ICICI Bank Complaints & Reviews

Hi Sir ,

Amount Rs : 827 /-was deducted on 19/04/2011 from my account with out intimatimating to me for QABChgs,jan-mar11+ST77 . I dont know what is this charge.

I am using the same account from more than 2 years and also maintaing minimum transaction amount 10000/- for 3 months.

Can you please help me out in this problem.

ICICI account number is :[protected]

Thanks and Regards,
Muni Sankar
email: sankar.[protected]@gmail.com

Dear Sir,

This is to inform you that I have not received the Final interest & Principal Value of ICICI – Tax Saving Bond -032003-TSB the details of which are as follows:

Certificate No 30451
Bondholder No[protected]
No of Bonds held – 1
Distinctive No[protected]
Name of Holder: om prakash sharma

As I have not received the cheques for annual interest & principal, I presume that they have been misplaced in transit.


I had subsequently followed up but have not recieved any proper reply as regards the status nor provided any contact no/address of higher authority to whom can be approached.

This clearly shows the lapses in the system and the irresponsible manner in which the whole thing is being managed.

I think Ms Chanda Kochhar should go down to the grassroots and take make necessary corrections in the system before chalking out huge expansion plans at the cost of betraying many innocent customers like us.

Hope the bank listens to this complaint and does the necessary to repay the interest and bond value along with loss of interest for the period of delay.

Regards,
OM PRAKASH SHARMA
[protected]

Dear Sir / Madam,

I had taken a personal loan from ICICI Bank in 2006 of Rs. 30,000/- and I had paid EMIs. The capital outstanding shows Rs. 5000/- and the person who collected the amount from me every month suddenly disappeared when Rs. 5,000/- was due. On repeated calls also he never turned up from collection. Now one lady from Central ICICI Cell calls up and threatens with dire consequences if I do not pay Rs. 29,900 (which includes lawyer fees as well. I am willing to pay my outstanding amount, however it is injustice to collect the Lawyer charges from me and also threats.

My Loan A/C No. is: LPCAL[protected].

The complain was lodged earlier however, the Delhi Call Center, someone called (Neha Sharma) calls up from Ph No. [protected] and asks to settle the money immediately with Kolkata office without any written letter which as per their version I was supposed to receive. She also says that the letter is there with the Bank officials at Sarat Bose Road office in Kolkata and would expire in another 2 days time, which I have not seen till now.

The mode of operation of the Bank is ridiculous. Its been a month still they are trying to resolve the issue through unnecessary hoax calls.

Please help and suggest what to do.

Regards,

Supratim Bhattacharya

Money not credited in Sarvesh Sood account number[protected] as per mandate of remitter and appropriated in irregular loan account of other person. In spite of regular email follow up with ICICI bank from the beneficiary and PNB bank, money not remitted back till date.

on contact on 25th May 2011 on telephone,[protected] between 3:30 to 5:00 PM many times with Mr. Sachin Taneja, reported to be Chief manager of the branch and Mr. Karan and Gaurav, they behaved roughly and not responded properly and their behaviour was not proper and satisfactory.

You are requested to exercise your influence to advise the bank to remit money bank with interest.

------
sent through ICICI bank site:
Dear Mr. Sood,

We regret the delay in responding to your e-mail.

There is no sufficient balance in the wrong account number to recover the amount. Once the funds are available, we will transfer the amount to the originator account.

Please contact nearest ICICI Bank branch for further details.

Looking forward to your co-operation in helping us serve you better.

Sincerely,

Asiya
Account Manager
ICICI Bank Limited


"If you receive an SMS from ICICI Bank with a Unique Reference Number or URN without you having added a new payee in your account through internet banking, report to us immediately. Do not disclose the URN to any stranger, even if the person claims to be our employee"

You may not be able to access your Internet Banking Account if your mobile number is not registered with us. To register, please visit your nearest branch with a Photo Identity Proof.


