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State Bank of India [SBI] Complaints & Reviews

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Updated: Jul 15, 2026
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State Bank of India [SBI] reviews & complaints page 4

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R
ram_meena
from Bengaluru, Karnataka
Jul 13, 2023
Dec 8, 2025
This thread was updated on Dec 8, 2025
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F55-DATABASE DEFAULTER - Credit Card Application rejection

Hi,

Why SBI is declining my credit card application status with reason code: "F55-DATABASE DEFAULTER"

I have applied multiple times but all the time decline with no proper answer of decline reason....
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P
Premanvitha N
Jun 26, 2023
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State Bank Of India [SBI] fi txn @ csp

There have been multiple transactions of 10, 000 rupees from my account with the subject fi txn @csp outlet. I did not authorize these transactions, and I was not aware the first few times. Kindly suggest me on what to do and how to get the money back into my account.
Thank You...
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M
Master Narayan
from Talcher, Odisha
Jun 12, 2023
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Unauthorised debit of Rs 47.30 from my loan account

Hi,

I have a personal loan in state bank of india
On 07 April 2023, sbi has debited the amount Rs.47.24 with the description of "FINE ARR ADJSTMNT" and the same is credited to loan account on 25 April 2023 with the description of "single sided repa irr amount recovered". Surprising to see why this recovery is made.
Again, on two dates 7 May 2023 and 7 June 2023 Rs 47.30 id deducted twice with the description...
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G
grinurocha
Jun 11, 2023
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Charged Investment Intermediar for INB E - Mandate

I was charged an amount of Rs 59 for investment intermediate of INB E - Mandate.
There was sufficient balance in my account .
I was not notified on this deduction and charge.
I require a refund on this charge....
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S
shivsingh77
from azamgarh, Uttar Pradesh
Jun 11, 2023
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My account on hold pre LCPC

Why my account is hold as mentioned reason pre LCPC, Iis second time happen with my account....
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V
vivekroy2991
Jun 1, 2023
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CIF not scrutinised by LCPC for my NRE account at SBI

Address: Kolkata

I created an NRE account and converted my domestic savings account to an NRO account at SBI Kolkata (Muchipara Branch). My KYC was complete and I was issued a debit card as well. I was clearly told that my account is complete.

However, I am not able to transfer money out of my NRE account. Yono SBI app gives the error "CIF not scrutinised by LCPC". Because I am a NRI, its not easy for me to visit my local branch. They are...
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M
malarkodi karthick
from namakkal, Tamil Nadu
May 25, 2023
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What is DOM/Surcharge/tips

Address: keerambur, namakkal, tamilnadu
Website: retail.onlinesbi.sbi

I have been charged RS.2.88 AND 2.31 and so on AS DOM/SURCHARGE charges for recent days when I am using SBI debit card AT FUEL STATIONS.

While the Central Government is promoting and encouraging cashless transactions and even declared 0.75% discount at petrol pumps for card payments, the SBI is subverting the whole idea by charging an excess payment as DOM surcharge....
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D
dwaghmare
May 21, 2023
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Amount deducted from savings bank account

I opened an SBI savings bank account on May 16, 2023, and I just noticed that Rs 588 has been deducted (transfer to sbi securities).
I did not request that a Demat account be opened in addition to the savings account.

Regards...
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A
avinashkumarrules
from Sindri, Jharkhand
May 3, 2023
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SBI credit card application: 2610514050572 rejected for reason - F-55 DATABASE Defaulter

Hi Team,

I have applied for SBI credit card on 19th April 2023, application number is:[protected].
I am holding my account with SBI from last 13+ years, have FDs also in SBI.

I tried to reach my nearest SBI branch to know more about this rejection reason, but they were not able to answer. Even they wanted to re-apply again.

Kindly help me to understand the reason for this rejection.br...
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A
AditiGulecha
from Mumbai, Maharashtra
May 1, 2023
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Not updating my address based on my Adhaar card

Address: Mumbai
Website: www.sbigeneral.co.in

Hi

My name is Aditi Gulecha.

My mother, Aruna Gulechha holds a health insurance policy from SBI General. She has recently renewed her health insurance with SBI policy No. [protected]-03.

When she downloaded and viewed the policy document, she found an error in the address. In place of "Om Shri building", the document mentioned "Om building."

