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ICICI Bank Complaints & Reviews

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Updated: Jan 2, 2026
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C
cooljk30
from Delhi, Delhi
Jun 6, 2020
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Hi team,

I had checked my icici account, ecs charges 590 rs. Was deducted from my account with icici bank (Account no:[protected]. I had applied for moretorium against the loan emi under the idfc firts bank (Capital first). Again, i got the alert of ecs return and definately i would be charges in form of ecs. During the moretorium, no ecs, no panelty should not be charged on my account.

I did call cutomer care and met with both bank branch (Icici & idfc) but i did not get the solution. I am very helpless and frustating.

This is very irritating on lockdown period in country as directed by pmo.

This amount is wrongly deducted by icici bank. Please help me to refund and wavie off of ecs return charges.

I have attached some sanapshot.

Name - jitendra kumar shukla
Account no:[protected]
+2 photos
ICICI Bank customer support has been notified about the posted complaint.
Sep 04, 2020
Updated by cooljk30
Hi Team,

Why team has not resoved the issue and I did not get any solution and ticket marled as a solved. This is going irritating.

please help to get the solution please refund my money.
Sep 04, 2020
Updated by cooljk30
Hi Team,

Why team has not resoved the issue and I did not get any solution and ticket marked as a solved. This is going irritating.

please help to get the solution please refund my money.
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    prasadmlrv
    Jun 6, 2020
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    I have been charged without any prior information to me, this is third time im facing this issue. I want clear clarification on this and i want my money to be back.
    ICICI Bank customer support has been notified about the posted complaint.
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      Rahul_99
      Jun 6, 2020
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      Address: Visakhapatnam

      Sir,
      I'm facing this situation since 3 years. They are not solving the problem and the bank manager is just awaiting us back that the problem will be solved. But they didn't solved.
      Here, the icici fraudulently looting money without any message and there is no proper statement and response for the reduction..
      If it continues we can go for consumers rights court..
      +1 photos
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        Subhashchandra Yadav
        Jun 6, 2020
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        Hi, i am subhashchandra yadav. Customer of icici bank. I have a salary account of icici bank. Am an icici bank customer. Today[protected] ecsrtnchg charged 124.75 rupees, yesterday[protected] ecsrtnchg charged 493.24 rupees & 3rd june 96.76 rupees charges deducted. Total amount 777.75 rupees i don't know what the charges ecsrtnchg... They the bank hit the charges without my knowledge and without any confirmation email or sms or any phone call. Please explain what the charge it is. Actually i have an emi of 4132 rs purchased through bajaj finance.
        This is again and again happened. Please do the needful.
        My email id is [protected]@gmail.com
        Mo. No.: [protected]
        +2 photos
        ICICI Bank customer support has been notified about the posted complaint.
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          kush manocha
          Jun 6, 2020
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          Unfortunately from 28th may 2020 onwards i had minimum balance which was debited under nach_ad_rtn_chrg-bajafin-02apr20-c[protected]pl10 from my account...
          28th may rs. 489.86
          1st june rs. 300
          1st june rs. 100
          1st june rs. 49
          1st june rs. 150
          1st june rs. 240
          1st june rs. 439

          All these transactions where never given any prior notice.

          I had applied complaint over customer care email address but i have not got any proper reply.

          16/02/2020 17/02/2020 - nach_ad_rtn_chrg~bajajfin~03feb20~ad3837d~4050cd08 413
          28/05/2020 28/05/2020 - nach_ad_rtn_chrg~bajajfin~03apr20~b269a18~4050cd08 489.86
          01/06/2020 01/06/2020 - nach_ad_rtn_chrg~bajajfin~02apr20~c280b70~4050cd08 300
          01/06/2020 01/06/2020 - nach_ad_rtn_chrg~bajajfin~03apr20~b269a18~4050cd08 100.14
          01/06/2020 01/06/2020 - nach_ad_rtn_chrg~bajajfin~02apr20~c280b70~4050cd08 49.85
          01/06/2020 01/06/2020 - nach_ad_rtn_chrg~bajajfin~02apr20~c432541~4050pl10 150.01
          01/06/2020 01/06/2020 - nach_ad_rtn_chrg~bajajfin~02apr20~c280b70~4050cd08 240.15
          01/06/2020 01/06/2020 - nach_ad_rtn_chrg~bajajfin~02apr20~c432541~4050pl10 439.99
          +1 photos
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            S
            santosh407
            from Hyderabad, Telangana
            Jun 5, 2020
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            Address: Telangana , Yapral icici bank branch

