| Address: ICICI Bank Ltd. - Pune - VimanNagar Branch. Panchshil Tech Park, Near Ganapathi Chowk. Pune. Maharashtra, 411014. |
I have opened online account in icici bank on 15th april 2020 as instructed by icici representative. This is a salaried account. Ccr informed me that i will receive the opening kit including debit card once the courier services resume. As due to of lockdown, all services were closed.
On 3rd june i received a message from icici bank about dispatching my debit card. I did not receive it so called the bank several times. After trying so many times, i could connect to customer care representative and informed about the opening kit. The bank person told me that it is delayed because of lock down.
On 29th june i came to know that my bank balance is extremely less and fraud transactions happened. I immediately informed bank and blocked the account.
When i raised the complaint on 30th june in person, bank officials assured me that i will get the debited amount and they accepted that the opening kit including debit card is still with them and not delivered to me.
Due to fraud transactions, i requested them to block all transactions means.
I received the debited virtual amount within 48 hours but bank officials told me that i cannot use it. They need to do verification.
I received verification call and person was asking me if i opened any link or shared otp or messaged anyone for converting sim to 3g to 4g.
I told him that i have not done any above action. He was insisting me that you accept you must have done gpay or phonepay application. I denied that, he was very adamant and stressing me that it is my fault i must have done something above. This behavior of a bank person is very wrong, they cannot mentally torture a customer like this. I even told him that why only fraud transactions are happened from icici bank why not from other bank which has same registered number. He accepted the fact and kept quiet.
I visited bank to collect the debit card, they didnot handover it to me saying that kyc is not done. I requested them to do the kyc but they were unable to do it.
After a week, they debited the virtual amount that they credited when i raised the complaint on 30th june.
Regarding this i called sevaral tiems to the customer care number, the called is getting hanged up after auto message. After sevaral times, i could connect to the person but he disconnected it saying this is not our department. I tried to call for sevaral times, everytime they are saying this department is differet and transfering my call to other other dept where everytime i have to provide all the details. Everytime the casset runs saying "aap call ki adhikatam sima par kar chuke hai" and later call gets hanged up.
Please note the following points:
1. Account was online opened and account number is only with me, my company (Since salaried account), and icici bank.
2. My opening kit and debit card is still with the icici bank.
3. Bank person didnot inform me to do kyc.
3.in this period fraud transactions happened and i raised the complaint.
4. I reissued the debit card. They are not handing over it to me, reason is kyc. Even i visited to bank, they are unable to do kyc.
5. Verification team person is misguiding me, not listening me but insisting me to accept that fraud transaction is because of my negligence. He is very adamant and imposing me to accept that i must have messaged some unknown person. Later the bank person reported wrong information in the verification report, debited the virtual money, and closed the case.
6. Customer care representatives are not available at first attempt, after several time they get connected but disconnects call saying that this is not their department.
All these things are very tourturing to me mentaly.
Please take action on the bank because they have many loopholes in their system and due to this customers like me are loosing hardearned money.
Thanks,
Swati
Aug 9, 2021
Complaint marked as Resolved
ICICI Bank customer support has been notified about the posted complaint.
Verified Support
Aug 10, 2020
ICICI Bank Customer Care's response Dear Customer,
We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a0xapq) in the subject line of your email. Our official will assist you.
Regards,
ICICI Bank Customer Service Team
We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a0xcu4) in the subject line of your email. Our official will assist you.
Regards,
ICICI Bank Customer Service Team