ICICI Bank Complaints & Reviews

B-153 gali no 8 nala road villege gokalpur
delhi 110094

From last few months onwards every time i with draw the money the next day the withdrawl of money is happening as NFS/CASH WD as the transaction name without my knowledge. its shows NFS cash WD 300, 500 and last time its 1800/-.

Hi Sir,

My name is Amit Sharma and I took a loan from ICICI Bank some 4 years back. I was paying the EMIs well but due to some financial crisis in the family, I could not pay my installments in time. Due to which the bank people came to my house and started harrsaing me. I requested them to stop it but they continued doing so. Then I changed my rented home and did not pay any installments. Now, after so much time these people have started doing the same. I told them that I am ready to do the settlement but I can not pay the total amount. I requested them to negotiate to some amount which is OK for both them and me. But they are adamant on it and have started coming to my office due to which I am in deep problems. I am at the verge of losing my job also.

Please suggest what do I do.

Thanks,
Amit Sharma ([protected]@live.in)

Respected Sir,

Respectfully, I wish to say that I had taken homeloan from ICICI HOMELOAN in jan 2006. Also I had submitted 36 PDC (POST DATED CHEQUES) of PUNJAB NATIONAL BANK OF RS 5812 (EMI) on demand of icici bank.. Till end of 2008 icici bank presented all the pdc and all the pdc were cashed, even single pdc was not bounced, then in last of 2008 again icici asked me to submit fresh 36 pdc, and as per demand of icici bank I submitted 36 pdc on[protected] to MR. SATISH CHOUDHARY OF ICICI BANK AT SONEPAT BRANCH OF AMOUNT 5812/ (EMI)receipt of same is lying with me mentioned all the cheques numbers on it. And problems start here only.

From[protected] to[protected] no pdc was presented although there was adequate fund in my account ( it can be checked from my bank account copy also)On[protected] two pdc were presented on same date and both were cashed.Again on[protected] two pdc were presented on same day and both were cashed. I reported this wrong practice of presentimg more than one pdc in one month to CAPT MANDEEP DAHIYA (MGR PANIPAT BRANCH) But again icici presented two pdc on same date and both were rejected and I was imposed penalty due to mistake of icici from both side.It is height of negligency when icici bank presented three pdc on[protected]. however these three pdc were also cashed from my account.This unlawful practice of icici presenting more than one pdc in same month kept going till SEPT 2009. From 17 january 2009 to 30 november 2009 (11 months) icici presented 18 pdc in 11 months. It is inspite of my more than hundred telephonic complaints not to present more than one pdc in one month. I am really sad and surprised to see the self style functioning of icici bank who claims to be highly professional bank at international level I think a RURAL BANK IS MORE PROFESSIONAL AND HELPFUL THAN THIS ICICI...........ICICIBANK IS HELPFUL ONLY TILL DISBURSMENT OF LOAN AFTER THAT ICICI STARTS TROUBLING AND COLLECTING MONEY FROM CUSTOMERS BY LEAGAL OR ILEAGAL WAYS.

Since last year I am in touch with icici bank and customer service of icici bank but no body is intrested to help me out . Also I had asked them to present balance pdc but after november 2009 they have not presented any pdc and my 16 pdc are lying balance with icici and my adequate balance is always there in my account.

AlsoI have asked icici bank to take balance dues (due to increased in amount of emi) from me without any penalty which was imposed on me due to presenting more than one pdc in one month (mistake of icici) It is mistake of icici bank to receive the pdc of 5812 Rs if amount of emi was increased, why I was not asked to issue fresh pdc of fresh emi amount and now icici is asking me to pay false overdues
as intrest on differntial amount of emi and other dues better known to bank only.

Now icici has sent me a letter 10 days back asking me to pay total outstanding due od Rs 905039.00(nine lacs) and icici has issued me a NOTICE under Section 13(2) of theSecuritisation and Reconstruction of Financial Assets and Enforcement of security intrest Act 2002.. Also bank is harassing me by claiming that my property will be MORTGAGED BY BANK as per directions of RESERVE BANK OF INDIA.
I AM NOT IN POSITION TO PAY THIS BIG AMOUNT OF 09 LACS AT ONCE AT ANY COST BUT I am ready to pay my net balance without any penalty due to mistake of icici by not presenting my balance pdc still lying with them and I am also ready to issue fresh pdc of fresh emi amount if my balance pdc are returned by icici.

