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TATA Capital Complaints & Reviews

2.9
Updated: May 11, 2026
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S
scsharath2
from Pune, Maharashtra
Nov 6, 2018
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Address: Nizamabad, Andhra Pradesh, 503002
Website: tatacliq.com

Hi,

First of all the customer care executive is arrogant.
Secondly i ordered kent purifier from tata cliq and later i noticed that due to high tds level in water, its not suitable product for me.
So i raised return request and they denied to accept return request because only faulty products are return.
I'm using tata cliq mobile application, no where it's mentioned about tds level and returns can be accepted only for faulty products.
Please look into this issue

Thanks
Sharath
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    A
    abhayrnjn37
    from Bengaluru, Karnataka
    Nov 4, 2018
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    Address: 560103
    Website: www.tatacliq.com

    Hello,
    Refer above complaint i requested you to please go through this case and take serious action, i order Product from tata cliq dated 25th october 2018, and it suppose to be delivered on 31st October 2018 but till now no respond from them in term of when they are going to deliver the product, and when i said to the customer care to cancel this order then they are simply saying we can’t cancel as it is already on the way, but if it is already on the way then why still it has not been delivered. Please take a strict action against them and banned tata cliq. When i am also tried to contact to customer care they always use to say like we can understand your concerns and every time they use to say like today it will deliver or tomorrow it will deliver. I called them many time but they always use to say like this. I don’t know why but like TATA kind of company they are just making fool to the customer. If they are not able to run their business in term of TATA cliq then why they are trying to do so. Just close the business and seat back.
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      A
      amitkala74
      from Bengaluru, Karnataka
      Nov 3, 2018
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      Address: Bangalore, Karnataka, 560048
      Website: Tatacliq.com

      Hi,

      To start with let me state that it has not been a very pleasant experience this time shopping with tata cliq. I have mailed the customer team 7 days back and no one is having the courtesy to even respond to the customer or resolve the grievance.in times where e commerce portals are advertising about "no questions asked returns" we at tata cliq are denying to take back the product which has come to me and is of no use to me. After i received the email from tata cliq. I had recievevd an email from tata cliq on 24th oct 12:16 pm from email id [protected]@tatacliq.com.

      The contents of the email are stated below:

      Hello amit,

      We have noted that you want to return product from your last order and have initiated a return request. Your product pick-up will be done in 2-3 working days.

      Here’s what will happen:

      Step 1: pick up from your address

      1.

      If you have purchased an electronic product, you will receive a call from our returns team within 24-48 hours, to troubleshoot the issue you are facing. A pick up will be arranged if the return is approved by our team.

      2.

      For non-electronics category, a pick will be arranged within 2 working days.

      Please make sure all tags and labels are intact and manuals and original packaging should be returned as well.

      Step 2: quality check

      Once we have picked up your returns, we will conduct a quality check to make sure it meets our returns standards.

      Step 3: refund

      1.

      We will take 48 hours to process the refund once the product has cleared a quality check. The refund amount will be credited to your bank account within 7-8 working days.in the case of certain public sector banks, it can take up to 10-15 working days.

      2.

      If you have paid via cash on delivery (Cod), a refund will be credited to the bank account provided by you at the time of initiation of returns.

      3.

      If you have paid using a credit/debit card or via net banking, the refund will be credited back to the account you used to place the original order.

      View / manage order

      Order details

      Order placed on 13.10.2018 | order no.[protected]

      Since the email said that the return has been initiated and also that i would have received the call in 24 to 48 hours which is by 26th oct 12:16 pm. Since there was no call from the portal as per the tat and the email stated that return request initiated i had gone ahead and booked another printer which has a wifi in it.

      The product is packed and kept as it was delivered since i read about the features on the box and then googled about the product. Since the printer was for my daughter who would give all prints thru mobile i needed a machine that could support wifi printing. I tried explaining the whole thing to the customer care executive who kept on saying that he understands my issue but is only responding as per company policy.

      Again to reiterate that today every portal is striving hard to differentiate itself from the other and win a customer by providing best service since prices are the same on all the portals.in this kind of scenario getting such cold response after explaining my side of the issue and also telling that the product is in the same condition as delivered the only thing i have been told is company policy.

