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ICICI Bank Complaints & Reviews

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Updated: Apr 21, 2026
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ICICI Bank reviews & complaints page 366

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S
solomonjedward
Jun 4, 2020
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Address: Icici Kazhakootam

ICICI has charged me ecscharge again and again debiting more than 500 inr per time.
ICICI Bank customer support has been notified about the posted complaint.
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    B
    Bonthu Laxmi sai Yaswanth
    Jun 4, 2020
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    Account total freeze

    Icici insta savings account frozen due to kyc. Respected documents have been submitted but still account was in freeze no response from branch icici waste of time. This is how they treat customers....
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    M
    Monisankar Banerjee
    Jun 4, 2020
    Resolved
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    Resolved

    I'm having a salary account with icici for more than a year now and i also had a subscription of apple music which gets renewed every month on 15th so, as usual in the month of april i made sure that i have sufficient amount in my account on 15th for the transaction to go through and it did. So i continued using apple music for one more month and then cancelled the subscription in the month of may.
    That icici account was not my primary account so i never used to maintain money in it.
    In the month of may, my friend transferred me a total of 750 inr. I wanted that amount in my icici account because i needed to make a payment from there.
    The moment i received the amount i checked my account balance i was shocked it was showing 'zero'. I checked the account statement and found out there are 25 posdec charges dated for the month of april. I downloaded the statement and got in touch with the bank they said auto debit was attempted by apple and due to insufficient amount in the account we charged you the fine.
    So i got in touch with apple to get clarification as to why they attempted debiting amount when it was already paid for. After having a conversation with apple they said that they could not find any record of the attempt.
    So i called up the bank again and asked for a proof which shows that apple tried debiting that amount from my card. The representative was very rude and started shouting at me and said they can't provide me with the details and just hung up the call.
    The total amount deducted for the same was of 750 inr.
    Now i'm hanging in the middle with no clue to how to go about it.
    Both companies are not helping and during this critical time of financial struggle i can't let go of that 750 inr.
    Please help me and try giving me a resolution.
    Aug 8, 2021
    Complaint marked as Resolved 
    ICICI Bank customer support has been notified about the posted complaint.
    Verified Support
    Jun 04, 2020
    ICICI Bank Customer Care's response
    Dear Customer,

    We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

    Regards,
    ICICI Bank Customer Service Team
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      P
      pulkit.verma1985
      from Mumbai, Maharashtra
      Jun 4, 2020
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      Address: Y N road Indore branch MP

      A charge of rs 826 has been deducted from my account mentioning demat charge
      My account is dormant and informed me that there will no charges will be deduct for the same.

      I have many times raised the request for closing the account but despite of closing they are not providing me proper services any time.

      I am really frustated with that.

      Name - pulkit verma mobile - [protected]
      Aug 14, 2021
      Complaint marked as Resolved 
      ICICI Bank customer support has been notified about the posted complaint.
      Verified Support
      Jun 04, 2020
      ICICI Bank Customer Care's response
      Dear Customer,

      We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

      Regards,
      ICICI Bank Customer Service Team
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        B
        B.N.Chidambara swamy
        Jun 4, 2020
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        I have credit card no[protected]. Ipaid all the bills on 30 5 2020 through sbi online. But in imobile app out standing balance showing rs2632. Please update
        ICICI Bank customer support has been notified about the posted complaint.
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          A
          aditya1810
          Jun 4, 2020
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          Rs 201.60 got deducted as dp charges, what is it all about, please mention in details whenever you deduct any money, its not my duty to waste time in such issues. Refund my money asap
          Also there is some charges deducted not sure why 2 times, please get in touch with me and resolve my issue.

          On 29/04/2020
          Dcardfee2366mar20-feb21+gst dr. 234.82

          29/04/2020 dcardfee2024mar20-feb21+gst dr. 234.82
          ICICI Bank customer support has been notified about the posted complaint.
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            F
            faizalRahman
            from Delhi, Delhi
            Jun 3, 2020
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            Hi Team,

            I have missed out emi for Bajaj in the month of April but icici bank debited for multiple time in my account and I have try to reach in customer care but unable to reach and also I have raise the request for this but they replied to me I am going escalate for this case.

            I dnt know RBI informed cheque bounced dnt charged but in my case they debited multiple time.

            Could you please reverse my amount its helpful of my suitvation.

            I have attached proof amount debited.

            Could you please take the nessarary action.

