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A
Anita.b
from Mumbai, Maharashtra
May 3, 2011
Resolved
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Address: Mumbai City, Maharashtra

Hi! Myself Anita having saving account no.[protected] in ICICI Bank.In the month of April 2011 bank debited my a/c for Rs.827/- towards qtly.avg.bal. but my account as on 31/03/2011having a balance of Rs.11,000/-.In the month of Feb.11 near arount Rs.38000/- than how they can charge my a/c as non maintaining qtly avg.balance.

Pls help me out.
Aug 13, 2020
Complaint marked as Resolved 
-----Original Message-----
From: customer.[protected]@icicibank.com (customer.[protected]@icicibank.com)
Date: Monday, April 27, 2009 08:15 PM
To: customer.[protected]@icicibank.com (customer.[protected]@icicibank.com)
Subject: Product: Credit Card / Old Customer / [protected]@in.com
Title: Mr.
First Name: Ketan
Last Name: Gawand
An ICICI Bank Customer: Yes
Product: Credit Card
Account No: [protected]
What would you like to say: Dear Customer care
I have a Credit card [protected] . I have taken a Personal loan on same of 47000 in April 2006 .
I am regularly making Payment through my ICIC acoount Net banking[protected] for the past 2 years .
I was working with Solvay Pahrma and my communication address was same for the above mentioned card .
I have changed my Job in April 2008 but failed to intimate ICICI about the same .
Today When I visited my Old Office (Solvay ) I have received my Credit card Statement which shows an outstanding of Rs. 8000 + which I was completely unaware of .
I called up customer care and they informed me that in the month of September 08 Payment was not received from my Account .
I have given a standing Instruction to Pay Rs . 1400 on Every 9th which is Higher than My EMI .
I have another credit card [protected] which has an installment of 4175 and I pay Rs.4300 for last 12 months .
I am sure you will understand my situation .
I am with ICICI for last 6 Years and have never defaulted on my payments .
This has happened because of lack of communication .
I have not received nay intimation at my Residence or SMS or call in last 9 months .
I sincerely request all to waive of these charges .
I promise you there will be not default in payments from my side going forward .
I also request you change my contact details to my Residential address
Thanking you in Anticipation
E-mail address: [protected]@in.com
Telephoneno:+[protected]
Correspondence address: 703 kishor villa
Old Prabhadevi Road
Mumbai 400025
City: mumbai
Country: India
Pin Code: 400025
Dear Ketan,

We apologise for the inconvenience faced by you. We'll get in touch with you shortly and work to resolve the issue.

Regards,
ICICI Customer Service Team.
Hi Anita,

We are sorry to hear about your experience.We have made a note of your account number.We'll contact you and work to address your issue at the earliest.

Regards,
ICICI Bank Customer Service Team.
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    B
    bhumi.dhamu
    from Mumbai, Maharashtra
    May 3, 2011
    Resolved
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    Resolved

    Address: Surat, Gujarat

    Dear sir,
    I am a advisor of icici pru life insurance co. with advisor code 01072576. When i was a Grand Perks member, the company ( ICICI ) gaves me a pay direct card whose no.is [protected].Sir pls send my balence statment of my pay direct card. neither ICICI bank nor ICICI PRU adviced me satisfactory. i am in a fix.
    so kindly book the complint and do ur best about this case.
    my contact no is [protected].
    my email id is - bhumi.[protected]@gmail.com

    yours sincierly

    DHARMESH PATEL
    Aug 13, 2020
    Complaint marked as Resolved 
    Dear Sir/Madam

    This is G.mary margret

    I have phasing problem with ministatement, When i was checking in my ATM ministatement it will be not showing.Plz any one know help me.My contact no.[protected]

    my card no:[protected]

    a/c name: G.mary margret .

    mail id: [protected]@gmail.com
    Dear Sir/Madam

    This is Sachin M Khandade

    I have phasing problem with ministatement, When i was checking in my ATM ministatement it will be not showing.Plz any one know help me.My contact no.[protected]

    my card no:[protected]

    a/c name: Sachin M Khandade

    mail id: khandade.[protected]@gmail.com
    Dear Sir/Madam

    This is raushan kumar

    I have phasing problem with ministatement, When i was not login net banking it will be not showing.Plz any one know help me.My contact no.[protected]

    my card no:[protected]

    a/c name: raushan kumar
    Muzaffarpur on August 28, 2013
    Dear sir,
    I am an advisor of icici pru life insurance co. with advisor code 01195154.When i was a Grand Perks member, the company (ICICI) gaves me a pay direct card whose no, is [protected].Sir pls send my balance statment of my pay direct card. neither ICICI bank nor ICICI PRU adviced me satisfactory.i am in a fix.
    so kindly book the complaint and do ur best about this case.
    my contact no. is [protected]
    my email id is - rajesh.[protected]@gmail.com
    Dear sir,
    Iam marketting exective in aprivate company, the company ( ICICI ) gaves me a pay direct card whose no.is [protected] .Sir pls send my balence statment of my pay direct card statement in ICICI bank i am in a fix.
    so kindly book the complint and do ur best about this case.
    my contact no is [protected].
    my email id is - [protected]@gmail.com
    My company Kuehne + Nagel pvt ltd gaves me a ( ICICI ) pay direct card whose no.is [protected].Sir pls send my bank balance statement of my pay direct card. neither ICICI bank nor ICICI PRU adviced me satisfactory. i am in a fix.
    so kindly book the complaint and do ur best about this case.
    my contact no is [protected].
    my email id is - [protected]@gmail.com

    yours sincierly

    MATHIVANAN
    Dear Ms.Chellam,

    We have made a note of your contact details. Our official will get back to you and assist.