      I would request someone to kindly understand my plight and get the refund initiated as this machine will be of no use and it would be an utter waste of money i do not get support from you all. Let me also say that in case there is any issue with the packaging or product your person can very well deny the return which is acceptable. As reiterated earlier the product is kept with the original seal and the box has not been touched as yet

      Looking forward to a solution at the earliest.

      Amit kala
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        S
        S K Chakraborty
        from Kolkata, West Bengal
        Nov 2, 2018
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        Address: 712235
        Website: www.tatacliq.com

        I am surojit kumar chakraborty form kolkata and also one of the victim of tata cliq fraud. After placing order for 3 nos of 01 ton ac, vide order no.[protected] dated 12.10.2018 &[protected] dated 13.10.2018
        After lot of f/up and telephone calls out of 3 ac only one ac was delivered on 23.10.2018 against order no.[protected] dated 12.10.2018.
        To my dismay another 02 ac's were pending again following up with them every day as their logistic partner gati was holding the items since 18.102018 & 25.102018 at their godown and not bothered to deliver.
        At last, after daily f/up gati came with 02 consignment one against order no[protected] dated 12.10.2018 which consists of one indoor & one out door but against order no.[protected] dated 13.10.2018. They brought 02 indoor units instead of one indoor & one outdoor. Same was shocking to me. While inquiry, gati said that's what they have received and came to deliver.
        I simply refused to accept two indoor units and asked them to return the same. Since then, i am following up with tata cliq every day. But none of them are giving any concrete answer or solution. No sr person is coming on phone.
        If anyone can guide us how to take up the matter legally. Please advice as we have prevent others from being cheated by tata cliq with their hard earned money.
        Thanks.
        S. K. Chakraborty
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          N
          nasir hassan
          from Delhi, Delhi
          Nov 1, 2018
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          Website: www.tatacliq.com

          Dear sir,

          21st october - complaint no[protected]
          19th october - complaint no [protected]
          13 th october - complaint no [protected]
          29 th october - Complaints no - [protected]
          Refer above complaint i requested you to please go through this case and take serious action, i order oppo f9 pro from tata cliq dated 11 th october 2018, but till now no respond from them, neither they are deliver the product nor refund the same, please take a strict action against them and banned tata cliq. It's been one month customer care still saying we are forwarding this case to the concern team, within 2 days they will resolve the issue, but refund not done till date, if tomorrow will not get my refund I will go to court, for this reason I am even not able to book the same product from another e-commerce website also, please don't loot poor people money, God is watching everything, from my heart I am giving you curse your company will face a huge loss and will be banned soon.
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            R
            rahulk0045
            from Nagpur, Maharashtra
            Oct 31, 2018
            Resolved
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            Resolved

            Address: Gautam Buddh Nagar, Uttar Pradesh, 201301
            Website: www.tatacapital.com

            It's been 6 months, my home loan has been sanctioned.
            Two times they increase the rot.
            But i didn't get any update regarding pmay/clss subsidy amount.
            I have been told that it will take approx 6 months and customer care team not giving me a proper response.
            Loan acnt no[protected]
            Neither customer care of tata capital nor pmay help me in this query.

            Can anyone help me to resolve my query?

            They are perfect in fake promising & increasing roi.
            Dec 3, 2018
            Complaint marked as Resolved 
            TATA Capital customer support has been notified about the posted complaint.
            Verified Support
            Nov 02, 2018
            TATA Capital Customer Care's response
            We have duly noted the query and our team will get in touch with you shortly.
            Dear Team,

            Kindly share the "Personal Loan Loan Application No:[protected] Approved" status as received this no. on 27th Oct 2018 from TATA Capital.

            If any issue then let me know on my no.[protected]/E-mail: [protected]@gmail.com.
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              S
              sadpanda
              Oct 31, 2018
              Resolved
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              Resolved

              Website: tatacliq.com

              I placed this order on 11th october 2018. An ifb professional visited for installation & demo to find out this product was broken. It was not unpacked by us as per the instructions. I have been trying for more than 10 day now to get this returned and get a refund since replacement is not in the company policy. I have called more than 20 times, every time a new representative picks up and i have to start from scratch. I was advised to send pictures of the broken product on several different email ids csmanagement, hello, appliancesupport etc and absolutely nothing has been done about it.
              I posted about this on twitter, their social media team got in touch only to still do nothing about it.
              No body calls back, follows up or does anything about it. It's a dead end.
              Money lost and so much time wasted behind all this.
              Is this even a legit tata company or a fraud scamming so many customers?
              Aug 8, 2021
              Complaint marked as Resolved 
              Dear Sir/Madam,

              Please share with us your Complaint No., Registered Contact No. & Location. All the details are mandatory for a quick update. Alternately you can write mail on [protected]@ifbglobal.com incase any further assistance.

