ICICI Bank Complaints & Reviews

dear sir

i write to infrom you that myself chandan choudhary of howrah i have taken a personal loan of rs 189000/- loan a/c no.LPCAL[protected] EMIN AMOUNT IS RS 5467/- near by amount i have used this amount to open some manufacturing unit it was in the year of 2007,but i unable to pay the amount after paying 18 emis between a gap of 1 or 2 months whenever the collection agent come to me i try to the amount but last time i unable to pay the same to one of the collection agents he threat me like this i will come at night & and disturb you in front of your neighbours name was some start with sanjit or sanjib i did'nt remember,any way i ask him to take 2000 which was presently i have but he deny he said me to pay in full emi and in cash no cheque.
any way further i have recieved no calls from there side till now,as because may be my post paid mobile number was given over there but whenever i paid my emins i used to write my prepaid mobile number.
now please advice how to get rid of such propblem and can i settle the accounts i have two option from my side i.e. the machine which i was bought for rs 105000 now costing max. 40000 or by paying 1000 per month.the bank will take the same,i have intention to pay or settle the account like this way.

i will be benefited if you kindly give me your valuable suggetion.


with regards

chandan choudhary
[protected]

Dear sir,
icici bannk had dispatched my ATM, INTERNATE BANKING ID AND PASSWORD on 06th of march. my POD. NO. IS [protected]. i have not recived any thing till today(19/03/2010.).
kindly inform me any communication on my no. [protected],[protected],[protected]. or my adress:- chandan kumar c/0:- jagdish sansanwal, f-51, katwaria sarai, new delhi:-110016. land mark:- near shiv mandir.
regards
chandan kumar
[protected],[protected],[protected]

DEAR SIR

I have deposited following cheques at ICICI BANK BHILAI branch in March 2009, but the same has not been credited in my a/c till Date:



Warrant No. Folio No. Date Issued by Amount

2391262 33569347 16.02.2009 Power Grid Corp. of India Ltd. 118.00

2726550 33569347 19.02.2009 Bharat Heavy Elect. Ltd. 90.00

181010 IN[protected] 04.02.2009 Steel Authority of India Ltd. 325.00



I have send the complain for the same to ICICI Bank, Bhilai alongwith copy of counterpart of dividend warrant and also at customer care of ICICI Bank and they required the drawee bank and branch details but same are not available on the counter part of Dividend warrant.



You are requested to kindly look into the matter and arrange to credit amount in my sb a/c no.[protected].







Thanking You





Yours’ Faithfully







(Manish Mehta)

QTR.NO.14C, AVENUE B,

SECTOR 2, BHILAI-490001 (CG)

Mobile- [protected]

The ICICI Bank has booked courier vide AWB NO [protected] dt 09.03.2010 to my address(Coimbatore). Now I track the courier in your site, it is mentioned In Correct Address. White I contact your Chennai officer nobody has not lift the phone. Please give me the Local delivery office phone no or otherwise contact through my mobile [protected]

S.Parameswaran

My ICICI bank salary a/c no is[protected] and after 25 days its still not activated. As per Customer care of icici bank the document is not completed for opening the account and as per icici bank's executive who collected the documents form me, the document is completed. And he is saying from last few days it will take 1-2 days.
My company's HR has been credited my salary in this icici bank a/c no. and i did not get the salary yet due to no a/c opened.
Please do needful for me i am facing some financial problems.
branch name New friends colony delhi, salary a/c no is[protected]
Thanks
Amit Puranik
[protected]

Sir
i have purchased two ICICI TAX SAVING BONDS NO. O6736-438 HAVING DISTINCTIVE NO[protected] ON DATED 24 MAY 2005
I HAVNT GOT DIVIDEND FOR THE YEAR 2008.
PL. SEND MY DIVIDEND.