            Thanks in Advanced,

            M. Faizal Rahman
            CT : [protected] /[protected]
            ICICI Bank customer support has been notified about the posted complaint.
            Jun 03, 2020
            Updated by faizalRahman
            Could you please any one assist on this
            Jun 03, 2020
            Updated by faizalRahman
            I have checked in my account for debited Rs : 2655

            But Bajaj EMI amount is Rs : 1499
            Jun 03, 2020
            Updated by faizalRahman
            Lockdown period understand for public suitation

            Rs 2655 is very big for us
            Jun 04, 2020
            Updated by faizalRahman
            I received mail from icici bank

            It was correct debited amount but its acceptable

            How much you are charged for bouncing Rs : 2655

            I want revised my amount

            Once ecs return means next day how will allow with intimate
            Jun 04, 2020
            Updated by faizalRahman
            We would like to inform you that the charges are deducted as the NACH instructions towards “ BAJAJ AUTO FINANCE LIMITED ” are rejected due to insufficient funds for the month of April 6, 2020; April 7, 2020; April 9, 2020.

            ECS Return charges applicable as Rs.350.00 plus GST (Goods and Service Tax) for one return in a month; thereafter, Rs.750.00 plus GST (Goods and Service Tax) per return (financial reasons) in the same month. Revised charge is flat rate of Rs. 500.00 plus GST (Goods and Service Tax) per instance (financial reasons) in the same month (effective from March 01, 2020).

            We regret our inability to reverse the charges as charges has been levied correctly.
            Verified Support
            Jun 04, 2020
            ICICI Bank Customer Care's response
            Dear Faizal Rahman,

            We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

            Regards,
            ICICI Bank Customer Service Team
            Jun 05, 2020
            Updated by faizalRahman
            Again same mail replayed.

            I want my amount could you please revised my amount
            Jun 07, 2020
            Updated by faizalRahman
            Same mail I have received from your customer support people.

            Could you please revised amount including GST.

            PLEASE FIND THE DEBITED DATE AND AMOUNT DETAILS FOR YOUR REFERENCE.

            3 - JUN - 2020 = 590
            3 - JUN - 2020 = 577
            3 - JUN - 2020 = 329
            1 - JUN - 2020 = 200
            8 - MAY - 2020 = 450
            28 - MAY- 2020 = 60
            17 - APRIL - 2020 = 590
            16 - APRIL - 2020 = 59

            Total amount debited from my account Rs : 2855
            You have debited in this lockdown suitation.

            I hope your understanding and refund amount.

            Regards,
            M. Faizal Rahman
            Jun 08, 2020
            Updated by faizalRahman
            Could you please refund my amount
            Jun 09, 2020
            Updated by faizalRahman
            Could any one assist on this request
            Jun 11, 2020
            Updated by faizalRahman
            Any update
            Jun 14, 2020
            Updated by faizalRahman
            Icici bank I am expecting your response
            Jun 15, 2020
            Updated by faizalRahman
            Icici banks Thanks for your response good for customer relationships.

            I going to FILE the case RBI CMS PORTAL.

            keep going forward your customer management.
            Jul 12, 2020
            Updated by faizalRahman
            Morotation period only applicable for applicable on intrest charges and extend emi period but not affected cilble score and panalite charges.

            Any one help me to get my amount.

            Only panalytiea around Rs : 2655

            This amount very difficult to earning this lock down period.

            Icici bank understand public suitation.

            Don't tell this automated.
            Aug 22, 2020
            Updated by faizalRahman
            Any update
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              Address: Hyderabad

              S No. Value Date Transaction Date Cheque Number Transaction Remarks Withdrawal Amount (INR )
              1 30/05/2020 30/05/2020 - POSDEC CHG/[protected]/5056+GST 29.5
              2 30/05/2020 30/05/2020 - POSDEC CHG/[protected]/5056+GST 22.79
              3 30/05/2020 30/05/2020 - POSDEC CHG/[protected]/5056+GST 29.5
              4 30/05/2020 30/05/2020 - POSDEC CHG/[protected]/5056+GST 29.5
              5 30/05/2020 30/05/2020 - POSDEC CHG/[protected]/5056+GST 29.5br...
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              X
              xavier kalyan
              Jun 3, 2020
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              Address: Hyderabad