              Regards,
              IFB APPLIANCES
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                J
                jabilli.nature
                from Hyderabad, Telangana
                Oct 27, 2018
                Resolved
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                Resolved

                Address: Hyderabad, Telangana, 500072
                Website: www.tatacapital.com

                Hi team,

                This is the complaint regarding the additional 1% processing fee that is being charged on total sanctioned home loan to process the home loan application under the government scheme pmay. I still dont know why customers have to pay additional fees to process the home loan under pmay scheme. Government should take action on this and get an explanation why additional processing fees are being taken from customers. Rbi should cancel the companies license of such nbfc's which are doing such illegal activities.in the tata capital website this 1% processing fee is also not mentioned. So they are cheating customers by charging additional 1% fee for entire home loan amount.

                For example: if we are going for a home loan of 40 lakhs then they are charging 1% of total home loan (I. E 40, 000 rupees) to process the home loan under pmay. Even they are charging franking fee of 0.5% on total home loan (I. E 20, 000 rupees in the above case).

                So why should a customer bear all this irregular fees to get a home loan and to get government schemes and benefits.
                Nov 30, 2018
                Complaint marked as Resolved 
                TATA Capital customer support has been notified about the posted complaint.
                Verified Support
                Oct 30, 2018
                TATA Capital Customer Care's response
                We regret the inconvenience caused. Request you to kindly share your contact details for our team to get in touch and assist you with your query.
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                  N
                  nasir hassan
                  from Delhi, Delhi
                  Oct 25, 2018
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                  Address: 110047
                  Website: www.tatacliq.com

                  21st october - complaint no[protected]
                  19th october - complaint no [protected]
                  13 th october - complaint no [protected]
                  Dear sir,
                  Refer above complaint i requested you to please go through this case and take serious action, i order oppo f9 pro from tata cliq dated 11 th october 2018, but till now no respond from them, neither they are deliver the product nor refund the same, please take a strict action against them and banned tata cliq
                  Oct 30, 2018
                  Updated by nasir hassan
                  Still no refund credit

                  I have book the Philips trimmer
                  of order id.[protected] on 15 oct.18 but till date I have not received yet after pre payment of item . PL. Resolve it.The customer service agent always said they are working on it. But still item is not delivered. PL. Resolve it.
                  Dear viewer still my complaint not resolve, please take serious action against this fraud Tata cliq, still I have not received my refund Which is 17499
                  Dear team,

                  Still customer care reply - we have register your complaint and within 2 days you will get resolution, it's been 22 days my 17499 locked in their account, gys it's a fake company, please stay away from this e-commerce
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                    P
                    praitk
                    from Vasai-Virar, Maharashtra
                    Oct 22, 2018
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                    Address: Mumbai City, Maharashtra
                    Website: www.tatacliq.com

                    I have placed order on 10th october amount debited from my account and i got message that payment failed. After giving call to customer care so many times amount not reflected into my account. I have all records regarding order purchase and also audio recording of customer care.
                    Tata cliq representative told me that will be reflected within 2 to 4 working days but after waiting for more than 12 days amount not reflected into my bank account. I give them a call so many times but i does get any resolution only tata cliq representative asking for more time. Still i am waiting for amount.
                    I have attached statement as well order details. So please revert me that how i can lodge a complaints and get back my refunds.
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                      T
                      Taiyab0808
                      from Pune, Maharashtra
                      Oct 21, 2018
                      Resolved
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                      Resolved

                      Address: 411011
                      Website: www.tatacapital.com

                      I had a talk with tata customer care after proof given of amount got deducted from my account yet they didn't transfer the amount as tgey said by 16th of oct they will today it is 21st oct my amount is 6526 i have taken loan on phone if i would have so much cash why would i go for emi... They have stucked my amount from 1 month approx that amount wasn't small for me... Now cause of holidays and their timings i am. Not able to contact them. I kindly request tata capital to improve their service. Give the refund for doing double payment or make my second emi paid in advance both will work as of you got stucked my amount with you for the whole month.

