Respected sir,
Subject: - business development loan of rs. 8lac, fraud with death customer family.
Sir,
Kindly inform to you that i simple singh w/o sunil kumar singh take a loan of rs. 8lac for business development in favor of s p enterprises proprietor sunil kumar singh in 2012.
First i fixed deposited 3 lac rs. To take loan, my husband gave every emi on the time last till 2016; in 2016 my husband had expired due to lever fail.
This loan was against to develop the business or to fill goods in shop proprietor s. K. Singh.
I think that i did cleared around 6lac last 2016, after death of my husband i did inform to bank for necessary action and submitted application with death certificate, and bank staff assure to close the interest.
After death of my husband bank did many time harassing to clear the loan amount and finally i gave money from my lic policy. I gave 4lac after death of my husband in two times first 1lac and after 3lac in same month.
This is running then again became one strange thing that is my husband sbi bank atm again renewed and send it to customer which is already death. My husband death was 23/10/2016 and after 1 & half years this strange become, that old atm expired and new atm came to the customer. This is issued after expired of first atm to continue banking without any information of death customer, bank did not mention to head office about death customer nor mention in banking process.
This is totally cheating and harassing situation against the liable customer, bank did many time harassing to take money as soon as possible without inform upper level management of customer death.
It is clear visible to think about cheating to take money from the death customer family, which is medium class family or poor.
Bank is doing no-show process and customer family suffers of harassing by bank.
If bank does own work in the time then the customer and his family not became harassed & cheating from bank customer and families nor informed to the head office because here is looking more money and a plan of cheating from client.
I think that if anyone will handle this case, it found that according to process it should be paid around 2lac from death customer family but here bank take total 4lac rs. Of my lic policy.
After one & half year sbi atm did continue and post to the client after death of customer, it’s looking totally fraud.
My account no: - [protected], product of loan:- mc-ccsb credit card (Sbf) finance in name m/s s p enterprises, 15th mile, gs road, byrnihat, ribhoi from state bank of india sme burnihat branch, burnihat, dist:- ribhoi, meghalaya 793101, ifsc - sbin0002035, micr[protected].
This is totally fraud and cheating with death customer and his families, so i request you that please take in charge of this case and provide a best relief to death customer and his families.
The money of lic policy was needed to my family condition and 2 child growth but, here after harassing by bank officers i did pay totally 4 lac to the bank but bank have not any mercy from death customer and his family.
I am sending every document for supporting and verify to this loan account, and request you that please do needful action against bank and managers for this type of cheating and harassing.
• bank did not inform to head office for customers death,
• never remove interest.
• not mention to head office for customer death and filially issued atm after one & half years.
• bank took 4 lac after death of customer from customer families with cheating and harassing.
Again i request you that please check this loan file because i think that here is some problem on our loan file and bank is cheating with customer family.
Please check all details in this file which is mentioned by the state bank of india for the customer business development loan.
I will be very thankful to you if you can give a better relief to death customer family.
Thanking you
Yours faithfully
Simple singh
15th mile, g s road
Byrnihat, ribhoi
State Bank of India [SBI] customer support has been notified about the posted complaint.
May 12, 2018
Updated by simple singh Please refund my extra money which is taken by State Bank and issue NOC to close loan.
I did fixed deposit 3Lac taken Loan 8Lac, EMI paid 2012 to 2016, again gave 4Lac from my LIC Policy and not understand about my fixed deposit & Interest. Please check and verify & refund my extra money.
May 19, 2018
Updated by simple singh My Mobile no is [protected] (Vodafone), [protected] (Air tel). It's for further communication and activity.
May 19, 2018
Updated by simple singh email ID is :- Simple.[protected]@gmail.com,
Sorry for this type of Mistake, So please communicate with customer and resolve this matter as soon as possible.