            I would like to bring to your notice that an amount of rs. 999 has been deducted from my icici account. I am not sure what this amount is deducted for? Kindly help me refund the money back to my account.
            ICICI Bank customer support has been notified about the posted complaint.
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              Juhi9412
              Jun 5, 2020
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              Address: Hero Honda branch

              Sir, 70000 rs debited from my account and credited in to some other person without sharing my otp and pin and other information from 30.05.2020 - 02.06.2020
              ICICI Bank customer support has been notified about the posted complaint.
              No any reponse from bank. Please help me to get my money back.
              Acount Name-calling Juhi chugh,
              Branch - Hero honda icici bank.
              Also raised complaint to icici bank - SR[protected]
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                S
                Sarathpcp
                Jun 5, 2020
                Resolved
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                Resolved

                My name is sarath kumar and i'm having salaried account with icici bank from the past 2 years. I am seeing my icici account from past 2 months. When i checked my account online, that more than 99 times i have been charged posdec chg of rs. 28.75 each
                Posdec chg/*

                I have not used my card any where from last 4 months

                It is happening from last march 11th 2020 to till date. Whatever money is credited in account. Total money deducting in one shot pocdec chg.
                Even i sent mail to customer care they are not responded to my mail and calls.

                I father a lawyer. I am not going to rest. We will go to court if i have to for this.

                Unauthorized and illegitimate charge that more than 99 times, is ridiculous!!!

                Icici still deducting posdec chr from account.
                Jun 5, 2020
                Complaint marked as Resolved 
                Company not resolved my issue
                ICICI Bank customer support has been notified about the posted complaint.
                Jun 05, 2020
                Updated by Sarathpcp
                Not resolved
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                  M
                  mdt12
                  Jun 5, 2020
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                  Address: Wardha

                  I had a fast tag with icici bank customer id: 10363034 which was blacklisted due to low balance. I recharged it with required amount on 05/03/2020 and requested to close on 05/03/2020. Which is accepted and closed. I received a refund also. But these people kept my vehicle mh32ah5500 in blacklist. They closed account but not removed it from blacklist with ncpi. (Govt authority) therefore reactivation of any new fasttag is not possible. I want to activate new tag because my old tag of icici bank is damaged.
                  I called on call centre of icici bank minimum 100 times also mail them. It never connects or respond back. And whenever it connects before giving any solution they disconnect. If my tag account is closed on 05th march 2020. It should be removed from blacklist from ncpi. Very poor service from icici bank.

                  You can see attached image. It is clearly showing my account is closed but my tag is still blacklisted. That from 16th jan 2020 it is going to get mandatory for all vehicles otherwise they will charge double. But if icici bank taking so much time to clear it then how can i manage to activate new fastag. Please revert as early as possible
                  +1 photos
                  ICICI Bank customer support has been notified about the posted complaint.
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                    Prassanna kumar
                    Jun 5, 2020
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                    dp charges of april 2020

                    Address: Banglore

                    I am prasannakumar naik, on 27th may 2020 sum of rs 827 has been deducted from my account for dp charges till april 2020

                    I was not having any idea about my demat account, and i didn't get any notification of deduction. I never personally opened the demat account till date so this is totally insecure and i even don't have any idea about the demat and trading stuff so please take this matte seriously because deducting of charges...
                    +1 photos
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                    Manpreetkaursaini
                    Jun 5, 2020
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                    Same issue i am facing

                    Why my amount was deducted under this following statements. Why i am getting all charges from my account? I asked about bajaj finserve and told me they authorized to deduct only loan amount, not any other charges. So, i move to call customer care number icici bank. The ivr wanted me to enter my details so fast and then after a few seconds, it's automatically hang up.
                    I need to know about the charges please help. And why you will charges like these under the name of "nach_ad_rtn_chrg~bajajfin".