                      Loan no. 21247365
                      Mobile number : [protected]
                      Name : mohammad taiyab sultan patel
                      Nov 26, 2018
                      Complaint marked as Resolved 
                      TATA Capital customer support has been notified about the posted complaint.
                      Verified Support
                      Oct 26, 2018
                      TATA Capital Customer Care's response
                      We have duly noted the query and our team will get in touch with you shortly.
                      Tata capital chor hein
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                        M
                        mechkrrish
                        Oct 20, 2018
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                        Address: Ahmedabad, Gujarat, 380058

                        Hello,

                        I had place a order for mobile phone on tata cliq website before 11 days and still i am waiting my product and raised many against this issue but nobody are serious for taking action.

                        Complaint no.1 - [protected]
                        Complaint no.2- [protected]
                        Complaint no.3- [protected]
                        Complaint no.4- [protected]
                        Complaint no.5- [protected]

                        My order id no.[protected]
                        After many follow-up with tata cliq educative, they are not giving proper solution of this issue and every they are giving different silly reasons.
                        Now they are not able to cancel this order and return my money.
                        Please help me for return back my money, i am getting mentally disturb with this issue

                        Thanks,
                        Krishan
                        Contact no. [protected]
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                          N
                          ncr.muralidhar
                          from Dhone, Andhra Pradesh
                          Oct 19, 2018
                          Resolved
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                          Resolved

                          Address: Krishna, Andhra Pradesh, 521245

                          My homeloan account number :9381372

                          Can you help me with the process and time frame to foreclose a home loan..

                          steps and timeline to recieve a fore closure document.
                          steps and timeline to recieve a lods certificate
                          can i submit request for these two documents in at a branch near place of residence. Is it required to reach out to home branch in person.
                          if it's mandatory to reach out to home branch can we authorize someone else.
                          or can we send request through courier and receive documents to malling address

                          I have been struggling to get these two documents for about and month and i hear plenty of stories around the same..
                          Nov 26, 2018
                          Complaint marked as Resolved 
                          TATA Capital customer support has been notified about the posted complaint.
                          Verified Support
                          Oct 26, 2018
                          TATA Capital Customer Care's response
                          We regret the inconvenience caused. Request you to kindly share your contact details for our team to get in touch and assist you with your query.
                          FG gd
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                            S
                            Shivaprasad3330
                            Oct 17, 2018
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                            Address: 560018

                            My name is shivaprasad from bangalore, i ordered panasonic mc-cg371a145 vacuum cleaner but tata cliq sent 4 year old (2015 may) manufacture different model (Panasonic cocolo+ mc-cl431 1600-watt bagless vacuum cleaner (Blue/purple) this model no blowing options
                            And not showing return options in tata cliq application. Why you people cheating name on online shopping. I put a complaints in consumer court also.
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                              BCN
                              from Chennai, Tamil Nadu
                              Oct 12, 2018
                              Resolved
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                              Resolved

                              I have made a prepayment amount of 98, 000 in the month of august. The amount is not adjusted with the principal until oct 12th.
                              I requested for a repayment schedule statement in september and saw that the prepayment amount was not adjusted with the principle amount. I raised a customer complaint and it took more than two weeks to receive a response from the team.
                              Hoping that the issue would have been resolved, i did not check with customer care until my next emi in october.
                              I requested to share the latest repayment schedule after my october month's emi was debited, i noticed that the amount was still not reflected. Once again customer complaint was raised.
                              I received a call from one of the employee after two days and was told that they forgot to update and they will not be able to revert any changes and said sorry.
                              I have to now pay my emi for 21 months instead of 20 months even though the prepayment amount of 98, 000 was debited from my account in the month of august. I am at loss of 10, 000 rs!

                              I wanted to know if it would be ok if i do not pay my emi for a month and ask sorry? I would be charged with fine for late payment and other additional charges for cheque bouncing.
                              I don't understand how one could be so lethargic about handling someone else's money.