"Please do not reply to any e-mail that asks you for your bank-account-related information / details. These are called phishing e-mails and are designed with intent to fraudulently capture your bank account and personal details for misuse etc."




-----Original Message-----
Subject: RE: Fund Transfer

Hi,

Could you please let me know the status?

Thanks,
Sarvesh

-----Reply Separator-------Dear Mr. Sood,

We regret the delay in responding to your e-mail.

We are looking into your concerns. We will reply to you with the status on May 18, 2011.

Looking forward to your co-operation.
Sincerely,

Asiya
Account Manager
ICICI Bank Limited


"If you receive an SMS from ICICI Bank with a Unique Reference Number or URN without you having added a new payee in your account through internet banking, report to us immediately. Do not disclose the URN to any stranger, even if the person claims to be our employee"

You may not be able to access your Internet Banking Account if your mobile number is not registered with us. To register, please visit your nearest branch with a Photo Identity Proof.


"Please do not reply to any e-mail that asks you for your bank-account-related information / details. These are called phishing e-mails and are designed with intent to fraudulently capture your bank account and personal details for misuse etc."




-----Original Message-----
Subject: RE: Fund Transfer

Hello,

PNB bank has already mailed thrice to my best knowledge and first mail was sent on 4th May'2011. After that there was response from icici bank, so again they have sent 2-3 mails to my best knowledge. Now the notice being issued to claim the amount with interest and cost.

Thanks,
Sarvesh Sood

-----Reply Separator-------Dear Mr. Sood,

We regret for the delay in our response.

Please note that based on your request we have marked the lien on the funds credited account and request you to co-ordinate with the Punjab National Bank for further assistance.

Please note that complaint should come through the PNB so that funds will be released by the ICICI bank.

Looking forward for your co-operation in helping us serve you better.


Sincerely,

N Ramachandra Rao
Account Manager
ICICI Bank Limited

"If you receive an SMS from ICICI Bank with a Unique Reference Number or URN without you having added a new payee in your account through internet banking, report to us immediately. Do not disclose the URN to any stranger, even if the person claims to be our employee"

"Please do not reply to any e-mail that asks you for your bank-account-related information / details. These are called phishing e-mails and are designed with intent to fraudulently capture your bank account and personal details for misuse etc."




-----Original Message-----
From: [protected]@infinity.icicibank.co.in[protected]@infinity.icicibank.co.in)
Date: Wednesday, May 04, 2011 10:51 AM
To: [protected]@icicibank.com ([protected]@icicibank.com)
Subject: RE: Fund Transfer

Hi,

Can you provide me my branch[protected] contact numbers or manager's number.

Thanks,
Sarvesh

-----Reply Separator-------Dear Mr. Sood,

We regret the delay in responding to your e-mail.

We are looking into your concerns. We will reply to you with the status on May 4, 2011.

Looking forward to your co-operation.
Sincerely,

Asiya
Account Manager
ICICI Bank Limited


"If you receive an SMS from ICICI Bank with a Unique Reference Number or URN without you having added a new payee in your account through internet banking, report to us immediately. Do not disclose the URN to any stranger, even if the person claims to be our employee"

You may not be able to access your Internet Banking Account if your mobile number is not registered with us. To register, please visit your nearest branch with a Photo Identity Proof.


"Please do not reply to any e-mail that asks you for your bank-account-related information / details. These are called phishing e-mails and are designed with intent to fraudulently capture your bank account and personal details for misuse etc."




-----Original Message-----
Subject: RE: Fund Transfer

Hi,

Can you confirm me whether the money has transferred to PNB account or not. if not then please do it as soon as possible as its already too late(more than a week)?

Also if you can't call me on my mobile then let me know the branch manager name, Branch contact number, fax number, where i can send the complaint.

Thanks,
Sarvesh
[protected]

-----Reply Separator-------Dear Mr. Sood,

We understand your concern.

We request you to visit ICICI Bank branch where you have your account for further assistance.