                    Please stop all these.

                    Regards.
                    Manpreet kaur
                    ICICI Bank customer support has been notified about the posted complaint.
                    Verified Support
                    Jun 06, 2020
                    ICICI Bank Customer Care's response
                    Dear Customer,

                    We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a0nphj) in the subject line of your email. Our official will assist you.

                    Regards,
                    ICICI Bank Customer Service Team
                    Jun 07, 2020
                    Updated by Manpreetkaursaini
                    I already did. But no one respond and i do not understand the meaning o[censored]ID
                    guys,
                    please contact to me on my email id [protected]@gmail.com.
                    thanks!
                    Jun 07, 2020
                    Updated by Manpreetkaursaini
                    I always trying to send on your mentioned email address but it always say this email is not correct.

                    and i contacted to your team on different different email address of icici bank but very bad, no one respond to me
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                      amitkumarshrm15
                      Jun 5, 2020
                      Resolved
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                      Resolved

                      Hi team, this is my fifth complaint against icici bank i have deposited a cheque of 2, 45, 000 r against my personal loan on march 16th, 2020 post icici branch approval, my check was not cleared and return back on 19th march i did not informed about my check returns from the branch after that i have visited vashali and bhakrota branch for my check and raised complaint on vashali nagar branch on 23rd march they asked me to call back on same day however, did not receive any response, after that lockdown applied on rajasthan post that again i have visited bhakrota branch but same response received, after lockdown over again i have visited bhakrota after five days i received my check back and i have requested to clear that check against my loan account that time i have charged 11, 000 extra for three months also i have requested to waive off my charges but vashali nagar branch manager denied my request also i have submitted my pl closing request and deposited 16, 504 r cash in vashali nagar branch they have taken my request, now they are again asking me to deposit 15, 000 more money to close my loan, i am very frustrated in this covid19 situation and bank is torching me again and again i have already loss of 11, 000 r in this lockdown situation, i need my money back and close my personal loan, i m not in situation to pay loan.
                      Jun 5, 2020
                      Complaint marked as Resolved 
                      Hi Team, This is my fifth complaint against ICICI bank I have deposited a cheque of 2, 45, 000 r against my personal loan on March 16th, 2020 post icici Branch approval, my check was not cleared and return back on 19th March I did not informed about my check returns from the branch after that I have visited Vashali and Bhakrota Branch for my check and raised complaint on Vashali Nagar branch on 23rd March they asked me to call back on same day however, did not receive any response, after that lockdown applied on rajasthan post that again I have visited Bhakrota Branch but Same response received, after lockdown over again I have visited Bhakrota after five days I received my check back and I have requested to clear that check against my loan account that time I have charged 11, 000 extra for three months also I have requested to waive off my charges but Vashali Nagar branch manager denied my request also I have submitted my pl closing request and deposited 16, 504 r cash in Vashali Nagar branch they have taken my request, now they are again asking me to deposit 15, 000 more money to close my loan, I am very frustrated in this COVID19 situation and bank is torching me again and again I have already loss of 11, 000 r in this lockdown situation, I need my money back and close my personal loan, I m not in situation to pay loan.
                      ICICI Bank customer support has been notified about the posted complaint.
                      Jun 05, 2020
                      Updated by amitkumarshrm15
                      Still my complaint not resolved
                      Jun 05, 2020
                      Updated by amitkumarshrm15
                      Hi Team, This is my fifth complaint against ICICI bank I have deposited a cheque of 2, 45, 000 r against my personal loan on March 16th, 2020 post icici Branch approval, my check was not cleared and return back on 19th March I did not informed about my check returns from the branch after that I have visited Vashali and Bhakrota Branch for my check and raised complaint on Vashali Nagar branch on 23rd March they asked me to call back on same day however, did not receive any response, after that lockdown applied on rajasthan post that again I have visited Bhakrota Branch but Same response received, after lockdown over again I have visited Bhakrota after five days I received my check back and I have requested to clear that check against my loan account that time I have charged 11, 000 extra for three months also I have requested to waive off my charges but Vashali Nagar branch manager denied my request also I have submitted my pl closing request and deposited 16, 504 r cash in Vashali Nagar branch they have taken my request, now they are again asking me to deposit 15, 000 more money to close my loan, I am very frustrated in this COVID19 situation and bank is torching me again and again I have already loss of 11, 000 r in this lockdown situation, I need my money back and close my personal loan, I m not in situation to pay loan.
                      Verified Support
                      Jun 05, 2020
                      ICICI Bank Customer Care's response
                      Dear Customer,