                              I do have an acknowledgement receipt of making prepayment in the month of august. I need a solution for this and i will not be paying additional emi for no fault on my side.
                              Nov 18, 2018
                              Complaint marked as Resolved 
                              TATA Capital customer support has been notified about the posted complaint.
                              Verified Support
                              Oct 18, 2018
                              TATA Capital Customer Care's response
                              We regret the inconvenience caused. Request you to confirm the product your query is pertaining to along with your registered contact details. We have duly noted the query and our team will get in touch with you shortly.
                              Oct 23, 2018
                              Updated by BCN
                              Product: Personal Loan
                              Loan Account Number: TCFPL[protected]
                              Aug 27, 2019
                              Updated by BCN
                              Once again the issue is back!! Tata Capital has mentioned in their loan policy that part payment can be done once in 6 months. I had made part payment of Rs 49470 on 9th Aug'19. The amount was debited from my account on 14th Aug'19.
                              Tata capital promised that the part payment amount would reflect in the repayment schedule on 22nd Aug'19 latest. When I checked with customer care executive on 22nd Aug, I found that they had mentioned wrong receipt number and it would take them two more working days to process. Meanwhile I had also dropped a written complaint to [protected]@tatacapital.com explaining the situation.
                              My next call to customer care was on 26th Aug'19. I received same response from the team that processing is still pending. I requested the team to raise a complaint and close it at the earliest. Inspite of frequent calls they ignored my request completely.
                              On 27th Aug'19, I am receiving an email saying complaint has been raised against the branch for not processing the cheque and it would take 3 more working days to process this complaint. What is the guarantee that they will mention the right receipt number again. This complaint is raised against Ops team for them to respond on why it was not processed but not address my problem.
                              I faced similar situation last time when the Ops team failed to update part payment amount of Rs 98984 in the system for 2 MONTHS!
                              My next EMI is on 9th of September. I had now paid 5 months EMI as part payment (49470/9894 =5 ) and my tenure would reduce by 6 months. If they process this part payment on time, it would reflect in the tenure before Sep 9th. Now Tata Capital's tactics is to drag this process for 2 MONTHS like last time so that my tenure would reduce to only 4 months instead of 6 months. They are profited! Well done Tata Capital!

                              Documents Enclosed:
                              1. Statement generated on 22nd August 2019 (Part Payment amount reflected in the statement)
                              2. Statement generated on 26th Aug 2019 (Part Payment amount entry was removed)
                              3. Message from Tata Capital that amount was deibted on 14th August 2019
                              4. Bank statement for the payment made towards Tata Capital.

                              Loan Details:
                              Product: Personal Loan
                              Loan Account Number: TCFPL[protected]

                              Heare I'm giving my loan a/c or contract no. 5043664 I was closed loan amount please send the noc immodestly to my address my mail id... syedmehraj.[protected]@gmail.com
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                                SURAJ SAKHARE
                                from Yamunanagar, Haryana
                                Oct 10, 2018
                                Resolved
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                                Resolved

                                Address: Nagaur, Rajasthan, 440014

                                Dear sir
                                I am shishir tambe residence in nagpur. I take loan from tata capital finance for two wheeler. I repay my instalment regularly but unfortunately i miss my last instalment my loan taken for right off. I contacted to nagpur taka capital branch they told me to contact to delhi br.. I contacted to delhi br. They told me to pay all dues than we settled your loan. I pay all my dues dt.27/06/2018 but even i am not received noc letter.
                                Please consider my request and solved soon.
                                Thank you
                                Shishir tambe
                                Loan account no. [protected].
                                Mobile no. [protected]
                                Nov 11, 2018
                                Complaint marked as Resolved 
                                TATA Capital customer support has been notified about the posted complaint.
                                Verified Support
                                Oct 11, 2018
                                TATA Capital Customer Care's response
                                We have duly noted the query and our team will get in touch with you shortly.
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                                  murugadoss.k
                                  from Kumta, Karnataka
                                  Oct 4, 2018
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                                  Address: Mumbai City, Maharashtra
                                  Website: www.tatacliq.com

                                  I booked a nikon d3400 with 18-55mm and 70-300mm lenses by paying rs.36899/- on 20/9/2018 and received the same on 24/9/2018 from p.B international, biwandi, whose contact no is not available.