    Regards,
    ICICI Bank Customer Service Team
    My company Avon facility Management Services Pvt Ltd gaves me a ( ICICI ) pay direct card whose no.is 4629.5203.5827.5121.Sir pls send my bank balance statement of my pay direct card. neither ICICI bank nor ICICI PRU adviced me satisfactory. i am in a fix.
    so kindly book the complaint and do ur best about this case.
    my contact no is [protected].
    my email id is - [protected]@gmail.com
    Nagen Nath's reply, Sep 6, 2019
    Dear sir I am nagen nath please send my all statement card no [email protected]
    Dear sir/Madam
    I am Murugan p/s my balance statement sent.No:[protected] my mobile no:[protected]

    pay direct card balance statement - Comment #2220392 - Image #0
    i forgoted my pin number
    I am forgotten my pin number, and kindly send me balance also
    Dear Sir.'
    My pay direct card has not been activated till now having registered mobile no [protected]
    How can I see the balance in my card.
    Regards
    Sanjeev
    [protected]
    [protected]@yahoo.co.in
    Dear sir,
    I respect you I'm having a ICICI pay direct account I need to your help I want to my 3 month account statement plz call me my number [protected] I so many times call in customer care not respond to any one

    Myself Prasanta Kumar Jena
    Gmail :[protected]@gmail.com
    Account number send Ifsc code
    pay direct card mobile number how change in mobile?
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      S
      Shaan Majid
      from Mumbai, Maharashtra
      May 1, 2011
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      Address: South Delhi, Delhi

      I was informed while making payment for the card no. [protected], that the status at CIBIL will be removed. But instead I see that the account is marked as SETTLED. I was informed that all interests charged on the card will be removed and it will be closed after I make a payment of Rs.1100.

      All started after the bank offered me Rs.250 as a cask back if I spend on my credit card which was an EMI card. I spent around Rs.1700 for which I made the payment later after referring to my card statement, but the bank withdrew Rs.250 as there was a clause that I have to spend at least Rs.2000 or more to avail Rs.250.

      Now the bank with contacting me or informing me kept charging interest on my card an when it was around Rs.5000 they contacted me. They have lied straight on my face by stating that if I make a payment of Rs.1100 after they reverse the interest and other charges, the account will be closed and the status will be removed.

      Please help.
      Hi Shaan,

      From an experts point of view i would like to tell you that it is important for you to have this case sorted out fast. As in the future if you would like to take a loan banks will not approve of it. Worse still if you need the money for some emergency and you do not get it, it can be heart breaking. If you would like help on what to do with regards to ICICI and CIBIL i would gladly like to help contact me on[protected]/ [protected] or email me at [protected]@debtdoctorindia.com.

      Regards,
      Timothy
      Hi Shaan,

      We are sorry to hear about your experience.We have made a note of your credit card number. We'll contact you and work to address your issue at the earliest.

      Regards,
      ICICI Bank Customer Service Team.
      Thank you for your concern Timothy. I'll contact you soon. Need to get this resolved as soon as possible.
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        L
        L. GUNASEKARAN
        from Delhi, Delhi
        May 1, 2011
        Resolved
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        Resolved

        Address: Chennai, Tamil Nadu

        Dear Sir,

        ICICI TAX SAVING BOND-032001-TSB
        OPTION FACE VALUE ISSUE DT. OF
        PRICE ALLOTMENT
        [protected] [protected] [protected] [protected]
        II RS.6750.00 RS.5000 26.04.2001
        BOND HOLDER NO. CERT. NO. DIST. NOS. AMOUNT
        [protected][protected] [protected] [protected] [protected]
        [protected] 136426 262549 5000.00
        [protected] 136427 262550 5000.00
        [protected] 136328 262344.345 5000.00
        SCRIP CODE BSE 160638 NSE ICICI0401 N2
        *********
        .I do not appear to have received the redemption proceeds of the captioned tax savings bonds. My email address: [protected]@gmail.com and my mobile no. 91+[protected]. Please look in to the matter and advise fate of the bonds.
        Please treat the matter as urgent.
        Aug 13, 2020
        Complaint marked as Resolved 
        Hi,

        We are sorry to hear about your experience.We have made a note of your mobile number.We'll contact you and work to address your issue at the earliest.

        Regards,
        ICICI Bank Customer Service Team.
        Bond Holder No.[protected]
        Certificate No. 78291 & 78292 dtd. 29 May, 2001
        Each of Rs. 5, 000/-
        Total Value of 2 bonds - Rs. 10, 000/-.
        Distinctive Nos. 150539 & 150540

        Please let me know the status of the above bonds which I possess.

        Thanks and regards,

        SURBHI RAJENDRA BHAKTA
        Attached is the image of the bond however till date no redemption proceeds have been received nor do we get any information from any of the icici bank branches...

        This is very upsetting hence unhappy with the customer service
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          R
          rajumahajan
          from Noida, Uttar Pradesh
          May 1, 2011
          Resolved
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          Resolved

          Address: Mumbai City, Maharashtra

          Harassment from ICICI Bank

          This is with regards to Credit Card No. [protected]

          The issue with the credit account was dealt with in year 2005 and payment against the card was made in installment basis. However due to my financial problems I was unable to make the last few installments. I believe that I have paid much more that what I have actually utilized.

          After almost 6 years now, I have been getting several calls from ICICI bank collection agencies, threatening and abusing me with filthy language over the telephone. As per the bank records, my residence and contact number is unchanged and still the same. The only thing that has changed is my place of work. Over these years I have not received any sort of correspondence from the Bank or its agencies what so ever, with regards to the credit card, until the last incident as stated below.

          27th April 2011 – The Manager of my new company started getting repeated phone calls from telephone numbers 32252432, 33643000, 61362907, 61362900, 42723700, 32252432 and many more. These ICICI Bank representatives repeatedly keep calling within a span of 3 to 4 minutes and forcibly address and discuss my credit issue with the manager who is not at all associated with this matter what so ever, and this is nothing but harassment. They have not made an effort to visit my residence for once. Their intentions are clear that they want me to loose my job and be rusticated from the firm that I work for.