RAJESH KUMAR MANGAL
S/O SH. TILAK RAJ MANGAL
LANE -5 INDIRA COLONY
PATHANKOT
145001
MOBILE NO[protected]

Hello Sir/Madam,I have a savings bank account in ICICI BANK, Tiruvananthapuram, Kerela.Today I came to know that bank have deducted Rs 8000 from my account without any notice to me.I came to know that it was deducted as loan amount but I have never taken any loan from the bank.I called Customer care but their behaviour and response was bad towards me.I don't know how to deal with this situation...
Please let me know ...
Thanking you

Pratyush Panda

I financed my car through icici bank in jan 2008 for 2 yrs. My finance is over on jan 2010. But till date i dont recieve noc from bank. Pls arrange noc from bank.

Loan a/c no;laadd[protected]...

I had a outstanding of 23,000 on my credit card for which, as per my statement 23 Feb was the due date. I made the entire payment of rs 23,000 on 23 Feb morning at 08:30 am. However since auto debut was activated on my card, the bank sent the auto debit instructions on my account. Since the account didn't had any balance in the same the auto debit was returned. Now the banks has charged me the penalty charges of 313.00 rs for non payment of auto debit.
When i spoke with the bank guy named Manjo Kumar he said that they are not aware of the transactions that happens on the Website and I should have had personally gone to branch to tell them to stop my Auto debit. Now the question what i have is how can abank sent Auto debit intructions if the balance on Card is Zero and what do i need to do to resolve this.

I have offered Personal Loan on Credit Card and after my confirmation amount .of Rs. 4,46,940/- was transfered to my A/c. for instalment they have given me a A/c No. [protected] and on monthly basis they have sent me the bills and I will pay regulary against the same. Aount 13500 to 14000 Rs. every monty I have paid agaisnt the same. Tenur of this loan is around 48 Months. I have Paid more than 24 Months Regaularly but from last 6 to 8 month due to some manjor hospitalization problem with my son and financial crunch in my family I am not able to pay Montly Payment regularly. I have visited the ICICI Bank, Pune , SUMA House lot many times and visted to various officer and explain the enablity of payment. But now a days I have got lot of harrasement for payment due to this previous month i have paid one instalment by collecting money from my family friends.

Now a days new officers (Mr. Naredra Thakur[protected], Mr. Avinash [protected], Priya Madam[protected] are calling me regulary i have also personally visited then at Pune Suma House Brach and explain the enablilty but they are threatning me that you will found team of recover at you home and they will make a trouble to you at your home by doing anything. Sir I have finalcial problem, Health related problem. I want some time around one and 1/2 year to wait for recovery. I am in process to arrange the money but because of regular expenses for my son's hospitalization i am not able to arrange it.

Please do some this and help me and inform me how to go ahed for the same.

I have not yet received the ‘Redemption Proceeds’ of ICICI Bonds 2005 against Bondholder No.6087834 / 3 which was fallen due on 11th March, 2010. Redemption Form Sl.No.3053735 1/2 giving all details was sibmitted on 06.02.2010 by Speed Post. Maturity Value is requested for, at the earliest.

Hi Sir,

My Name is B.Lal Kumar. I have made fixed deposit of 51,000 Indian rupees on[protected]. For this According to ICICI Bank I suppose receive the Rebock Watch with in the 3 weeks time from the date of FD. I didn't receive the watch yet. I visited the ICICI Brach, 7th Block Jayanagar, Bangalore Many times. Every time they give the same answer that I will come to my communication address. I am fed up with branch, so I thought of bringing this to your notice. Please take concern action on this.

My Name : B Lal Kumar
A/c[protected].

regards,
B. Lal Kumar.

