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ZestMoney Complaints & Reviews

3.1
Last updated Apr 20, 2024
Complaints 1635
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989
Unresolved
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ZestMoney reviews & complaints page 8

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M
Mittal Culinary
Apr 7, 2023
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Interest cashbackback not credited for Loan No 20FA2182FD94

I (Rajeev Mittal) borrow a no cost emi loan of Rs 15255 for 3 months from Zestmoney on[protected] in which i have to pay three emis of Rs 4778 (due date - 05/02/2023) + Rs 5080 (due date[protected] + Rs 5397 (due date[protected] respectively in which they charge interest of Rs 529 on first emi, Rs 227 on second emi and Rs 117 on third emi. But as in written agreement provided by zestmoney to me in which clearly mentioned that i received...
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I borrow a no cost emi loan of Rs 15255 for 3 months from Zestmoney on[protected] in which i have to pay three emis of Rs 4778 (due date - 05/02/2023) + Rs 5080 (due date[protected] + Rs 5397 (due date[protected] respectively in which they charge interest of Rs 529 on first emi, Rs 227 on second emi and Rs 117 on third emi. But as in written agreement provided by zestmoney to me in which clearly mentioned that i received each and every...
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H
hshimanshuhs
from Najibabad, Uttar Pradesh
Apr 7, 2023
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After paying the loan amount still because of them by cibil dropped approx 200 points

Hi,
because of Zestmoney and HeroFinCorp report, I am a defaulter nowadays.
they are showing in your report that I have not paid a loan for a Very long time.
and the outstanding amount is only 57 rupees.
the Point is, according to the report the Loan id they you mention in the report for HERO FINCORP is DELZPL[protected].

Because of this my SCORES are dropping very fast.

Please...
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6th instalment EMI amount of Rs. 8973.59 was auto debited on March 5th, 2023. But the cashback interest amount of Rs. 772.21 is not credited to my account yet (as on 7th April, 2023).

Upon contacting customer service several times, I am getting only pre-loaded templates as replies. I am attaching the responses given by the representative.

Can you spot any differences between the two responses? I found one ;)br...
+2 photos
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T
Tanish2014
Apr 6, 2023
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Loan amount to not credited to my bank account

Website:Zestmoney.in

Dear sir my name is Umashankar N I am applying for the personal loan 1 lackh rupees on 28/03/23 in zest money. but still 10 days over amount not credited to my account I have many more time's call the customer care he was telling please wait for the 24-48 hours for the response but my issue not salove please check the ditels salove my problem thank you

Umashankar N
[protected]
Loan I'd = 6F955C84FF2F...
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Dear sir my name is Umashankar N I am applying for the personal loan 1 lackh rupees on 28/03/23 in zest money. but still 10 days over amount not credited to my account I have many more time's call the customer care he was telling please wait for the 24-48 hours for the response but my issue not salove please check the ditels salove my problem thank you

Umashankar N
[protected]
Loan I'd = #6F955C84FF2F...
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T
Tanish2014
Apr 6, 2023
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Amount not credited to my bank account

Dear sir my name is Umashankar N I am applying for the personal loan 1 lackh rupees on 28/03/23 in zest money. but still 10 days over amount not credited to my account I have many more time's call the customer care he was telling please wait for the 24-48 hours for the response but my issue not salove please check the ditels salove my problem thank you

Umashankar N
Loan I'd = 6F955C84FF2F...
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K
Kerketta07
from New Delhi, Delhi
Apr 6, 2023
Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

Personal Loan Application No: DCCF1BC68678

Date:[protected]
Application No: DCCF1BC68678
Customer Name: Ramesh Tiwari (You/Your/Yours)
Lender: IIFL FINANCE LIMITED (Us/We/Our)
Lending Service Provider: Camden Town Technologies Private Limited ("ZestMoney")

Loan Amount Is not Credited in My Account Now almost 10 days gone
And the customer representative not responding properly
Plese cancel my loan...
+1 photos
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C
chirags09
from indore, Madhya Pradesh
Apr 6, 2023
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Loan Approved but money has not been credited to my account

Hello,

MY loan application for a loan facility from Hero FinCorp Limited Is #1848F8B4BC21

I applied for a personal loan of 97000 on 1st April 2023. The loan was approved as per the app & the application was accepted. Also, I got the sanction letter the same day.
Now It is showing money has been credited, & I have got the EMI plan and schedule but till now I haven’t received any amount in my bank account....
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C
Chirag009
from Indore, Madhya Pradesh
Apr 5, 2023
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Loan approved but money not been credited to my account

Address:Indore, Madhya Pradesh

Hello, I have applied for a loan on 1st of April 2023,
I got approved and the app shows that your application has been accepted and the loan amount has been disbursed in just few hours.