Pse suggest me what should I do in such situation...... can icici bank MORTGAGE my property when I am not in mistake or without permision of court. In that condition I request honorable court to give me chance to prove my innocency by producing proof of mistakes of icici bank. A lso I have written to BOMBAY HEAD OFFICE OF ICICI BANK BUT THERE IS NO CO-ORDINATION OF BRANCH AND THERE IS NO USE OF COMPLANING AT PLATEFORM OF ICICI BANK . SOMETIME I AM TOLD TO SPEAK TO PANIPAT BRANCH AND SOME TIME I AM TOLD TO SPEAK TO KARNAL AND SOME TIME I AM TOLD TO SPEAK TO CHANIGARH I DO NOT UNDERSTAND WHERE I SHOULD APPROACH AND WHOM SHOULD I APPROACH EVERYBODY TELLS DIFFERENT STORY.

S IR I REQUEST YOU TO SOLVE MY PROBLEMS AT EARLIEST .

WITH REGARDS

MY ADD --

SURESH GEHLAUT AND SUMITRA GEHLAUT
H NO 116/29 MALVIYA NAGAR
DISTT SONEPAT

STATE HARYANA

MY MOB NO [protected]
MY E MAIL ID IS -- gehlautsk @shreecementltd.com

Dear Sir/Madam,
I am unable to access my account(Policy#[protected], I did speak with one of your representatives
on the phone & he informed me that he would solve the problem, that was in June, I am STILL unable
to access my account. My email ID is [protected]@yahoo.com.
Please resolve the matter & get back to as soon as possible & oblige!
Michael Shellim

anandamoy chatterji on Jul 18.07.2011

received 500 rupees less
Rrespected sir,

I withdrew Rs. 10000/ fro Rajendra Place, New Delhi, ATM on 18.07.2011 around 4.00 P.M. but received only Rs.9500/- (500X18+100X5) i.e. Rs.500/-. I could not lodge complaint on[protected]/41718000 as suitable menu could not be located.I used my sbi debit card. As no slip came out, I am not aware of trasaction number/ATM ID etc. My mobile Number is [protected]

Dear Sir,

I am a Bonds holder of ICICI Tax Saving Bond January 2005 and I have not received redemption cheque is still not received hence, pl makellok in the matter and do need full for it earliest.

My BOND details are as below

Redemption form SI.No. –2836249 1/1
Bond holder No. 6249970 / 6
RAJASTHAN- INDIA


Bank A/c No.[protected]
Bank name -THE BANK OF RAJASTHAN LTD now it is ICICI BANK
Branch Name -- ICICI BANK- RCA, UDAIPUR

PAN No. AEPPP5885B
Mobile No. [protected]
Email [protected]@rediffmail.com
Pl. make payment on below addressintimating me on my mail id
Thanks

Yours Sincerely
(Dr. om prakash pathodiya)
Dr. OM PRAKASH PATHODIYA
SADBHVANA NAGAR, HOUSE No. 2/58
RAJASTHAN HOUSING BOARD PARTAPNAGAR
UDAIPUR- 313001

sir

On June 26th I went to METRO on Kankpura road. There were 2 ATM's were side by side. One of Stanchart and another of ICICI bank. when i tried to insert my card in ICICI ATM , i found that the card was not going inside and the security told me it is not working. immediatly i inserted my card in adjacent Stanchart ATM and entered the PIn and collected Rs 2500. The moment i did this I got a SMS saying that i Rs 6000 withdrawn from my account. once i reached home i found that there were 2 transactions. One for Rs 2500 and another one from ICICI. This was a shocker as i did not even inserted the card inside the machine. I complained this to IDBI (My bank which issued the card) and after 10 days they got back to me saying that ICICI rejected my application saying that the money has been collected. I am still pursuing this as I found recently on your site another Gentleman from Hosur claiming that ICICI has done the same.

can you give me any advice ?

Dinesh kumar

I had taken a Two wheeler CD-Delux, Engine no- 05g29e20296 from Union Moter, Jamshedpur on 27/07/2005. this bike was financed by ICICI Bank, Lan No-LTCAN[protected]. I had paid all insstalment and badly need NOC form ICIC Bank. Please provide me the same on my curresnt mailing address.

Rohit Kumar(BM)
Future Generali Life Ins Co
1st floor ,Ghosh Lane
Samastipur-848101
Mob-[protected]
Mail-rohit3.[protected]@futuregenerali.in

I WOULD LIKE TO BRING TO YOUR NOTICE THAT ICICI BANK IS THE WORST POSSIBLE BANK IN INDIA. MY DEPOSIT HAS MATURED BUT REPEATED E-MAILS TO THE CUSTOMER SERVICE IS NOT GETTING ANY RESPONSE.
I want to file a complaint against one Mr. Sudhir Naik, of ICICI Bank who calls himsel as the Remote Relationship Manager but has become remotely unavailable.