Dear karan,

You didnot replied the below mail, nether your customer care is giving any details

Again on 14.03.2010, rs.2481.75 are debited

Pls look in to this and refund both the amounts without any further delay otherwise we will be foreced to close the ca with your bank / branch and adopt the legal course of action to recover this illegal deductions that your bank is making from our account

Waitng for an urgent reply and credit


Manoj kochhar - director
Trigon marketing pvt. Ltd.
208/23, gaurav tower, pvr sonia complex
Vikas puri, new delhi-18, tele.:[protected]
— original message —
From: manoj lt
To: corp. Stmnts @ icicibank.Com
Cc: [protected]@icicibank.Com ; karan. [protected]@icicibank.Com
Sent: tuesday, march 09, 2010 9:42 am
Subject: re: account statement from icici bank #[protected]


Dear mr. Khurana,

This refers to the telecon of yesterday, pls look into the same and arrange to get them waived from our ca

We donot wish to continue any account with your bank / branch which is having such heavy chrarges for non maintainence. Please arrange to close all such accounts
Asap and confirm

With best wishes,

Manoj kochhar
Trigon impex pvt. Ltd.
208/23, gaurav tower, pvr sonia complex
Vikas puri, new delhi-18, tele.:[protected]
— original message —
From: manoj lt
To: corp. Stmnts @ icicibank.Com
Cc: [protected]@icicibank.Com
Sent: saturday, february 27, 2010 1:13 pm
Subject: re: account statement from icici bank


Pls explain these charges, they donot belong to us and we will not pay - pls refund the same asap
— original message —
From: corp. Stmnts @ icicibank.Com
To: [protected]@tipl.Co.In
Sent: saturday, february 20, 2010 6:49 am
Subject: account statement from icici bank

Dear Sir/Madam,

I Sailesh Wagh stating in Mumbai, had applied for a credit card which i had used & due to financial issue had defaulted the payment, to improve my financial status i had applied for an internal job posting in my organization for which i got selected & was offered a movement from Mumbai to Gujarat, as the financial condition was at it worst i accepted the offer & moved to Gujarat.

Some how i had managed to settle family in Gujarat i got a call from Shrutika (collection agent ICICI bank Mumbai) stating about my card payment. I informed her about the financial issue & informed her that I have my owned property in Mumbai which i am in the process of selling will take some time to clear the dues, in-spite of helping & solving my issue she started calling me everyday & demanded for money, only to avoid the calls & mental harassment i deposited a check in favor of my card so that i can sometime to concentrate my property deal. however the check got decline from bank due to insufficient fund as credit in my account happened late, next again i got a call wherein the entire situation was changed, the call started with an abusive language, i was shocked with this lady's behavior i had humble requested not to use abusive language & apologized for the check return & informed her about the return status, but in spite of co-operating & helping customer to rebuild their credit status she focused more on spoiling relation with use of abusive language,there after several calls were made in span of an hour with raw language & mental harassment only option which was left for me was disconnect their calls which i started doing, however this people went up-to an extend they some how managed to get my reporting managers numbers informed him about defaulting & started abusing him, even my manager was shocked with such behavior, I think this bank has hired terrorist wherein they are ready to kill customer for money, what next they is they starting call by neighbor & started harassing them & my family members, collection agent have used abusive language with my neighbor.

I has a customer of ICICI bank WANT TO KNOW, will calling an UN-know person help them to get the required amount, also wherein the application form i had mentioned name or contact number of this person, also i have defaulted the payment then why are you abusing my neighbor or his family member.

I am really upset with such non- professional & illiterate behavior. I really want some kind of peace for my mind as i will really pay them once i get money after selling my flat in Mumbai

Dear Sir,

with due respect, I mention that I haven;t received reedum. of my Matured Tax saving Bonds. pl. do needful

Name:Shah Niresh Chandulal
B.Holder No:[protected]. Certi no. 100371
No. Of Bonds :FOUR(Rs. 5000/- Each__)
Amount:Rs.20000/-
Dist. No.[protected]
Date of Purchase:[protected]

I had purchased qty six of icici TSB bonds of rs 5000/each on 11mar 2005 which has been matured on 11 mar2010 ,details is as under--

BONDHOLDER NO[protected] CERTIFICATE NO-101949
DISTINCTIVE NO[protected] DEPOSITORY ISI NO-INE090A08DA2

please issue check of matured amt at my present bank a/c &address

MAJOR INDERJEET SINGH , 2 MAHAR REGIMENTbr...

