: North 24 Parganas, West Bengal

                                Respected Madam / Sir,,
                                This is to inform you that I have submitted my resignation letter and
                                exit form 20 Nov 2010 but till date not received full and final
                                settelment amount.



                                Thanking you,

                                Yours sincerely,
                                Subrata Brahma
                                EC[protected]


                                [protected] Forwarded message[protected]
                                From: Subrata Brahma <[protected]@gmail.com>
                                Date: Sat, 20 Nov 2010 11:12:12 +0530
                                Subject: RESIGNATION LETTER
                                To: azfar.[protected]@relianceada.com
                                Cc: goutam.[protected]@relianceada.com

                                Sir,

                                This is to inform you that I have submitted my resignation letter and exit
                                form today, to my immediate superior Mr. Goutam Maitra (Sr. TM) of
                                Barrackpore Branch.

                                Thanking you,

                                Yours sincerely,
                                Subrata Brahma
                                EC[protected]



                                [protected] Forwarded message[protected]
                                From: Subrata Brahma <[protected]@gmail.com>
                                Date: Fri, Nov 19, 2010 at 10:31 AM
                                Subject: Fwd: UNAUTHORISED ABSENCE LETTER
                                To: joyeeta.[protected]@relianceada.com
                                Cc: azfar.[protected]@relianceada.com


                                *Respected Madam,*
                                * *
                                *The trailing mail was in response to your letter dated 11/11/2010 received
                                by me on 13/11/2010, wherein you have accused me of not attending to work. I
                                think in the below mail I have answered all your queries and the problems
                                we are facing at Barrackpore branch. But inspite of giving reply through
                                email dated 15/11/2010, I was very much astonished and surprised to receive
                                your letter dated 16/11/2010 (the letter I am forwarding as an attachment,
                                received by me on 18/11/2010) wherein you have again accused me of not
                                responding to your earlier letter as well as not attending to my work. But
                                Madam I really do not understand why after attending to my work every day
                                and reporting to my Senior Mr. Goutam Maitra (Sr. T.M.) of Barrackpore
                                Branch why I have been treated as absent from work. *
                                **
                                *Madam I shall be highly obliged and grateful to you if you kindly advise me
                                what should I do now, if after attending to my work every day and signing
                                attendance register you are considering me absence from work.*
                                **
                                *This kind of aligation is unexpected from my seniors after attending to my
                                work every day.*
                                **
                                *Awaiting for an early response.*
                                **
                                *Thanking you,*
                                **
                                *Subrata Brahma*
                                *Executive Sales Manager (Barrackpore Branch)*
                                *EC[protected]*




                                [protected] Forwarded message[protected]
                                From: Subrata Brahma <[protected]@gmail.com>
                                Date: Mon, Nov 15, 2010 at 3:08 PM
                                Subject: UNAUTHORISED ABSENCE LETTER
                                To: joyeeta.[protected]@relianceada.com
                                Cc: goutam.[protected]@relianceada.com