          Now, I have registered a NC at the Agripada, Mumbai Central Police Station. (also attached here).

          I want ICICI Bank to give me justification for the above mentioned incident, and stop these dirty games they or their appointed agencies practice.

          My Mobile as per the bank records is[protected]

          R Mahajan
          +1 photos
          Aug 13, 2020
          Complaint marked as Resolved 
          Hi,

          We are sorry to hear about your experience.We have made a note of your mobile number & Credit Card number. We'll contact you and work to address your issue at the earliest.

          Regards,
          ICICI Bank Customer Service Team.
          I am a Wealth Customer with no personal or business loans from ICICI. I have a Platinum ICICI Credit Card since the past 6 years, and the total out-standing due this month is only Rs. 9, 000 or so. I made the previous month's payment through automatic ECS from my ICICI account.

          Since today morning, I am receiving rude and abusive calls from 33643000 for a supposed loan amount of Rs. 4, 00, 000 which the female on the phone said I should pay by August or else...

          The phone hasn't stopped ringing for the past hour. I have atleast 20 missed calls from this number as I have stopped receiving the calls. Please advise!

          My name is Rushabh Mehta, and I hold my savings account at the Lamington Road branch. My contact details can be obtained from the ICICI database using this information.
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            R
            ramprasadh
            from Mumbai, Maharashtra
            Apr 30, 2011
            Resolved
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            Loan application process is over a month and a half

            Address: Mumbai Suburban, Maharashtra

            In March of this year, I booked a motorcycle, a harley-davidson. The dealership, Seven-Islands Harley Davidson at Bandra in Mumbai, said financing will be handled by ICICI bank, and true enough, a couple of days later, I was put in touch with this fellow called Mr. VIkas Ojha. He asked me for the paperwork required, and I presented it, and the loan application process seemed like a breeze at the start. The assurance, coming in the first week...
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            K
            keshavagg76
            from Nashik, Maharashtra
            Apr 30, 2011
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            Address: Delhi

            Hi

            I am taking a Home loan from ICICI Bank(LBNOD[protected]) in May 2010, Under 2 Year smart fix plan, where ROI is 8.25% in 1st year and from 1st April 2011 to 31st March 2012 ROI is 9%, in agreement its clearly mention that 1st year my EMI is 26704, and 2nd Year my EMI becomes Rs, 27918, because of 9% ROI, but surprisingly when i see my status on internet on 30th Apr 2011, my EMI is remain constent and tenue is increased.
            Its completely a Cheating case, since incresing tenue is not applicable in 2nd year, and afterthat also without information is not applicable and acceptable. so my question is
            How can they change my tenure in 2nd Year of my loan. The scheme /agreement was to change my EMI not tenure.
            So i my strong suggestion is necessary action should be taken against Bank, and the penalty should be as high as much so they can not repeat such incident for other consumer, if you ask me it should by 10000Cr and give to some gorverment charity fund.
            Keshav
            [protected]
            Hi,

            We are sorry to hear about your experience.We have made a note of your mobile number & Loan account number. We'll contact you and work to address your issue at the earliest.

            Regards,
            ICICI Bank Customer Service Team.
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              C
              chirayu.nitk
              from Gurgaon, Haryana
              Apr 29, 2011
              Resolved
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              Address: Delhi

              My Uncle deposited a sum of Rs 49900 to my ICICI A/c (A/C No.[protected] at GREATER KAILSH-2, NEW DELHI) at Rohtak branch of the bank . And charges summing upto Rs 276 were deducted from my bank account and an amount of Rs 49624 was credited to my account . Please see to the matter and get the amount refunded to my account.
              Aug 13, 2020
              Complaint marked as Resolved 
              Hi,

              We are sorry to hear about your experience.We have made a note of your account number.We'll contact you and work to address your issue at the earliest.

              Regards,
              ICICI Bank Customer Service Team.
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                D
                deepankar das 5
                from Hyderabad, Telangana
                Apr 29, 2011
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                Address: Hyderabad, Andhra Pradesh

                My name is deepankar, i would like to bring into your notice that i hav been harased by ICICI Collection agent named Satish Kumar emp id ( 8404 ) mobile # [protected] and his manager Ram mohan reddy mobile # [protected] i dont owe any payment to their bank however collection agent harase me about my brother's payment insted of calling the person who owe them he come to my house and harse my family member and started being abusive ( profanity ) and by force enters in my house and denied to leave, it hav become thret to me and my family, please do the need full.
                Aug 13, 2020
                Complaint marked as Resolved 
                Hi,

                We are sorry for the inconvenience caused to you. Please send us your contact details at [protected]@icicibank.com and we shall get in touch with you soon to resolve the issue. Kindly refer "1623856" in the subject line.

                Regards,
                ICICI Bank Customer Service Team.
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                  M
                  mukeshjalwal
                  from Chandigarh, Chandigarh
                  Apr 29, 2011
                  Resolved
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                  misguide for hidden charges in EMI

                  Address: Chandigarh, Chandigarh

                  his is inform you that, we took a car loan of Rs.3, 37, 670.00 from ICICI bank vide car loan account no.
                  LACAL[protected] for 60months including 1 one Advance EMI.The EMI was Rs.7520.In this regard
                  we received a repayment schedule from ICICI bank where showed the balance principal amount (less)
                  advance EMI Rs.7,520.00 = Rs.3,30,150.00 Please note that in 1st EMI of Rs.7,520.00 (Principal amount Rs.4, 216.00 and Interest...
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                  B
                  Bhuvana R
                  Apr 28, 2011
                  Resolved
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                  Address: Chennai, Tamil Nadu

                  Dear Sir/ Ma'am,

                  I an Bhuvaeswari Raman, having a savings account in ICICI bank at Nungambakkam branch, Chennai. My account no. is[protected]. My account has been credited with a sum of Rs.45,000 on 28th April 2011. It is found that Rs.225 and Rs.23 has been deducted as ANW charges and S-Tax respectively. It was told that till Rs.50,000 transaction, there will be no extra charges. Please do take corrective actions to reverse my money as soon as possible.