Sincerely,

Sanjay Gupta
Account Manager
ICICI Bank limited

"If you receive an SMS from ICICI Bank with a Unique Reference Number or URN without you having added a new payee in your account through internet banking, report to us immediately. Do not disclose the URN to any stranger, even if the person claims to be our employee"

"Please do not reply to any e-mail that asks you for your bank-account-related information / details. These are called phishing e-mails and are designed with intent to fraudulently capture your bank account and personal details for misuse etc."




-----Original Message-----
From: [protected]@infinity.icicibank.co.in[protected]@infinity.icicibank.co.in)
Date: Wednesday, April 27, 2011 10:21 PM
To: [protected]@icicibank.com ([protected]@icicibank.com)
Subject: RE: Fund Transfer

Hi Mr. Sanjay,

You are requested to refund the money back to Punjab national bank.

Please feel free to call me @ [protected].

Thanks,
Sarvesh Sood.



-----Reply Separator-------Dear Mr. Sood,

We understand your concern.

As a Banker, we do not have rights to debit customer accounts without his/ her authorization to do so.
I regret to inform you that, the fund can only be reversed if the beneficiary of the wrong transfer account provides an authorization letter to the branch, where you have your account, stating that the funds were erroneously credited to him/her and that it can be reversed.

Hence I request you to visit ICICI Bank branch where you have your account and seek assistance from the Branch Manager.

Looking forward to your cooperation and patience, and assuring you that best of our services.
Sincerely,
Sanjay Gupta
Account Manager
ICICI Bank limited

"If you receive an SMS from ICICI Bank with a Unique Reference Number or URN without you having added a new payee in your account through internet banking, report to us immediately. Do not disclose the URN to any stranger, even if the person claims to be our employee"

"Please do not reply to any e-mail that asks you for your bank-account-related information / details. These are called phishing e-mails and are designed with intent to fraudulently capture your bank account and personal details for misuse etc."




-----Original Message-----
From: [protected]@infinity.icicibank.co.in[protected]@infinity.icicibank.co.in)
Date: Wednesday, April 27, 2011 04:18 PM
To: [protected]@icicibank.com ([protected]@icicibank.com)
Subject: Fund Transfer

Branch Id : 0314 Account Id :[protected]
Hi,

My dad made a NEFT fund transfer transaction on 21/April/2011 under UTR No.-PUNBH[protected] and amount was 23K. Unfortunately the person/cashier who made the transaction, had entered the wrong account number i.e. instead of[protected], he had entered[protected]. My dad had already checked with PNB banks headquarter regarding this transaction, as he is a branch manager and it?s cleared from their side.

Now the money is not reflecting on my account neither his account. Please revert back transfer and transfer the fund back to the same account.

Thanks,
Sarvesh

PS:- All the branch numbers, which were mentioned on website/with customer care, I tried to call them since 25-Apr-2011, but nobody had replied to phone calls. It was a very bad experience.


---- email sent to ICICI NEFT Centre

[protected] Forwarded message[protected]
From: "Sood, Sarvesh" <sarvesh.[protected]@gmail.com>
To: kurma.[protected]@icicibank.com
Date: Tue, 10 May 2011 12:06:31 +0530
Subject: Re: Immediate action required regarding UTR No. - PUNBH[protected]
With Reference to your email dated 5th May, 2011

I had taken the copy of the statement of the account number (i.e.[protected] where the money has been credited wrongly by your bank.
There was no mandate to crediting the amount in wrong account number, where title and account number differ.
Beneficiary has not withdrawn the amount and money is utilized by the bank itself. There is no question of remitting the amount after receipt from the customer.

I again humbly request you to refund the amount to beneficiary immediately or I’ll lodge the complaint against your bank to the RBI and Consumer helpline and lodge a case in the court for damage the career and character of my father (senior manager with PNB) and as well as me or I’ll be compel to file a case against your bank for giving a wrong email message and not remitting the amount with cost and interest under Indian panel code.