                                *Respected Madam, *
                                *
                                *
                                *I Subrata Brahma working as Executive Sales Manager ( Employee code-
                                [protected] with Reliance Lie Insurance Co Ltd, Barack pore Branch regret to
                                inform you that on 13/11/2010, I have received two letters from you,
                                wherein i have been accused of not attending office since 02/11/2010,which
                                is not correct. Excepting 05/11/210 ( Diwali ) and 07/11/2010 ( Sunday ) I
                                have attended office everyday and reported to Mr Gout am Maitra (Sr
                                Tr Manager ) of Barrackpore Branch , as well as i have signed attendance
                                register regularly. But sorry to note that after attending office everyday
                                how i have been accused of not attending office from 02/11/2010and teat ed
                                as absent.... *
                                *
                                *
                                * In Reliance Life Insurance only if we are unable to deposit any business
                                everyday or unable to attend meeting at the Zonal Office, it is treated as
                                absent from duty , which i have not came across in any other
                                company. In-spite of attending office regularly, we sales manager are worked
                                absent for 4-5 days every month and our salaried are deducted also. this
                                kind of negative attitude demolisher us.... *
                                *
                                *
                                *Madam i would like to bring to your kind notice the reason or not attending
                                meeting at salt lake zonal office is mainly due of misbehavior of our RM Sir
                                . He uses abusing language at the meeting , moreover, not only he abuses us
                                also takes the name of our parents also which is totally unacceptable and
                                unexpected from an educated person. we have came to work in
                                sales department does not mean that for our poor performance at work place,
                                our parents will be penalized. we all have come from good families at least
                                we expect that our parents should get respect from our senior and
                                colleagues.... *
                                *
                                *
                                * I am accepting that our performance is poor and not up to the mark but
                                till now we are unable to express or discus the reasons for our
                                poor performance, no body is ready to listen the problems we are facing
                                instead our RM Sir uttering such vulgar expressions.moreover,it was
                                not mentions in our offer latter that poor performance and unable to attend
                                meeting at the zonal office will be treated as absent from office
                                or duty. Behavior of our KS DO Rm Sir is know to every body in the insurance
                                sector.you can check my attendance registrar whether i have been attending
                                office regularly or not.this kind of a ligation is not at all acceptable.
                                Madam, sorry that i will be compelled to put forward this matter to
                                the labor commissioner as well as to the Reliance Group higher authorized if
                                this kind of false a ligation is given to me after attending
                                office regularly. if you are not satisfied with my performance i can
                                resin immediately but i will not accept or toleration any false a ligation.
                                Madam till now no one wanted to know or listen about our poor performance. i
                                would like to bring to your kind notice the reason behind our
                                poor performance.... *
                                *
                                *
                                *1) IR DA exam is not taking place neither we know when it will held....*
                                *2) Without this exam we are unable to recruit advisor hence unable
                                to built Team.... *
                                *3) We are not getting any support from our branch....*
                                *4) If we ask or any mapping advisor we are no provided with that....*
                                *5) At the beginning of the month we are told that this branch will close
                                down, we will not be our salaries, as well as we are insisted to search ope
                                another job....*
                                *6) We are not sure whether we will be getting advisor commission if we
                                deposit business in our own sap code.*
                                *7) If we ask our quarries to CE we don't any reply....*
                                *8) Advisor do not get their commission....*
                                *9) Few sales managers who are working for a longtime,every day say that
                                they had spoken to RM and he has informed that this branch will no long
                                exist no one will get their salaries....*
                                *
                                *
                                *This is not only my opinion , if you ask any sales Manager of our branch
                                every body will utter the same thing. These kind of attitude demoralise us
                                and we do not get motivation naturally it will affect our performance.... *
                                *
                                *
                                * Madam , very sorry to express my feeling to you, I have joined Reliance
                                Group to built my carrier in insurance sector, we had good Branch Manager
                                also but work culture of zonal office and misbehaviour of RM Sir compelling
                                us leave this organisation.... *
                                *
                                *
                                * Once again Madam, requesting you to look into the matter, as after
                                attending office regularly this ales allegation of absent in from duty is
                                not at all acceptable.... *
                                *
                                *
                                *Thanking You *
                                * *
                                *Subrata Brahma *
                                *Sap Code[protected] *
                                * *
                                * *
                                Aug 13, 2020
                                Complaint marked as Resolved 
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                                  M
                                  mohan lal taunk
                                  from Jalna, Maharashtra
                                  Jun 30, 2011
                                  Resolved
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                                  Resolved

                                  Address: SAS Nagar, Punjab

                                  SIR, mene reliance me 2007 me insurance me invesment ki thi ek policy 50,000rs, ek policy 20,000, ek 5000, ki thi mere pas jo saving thi mene reliance comp ke executive ko policy me invest karne ke lie de di aur kha yeh apko one time pay karna hai but i was shoked when i recieve call from comp for tahe payment when i go to the comp they said sorry mam u have to pay i m salaried person how can i pay such a huge amt. please chek my case properly so that other person will not be fool from these people
                                  Aug 13, 2020
                                  Complaint marked as Resolved 
                                  Dear Mr. Mohanlal,

                                  We are sorry to hear of your experience. Kindly write in to us at Rlife.[protected]@relianceada.com, to enable us to get in touch with you. Upon receipt of your email, a member of our Customer Care team will get in touch with you shortly to assist you with a resolution to your concern.

                                  Reliance Life Insurance
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                                    S
                                    somnath6088
                                    from Kolkata, West Bengal
                                    Jun 28, 2011
                                    Resolved
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                                    Resolved

                                    Address: North 24 Parganas, West Bengal

                                    Today I paid the premium towards my policy number 76633609 at Kolkata.But the same has not been reflected on their website and even I haven't got any confirmation mail or SMS from their side.More over when I tried to contact their customer care on[protected], the system was saying that my policy number is incorrect.

                                    When all other insurance companies are confirming the receipts within hours through sms services or through other means, Why it is different in your case????

                                    Expecting a prompt response from you.
                                    Aug 13, 2020
                                    Complaint marked as Resolved 
                                    Dear Sir,

                                    We are sorry to hear of our experience. A representative of our Customer Care team will call you shortly to understand your concern and offer a suitable resolution.