                  Thanks,
                  Bhuvaneswari Raman
                  [protected]
                  [protected]@gmail.com
                  Complaint marked as Resolved 
                  After some days of complaint, i saw the account statement details. ICICI bank refunded back the ANW charges deducted. Thank you for the wonderful service.
                  Hi Bhuvaneswari,

                  We are sorry to hear about your experience.We have made a note of your mobile number & email id. We'll contact you and work to address your issue at the earliest.

                  Regards,
                  ICICI Bank Customer Service Team.
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                    S
                    sanemanish
                    from Mumbai, Maharashtra
                    Apr 27, 2011
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                    Address: Thane, Maharashtra

                    Dear sir,

                    I am customer of ICICI Bank Ltd. and having saving salary a/c no.[protected] with zero balance facility. My ICICI home is linked to said a/c no. & I maintain INR 38000/- towards home EMI every month.

                    On 28.04.2011 bank has deducted a charge of Rs.1130/- under the name "FamilyQABChgs,jan11-mar11+ST “ though I am maintaining INR 38000/- per month. What is this charge? And how bank can levy such type of charges with out concerning me? Why suddenly this has happened? I have no clue. How the bank could charge such an amount with prior information? How bank can take away my hard-earned money?

                    I request you to kindly look in to the matter and take action on ICICI Bank for crediting the above said QAB charges

                    I hope you will look in to matter and take immediate action.

                    Regards,
                    Manish C Sane
                    Cell: [protected] / [protected]
                    +1 photos
                    Aug 13, 2020
                    Complaint marked as Resolved 
                    Dear sir,

                    ICICI bank is a big cheater bank. They have levied me QAB charge of Rs.1103/- without concerning me.

                    Regards,
                    Manish C Sane
                    I was also deducted the same amount mentioning the same reason. Not sure on why this is being deducted
                    Hi Manish,

                    We are sorry to hear about your experience.We have made a note of your mobile number.We'll contact you and work to address your issue at the earliest.

                    Regards,
                    ICICI Bank Customer Service Team.
                    I have been charged Rs.552/- as FamilyQABChgs on my corporate zero balance account.ICICI customer care folks did not have any answer why it was deducted.
                    Suresh
                    [protected]
                    Hi Suraaj,

                    QAB charges are debited for not maintaing the quarterly average balance of your savings account. Please send us your contact details at [protected]@icicibank.com and we shall get in touch with you. Refer "1618173" in the subject line.

                    Regards,
                    ICICI Bank Customer Service Team
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                      M
                      myesreddy123
                      Apr 27, 2011
                      Resolved
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                      Resolved

                      I was using the ICICI credit card (bearing no . [protected] ) while I was working in Delhi in 2005. I have used it till 2008 and I have gone to my native place Hyderabad due to some unavoidable circumstances. My card was misused by my friend and he did not tell me. One day , I have got the call from ICICI Credit card division, Rohini, Delhi and asked me to pay 76,000 that was due on my card. I was shocked that time and I have requested them I could not pay that much(because I was jobless at that time). Then they have given me the settlement amount like 33,000 to be paid in two installments. I have further requested them for 30,000 only and they have accepted it.As per their letter, I have paid Rs.30,000 towards full and final settlement. I was expecting No Objection certificate from them. But they were not answering my calls. I am more worried now. Because I am not getting any personal loans or car loans now. Can you please let me know what sholud I do now ?
                      Aug 13, 2020
                      Complaint marked as Resolved 

                      ICICI Credit Card — Full and Final settlement

                      Dear Sir,
                      I am carrying credit card from ICICI bank which I took it in Ghaziabad in the year 2005 October. Immediately after that I was shifted to Hyderabad due to my perosnal choice, in the mean time I had made one transaction worth around Rs 1900/-.in thye month of November and I moved out of Ghaziabd in December same year.

                      During the change of place I had dropped a cheque from HDFC bank for the same amount and I had forgotten to recheck the payment and recently when I was going through my old payments and transactions I found that my money was not paid to the bank and it was pending.

                      As a good samaritan I gave a call to customer care ( I think it is BPO) in hyderabad and told about the mishap for that the customer care personnel asked me to talk to Mr. Godi in the number[protected]. When I spoke to Mr. Godi, I explained to him about the situation he told me that the outstandin was around Rs 6103 /- .

                      I made one humble request to him to consider my case to reduce the penalty for which he finally agreed for payment of Rs 3500/- as a full and final settlement.

                      I did drop the check and he told me that once the payment is received he will call me again and confirm the same.

                      This telecon happened on 12.2.08 And I did dropped the cheque for Rs 3500 through HDFC cheque number bearing 869194.

                      But after four day when I gave a call for the confirmation I was told that the money is credited against my credit card. I asked him for the confirmation letter saying that the account is settled and full and final is done. The reply what I got is that he is not the right person for my case and he told me that it Mr. Ravindra whom I can contact in[protected]. This discussion happened on 17.2.08.

                      I am trying frantically in that number but I am not getting any response from that number.

                      Fianlly I am here by trying to bring your kind notice that I ahve paid the mony to the bank after talking to a person , and once the payment is done I am not getting the full and final settlement statement from the bank.

                      I am really in desperate need of the same since I do not want to put myself into a place where I have used the services and not paid for it.

                      As a good citizen I have done my duty by reminding of the bank that I have to pay and i did pay but bank is not giving me any letter nor I am not getting any support of the right person whom I can talk and close the account.

                      Through this mail I am reiterating that I have made my effort to close the account and Bank is not giving the same back.