Thanks,
Sarvesh Sood

On Thu, May 5, 2011 at 11:10 AM, Kurma Nath Patnaik <kurma.[protected]@icicibank.com> wrote:
Dear Sood

The said fund has been credited to customer account based on the credit instruction received. Based on the confirmation received from your end, we have marked lien to the customer account.

Same will be returned to the originator account as and when the funds are available.

Regards
Kurma Nath Patnaik
CLOG - Hyderabad
[protected]




Sood, Sarvesh wrote:
Hi,

Under UTR no. PUNBH[protected] Rs. 23000/= has been remitted to credit in account number[protected], but wrongly the account number was type as[protected]. On taking the matter with PNB NEFT centre, Mumbai. It has been advised to take up the matter with ICICI Bank. PNB at his on level has taken up the matter and has also advised us to take up the matter at our level.

Kindly intervene the matter and remit the amount to PNB as we are suffering lose in making payment of the house.

Thanks,
Sarvesh Sood
# [protected]

"Print this mail only if absolutely necessary. Save Paper. Save Trees."

"This e-mail message may contain confidential, proprietary or legally privileged information. It should not be used by anyone who is not the original intended recipient. If you have erroneously received this message, please delete it immediately and notify the sender. The recipient acknowledges that ICICI Bank or its subsidiaries and associated companies, (collectively "ICICI Group"), are unable to exercise control or ensure or guarantee the integrity of/over the contents of the information contained in e-mail transmissions and further acknowledges that any views expressed in this message are those of the individual sender and no binding nature of the message shall be implied or assumed unless the sender does so expressly with due authority of ICICI Group. Before opening any attachments please check them for viruses and defects."




--
Sarvesh Sood
# [protected]

Dear Sir/Madam

I am attaching my complaint that was sent to ICICI Bank for debiting my Savings account without intimation and the O/S that has been debited is of ICICI Credit card which was cancelled 7 Years back ie 2004.

Request you to pl help close this case as i am not ready that ICICI Bank takes the rights to touch my Saving account without any intimation .

