TATA Capital Complaints & Reviews

I have a personal loan from tata capital finance from dec-2017, on last month dt[protected] i have applied for foreclose the loan and paid amt 118487/- through cheque as per the fore-closer letter of that date. And as per my loan statement same is processed for closer on 28-11-19 now today[protected], i got a massage from my bank that emi of this loan is deducted of rs 5266/-, immediately i have called to customer care of tata capital finance and he not given me the satisfactory resolution of my query and just doing my call on hold again and again.

Earlier on dt 03/06/2019 my one emi of loan was bounced due to insufficient fund and tata has charged me the bouncing plenty on my loan even after amount was deposited in my bank a/c.

Now my query is if, company charged me on my bouncing emi then how they deduct emi after loan closer without any information.

I need my money back with interest... It is duel play with customer and harassment of them.

Necessary images attached.

Hi team,
mera name ajay h or me jaipur se hu mujhe apki tata capital ki or se pl ke offer ke liye call aya. mujhe offer acha lga mene docs collect krne ke liye bol diya uske baad 22/12/2019 ko mene apne doc agent ko dediye kafi dino tk koi responce nhi milne per mene khud ne agent ko call ki unhone mujhe kisi or ke no. diye mene unse baat ki to pta chala ki mere doc kisi ke pass bhi nhi mil rhe
4 din kafi baat chit ke baad pta nhi kha un logo ko mere doc mile fir meri file login kri gyi fi ke liye mere working place pe ladka aya store band tha us din to wo bole mere pass wapas fi ke liye ayega to me ajaunga but jo agent mere ghar gya tha mere ghr ki bajaye kisi or ghr pr gya or jb mene call kiya to bola ki ap to wha rhte hi nhi h or humare pass itna time nhi hota ki do baar ghr jaye ye kha or kafi rude trike se unhone mujhse baat ki esa lga ki me apka claint nhi koi pagal hu fir uske baad un agent ne kha h ki mene unko paise offer kiye h galat baat unhone boli h or ye baat bol to di h plz jb mera sara record mujhe pta h me khi galat hi nhi hu to kyu offer krunga me paise ye galat h or fir jisne meri file login ki h wo bol rhe h ki apke dual pen card ka issue h jb mene mera pain card diya h to phle meri file me kisi or ka pen card login kisne kiya or mere ghar me sadi h paiso ki need h ajtk mere koi esa issue nhi aya mera cibile record me payment or loan ki history bhi shi h bs apke do teen agent ki nasmjhi ke karan mera loan nhi hua enki ek do mistack ke karan jo hum salo se apna cibil maintain kr rhe records bna ke chal rhe unki koi velue nhi h insb chizo ka kon jimedar h plz rpl

Had purchased a Havells Air fryer order no[protected] on 27th November 2019. The product delivery was mentioned till 3rd December, but it got delivered on 30th November and the delivered product was broken and product box was torn off from number of places and the inner packaging was also broken. I immediately registered a complaint with the pictures of the broken product and called the customer care too but no proper response was given. I called again today and same story was repeated as the product has not been updated as delivered in you app account so it has been delayed, the executive and the supervisor said that our electronic department will look into this, I didn't get it what will they do for a broken product, will they fix the broken pieces will glue.

TATA CLIQ DELIVERED A FAULTY 1TB HP SSD to me on Nov 18, 2019. I realised that its a faulty Product, not compitable or not working for my hp laptop. On the same i day raised a request for RETURN. They Told " Go to Hp service center and check your laptop and bring job sheet scan it bla bla bla..." this kind of return policy NO WHERE THEY MENTIONED. I WAS CHEATED BY TATA CLIQ, order id[protected]

I spoke to devendra today to enquire about my loan status and he informed me that your loan is rejected because of the residence proof (Sale agreement of my flat) send over email is deemed invalid.

He also said that he tried to reach me, i want to know if this was the case the person should have informed me when he came to collect my document however he did not inform me that document over email will not be considered. Also, if the customer is not reachable or unable to answer the call the rep should have messaged stating that tatacapital needs the hard copy of the resident proof and if not given the loan will be rejected.

Also note from day 1 i have informed the rep of tatacapital that i dont have access to my phone once i am in the office. Then tatacapital should had left me a message that the loan will be rejected if they dont get the copy of agreement. Its not that i dont have the residence proof with me, i have it, all they had to do was to only inform me but this was not done.

The behaviour of the sales rep and the person who came to collect the document was definately below the benchmark. They had rescheduled the appointment to collect the document several time and never came to collect the document at the time promised over the phone.

Nobody reached out to me to inform me the progress of my loan since the day i submitted my document.