Is Mrs. Chanda Kochhar is anywhere around?

Bhaswati Chakraborty

I had already made the full and final payment of settelment for rupees Six Thousand on 25 Sept 2009 and the loan account number was LIMUM[protected] now since two month from now I have started receiving call from the ICICI asking for the payment of the dues.

I helped them with the Ref # DSMG/MBL/0909/997 dt 8th Sept 2009 but still getting calls fro the settlement.

They have also sent me an legal notice for the same.

Its really frustrating please help

Attached photocopy of the Settlement Letter.

My acount with icici credit card as i was told by the people in icici videocon tower was closed almost 4-5 years back my card no. is [protected], but this time as i was applying for the loan the banks r tellin me that i'm a defaulter as i kno that no balance is due from my side please help

I requested DD online on 4th July today is 14th July I have received my DD yet.

I have lost my debit card of icici bank
name : - shivram singh tomar
a/c no :[protected]

My name is RItesh Aggarwal I have salary account no[protected] with ICICI bank. On 4th of july 2011 i visited PNB ATM is H2309600.I swiped my ATM CARD and put my ATM PIN after that machine got hanged and i cancel the transaction. After that another person who was standing outside the ATM also swiped his card but machine was still hanged. Pls note that i didn’t put any amount in the ATM machine. Then we both had left the ATM. with in 5 minutes i got a msg that your account is debited for Rs 10000. Immediately i approached to customer care of ICICI. They noted my complaint and give me complaint no[protected] and suggest me to wait for 7 days to redressed. on 12th July i called again to customer care of ICICI they said that your transaction was successful and simply close our complaint. I requested them to take up with PNB and take the help of CCTV and find out person image. But they were continuously saying that we cant help you out. Pls help us to fight with the bank so that they can sorted out our issue and find the person with the help of CCTV camera. I am attaching herewith my Bank statement from 1st July to 13 th July.

TO,
CONSUMER COURT


SUB: FULL & FINAL SETTELMENT OF ICICI CREDIT CARD NO. [protected]

DEAR SIR,
I DEEPAK KR. KANODIA FROM KANPUR WAS HAVING ICICI CR. CARD NO. [protected] WHICH I AM NOT USING ANYMORE AS I HAVE DONE THE FULL AND FINAL SETTELMENT ON 12/01/09 (ENCLOSED SETTLEMENT LETTER AND PAYMENT RECEIPT) BY GOING TO THE ICICI BANK MYSELF IN KANPUR AND...

Thilak Here.

I have I have made settlement for my ICICI credit card an year back but still my card shows outstanding amount. When I call the ICICI credit card collection department team in Ambattur, Chennai they asked me to come personally to the bank to settle the dispute. I have visited more than 5 times to Ambattur branch and every time I visit there and show the proof of settlement and payments made, they accepts the mistake is from their side and used to promise me on settling the issue.

I have been fooled every time as no action has been taken so far and the payment collection team visits my house often.

I will be so glad if the issue is resolved smoothly. I have all the proof to prove that my hands are clean.

Thanks,
Thilak
[protected]

I have an account in ICICI bank opened 10 months before. My account was opened on Zero Balance Maintenance and after 6 months they converted my account to 10,000 maintenance. They don't notify me about that and they charged me for Rs. 910 Mentioning QAB charges.

Once i call to Customer Care and queried about this they said me that your account Maintenance limit is 5000 and i have to contact my home branch to update it. Sir i live in delhi and it is not possible to go again and again to Ballia for just updation purpose. So please try to solve my prob.

One thing i want to know that as i heard from a friend if i am linking my ICICI bank account to any demat account then that account will be converted automatically in Zero Balance Maintenance. Please tell me how much correct is this.

Mohd Imran
Contact- [protected]

Hi,
This is regarding the AWB No:[protected].
This courier has dispatched from icici to blue dart to deliverd me on the address mention in the ICICI Bank. As I am getting each communication from ICICI on the address mention ,but only blue dart guys not able to locate that address. And without contacting me they returned back the courier to ICICI Bank.

This is the very pathetic service I receeived from blue dart, where other courier agencies are delivering the courier on the same address on time. I will request you take this complain seriously and improve your service to avoid customer dissatisfaction.

Waiting for positive reply.

you can call meon below contact no

Thanks
Amol Solao
[protected]

Today I Have Recd. Statement Of Credite Card I Have Seen That My PayBack Point Transferd To Payback . But When I Check My Payback A/C Balance Showing 0 Balance.