                      We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a0npi9) in the subject line of your email. Our official will assist you.

                      Regards,
                      ICICI Bank Customer Service Team
                      Jun 06, 2020
                      Updated by amitkumarshrm15
                      I have already emailed to ICICI bank however I received below response.

                      Dear Customer,

                      We wish to inform you that due to the precautionary measures undertaken for our officers in the wake of Corona virus outbreak, we are currently unable to assist you through E-mail.
                      Sincerely,

                      Customer Service Team
                      ICICI Bank Limited

                      This is a system-generated e-mail. Please do not reply to this e-mail.
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                        J
                        jay.bjee
                        Jun 5, 2020
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                        Address: Dighwara, Bihar 841207.

                        Dear sir,
                        On 3rd of june in the evening 7:05 pm, i got two messages back to back of nfs/cash wdl of 10000 each, i. E. Twenty thousand rupees. That time i had my card in the wallet. So these both transaction was not done by me. Please help me to get back my money. As twenty thousand rupees is huge amount for me.
                        +2 photos
                        ICICI Bank customer support has been notified about the posted complaint.
                        Sir,
                        On 5th June in the evening on 5:09 PM, Bank sent a mail that your issue will be resolved within 23 days. Today is 24th days. I sent a mail yesterday and again today about the update. But they are not responding. I have already submitted all the required documents on 5th June in the ICICI bank branch in Saran Bihar.
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                          D
                          Dipak Kate
                          from Mumbai, Maharashtra
                          Jun 5, 2020
                          Resolved
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                          Resolved

                          Address: kolshet road, dhokali, thane (W)

                          Hello sir,
                          My bank act no:[protected] is located in thane on 04/06/2020 nach_ad_rtn_chrg~bajajaut~15apr20~8dc5f6 dr. 422.21
                          04/06/2020 nach_ad_rtn_chrg~bajajaut~06apr20~ad9022 dr. 589.99
                          28/05/2020 nach_ad_rtn_chrg~bajajaut dr. 0.01
                          28/05/2020 nach_ad_rtn_chrg~bajajaut-8dc5f6- cr. 167.59

                          Why my amount was deducted under this following statements. Why i am getting all charges from my account? I asked about bajaj finserve and told me they authorized to deduct only loan amount, not any other charges. So, i move to call customer care number icici bank. The ivr wanted me to enter my details so fast and then after a few seconds, it's automatically hang up.
                          I need to know about the charges please help. And why you will charges like these under the name of "nach_ad_rtn_chrg~bajajaut". As lockdown going on we dont have money to spend on us and rbi told not to cut emi for three months so what are these charges for and on 08 may 2020 you guys also charge me 1200rs for cashtxncharges i also complaint about it but no response from you what should we do we have no money left after this
                          Need answer or im going to complaint it to rbi and hr. Chief minster of maharashtra

                          Please stop all these.
                          Aug 12, 2021
                          Complaint marked as Resolved 
                          ICICI Bank customer support has been notified about the posted complaint.
                          Verified Support
                          Jun 05, 2020
                          ICICI Bank Customer Care's response
                          Dear Dipak Kate,

                          We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                          Regards,
                          ICICI Bank Customer Service Team
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                            Balaji Jack
                            from Delhi, Delhi
                            Jun 4, 2020
                            Resolved
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                            Resolved

                            Hi icici team,

                            I really unsatisfied with your service, i am the customer of icici past 5 years u people doing un trusted work you deducted 29.50 rupees in my account why don't know why your doing like this last month you deducted 29.50 rupees in my account and this month also u doing the same thing i really frustrated we are in crisis time due to corona but you ppl are cheating us
                            Aug 9, 2021
                            Complaint marked as Resolved 
                            ICICI Bank customer support has been notified about the posted complaint.
                            Dear Customer,

                            We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a0no5m) in the subject line of your email. Our official will assist you.