On the 11th May 2011, I had been to the ICICI Bank ATM in Pune to check what my balance is in the savings account and I was surprised to know Rs 13727 has been debited to my account on the 28th April 2011. I really didn’t know that this amount was debited for what? However I got to know latter that this amount was Outstanding towards an ICICI Bank Credit Card number [protected] which I used to use it around 7 years back.
I was quite perturbed due to the above debit as this card was cancelled by me around 7 years back in Rajkot , Gujarat (exact date 16.06.2004) and also there has been no intimation to the undersigned . I called on the 11th May 2011 to your call centre to understand what exactly happened and spoke to 3 executives, Harshit ( CCE), Arun (Phone Banking Officer) and Sunil( Credit Card collection ). The call lasted for an hour or so as I wanted to know couple of things on how does ICICI Bank functions .
I was promptly replied by Arun and Sunil that this O/S is pertaining to my Credit Card and since I had not paid the bills the same is debited to my account. I asked them the following questions
1. How can ICICI Bank debit my Savings account without any intimation to the Savings Account Holder?
2. Who has decided on the amount that has been debited is the correct one, as no call to me has been made – Is it unilateral decision taken by the ICICI Bank?
I was told by Arun and Sunil that ICICI Bank has the right to do the debit internally as I have signed the CAF (Customer Application Form) in which I must have ticked marked that point. I then requested both that under the RTI Act ( Right To information) would like to have the RBI rules which governs the Financial Institutions which clearly states that ICICI Bank has the right to debit the savings account of a customer without any information. (Request you all to go through the call recording Date : 11th May 2011 ,time : 7.05PM).
I even told them that ICIC Bank could link this CC O/s to my Saving account then why was it difficult for them to get in touch with me as the Saving Account has the address as well as the Phone number which is being used by me ( I am sure you too could get the number easily and call me on the 12th May 2011). To which again I was told that these details are not to be shared by ICICI Bank with ICICI Credit Card team. Everything seems to be messed up in ICICI and as per ICICI Convenience processes are made. Customer seems to be the last priority.
Also when I asked Sunil that I am also a ICICI Demat account holder and tomorrow if some dispute happens will ICICI Bank take all my Shares in their name , to which he said that may be ( Pl go through the call)This is atrocious and so Unprofessional. I have been hearing the unprofessional behavior and way of functioning of ICICI at my occasions in media but I still continued to patronize ICICI hence having a Demat Account worth 9 Lakhs , Credit Card having monthly spend of 30K since last 7-9 Years and a savings account. Trust this has to be closed and will ensure may more does it.
Trust both Specially Sunil were unable to give proper justification to my points raised and kept saying that the debit is an internal process to ICICI Bank. My point then is that there are N number of customer who feel that their amount is safe in the hands of ICICI Banks, which is so untrue.
As it is ICICI bank which debited my Savings account without any intimation for an O/S on a Credit Card which was cancelled 7Years back( Copy of which will be shared at appropriate time with ICICI, RBI , Consumer forum and the media ). I would like ICICI to furnish the below demands in next 24 Hours ( Infact I had demanded this on the 12th May 2011 hence ICICI have got 5 Days to get the proofs.) I am also sure before the debit could take place ICICI Bank and Credit Card team must have done their home work thoroughly. Hence should not take more than 24 hours from the time you receive this mail. ( At least I am having a courtesy to Inform ICICI before I can take further action and not like ICICI Bank to debit my Savings Account without intimation.)
• RBI Rules where it states that ICICI Bank has the rights to debit a Savings account of a customer without intimation
• All the Transaction receipts post cancellation
• The amount debited will be a unilateral decision and no consent on the same will be taken from the Savings account/Credit Cards holder will be taken.
Once the above is furnished I would send the cancellation of the Credit Card acknowledgement done by ICICI bank.
Earlier also for some issue I had to get in touch with Mr K V Kamath and I am sure this time I have to get in touch with Ms Kochar.
Once again I reiterate in next 24Hours ( from the date of receipt of this mail) if I do not hear with justified reasons from ICICI Bank , I will have to take the matter to the highest level.


Regards

Shailesh Nandanwar
[protected]

I wish to close my account as soon as possible because at the opening time of my current account the bank agent did not provided me the complete information regarding the transanctions which has hidden conditions of the current account. i have applied more than 10 times in jaisalmer for closure of my account but due to disinterest shown from icici bank employees regarding closure of my bank account i didnt got a satisfactory response due to which penalities which were levied got increased due to delay by the bank.
please take the necessary action as soon as possible.
thanking you.
my account detail are as follows:


Title: Mr.
First Name: yogesh
Last Name: purohit
An ICICI Bank Customer: Yes
Product: Bank
Account No:[protected]
mobile no: 0 [protected]

Sir, I am having a saving account with bank. in 2008 they changed some of their policies about which they didn't informed. in 2010 i got a message on my mobile which was already registered with them that my average quaterly balance is not sufficient and they will charge me for the same. when same day i approached the bank i was shocked to see that my balance which was near about 9000 was reduced to 3000 and on asking the reason they told that they deducted 8 quaterly charges from my account from 2008 to 2010 as the bank changed their policy, when i opened my account with them at that time minimum balance in saving account should be Rs 5000 but later in 2008 they made it to Rs 10000 about which they didn't contacted many of the customers and they approached the consumer cell and got back their amount. I am unable to reach them but heard about this site and contacted you. i was also cheated at the branch as they told me that i will get my money back but it will take time, but now the person who was dealing me(sumit) has been transfered and the branch manager is saying that he(sumit) can never comitt me for the refund, whereas sumit has taken applications from me twice for the same in the name of branch manager.