                                    Reliance Life Insurance
                                    This is worst customer care in the world who will not respond to the customer if it is at fault. They will only kill your time. I have experience it more than a year.
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                                      G
                                      GAURAVHVYAS
                                      from Noida, Uttar Pradesh
                                      Jun 24, 2011
                                      Resolved
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                                      Resolved

                                      Address: Bharuch, Gujarat

                                      Dear sir,

                                      I M IN TREMENDOUS TENSION , AS MY WHOLE YEAR'S SAVING IS CAPTURED BY RELIANCE LIFE INSURANCE CUSTOMER ADVISOR MR.SUMIT JAIN AND MR. MANISH CHANDAN FROM DELHI BY EXPLAINING ME WRONG PLAN BENIFITS.

                                      SIR, one day Mr. Sumit jain called me and explain to me that I m calling from Reliance Life Insurance Office and this Is direct Porduct sell call.HE SAID -
                                      sir, we offring u Reliance Money Multiplier Plan with follwing benifits:
                                      1. Primium pear yer 30000/= and u have insurance of 300000 in case of your natural death, 600000 in case of your accident death and 900000 in cse of your death in accident in government vehical.
                                      2. Guaranteed sum assured after 5 yrs. when u pay premium of 30000/= pear year, u will get guaranteed 255000/= sir, he explain me that
                                      this guaranteed sum assured i will get with 1% of my sum assured return in first year, 3% return of my sum assured in 2nd year , 6% of my sum assured return in 3rd yer, 9%of my sum assred return in my 4th year nad 12% of my sum assured return in my 5th year.that total sum is 255000/= i will get in after 5 year guaranteed.
                                      3. 1 lac mediclaim of me and 2 of my family member.
                                      4.He also said that this is direct sell plan so company will provide me agent commission (20% of premium it means 6000/=) also and commited that 30of juley 2011 my commision will directly credited to my account. and every year i will get 6000/- agent commission on same date.till i pay my premium for 5 year.
                                      4. Tax benifits of 80C, 80D AND 1010D.

                                      Sir, after so meny calls and explainations by Mr,. SUMIT JAIN AND MR. ROHAN JOSHI (HE IS ALSO RELIANCE CUSTOMER PLAN ADVISOR) i conviced and I agree to take that plan.

                                      Sir, so that my home document boy Mr. VIKAS came and collect my 30000/= premium.

                                      Sir, on 23 june yesterday i received welcome call and that person explain me that my plan is for 10 year and there is not guaranteed sum assured i will get after 5 year of my premium of rs. 30000/= ( which Mr. Sumit said me that i will get 255000 guaranteed ) and there is no any commission benifits and no any medicliam benifits.

                                      SIR MY POLICY NO : 19066341
                                      CLIENT ID 80176228
                                      APPLICATION NO. : D1198731

                                      Sir, I DIDN'T RECEIVED PLOICY DOCUMENTS .

                                      SIR, HELP ME FOR THAT METTER.

                                      SIR, IF I CANCEL POLICY ANY CHARGE IS DIDUCTED FROM THAT ?

                                      SIR I HAD MADE RECORDING OF MY TALKIG WITH SUMIT JAIN (M: [protected])AND WITH MR ROHAN JOSHI [protected]AND WITH MR. MANISH CHANDAN AND ALSO WITH DOCUMENT BOY MR.VIKAS( [protected])

                                      SIR THIS METTER IS RELATED WITH BRAND NAME RELIANCE.

                                      MY TRUST IS BREAK.

                                      REPLY ME.




                                      Regards,
                                      Aug 13, 2020
                                      Complaint marked as Resolved 
                                      Dear Mr. Vyas,

                                      We are sorry to hear of our experience. A representative of our Customer Care team will call you shortly to understand your concern and offer a suitable resolution.

                                      Reliance Life Insurance
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                                        C
                                        cmsamuvel
                                        from Karaikal, Puducherry
                                        Jun 19, 2011
                                        Resolved
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                                        Resolved

                                        Address: Mumbai City, Maharashtra

                                        Sir, i worked at reliace life insurance,then i resigned also i submitted my pf form everthying to my chennai regional office on dec 14th 2010.i contacted 10.6.2011 to the chennai relaince life office.but they told we have sent all formalities to pf office mumbai on jan 9 th 2011,the delay is in PF office only u may contact them thru the telephone 022.26470000.the reliance life is not a resposbility.so that pl kindly do the needful & settle the PF amount as soon as possible.
                                        My PF ACcount no-MH/48439/33983.
                                        My employee code[protected]
                                        yours
                                        J.Samuvel
                                        [protected]
                                        Aug 13, 2020
                                        Complaint marked as Resolved 
                                        Sir, i worked at reliace life insurance, then i resigned also i submitted my pf form everthying to my namakkal branch office.date for 20/12/2010.so that pl kindly do the needful & settle the PF amount as soon as possible.
                                        My PF ACcount no-MH/48439/24527
                                        My employee code[protected]
                                        yours
                                        vijayakumar kaliyannan
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