                                  As i do not know about the camera, i waitted for my son for wome i have bought, when he opened and tried to take a photo, the new 18-55mm lens they supplied did not work.

                                  I informed tata cliq sustomer care and at the same time i went to authorised nikon centre in chennai.
                                  They also checked and confirmed the fault wtih the lens. They also advised me to returnd the faulty product to the supplier. They also told the tata cliq is not authorised to sell their product. On my return to home, i got call from tata cliq customer care and the asked me to go to the nikon centre and get a certificate for non working condition of the lens.

                                  Once again i went to the nikon centre where they reffused to give a letter/ sertificate/job shhet.
                                  I contacted the nikon india customer care and was advised to write a mail to the customer support. I did the same. And waited for about 4 - 5 hrs for their reply call which the assured.But to the vain i did not get any reply call. Inspite of my repeated follow ups they were not hepful in this issue.
                                  I once again worte a mail to both nikon india and tata cliq,
                                  the tata cliq executive ms.Nikita, was adamantly insisting the certificate which nikon india reffused to give.
                                  I filed a return request to tata cliq repeatedly and the next day a executive named trivesh from seller dept, contacted from tata cliq and said he will solve this issue by sending a new replacement product and asked me to send the photo of the product and sr.No. Of the product which i did. And assuerd he is arranging for the replacement.

                                  For the past 4 days this issue is draging on and this ms. Nikita called me and asked me wether i got a call from their seller depatment. I replied and she said they will take care of the issue.
                                  But to my surprice she had writen a mail stating,
                                  " as per our telephonic conversation, we regret to inform you that your return request has been rejected. We’re sorry, but the reason listed for return does not comply with our returns policy.
                                  Any inconvenience caused is deeply regretted.

                                  Thanks & regards,

                                  nikita "
                                  still this trivesh is saying that he is arrangin and ask me to wait for the docket no.
                                  I suspect the justice from tata cliq.
                                  I request the forum to help me in this regards.

                                  Thanks.
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                                    C
                                    Chaurasia Ravi
                                    from Mumbai, Maharashtra
                                    Oct 2, 2018
                                    Resolved
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                                    Resolved

                                    Address: 400104

                                    I have take home loan in year sep 2017 but till now i have not received any subsidy on home loan. first they told me after 9 month of home loan you subsidy will got and then told me every time is under process and take 3 to 4 month for claim.

                                    Also i am not getting proper response and detail through tata capital employee

                                    My loan account no. 1027963
                                    Ravi Prabhunath Chaurasia
                                    Nov 4, 2018
                                    Complaint marked as Resolved 
                                    TATA Capital customer support has been notified about the posted complaint.
                                    Verified Support
                                    Oct 04, 2018
                                    TATA Capital Customer Care's response
                                    We regret the inconvenience caused. Request you to kindly share your contact details for our team to get in touch and assist you with your query.
                                    Oct 05, 2018
                                    Updated by Chaurasia Ravi
                                    I have take home loan in year sep 2017 but till now i have not received any subsidy on home loan. first they told me after 9 month of home loan you subsidy will got and then told me every time is under process and take 3 to 4 month for claim.

                                    Also i am not getting proper response and detail through tata capital employee

                                    My loan account no. 1027963
                                    Ravi Prabhunath Chaurasia
                                    contact[protected]
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                                      G
                                      Gagan Deep Dhingra
                                      from Delhi, Delhi
                                      Sep 29, 2018
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                                      Address: 201009

                                      Why my PLR is increasing after every three months, this is really frusttating . Tata capital cheated customers and i would not recommend anyone to take loans from them. My rate of interest is 8.5 as of now and other banks are providing same thing at 8.35 %. Whenever I called them and ask them why it increased they said as goverement raised that's thereason they increased . As per my knowledge goverment announced only once but they are increasing every three months . They are just cheating the customers

                                      loan a/c 9969930
                                      mob - [protected]
                                      TATA Capital customer support has been notified about the posted complaint.
                                      Oct 20, 2018
                                      Updated by Gagan Deep Dhingra
                                      What is update
                                      Oct 27, 2018
                                      Updated by Gagan Deep Dhingra
                                      I recieved email however i am not satisfied with resolution. You guys are only showing one time change in interset rate but my interest rate increase thrice . Just revert my ROI . You guys don't bother about customers
                                      Oct 27, 2018
                                      Updated by Gagan Deep Dhingra
                                      Dear Sir/Madam,

                                      Greetings from the Tata Capital family! We would like to thank you for choosing us as your financial partner.