              03/06/2020 03/06/2020 NACH_AD_RTN_CHRG~BAJAJFIN~02APR20~c
              4b50f0~400PGST 590.00 3, 710.00

              3 03/06/2020 03/06/2020 NACH_AD_RTN_CHRG~BAJAJFIN~02APR20~c
              3d1932~400PGST 590.00 3, 120.00

              4 03/06/2020 03/06/2020 NACH_AD_RTN_CHRG~BAJAJFIN~02APR20~c
              77d9cf~400PGST 590.00 2, 530.00

              5 03/06/2020 03/06/2020 NACH_AD_RTN_CHRG~BAJAJFIN~03APR20~b
              33bef9~400PGST 590.00 1, 940.00

              6 03/06/2020 03/06/2020 NACH_AD_RTN_CHRG~BAJAJFIN~03APR20~b
              634573~400PGST 590.00 1, 350.00

              7 03/06/2020 03/06/2020 NACH_AD_RTN_CHRG~BAJAJFIN~03APR20~b
              3510c7~400PGST 590.00 760.00

              8 03/06/2020 03/06/2020 NACH_AD_RTN_CHRG~BAJAJFIN~07APR20~a
              669f0a~400PGST 590.00 170.00

              9 03/06/2020 03/06/2020 NACH_AD_RTN_CHRG~BAJAJFIN~22APR20~8
              1caa95~400PGST 170.00 0.00

              In this COVID19 time govt has given moratorium for 3 months and then also these ICICI bank people are deducting charges. Why my amount was deducted under this following statements. Why i am getting all charges from my account? ICICI customer care ivr number wanted me to enter my details so fast and then after a few seconds, it's automatically hang up.

              In this lockdown period also you people playing with every one life.

              I want my total has to be refund.. total amount 4300/-

              I suggest not to use ICICI bank account.

              Regards,
              Marlin Xavier,
              xavier.[protected]@gmail.com
              ICICI Bank customer support has been notified about the posted complaint.
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                A
                Adv. Balwant Singh Mann
                Jun 3, 2020
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                Address: Bathinda,punjab

                My icici bank account * transaction on 29/04/2020 amount of rs. 4000/- without my permission. Entry shows in my passbook aep/cash wdl/29-04/2020.
                What is the meaning of this transaction? And what i can do now??
                ICICI Bank customer support has been notified about the posted complaint.
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                  V
                  Vinod Vikram
                  Jun 2, 2020
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                  ecsrtnch & nach charges they have charged 9000

                  Dear sir/madam,

                  We would like to bring to your elite notice that iam one of the customer of icici bank and now i fully scared on this bank for whether they debit my account balance or not. Because they unwantedly charged my account balance without my knowledge or permission through sms, mails and phone calls. I don't know why they charged using the way of ecsrtnchg and what is this?
                  I already posted the same complaints...
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                  J
                  Jomy Thomas
                  Jun 2, 2020
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                  My account has been charged around 585, 589, 582 rupees for many times, don't know the real reason behind this, where can i find the reimbursement. Is icici bank is too poor to rob from its normal customers??
                  ICICI Bank customer support has been notified about the posted complaint.
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                    Yogizoom
                    from Mungeli, Himachal Pradesh
                    Jun 2, 2020
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                    Address: Kaali mai ward, Behind kasturba school

                    [protected] upi/[protected]/payment from
                    Ph/7879360*@ybl/state bank of
                    I

                    5000.00
                    Cr

                    [protected] cms/[protected]/bajaj_auto
                    _cd_t57rdpfc960202

                    3017.00
                    Dr

                    [protected] cms/[protected]/bajaj_auto
                    _cd_t57rdpfc960202

                    1666.00
                    Dr

                    [protected] nach_ad_rtn_chrg~bajajfi
                    N~02mar20~4ba7129~t57rdpf
                    C

                    590.00
                    Dr

                    [protected] nach_ad_rtn_chrg~bajajfi
                    N~02mar20~4e606b4~t57rdpf
                    C

                    590.00
                    Dr

                    [protected] upi/[protected]/payment from
                    Ph/7879360*@ybl/state bank of
                    I

                    1700.00

                    Cr
                    [protected] cashtxninbranch chgs-
                    Apr20+gst

                    90.99
                    Dr

                    [protected] nach_ad_rtn_chrg~bajajfi
                    N~02apr20~c1f196d~t57rdpfc

                    590.00
                    Dr

                    [protected] nach_ad_rtn_chrg~bajajfi
                    N~02apr20~c3eee3d~t57rdpfc

                    590.00
                    Dr

                    [protected] nach_ad_rtn_chrg~bajajfi
                    N~03apr20~b245407~t57rdpfc

                    429.01
                    Dr

                    [protected] upi/[protected]/emi/sailendrai
                    [protected]@o/punjab national

                    1700.00
                    Cr

                    [protected] nach_ad_rtn_chrg~bajajfi
                    N~03apr20~b245407~t57rdpfc

                    160.99
                    Dr

                    [protected] nach_ad_rtn_chrg~bajajfi
                    N~07apr20~a7868a8~t57rdpfc

                    590.00
                    Dr

                    [protected] nach_ad_rtn_chrg~bajajfi
                    N~03apr20~b4439d8~t57rdpfc

                    590.00
                    Dr

                    [protected] nach_ad_rtn_chrg~bajajfi
                    N~15apr20~9189250~t57rdpfc