She then wrote...
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SanjayGuhathakurta
from Kolkata, West Bengal
May 1, 2023
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Shubharambh : Startup Current Account Wrongly Debited for Non Maintenance of Balance

Address: GANGANAGAR GHOSH PARA, POST GANGANAGAR, PS AIRPORT, GANGANAGAR, DIST 24 PARGANAS .NORTH KOLKATA WEST BENGAL 700132

On 31/03/23 we received an SMS on our registered mobile number with SBI 9****9546 that Your AC XXXXX653769 Debited INR 1, 000.00 on 31/03/23 -MAB CHGSBCH. Avl Bal INR 13, 805.14.-SBI

To err is human. In banks also occasional errors happen. Mistakes happen due to human error and mechanical error.

I'm writing to inform you that Our bank account was wrongly debited Rupees 1000 for non-maintenance of Minimum Average...
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A
annishab
from Hyderabad, Telangana
Apr 29, 2023
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Approved application rejected as F55 database defaulter

First i got approval of my SBI card, after two days my application has been rejected, telling F55 database defaulter, iam not a defaulter, my loan track is good, and cbill also good

SBI is one of the waste Bank in Govt. Sector...
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S
Says 78
Apr 23, 2023
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ATM Returned due to address Issue

Address: Nalegaon - 413524

I need my debit card it was returned due to issues in my address. It is stuck at mangluru nsh and Undelivered past 20 days. My consignment number-
AQ[protected]IN

Please Take A look on my Request ......
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N
neha1136
from Pune, Maharashtra
Apr 17, 2023
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CPP Charged on Credit Credit Card without permission

Request you to refund 100% on my credit card . I have already shared my escalation feedback to CPP Team.
Already discuss the issue with SBI and CPP team.
Only received message of Amount refunded which was immediately debited to CPP plan and again 1704.5 amount was debited for plan total 2499 +2499+1704.05 please return to the credit card.
CPP Cancelation message was received with confirmation on amount to be refunded...
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P
prince777
from Lucknow, Uttar Pradesh
Apr 13, 2023
Sep 2, 2025
This thread was updated on Sep 2, 2025
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Reversal Pending

Address: Sbi
Website: Sbi.co.in

I have been charged Rs 118 for delivering my ATM card on 6 feb 2019 and in 2021 their is a deduction of Rs 45 from my account as AMC for my ATM which is incorrect as their is no such AMC for my issued debit card as it is a replacement for my previous debit card please ask sbi bank to refund the amount at the earliest possible...
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A
ashupandey89
from Lucknow, Uttar Pradesh
Apr 9, 2023
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Fraud against my SBCCREDITCARDE:

SBCCREDITCARDE:
Transaction rs 93954RS happen illegally on my credit card. Through the credit card....
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N
niraj6536
Mar 24, 2023
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Adding amount in home loan outstanding as debit adjustment towards property insurance

My home loan account no. [protected] is with you. Without any intimation, amount of 6397 ₹ was deducted for property insurance. At the time of loan disbursement, Rin raksha policy was opted. Then why is this extra and hidden property insurance is imposed on me.

Therefore, it requested that a brief summary for the case be intimated to me and the amount be refunded back.

Regards
Niraj Kumar
Mob-...
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S
Soumendebnath
Mar 22, 2023
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1300 rupees deducted for health insurance for the second time

Address: VILL :- JIRAT 2 NO COLONY. P.O :- JIRAT .P.S :- BALAGARH. D.T:- HOOGHLY .PIN :- 712501

I opened a savings account in State Bank in 2021. The bank manager told me that 1300 rupees will be deducted for health insurance to open the account.I don't know whether RBI rules have it or not ?? Although I accepted this demand of the manager.

But after that i.e. after 1 year on 15th June 2022 again 1300 rupees were deducted from the account. I went to talk to the bank, the bank manager gave me a personal number[protected]...
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K
Karanking
from Delhi, Delhi
Mar 19, 2023
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Showing F55 Database defaulter in SBI credit card

Hello,

I have applied for SBI credit card and it is showing error like F-55 DATABASE Defaulter. I didn't provide and faulty documents and i never did any payment default. My CIBIL is 760

So, Can you please help me how to resolve this as I need SBI credit Card.

Regards,
Karan...
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M
Mishrasoumya@
from Brahmapur, Odisha
Mar 6, 2023
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Hold my money without my consent

Address: BACK SIDE OF GOVT HOSPITAL , bonaigarh , dist-sundergarh , pin-770038

Dear Customer, hold for INR 5, 000.00 created in deposit Ac XXXXX910239 on 05/03/23. If not consented, pl contact branch-SBI

This mesg came and 5000 cut from my account without my consent...
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