                      Please close this issue.

                      Rgds,

                      Bhandary

                      ICICI Сreditard Division — annual fee

                      Dear Sir,
                      1- Should we go through the same ritual every year. I have again received in my monthly statement a claim for annual 3rd year fee for Rs1500+185.40 for card No-[protected]. I have been using only one creditcard No- [protected] for nearly 10yrs and pay for all transactions on that. Last year your bank went to the extent of adjusting the credit card payment made, towards annual fee of[protected] and claimed dues. A letter of reprimand from me was followed by apology and reversal of that. I will only pay for the card I use.
                      2- Yesterday I went to The Langford road branch of ICICI in Bangalore around 3.30pm to make a credit card cash deposit. I wanted to deposit Rs 2460 and after filling the depositing envelope approached the teller requesting 2 Rs50s for the Rs100 note I had. She refused saying she did not have 50 Rs notes though I had seen other customers depositing the same. The bank manager was also of no help. Ultimately I had to go outside, get change from a petty shop to deposit in the bank.Isn't it a shame that a bank customer has to go elsewhere to get change for depositing in the bank. This reflects on the customer care your bank provides - it does not matter what big hoardings you put up or how many ads you show on TV about the fantastic service ICICIbank gives its customers. Maybe your bank staff should concentrate more on polite- helpful behavior rather than their pseudo-paradesi accent.
                      you are an idoit firstly when u have changed the loacation, u could have kept quite if the cheque which u dropped has not been credited to the creidt card account. secondly instead of telecon you could have walk in to the nearset branch and done the full and final settlement. now you have done the mistake no point in blaming the credit card people just keep quite else pay the remaing amount and close the account else the balance amount will be increasing
                      Hi,

                      We are sorry to hear about your experience.We have made a note of your credit card number.We'll contact you and work to address your issue at the earliest.

                      Regards,
                      ICICI Bank Customer Service Team.
                      Hi,
                      I would like to say that it is important to receive the NOC from the bank so that you will recieve loans in the future. If you would like to get more advice you can contact me on[protected]/ [protected] or mail me at [protected]@debtdoctorindia.com

                      Regards,
                      Timothy.
                      Hi,

                      We tried contacting you but you were not reachable. Please email us your contact detail at [protected]@icicibank.com and executive will get in touch with you soon. Kindly refer "1611544" in the subject line.

                      Regards,
                      ICICI Bank Customer Service Team.
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                        P
                        pk gupt
                        from Jaipur, Rajasthan
                        Apr 27, 2011
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                        Address: Aligarh, Uttar Pradesh

                        This complaint is regarding poor working and no response in ICICI BANK ALIGARH ,BRANCH GANDHIPARK.
                        I have opened a new demat account in the name of Swikrati Gupta last year.But just one month ago it has been activated.From last one month i am trying to get the password but it has not been provided .I have contacted Mr Harish Verma[protected] many times,every time i call him for the password he does not pick up the phone.It is like out of 10 times i call him , he receives call just for one time and then also he is not accoutable.I dont know who should i approach.I am very much disappointed by your working and all this process.Your bank has got a good repuatation but if your employees continue working like this ,then it will be difficult to carry this reputation.Hope you will look into this matter as soon as possible.


                        Thanks
                        Sunita Gupta
                        [protected]
                        Aug 13, 2020
                        Complaint marked as Resolved 
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                          A
                          ashok45678
                          from Delhi, Delhi
                          Apr 27, 2011
                          Resolved
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                          Address: Ghaziabad, Uttar Pradesh

                          Dear Sir/Madam,
                          This is bring to your kind notice that I had taken the Home Loan of Rs.2,50,000/= in 2002 bearing Appl.No.2528906,LAN---LBDEL[protected] and the EMI of Rs.3270/= was fixed.Again Ihad taken the Loan of Rs.1,50,000/= in 2003 bearing Appl. No.[protected] and LAN---LBDEL[protected] but no EMI was fixed by the bank for this amount.Both the Loan were merged despite of two application Nos.i.e.2528906,LAN---LBDEL[protected] and [protected] and LAN---LBDEL[protected].The EMI Rs.4185/= was cleared from my account on 12/11/2003.The EMI Rs 3270/= and Rs 4185/= were withdrawn from my account in same month in 2003.I have paid three times stop payment chrges Rs.3*25=Rs.75 and cheque return charges Rs.100/=(9/01/2004) to Axis bank ltd.The EMI of Rs.1505/= was withdrawn from my account on 7/9/09 and 25/9/09 for the same application no.The EMI of Rs.1568/= and Rs.1613/= were withdrawn from my account on 7/3/09 and 24/3/09 respectively for the same application no.

                          I am paying all the installments but the bank is showing overdues to my both accounts as mentioned above.I have visited many times ICICI Bank Jhandewalan and meet to your customer care managers(Mr.Avishek Chandola in 2005,Mr.Chandan Bhatia,Mr.Jitendra Singh,Mr.Manuj Khurana).They tried their best but the problem could not resolved completely. I have provided all the proofs which were asked to me in these last six years.
                          Aug 13, 2020
                          Complaint marked as Resolved 
                          Hi,

                          We are sorry to hear about your experience.Wehave made a note of your Loan Account number.We'll contact you and work to address your issue at the earliest.

                          Regards,
                          ICICI Bank Customer Service Team.
                          dear sir

                          I am sendindg the e mail of mr jenish shah to you in this regard.This is the outcome of last six months dealig with mr jenish shah.i want the refund of rs 175 + 4185 = rs 4360/. I have given all the proof which were asked to me.