                    359.01
                    Dr

                    My self shailendra singh baghel
                    All this amount is deducted from my icici bank account in the name of bajaj finserv emi.
                    I called bajaj customer care they said they got emi on time no bounce charge on month of march but icici charged rs 590×2 on april month and because of this deduction iam unable to pay emi on time (April) and due to lockdown i can't reach bank branch.
                    But however i paid emi on 26 april 2020.
                    And now bank deduting amount in name of emi bounce (April month) as bajaj customer care said they only charged one time 450rs but bank charge in interval of 5days 590rs.
                    Contact me ([protected]@gmail.com)
                    ICICI Bank customer support has been notified about the posted complaint.
                    Verified Support
                    Jun 03, 2020
                    ICICI Bank Customer Care's response
                    Dear Yogizoom,

                    We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                    Regards,
                    ICICI Bank Customer Service Team
                    Jun 04, 2020
                    Updated by Yogizoom
                    How icici bank officials will contact me?
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                      S
                      satish vudari
                      Jun 2, 2020
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                      Address: Hyderabad

                      Hi team,

                      Can you please check this why these transactions are showing in my account and they deducted my money can you stop all these and revert my money.

                      Thanks you.
                      Pavani vudari
                      ICICI Bank customer support has been notified about the posted complaint.
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                        J
                        jhanvi thakkar
                        Jun 2, 2020
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                        Address: gandhinagar

                        Rs 826 has been deducted from my account in april. I checked online and found that lot of other people have logged similar complain. I believe the charge is for dmat account but i don't even have an icici dmat account that i am aware of. Please initiate ba refund as i have never been informed about such deduction. I use sharekhan and motilal owswal for my share investments and they were also unaware of such a debit. I wasnt informed about the deduction. This is insane how can you open my dmat accout without my permission. This is so pathetic atlleast have some standard. Pepole trust you blindly and you take advatage of that.
                        Refund my 3 years amonut in my accout today itself.
                        This is the chepest act any company can do.
                        There are many ways you guys can earn yo dont need to steal it from someones bank account. I can see so many compalin about this.
                        ICICI Bank customer support has been notified about the posted complaint.
                        Verified Support
                        Jun 08, 2020
                        ICICI Bank Customer Care's response
                        Dear Jhanvi Thakkar,

                        We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a0ndcz) in the subject line of your email. Our official will assist you.

                        Regards,
                        ICICI Bank Customer Service Team
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                          D
                          Deval Chavhan
                          Jun 2, 2020
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                          Resolved

                          Address: Ballarshah. Chandrapur, Maharashtra

                          This is not the first time. I will talk what happened today i have been charged without knowing without any notification. Money has gone from my icici bank account. By saying ecsrtn charge. Please anyone has any information regarding this connect.
                          Aug 6, 2021
                          Complaint marked as Resolved 
                          ICICI Bank customer support has been notified about the posted complaint.
                          Dear Deval Chavhan,

                          We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a0n7f4) in the subject line of your email. Our official will assist you.

                          Regards,
                          ICICI Bank Customer Service Team
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                            J
                            jain.prashant1212
                            Jun 2, 2020
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                            Resolved

                            Address: indore

                            Dear team,
                            Am using your cradit card last 3 to 4 year and i will pay all bills before last date of statement which is am using. On this month statement interem case back dabit 10000.00ru. Which is am not using. Its wrong transection entry from your side. Please provide me detail about 10000.00ru. Which is am using on 13 april 2020. I will not pay any amount till the satisfaction. Am trying to contact your costomer care but still am not getting any responce. Please give me all clearification.

                            Thank you
                            Aug 6, 2021
                            Complaint marked as Resolved 
                            ICICI Bank customer support has been notified about the posted complaint.
                            Dear Customer,

                            We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a0n7g8) in the subject line of your email. Our official will assist you.

                            Regards,
                            ICICI Bank Customer Service Team
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                              S
                              shubham3012
                              Jun 2, 2020
                              Resolved
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                              Resolved

                              icici credit card transaction withheld due to security reasons

                              I have tried to purchase a laptop from dell website but transaction failed with the same reason as below;

                              "dear customer, transaction of inr 1, 29, 846.01 on credit card xx3004 is withheld due to security reasons. Pls call our customer care."

                              Kindly note that due to covid-19 situation, even i am unable to reach out to customer care.

                              Kindly help resolve my issue at the earliest as i am unable to...
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                              Avipsa Samal
                              Jun 2, 2020
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                              Icici customer care is not reachable even after several attempts. I need to change my mobile number but there is no option. No response even after raising a service request
                              ICICI Bank customer support has been notified about the posted complaint.
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                                Akshay N A
                                Jun 2, 2020
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                                I made a upi transfer, money got debited and got a sms. But is not credited
                                ICICI Bank customer support has been notified about the posted complaint.
                                Dear Customer,

                                We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a0n7g9) in the subject line of your email. Our official will assist you.

                                Regards,
                                ICICI Bank Customer Service Team
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