I settled hole lump sum payment to icici bank on at march'11, but they will clear my name from the cibil. for not removing the name from cibil i getting struggling for the applying the new loans.

Please get the idea for the same

Hi Team,

My name is Vijay Kumar and i had an ICICI Credit card with No: [protected]. In the year 2007 i have settled the card for 8000 out of which i paid the amount in 2 parts with in a span of a week. My 1st payment was for Rs. 1000 and my second payment was for Rs. 7000. After making the second payment i got my Settlement letter as well as the Receipt from that AAA agent.

The first payment was reflected...

Dear All,

I am holding ICICI Bank credit card for past 4 years. In Feb 2011 I lost my credit card and I requested to block the card & reissue a new card.

Till today I have not received the new card, when I called the Call Center, they said Card undelivered due to some reason which I am not able to understand.

As I have not received the new card I was unable to make the payment due on time. I have received the credit card statement mentioned last 4 digits of the new card the late payment fees off course.

When I called your call center they said the new card will be issued only when you make the payment.

My query is, how should I make the payment when I have not received the card and I don’t remember the old card no.

I cannot make payment online or through cheque as /I don’t have the new card or the Card number.

Please help and get this matter sorted out ASAP.

Its too bad that a reputed private bank like ICICI BANK has such pathetic service. It is not the first time that this thing has happened.

Regards
Ashish Agarwal
3rd Floor, Gopal Bhavan,
Kapad Bazar, Mahim West
Mumbai – 400 016
+[protected]

Hi,
I have a credit card : - [protected]
Valid date – 01/11
I have points around – 27000
I have requested on January 2011 first week to redeem my point and convert to some coupon and send to my address But I have not received.
Again I called and asked call center and they told you get password and login and redeem point directly.
I have requested and received a ref number - SR[protected] on date - 05/03/2011 ).
But still no response or not received any password. When I called again after 15 days they told they are sending , Again today I called they are telling this a/c suspended so we can’t give anything.
Please help me to get my points this is cost around 20 thousand. Please justice for the same.
With Regards
Subrat Biswal
[protected]

Sub: COMPLAINT FOR NON ISSUING OF CURRENT ACCOUNT WITH REIMBURSEMENT ACCOUNT.
Sir,

It is to inform you that I had deposited as per required relevant documents at your office at least one and half month earlier for opening my current account with reimbursement Account At Siliguri Branch, but till today I have not received any information on the subject cited above.I am an employee of ICICI Prudential Life Insurance, Siliguri Dist.Darjeeling.(W.B), My Saving Account is NO.[protected] with linked reimbursement account.I had tried many times to contact with [protected] at ICICI Bank but positive result have not received yet.They replied me that my forms were submitted at Kolkata .

Now, I highly request you to clarify my complaint and reply me at an early date please,

Thanks

RAJU KUMAR SINGH
[protected]

My credit card # [protected].
I made payment of Rs.4264.64 against statement dt.24.03.2011 by cheque # 007593 of 05.04.2011drawn on ICICI bank of Kandivali brach. This cheque was deposited @ ATM of ICICI bank located at Subh Kamana building in our locality. In my next months statement I was charged Late paymant fees & other charges totalling to Rs.804.86. On enquiry I was informed that the cheque was not presented to our bank for clearance due to some typographical error while writting the cheque, but they never took any pains to inform me about the mistake. Not only that, but this cheque has till this date not returned back to me.I have on 28.04.2011 paid Rs.7395.00 by another cheque NO 007595 drawn ICICI bank, Kandivali.I request to refund those amt. of Rs.804.86 charged & paid by me as yr officers also has failed to notify me in time and not returning the old cheque.Plz. look into & do the needful. = Pravin C Bhandari( Credit Card # [protected])

I use paypal for my services and using ICICI Bank account to connect with Paypal.
Its working fine whenever I am doing withdraw process for it but AS Paypal new rules regulation- whenever I am using to sent money then its asking for Credit Card.
- I also use ICICI credit card/ Debit card with VISA mark but its showing Invalid.