                          regards
                          ashok kumar
                          c-352 shalimar garden extn ii sahibabad (ghaziabad)

                          LAN---LBDEL[protected] and LAN---LBDEL[protected].
                          M [protected]



                          On Tue, 15/3/11, Jenish Shah <senior.[protected]@ICICIBANK.COM> wrote:


                          From: Jenish Shah <senior.[protected]@ICICIBANK.COM>
                          Subject: RE:'ICICICARE=[protected]' FW: EMI over due
                          To: "ashok kumar" <[protected]@YAHOO.CO.IN>
                          Date: Tuesday, 15 March, 2011, 6:57 PM

                          Dear Mr. Kumar,

                          We refer to your appended e-mail of March 4, 2011 addressed to Senior Management which has been forwarded to the undersigned for due analysis and redressal.

                          We wish to inform you that cheque numbers 522930, 522931, 522934 and 522935 are paid towards Pre EMI for May '03, June '03, July '03 and August '03 respectively and the cheques are cleared in your account. Also, cheque number 537776 is paid towards Pre EMI in September 2003 in loan account number LBDEL[protected].

                          We wish to inform you that the cheque number 419787 is towards November 2003 EMI in loan account number LBDEL[protected]. Also, with regards to the refund in December 2003, the due for LBDEL[protected] was Rs. 2572 and due for LBDEL[protected] was Rs. 1613. Post receipt of payment of Rs. 4185 in LBDEL[protected], Rs. 1613 was transferred to LBDEL[protected] and extra EMI amount of Rs. 3270 was refunded vide cheque number 070448 in December 2003 for LBDEL[protected].

                          With regards to your request for Rs. 4185 debited, we wish to inform you that for cheque no: 537777 amounting to Rs. 4185/-, receipt was updated in both loan nos. LBDEL[protected] and LBDEL[protected] with partial amount of Rs. 2572/- adjusted towards 29/05/2004 installment overdue in LBDEL[protected] and Rs.1613 was adjusted in LBDEL[protected] towards 29/5/2004 installment overdue.

                          With regards to cheque number 537782, the cheque is a split EMI wherein Rs. 1613 is updated in LBDEL[protected] and Rs. 2572 is updated in LBDEL[protected]. Hence, Rs. 4185 has been debited from your savings account.

                          With regards to cheque number 537786, we understand that the amount of Rs. 4185 was debited from your account in August 2004 however the split EMI was updated in your loan account only in November 2004. We apologize for the inadvertent debit due to an operational error from our end.

                          With regards to cheque number 537785, we will revert to you on or before March 21, 2011.

                          Thanking you for writing to us.


                          Sincerely,

                          Jenish Shah
                          Manager – Senior Management Desk
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                            D
                            Denishverma
                            from Delhi, Delhi
                            Apr 27, 2011
                            Resolved
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                            Address: West Delhi, Delhi

                            I am Dinesh, Have account of Bahadurgarh- ICICI Branch and one of Sonipat - State bank of india branch.

                            I am doing the transaction using Internet Banking as well ATM.
                            Just check the whole month status -
                            - I shocked that , 20Rs deducting for each transaction.

                            Service of ICICI bank is very poor, I tried to call customer care - which is not Tool Free specially and whenever i waste more than 5 calls there then they did not respond me.
                            They just seems to waste the time.
                            I also tried to call branch ph.no. They response that- you should come here and then talk with us..- Why ., No one have time for this such issues.
                            Why the mobile phones and customer care service is available.?

                            Same for StateBank of india..BUt they are much better than ICICI Bank.

                            I dont know - what to do?
                            I already complaint to ICICI but still no response?

                            Please give me any help/ Idea or response which you can do

                            Contact me
                            Dinesh
                            [protected]
                            Aug 13, 2020
                            Complaint marked as Resolved 
                            Hi Dinesh,

                            We are sorry to hear about your experience.We have made a note of your mobile number.We'll contact you and work to address your issue at the earliest.

                            Regards,
                            ICICI Bank Customer Service Team.
                            They call me and discuss everything with the executive.

                            it was helpful.
                            thanks
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                              V
                              virtexamit
                              from Pune, Maharashtra
                              Apr 27, 2011
                              Resolved
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                              Address: Pune, Maharashtra

                              Dear Sir/mam
                              I am Amit Jain have an account with ICICI Bank, A/c No.[protected], Branch-SB Road, Pune had lost my ATM Debit Card. My Last transaction was ICICI Bank ATM at Magarptta City Hadapsar , Pune, date[protected], time arround 7.30 pm.
                              Then after four consecutive fraudulent transaction of total amount 12,888.00 on date 26th April at around 10.02 AM from my card.

                              ICICI bank representative give a call on[protected] at around 5:00 PM about those 4 tranaction. I reported them those transaction were not done by me. There after I have complaint with FIR to Hadapsar Police Station, Pune dated of[protected]. and also complaint to
                              ICICI Customer Care complaint ID is SR17489548.
                              With the direction of customer care I have sent the required document to DEBIT RECON TEAM, A WING 6th FLOOR, AUTOMN ESTATE, CHANDIVALI FARM, ANDHERI, MUMBAI-400072.
                              Please help me.

                              Thanks and Regards
                              Amit Jain
                              [protected]/[protected]
                              [protected]@gmail.com
                              Aug 13, 2020
                              Complaint marked as Resolved 
                              Hi,

                              We are sorry to hear about your experience.We have made a note of your mobile number.We'll contact you and work to address your issue at the earliest.

                              Regards,
                              ICICI Bank Customer Service Team.
                              Thanks for response,
                              I am sorry to say but I am fade up with the way ICICI bank is taking my issue. Almost 7 days are passed and bank is not able to figure out exact location of Merchant/Shopkeeper were the unauthorised transaction was happened.
                              I raised SR[protected] to get the detail of Merchant. Answer against SR[protected] which i recieved from Customer representative was "HDFC m/c Siddhivinayam Petroleum Pune". Is this information is enough to reach merchant, it’s really funny Pune is not a small city. It’s totally merchant fault how can pump offer petrol of Rupees 12186.00 without any verification.