                            Regards,
                            ICICI Bank Customer Service Team
                            Dear Customer,

                            We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a0no5m) in the subject line of your email. Our official will assist you.

                            Regards,
                            ICICI Bank Customer Service Team
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                              solomonjedward
                              Jun 4, 2020
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                              Address: Icici Kazhakootam

                              ICICI has charged me ecscharge again and again debiting more than 500 inr per time.
                              +2 photos
                              ICICI Bank customer support has been notified about the posted complaint.
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                                Bonthu Laxmi sai Yaswanth
                                Jun 4, 2020
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                                Account total freeze

                                Icici insta savings account frozen due to kyc. Respected documents have been submitted but still account was in freeze no response from branch icici waste of time. This is how they treat customers....
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                                Monisankar Banerjee
                                Jun 4, 2020
                                Resolved
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                                Resolved

                                I'm having a salary account with icici for more than a year now and i also had a subscription of apple music which gets renewed every month on 15th so, as usual in the month of april i made sure that i have sufficient amount in my account on 15th for the transaction to go through and it did. So i continued using apple music for one more month and then cancelled the subscription in the month of may.
                                That icici account was not my primary account so i never used to maintain money in it.
                                In the month of may, my friend transferred me a total of 750 inr. I wanted that amount in my icici account because i needed to make a payment from there.
                                The moment i received the amount i checked my account balance i was shocked it was showing 'zero'. I checked the account statement and found out there are 25 posdec charges dated for the month of april. I downloaded the statement and got in touch with the bank they said auto debit was attempted by apple and due to insufficient amount in the account we charged you the fine.
                                So i got in touch with apple to get clarification as to why they attempted debiting amount when it was already paid for. After having a conversation with apple they said that they could not find any record of the attempt.
                                So i called up the bank again and asked for a proof which shows that apple tried debiting that amount from my card. The representative was very rude and started shouting at me and said they can't provide me with the details and just hung up the call.
                                The total amount deducted for the same was of 750 inr.
                                Now i'm hanging in the middle with no clue to how to go about it.
                                Both companies are not helping and during this critical time of financial struggle i can't let go of that 750 inr.
                                Please help me and try giving me a resolution.
                                +3 photos
                                Aug 8, 2021
                                Complaint marked as Resolved 
                                ICICI Bank customer support has been notified about the posted complaint.
                                Verified Support
                                Jun 04, 2020
                                ICICI Bank Customer Care's response
                                Dear Customer,

                                We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                                Regards,
                                ICICI Bank Customer Service Team
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                                  pulkit.verma1985
                                  from Mumbai, Maharashtra
                                  Jun 4, 2020
                                  Resolved
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                                  Resolved

                                  Address: Y N road Indore branch MP

                                  A charge of rs 826 has been deducted from my account mentioning demat charge
                                  My account is dormant and informed me that there will no charges will be deduct for the same.

                                  I have many times raised the request for closing the account but despite of closing they are not providing me proper services any time.

                                  I am really frustated with that.

                                  Name - pulkit verma mobile - [protected]
                                  Aug 14, 2021
                                  Complaint marked as Resolved 
                                  ICICI Bank customer support has been notified about the posted complaint.
                                  Verified Support
                                  Jun 04, 2020
                                  ICICI Bank Customer Care's response
                                  Dear Customer,

                                  We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                                  Regards,
                                  ICICI Bank Customer Service Team
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                                    B.N.Chidambara swamy
                                    Jun 4, 2020
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                                    I have credit card no[protected]. Ipaid all the bills on 30 5 2020 through sbi online. But in imobile app out standing balance showing rs2632. Please update
                                    ICICI Bank customer support has been notified about the posted complaint.
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