                                      We would like to inform you that since you have opted for Floating Rate of Interest for the captioned loan, any changes in the Prime Lending Rate ("PLR") have a direct impact in the applicable rate of interest for the loan plus/minus the spread prevailing at the time of sanction.

                                      We wish to inform you that due to an increase in the PLR of the Company from 16.85% p.a. to 17.15% p.a., there has been a corresponding effect on the applicable rate of interest in your captioned home loan account. Kindly note that the revised terms applicable to the said loan are set out below and forms part of the Loan Agreement and other documents already executed between yourselves and Tata Capital Housing Finance Limited as per Tata Capital Housing Finance Limited Policy and Format:

                                      Further please note that as per the terms and conditions of the captioned loan facility, the effect of interest rate revision is given on the tenure of your loan. In case you wish to avail the effect of the interest rate revision on the monthly installment amount, we request you to visit the nearest Tata Capital branch, within 30 days from the date of receipt of this letter.

                                      Contract No. 9969930

                                      Particulars

                                      Existing

                                      Revised

                                      Rate of Interest

                                      8.7%

                                      9%

                                      Monthly Installment amount

                                      17710

                                      17710

                                      Balance Tenure in months (as on 01-Oct-2018)

                                      182

                                      189

                                      You will be able to download the revised repayment statements from our website www.tatacapital.com in the login section.

                                      At, Tata Capital we aim to be recognized for our customer-centricity and high standards of service.

                                      For further details on you loan account please visit "My Account" section on our website www.tatacapital.com

                                      Should you require any further assistance or details on your Loan account or any further financial needs / services, please feel free to contact us on[protected], anytime between 9:00am - 07:00pm, Monday to Saturday. You can also write to us at [protected]@tatacapital.com with details of your existing loan contract number.

                                      Do visit our website www.tatacapital.com for further information on our products & offerings.

                                      This is a system generated email from Tata Capital Housing Finance Ltd.
                                      Hi Team,
                                      Again the same the thing happen the senior team is not contacting me the junior one calling me only.
                                      They don't have any proper knowledge and details regarding concern.
                                      They are not aware of my issue they are not aware of concern even they don't know their own process and rules.
                                      Some one is saying six months some one is saying 1 year
                                      Whom do I believe this harassment.
                                      I'll file a case against you all for the harassment and manipulating the customer with wrong information.

                                      Forcefully you guys tooke the sign of our for the insurance loan we clearly said at time we don't want the insurance but you guys made us believe that the bank hai its own rule for it that if will not go for the insurance bank won't offer us loan and they will increase our ROI and you guys never told me or informed me that my ROI is floating or fixed and now you saying that it's written on the sention letter.

                                      You guys cheated me and trying to manipulating giving wrong information and wrong pdf for my issue.

                                      If you guys won't listen I'll file the case again you all for this mental toucher and harassment and manipulations I have all the proof and recording of you all.

                                      I know you are a big company i have 1% chance to win against you all but I'll definitely try my best and file a compliment against you as you all the people who are working there are cheater for their target and incentives you guys forcefully manipulating us and giving wrong information's.

                                      Please take some actions against it otherwise I'll stop paying the EMI and file the complaint also.

                                      Name:-Vishal Maurya
                                      Email id:- [protected]@gmail.com
                                      Loan number:-TCHHL[protected]

                                      This is scam...
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                                        I
                                        Ishan732
                                        from Delhi, Delhi
                                        Sep 29, 2018
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                                        Address: New Delhi, Delhi, 110088

                                        I have orderder bluetooth earphones but they are not up to the marchantable quality and it is not buyers fault as i have initiated return request but tatacliq have not approved it my order number is[protected] and it is not up to the mark they have written that they will return it within 7 days but now they are declining and not approving this is seriously big harassment towars the customers so it is my humble request to solve this issue and kindly grant my refund
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