                              What I have done so far:
                              - Raised FIR (with no.[protected] at Hadapsar Police Station Pune.
                              - Submit application along with FIR copy to nearest brank Magarpatta City Hadapsar.
                              - Mailed FIR to “DEBIT RECON TEAM Mumbai”.

                              Please let me know if any action item pending from my side.

                              Keen to know:
                              - Who is going to investigate the issue Police/Bank? When I check with Police they were telling bank is going to work on other side bank saying Police is going to work. It’s not about compensation; somebody has done crime so he/she must punish. At least strong message must go from our “Law and Order” to merchant, merchant must be sincere while swapping the card.

                              - What verification was done via Merchant with respect to my transaction of Rupees 12186.00?
                              Suggestion:

                              - ICICI bank must also offer maestro card. Maestro card ask for pin number for each transaction. It’s of customer choice to select MAESTRO/VISA/MASTER.

                              - Bank must regulate/circulate rule that transaction for 5000.00/- or more than that amount should entertain only with card holder verification. Merchant should also keep copy of verification proof for heavy transaction.

                              - Merchant must be punished and compensate my amount, for which vehicle pump offer 12186.00 Rs. of petrol without any verification.


                              Victim Amit J.
                              [protected]
                              In a similar case in USA, I lost my wallet and unauthorized transactions have been made on my two credit cards within 5-6 hours.

                              1. American Express - As soon as i reported the incident to them, they replied sympathetically and offered immediate waiver of any transactions claimed by me as fraudulent. They have shown concern about whether i have enough cash and if need any immediately. They sent the new card with expedite mail within 48 hours of reporting.

                              2. Capital One - Asked me to fax a form in which I have to highlight the unauthorized transaction, signed by me, to their customer representative and all the fraudulent transactions have been canceled from my credit card statement.

                              In both the cases, they have not forced me to launch an FIR in police station. And they have lodged the complaint to police on my behalf.

                              I always thought that Indian banking system is more capable, secure and customer friendly because they have built on learning from other countries but seems to me other way around in this case.

                              Best of Luck Amit
                              -
                              Kaustubh Joshi
                              ICICI customer
                              Being myself a ICICI Bank Customer from last 10 years, I never had a similar issue before, but then I always thought that ICICI being number one private bank in India would have strict measures to handle such issues. But reading the above post makes me feel that the ICICI Bank attitude in above case is just like any other normal govt. or local bank of India.

                              I strongly feel that appropriate and quick action should be taken by the ICICI Bank, so as to prove themselves different from other banks in India and to maintain the trust of their loyal customers.

                              It's pathetic to find that even in today's era of communication and technological advancement, it's still so easy to steel other's hard earned money and on top of it no one is even thinking of taking any action.

                              The merchant here also bears the responsibility of being negligent in doing a transaction of worth over 12k INR.

                              I would like to see a happy end to this case for Amit, so as to restore my lost confidence on ICICI Bank and India Banking and judicial system.

                              Thanks,
                              Ashutosh Sharma
                              ICICI Private Banking Customer
                              what is the status of this complaint ? is it resolved ?
                              I am bit doubtful though, as I could not see any response from the ICICI bank to my above post.

                              Thanks,
                              Ashutosh Sharma
                              ICICI Private Banking Customer
                              I am fond of ICICI banking services, but if such kind of response is in place for your misshappening from ICICI then i need to seriously think of transfering my savings to some other nationalized bank.

                              ICICI Team you should take this event seriously and get the settlement done ASAP other wise you would lose many banking customers like me.

                              Regard's
                              Rushikesh
                              SO FAR an ICICI Private Banking Customer
                              ICCI bank you should take some action against that merchant...how that merchant allow such big transaction without any authentication.

                              I think this is the responsibility of ICCI how you had approved this transaction.

                              This type of same incident was happened with one of my friend and his account was in HDFC bank. And they had responded very well on this.

                              ICCI bank should take some action on this. And also need to take same preventive action

                              If this settlement not happens ASAP..….I will also think to switch my account to some other nationalized bank.
                              Dump ICICI and Try "Mangilal chamanlal chandni bar bank of Afghanistan" ... although they don’t issue debit card but if they than they are also much quicker than ICICI if this fraud happened to one of their customer.

                              Common ICICI you are biggest private bank of India ... Pay back immediately to my friend and with interest and also with inconvenience fee. Since you also charged hefty amount (late fee) if a good customer forget to pay back on time.

                              Just another Common Customer
                              Deepak
                              Loyal customer of almost all Indian banks
                              It's really surprising for me, how this can be happened, without signature verification how merchant and bank has accepted the transaction. This transaction should not be posted.

                              I have worked around 5 years for HSBC bank, If signature is not match then bank as well as merchant should reject that transaction.

                              Regards
                              Sandeep Jain
                              Ex-HSBC employee
                              Dear Amit,

                              I still have faith in Indian banking system, Please go thru the below mentioned link.
                              You can complaint about behavior of ICICI bank to Reserve Bank of India's Banking Ombudsmen.

                              This way it will affect the creditability of the bank and will get in attention of the Reserve bank of India. You can compalaint online using below mentioned portal.

                              http://www.rbi.org.in/Scripts/bs_viewcontent.aspx?Id=159

                              The top management of the ICICI bank will get "Show Cause" notice about the complaint from the RBI Omburdsmen and if they dont react within a particular time frame, the issue will get escalate to more higher levels. As far as I know for ICICI bank, 3rd level of escalation is to COO or CEO.

                              I hope this help.

                              Regards & Best of luck
                              Kaustubh
                              Hi Amit,
                              is it resolved?
                              As per ICICI or any other bank if you will not pay amount they will charge you with the month interest of approx 3% i.e. 36% yearly. If they delay this much will they be giving any amount to you in addition to your amount which is blocked with ICICI. On one hand we ICICI is trying to prove that they the leading Privatized Bank in India and on other hand they are delaying this much, where is their promises for " Hum Hai Na ".