Does the customer service ends the day when customer submits the document, is it not the duty of the case handler to attempt to reach the customer in case the loan is getting rejected due to resident proof.

Since the day i said yes to apply for this loan i have been getting back to back followup calls to collect the document more so to an extent that i was feeling harrased.

Even after addressing my issue and concern to the person over email till date the person have not replied to my email.

So i send an email to tatacapital customer care and they came back to me stating that sir it is the fault of the document verification department so we can do anything about it.

My 27105 got debited from my hdfc creditcard for tata cliq order id[protected] on 22/10/2019. On 23 tata cliq messaged me that he refunded 27105 in my hdfc credit card account with refund transaction no 75503729296034337859250.
But by contacting hdfc customer care with this transaction id they said they did not got money till now 9/11/2019. Please solve my problem urgently.

Idris karim shaikh
My order id is[protected]

I order a phone on 3rd november and the estimated date was 7th november and today is 9th november so i want to know what the # was happening i urgently need a phone coz my phone was lost i[censored]r unable to process then plz cancelled the order its nit my first online i order other company also but the shipment process is excellent and i hope tatacliq was also providing as compare to others so i hope u understand n deliver the product today otherwise cancell it

I have taken my new Two wheeler from KALEIDO MOTORS, Mahadevapura, Bangalore (Dealer Code :11845) through the Sales Executive (Phone No : [protected]). And the sales executive told that the Rate of Interest with Tata Capital for Two Wheeler Loan is 11.5% PA. I have confirmed the same from the Tata Capital Sales Representative (Phone Number : [protected]).

* The Banks are providing the Personnel Loans at the Interest Rate of 11% to 14% PA, but Tata Capital is providing the Wheeler Loan at the Interest Rate of 22.82% by Submitting all my Salary Slip, TDS and Check Leafs etc.)*

Loan Account : TCFTW[protected]
Loan Amount : 70580.00 INR
Rate of Interest : 22.82%
Tenure : 24 Months
EMI Per Month : 3690

Then I was shocked, after the receipt of the Welcome Letter from the Tata Capital, which says that the Rate of Interest is 22.82%. And I have contacted the Kaleido Representative and Tata Capaital Sales Representative, they told that it is not 22.82% and it is 11.5%, which I was reading in the welcome letter is wrong it seems.

Then I have called the Tata Capital customer care and they are not provided the proper response for my enquiry. I had again chat with the Tata Capital Sales through WhatssApp by sharing the Loan details by comparing the 11.5% interest and 22.82% Interest. But also not provide the proper details to me.

I want to know, The Kaleido Motors and Tata Capital are cheating all the Customers like this or only me. No other customer should not cheat by Tata Capital and Kaleido Motors.

* Attached Loan Details*

My Name : Nidhin
Phone Number : [protected]

Hello team,

As per this order id[protected] i bought washing machine from tatacliq.com on 21st however, no one was there at home and when courier guy called me, i have asked courier team to return but in thwir status it is showing it is delivered.
Tata cliq is not listening from past 10days.

When i checked with bluedart as per them the washing machine has been returned to seller and they have shared the mail communication with this awb#[protected].

I wanted my money 27, 000 refunded and looking for compensation for such harrasment.

Regards,
Ravi khatri
[protected]

Hi, we had taken homeloan from tata capital. They didnt give us pmay scheme benefits and very delays in phase loan allotments, so decided to go for b. T.
Here also upon foreclosure of the loan, they are playing to give back the original documents.
Stating un valid reasons.
Today they called us to handover the original documents, where as 6 documents are missing out of 12 given under lod.
Please suggese the possible resolution with compensation.

My issue is going on since last last year. Tata capital responded to my email stating that one of their representative will contact us in 1 working day but no one has called yet. My complaint was closed from their end stating that the issue is resolved. When there has been no communication between their team and me for this complaint then how was my issue resolved. The late payment and bouncing charges are still showing on my account (This is because of thei fault as they were unable to update my new nach on their system and their collection manager has also agreed to the fault and have given us in writing) but it seems that their call centres and email communication team is unaware of the full saga and they close the issue stating that it has been resolved. The loan installment got completed last month and i want the charges to be waived off but till date my issue is unresolved.

This month, from my account 2 emi had been credited. I want one emi back in my bank account.
My tata capital lone account number is tcftw [protected]
I had received this message on 17/10/19
Dear sir/madam, your banker uco bank has reported technical issue with the emi repayment of rs. 4110 towards tata capital loan a/c tcftw[protected]. Please note, any excess emi deducted will be refunded to your bank account within the next 2 working days by your bank. Please be assured that we are in touch with uco bank for a fast resolution. For any clarification, you may get in touch with your banker as well.