I APPLIED FOR 6 BONDS OF RS 5000.00 EACH ON 30.3.05 VIDE APPLICATION NO E 1761573 (CHEQUE NO 763559 DATED 27.3.2005 BANK OF RAJASTHAN AMOUNTING TO RS 30000.00) . PLEASE LET ME KNOW THE MATURITY DATE FIXED FOR THESE BONDS .
ALSO I AM NOT RECEIVING THE DIVIDEND OUT OF THESE BONDS
DHARAM VIR DHAWAN
FOLIO 6706455
ICICI TAX SAVING BONDS 2005
TIME DURATION 5 YEARS

I am sorry to write to you my concern up-to you level and this is in continuation of my my mails to ICICI customer care and all the levels.

Pls note I am not able to get the justice from ICICI Bank, after writing my concerns at level 4.

I am also surprised to see the following mail on behalf of Mr. Madhivanan.

Once again I would like to request you, pls reinvestigate my matter and provide me the justice, as I am totally unsatisfied, the way my case had been handled. I had already sent all the details to ICICI customer care with proof, but nothing had been worked out.

I would like to bring your notice that with the same merchant on same date, I was having the dispute with ABN AMRO bank also on same date (as my belongings were stolen), since he also used my ABN AMRO card for Rs.16626, and with their great investigation process finally decision had been awarded in my favour.

For further investigation, I had alredy sent the details to bank

1): ABN AMRO and HDFC card dispute details with FIR report and all other details (Emails with attachments)

2): Scan cop of the answers against the charge slip received from ABN AMRO Bank from the same merchant (In your case, I have not received any charge slip to give my justification).

3): Email from the ABN AMRO Bank that they awarded the decision in my favour.

In the view of above, pls advise the ICICI BANK to restart the process, and if you need any help/details from my end pls let me know.

We have to work as a team to teach the strong lesson to culprits, rather than asking the money from my end, which I have not incurred at all.

BR/Nishchal
[protected]

Dear Sir,
I had a Credit Card Of ICICI Bank No-[protected] 2 yrs ago, when
i was working in bangalore. After that i changed my job and came to
Noida and immdiatley went to US for 5-6 Months and
couldn't make the Payment due on my Card. But when i checked my
Acoount status of[protected] in December 2007, i found that arround
43000 rs got deducted from my account. I mailed regarding this to ICICI
bank from my ICICI Bank Mail facility and after that i got response
that they deducted the outstanding ammount of my credit card from my
account. Then i asked them to discontinue my Card permanently .I never went for any Settlement of this card nor anything pending on this card and i have confirmed this with the ICICI Customer Care.
I am still holding same Salary account from last 2.5 yrs with ICICI Bank in Noida and recently i thought of buying a Car and i applied for the same in ICICI Bank. But for my shock they rejected my application and gave me explanation that my name is is their defaulter's list as i went for a settlement. Then i went to HDFC Bank and they approved my loan within 3 days and i bought the car as well within 5 days .
I just want to clearify that is my name in ICICI defaulter's list or CIBIL's list. If i would have been in CIBIL's list then it was not possible for me to get a car loan from HDFC either....So have a look on my concern and remove my name from your's & CIBIL's database as i never went for any kind of settlement and paid the full amount due on me.

Dheeraj Rajawat
[protected]

Dear sir
I wish to inform that i have been transfered from the old office to New office. Hence i request you to kindly update my current address of my ICICI Bank Credit card No [protected]. And also send the email statement to the following [protected]@gmail.com. Old email is not working.
current address to be updated
Dr.R.Neelakantan,
Associate Professor
Department of Industries and Earth Sciences, TAMIL UNIVERSITY
THANJAVUR-613010, TAMIL NADU.
My card also damaged hence i request you to kindly send new card
Thank you
NEELAKANTAN.R
Credit card [protected].