                              This might happen to anyone o[censored]s . . .I think we should think whether we have opted for correct trustworthy Bank for our Current, Investments and Salary accounts
                              Best Regards
                              Nitin
                              Being myself a ICICI Bank Customer from last 5 years, I never had a similar issue before, but then I always thought that ICICI being number one private bank in India would have strict measures to handle such issues. But reading the above post makes me feel that the ICICI Bank attitude in above case is just like any other normal govt. or local bank of India.

                              I strongly feel that appropriate and rapid action should be taken by the ICICI Bank, so as to prove themselves different from other banks in India and to maintain the trust of their loyal customers.

                              It's so sad to find that even in today's era of communication and technological advancement, it's still so easy to steel other's hard earned money and on top of it no one is even thinking of taking any action.

                              The merchant here also bears the responsibility of being negligent in doing a transaction .

                              I would like to see a happy end to this case for Amit, so as to restore my lost confidence on ICICI Bank and India Banking and judicial system.
                              ashok
                              asst manager
                              ocl india
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                                A
                                accountantanuj
                                from Hyderabad, Telangana
                                Apr 26, 2011
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                                Address: Moradabad, Uttar Pradesh

                                i have purchased two bonds of icici money multiplier bond-1099-mmb dated[protected] for Rs 6000.00 each
                                bond holder no. 6432-210
                                certificate no. 888 & 889
                                bond holder name ABDULLAH
                                distinctive no. 1113 & 1114

                                but still i have not recieved any report from the company
                                i like to know the address of the company for correspondence & to collect my payment

                                ABDULLAH
                                S/o VALI UR REHMAN
                                61/F-6 RAFAT PURA STREET
                                MORADABAD-244001
                                [protected]
                                Aug 13, 2020
                                Complaint marked as Resolved 
                                Hi,

                                We are sorry to hear about your experience.We have made a note of your mobile number.We'll contact you and work to address your issue at the earliest.

                                Regards,
                                ICICI Bank Customer Service Team.
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                                  S
                                  surfbug
                                  Apr 26, 2011
                                  Resolved
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                                  Address: South 24 Parganas, West Bengal

                                  Hi ,

                                  I joined an Organization in Kolkata(RS Software) on feb 14th 2011, and opened an Salary account with ICICI bank (Manikanchan SEZ, Technopolis,Kolkata). It was an Instakit i.e. ready account , the privileges are (International Gold Debit Card) there are no charges , as many numbers of withdrawals from any other bank ATMS, I stay infront of the ICICI bank in Salt lake Sector 2 , the Card doesnt work in the ATM machine , for which I went to other bank ATM

                                  To my surprise they deducted INR 20.00 after the 5th transaction, I went to the branch to enquire the same ,they told some technical issue is going on so it happened, please communicate to the Salary Dept, i.e near Infinity Towers(Sector 5 Salt lake), I wrote 2-3 emails and called them even,just to fix the issue, they are saying the account needs upgradation and so many things.

                                  Boasting as the 2nd largest bank in India, the service quality they provide is real mediocre, as I see other colleagues dont have the same issue, the bank is unable to answer the query.

                                  Please let me know what can be done so that my issue would be resolved.

                                  Thank you
                                  Sanjib Dey
                                  ICICI bank a/c[protected]
                                  Cell : +91 [protected]
                                  Aug 13, 2020
                                  Complaint marked as Resolved 
                                  Hi Sanjib,

                                  We have made a note of your mobile number & account number. We'll contact you at the earliest to address your issue.

                                  Regards,
                                  ICICI Bank Customer Service Team.
                                  Thanks for the update ICICI Bank. It was real nice to see the response back. But would appreciate if you take the matter to fix the issue which I am facing ASAP

                                  Thank You
                                  Sanjib Dey
                                  Hi Icici Bank Customer Care

                                  I wish to know the Salary account status, which is not yet clear to me. As the instakit contained a International Gold debit Card, and the Instruction leaflet inside tells as following

                                  Cash Withdrawal from Non-Icici bank ATM --- Free
                                  Balance Inquiry Charges from Non Icici Bank ATM -- Free

                                  I really dont understand why the Bank executives are not able to answer right answers to my questions .I had communicated with Mr Imran Ahmed(imran.[protected]@icicibank.com) who heads the Salary account department, but he was not available to comment on the same. the guy Amitav who opened my account told me about some upgradation and downgradation of my account as I am not eligible for the privilege of Gold account.(Despite being a corporate account)

                                  Please Clarify the facilities which is applicable for my account so that I dont have to worry about my Salary account.

                                  Thank you
                                  Sanjib Dey
                                  ICICI bank a/c[protected]
                                  Cell : +91 [protected]


                                  Thank you
                                  Sanjib Dey
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                                    V
                                    venubvs
                                    from Visakhapatnam, Andhra Pradesh
                                    Apr 25, 2011
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                                    Address: Visakhapatnam, Andhra Pradesh

                                    Dear Sir,
                                    I had invested Rs.10000/- in ICICI Tax saving bond -0899-TSB. My Bond holder No: 6335-896, Certificate no: 29235 name of holder is Venu B V S, no of bonds two and distinctivenos:[protected]. Date of Allotment is 23.09.1999 and redemption date is 23.09.2002.

                                    I had not received the maturity amount. Kindly advise me, what to do for redemption of the above said bonds.
                                    My E Mail is : [protected]@yahoo.co.in. Expecting an early reply.

                                    Thanking you.

                                    Yours faithfully
                                    BVS Venu
                                    Hi,

                                    We are sorry for the problem caused to you. We have made a note of your email id and shall get in touch with you soon to resolve the matter.

                                    Regards,
                                    ICICI Bank Customer Service Team.
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