- Secondly its not on my name- But bank employee send me this without any name

- Its working on for electronics purpose only.
I also discuss with ICICI Bahadurgarh Branch- but they did not respond me.
My Name- Dinesh Kumar
Account No- [protected]
Contact N0- [protected]
Email- [protected]@gmail.com

sir this is to bring under you kind notice that my salary account[protected] is freezed withaut any intimation or any correspondence this is simply big harrasement and threat on my that i,m not able to withdraw any amount from my salary account when i contacted miss nidhi at credit card department then i came to know that its freezed because my brother used some credit card and details like mother and father name is matched,she gave me the no of mrAnil arora manager mobile no [protected] at chandigarh he simply threat me that amount will be deducted and if i contacted him before then he could give me some waver on late fees and unnesessary charges laid by bank,his attitude is is threatneing and not even listening the problem i,m facing , it is requested kindly favour me in this issue otherwise i,m gonna file case in consumer court and i will be not hassitating in filing complaint to RBI regarding this freezing account without any intimation,

regards
amit yadav
[protected]

As on date, I have not received my DDA deposit money, which I deposited in ICICI Bank on 7th November 2010 along with my application # 045803.

A number of time we approcach nodal office Mr. Nitin Singhal as prescribed in DDA application form i.e. ICICI BANK Ltd., 26-28, Green Park Extension, New Delhi 110016 on his landline number[protected]. But sorry to say that noboday pick-up this number since last 20 days.

As DDA offical informed, if money not received by applicant upto 29th April 2011, they can contact bank, where they deposit application.

Request to lodge my complaint and arrange to refund my money without any more delays.

Thanks & regards,
Neelam Khatri
email: [protected]@yahoo.co.in

Dear Sir

I have the following credit cards which were expired 03 / 11 I have not received new renewed cards and also I would like to intimate the change of address and email ID

Card No: [protected]

Card No [protected]

My...Address: No M - 232 Old ASTC hudco, Hosur 635109.

Email ID: [protected]@gmail.com

Sir, i have to say nothing just to open a eye of JH, RH and other senior Bank authorities of ICICI BANK INDIA that pl look into the matter and condition of your pathetic bank called ICICI BANK, FATEHGARH (UP). Sir it is almost an year and six months that i have open an account No[protected], BM and it sena assure me that your account has been closed and you will get your pay order in next 75 hours but sir after 1 year since i apply to get my money back, I found my hand emply just because i have made a biggest mistake to invest in such bank which does not how to work, how to talk to customer, how to do their work.

Sir my only request to please, please, please do some favourable efforst in order to get my money back from my old account No[protected]. They say that account is closed, customer care baking officer say that no pay order has been made and accont is not closed. Whom do i beilive reply to my email id www.[protected]@hotmail.com, otherwise i will have to RIGHT TO INFORMATION WHY THE DELAY HAS BEEN MADE, WHY THE FALSE STATMENT PUT UP TO ME, WHY SENIORS OF ICICI BANK DO NOT DO ANYTHING, I HAVE WRITTEN PROOF OF EVERYTHING I AM SAYING.

Dear Sir/maam,

i am an ICICI salary account holder for close to 6 years with good
track record and financial transactions. in the year 2007-08 i have
taken ICICI bank personal loan for Rs. 100000 and rs. 70000
respectively(loan a/c number mentioned underwith). and was giving
regular interest and emis for the same. it was when i was transferred
from Jaipur location to other , i had problem...

I am Mukesh and icici bank has stole money from my account without my knowledge(NO intimation either) and the debit transaction says cash discrepency, When came to know about this after 10 days while going through my account details called up customer care who did not have an answer and asked to check with the bank and since then the banker do not have a clear explanation on the debit and now its been over 1 and half months they have stopped responding,
They really are thief, this has also resulted in negative transaction in my account which will affect me in getting any loans.