Hello team,
I have ordered a refrigerator, later the product is shipped and processed and when it's out for delivery, they are telling product price less because of technical issue we cannot deliver the product

Now they increased the price of the product and telling me that product price is increased and they said if you want place a new order, they did the same thing twice.
They are arguing as the price was less due to technical issue for that price the product cannot be delivered so we are refusing the delivery, this is purely cheating if it's a technical issue they should have cancelled the order before proceeding, why they should keep it till the delivery time.. I'm very disappointed on this, i need the product now please let me knowwill i be able to get any help on this please.

Thanks,
Nanda

Hi,
I had opted od-personal laon from tata capital one year back and now some extra amount is getting deducted since last two month for which i coordinated their customer care to make me understand but didn't get any response. Every time server is down. Secondly i mailed to customer care and they are also not replying with complete remarks. Thirdly i am not able to use the portal for which i had not got any response.
I even requested to arrange a call back which was promised but i am still waiting to get solution/update.
I will be forced to stop all emi for tata capital now.

I made big mistake by opting product from tata capital. Pathetic service

[protected]

I am existing housing loan customer to tata capital.
My loan account number: 9833716
I am requesting list of documents to go for full settlement, but reply to me is to go to branch to collect.
The issues are:
1) 2 years before i went to trichy branch for the same reason, but the staff were told me they will not issue in trichy branch, and they ask me to go to chennai branch. My property and my loan disbursement is from trichy, and i do not have any contact in chennai.
2) now i heard that the trichy branch has been shifted, but i do not know the new address, website still reflect the old adress.
3) all those who i know in trichy branch are no more with tata, i do not have any contact numbers or email to communicate to check.
4) i have only toll free number and customercare email address. I am residing in singapore, i am not able to call toll free number (Either with country code or without country code). The customercare email keep replying me to go to branch. No other additional information, no other contact number, no trichy branch contact info.
5) since i am staying in singapore, how i can go to trichy (Without knowing address of tata also) to collect. What is the issue if they provide me by email? Or email/contact of trichy branch so that i can communicate them.
6) i need correct trichy branch address, and the branch to be instructed to provide customer such info. They should not deny again if i approach.
7) can i authorize my brother to collect on my behalf at trichy branch?

During August I received a call stating that im qualified for a pre-approved loan and he was telling about all the details and I requested him to make a call after 2 days and I will confirm on the above, I waited for 10 days and I couldn't receive any call from tata capital customer care. So I called customer care one of the representatives told me that I have to visit the branch and submit documents over there, and she provided me the Bangalore branch details to submit the documents. I took a day off and I traveled 20km to reach the branch and I met on of the executive and shared my opportunity number, and he stated that this opportunity number belongs to some other 'SM' in Mumbai and they can't do anything about it. I wasted a complete day traveling to your branch, taking paid leave from the office for nothing rather than returning back home. After that, I didn't receive any calls from tata capital.

Recently again on 21st September I received a call from tata capital again regarding the loan and I confirmed all the details and then he transferred the call to the verification team to verify and fix an appointment for documents collection. I waited on 22nd and 23rd to receive a call from tata capital and I didn't receive any call. on 24th again I called customer care and they told me that I will be assigned to a new 'SM' and he will collect the documents, and till today I didn't receive any call. So today I called customer care and again they told me they will assign an 'SM' and he will call back me regarding this, I didn't receive any calls yet.

They don't given me date for ecs and directly debited from bank
No mail no msg because of tatacapital agent make a mistake on my email address and because of there server is down that time i can't loging on my account they make fool
Customer care said to visit at branch and branch said we don't have priority to refund your bouncing charges

This is order no.190902_005_621641
I return item already approved in 15th date i got a mail for tatacliq electronic. Team your return 3dayd overli pickup item iam wait 3days but not pick up item i wait more than 3days wait but not picked item iam very un happy to tatacliq store and tatacliq electronic. Team not working properly my complite no.[protected]

I ordered two items from Tata cliq which were one wrong product and 2nd one size issue so.I return them.Items were picked up on 24 July 2019 with AWB[protected] and another AWB[protected] but refund is not received yet.So many times I sent mail and called customer care but no response and I share with my bank details with them by mail also they didn't response

Hi,
Before buying gold earrings from tata cliq, i had spoken to them and had clarified my doubt if the ruby on the earrings were real or fake. They said its real ruby. When i ordered them, and received them, i found out that they were red garnet and not rubies. I have been calling them 20 times a day since 8 days, but they are not returning the product back. I now have fake rubies and my money is stuck with them