It’s been five days. I haven’t receive my money yet. I have been in contact with your support executive since 2nd of April. But they are saying that you will get your money by tomorrow or day after tomorrow or within two working...
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I
imamnkhn
from Bijnor, Uttar Pradesh
Apr 5, 2023
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Zestmoney debit unnecessary amount.

Address:Camden Town Technologies Pvt Ltd), Ground & Third Floor, Indiqube Celestia, Site No. 19 & 20, Koramangala 1A Block, Koramangala, Bengaluru, Karnataka

While everyone is aware of the moratorium period grace of 3 months, zestmoney has come up a new rule of deducting balance the way they can. For what an amount of ₹1887.95?- has been deducted from my account today and i has raised a complaint to them as well. It is not right we are struggling with jobs of late salary with which it is not possible to spend on my expenses and these people are deducting as they wish without even informing to...
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S
Swati170
from mehsana, Gujarat
Apr 5, 2023
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Not received refund yet

I have done shopping on nykka through zest wallet. after that due to some issue from courier partner my order was rejected. so at that time nykka refunded my amount to zest. but when nykka returned i had already paid the wallet due from my money. i have complaint many time but still they havnt refunded money. this issue was happened in sep 2022. still after having more then 30 email conversation still i didn't get refund. they are assuring...
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A
ankurpal
from Delhi, Delhi
Apr 5, 2023
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Refund amount not received

Dear Team, i have taken a loan with No cost EMI of Rs 250000 from Aug'22 from Zest money. Zest money give me cash back after paying my EMI with Interest Amount. interest amount is my cash back amount. but it has been passed more then 1 month (28 Feb 2023) and i have paid my next EMI (31 Mar 2023) also but they are not returning my cash back amount. i have called to customer care multiple time and they are not giving me proper time.
my...
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6th installment EMI amount of Rs. 8973.59 was auto debited on March 5th, 2023.

Its 1 month passed now. Still checking!!! The cashback interest amount of Rs. 772.21 is not credited to my account yet.

But started getting EMI reminders for the next month. What is happening? Why is it getting so late to credit the cashback amount?

Please don't cut copy paste your email template saying "We regret...yet...
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D
Dithu
Apr 3, 2023
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Settlement letter

Hi i have requested for the settlement letter of my loan number 837533B78764 they have sent me the mail and said that it is only the way of them to deal with settlement and they wont actually sending a letter as such please give me the more clarity on the settlement letter please...
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M
Mahendra vignesh
from Chennai, Tamil Nadu
Apr 3, 2023
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I haven't received Interest cashback for Zero cost EMI as they told

For my educational fees, I have been using Zest money for EMI payment. On 31.01.2023, I have paid Rs.12382/- EMI amount and received the interest amount of Rs.1067/- as a cashback and after that I have paid Rs.12104/- on 28.02.2023 & 31.03.2023 but till now I didn't receive the cashback....
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R
Rk11022001
Apr 1, 2023
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They didn't gave me the promised cashback

I was taken a emi using zest money iam paying every due on time without any delay but they didn't gave the promised cashback on due they only gave the first month cashback because they know if I didn't receive cashback I will return the product and cancel the emi that's why they gave me the first month only.i am very frustrated o this unprofessional behaviour...
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P
Priyans16
from Hyderabad, Andhra Pradesh
Apr 1, 2023
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My cibil report not updated

Hi, i have bought some items on nyka using zestmoney in Feb2023. Emi is for 3 months. And i have paid my emi in March2023 and April2023 way before time. I understand why the April2023 emi is still not updated. But why is the March 2023 month emi not updated. My current balance still shows full amount on my cibil report. I urge you to update it ASAP....
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D
dheer29
from Mumbai, Maharashtra
Apr 1, 2023
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Cashback Issue

I call their customer care and they say they are working on this. All Time they say we will are working. They do fraud with me they are not providing my cashback....
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B
Bvcvg
Mar 31, 2023
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EMI interest cashback not received

@Zestmoney don't you dare mark it as resolved..

It's been more than a month and i still haven't received the interest cashback, bloody hell have been going back and forth daily via email with your ###!!

I am sooo tired of doing this..

You guys just say wait... Why the ### you dont have a TAT??

Why are you just dragging this ?

Get me a resolution asap
br...
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