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ICICI Bank Complaints & Reviews

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Updated: Dec 13, 2025
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V
Varun Sharma050
from Bengaluru, Karnataka
Feb 5, 2016
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Address: Jalandhar, Punjab, 144001

Hi, My name is Varun Sharma & A/c no. is[protected]. I had opened a salary account in your bank 2 yrs ago. Last week i checked my mini statement as i was in a doubt of my balance to be incorrect & got a shock. I was debited Rs.515.25 twice for SMAB charges. I also filed an online complaint about this. But the reply i got was useless. They told me that my salary A/c was converted into General Saving A/c. But, here i want to make it clear that i was not informed anything about this conversion of my A/c or about any minimum balance that i had to keep in my A/c. I was even not informed anything before or after the deduction of above said heavy SMAB charges. This is really an unprofessional approach by ICICI bank. So i would request you to refund Rs.1030 to my A/c. So that i can consider to pursue my relations with ICICI bank
+1 photos
ICICI Bank customer support has been notified about the posted complaint.
Dear Customer,

We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

Regards,
ICICI Bank Customer Service Team
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    saisundeepkumar498
    from Ongole, Andhra Pradesh
    Feb 5, 2016
    Resolved
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    Address: 500032
    Website: www.icicibank.com

    Hi

    Today i have made a Transfer of an amount rupees 6500 from icici net banking to one of my other HDFC Bank account For monthly Emi...

    and Payment has been transferred by using IMPS transaction..

    but

    The Amount has been Debited from my account & it has not been credited to the

    beneficiary(ie., my Account only)...


    I Called customer care people on this issue But They Are not saying proper answer and not even raising ticket On this issue...


    My name: SAI SUNDEEP
    &

    My Contact number: [protected] & [protected]


    IMPS TRANSACTION REFERENCE NUMBER:

    MMT/Ref[protected]/[protected]

    My Acct Number:[protected]ICICI Financial District Branch Account).


    Using The above icici account I made the above transaction...


    becoz of the failure of my Imps Transaction Today My Check got Bounced in HDFC

    Who will take responsibility for that...


    I begg U people to please take an immediate action on this and please resolve this as soon as possible
    Feb 6, 2016
    Complaint marked as Resolved 
    Money has been Credited n too my Account...
    ICICI Bank customer support has been notified about the posted complaint.
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      T
      tejaswini shelke
      from Aurangabad, Maharashtra
      Feb 5, 2016
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      Address: 431001
      Website: www.icicibank.com

      My name is tejaswini shinde and i'm holding a salary in icici bank for the past 1 years. I just saw today when i checked my account online, that twice i have been charged posdec chg of rs. 28.09 each on september 16th 2013 and the description says:

      2 20/01/2016 posdec chg/18-12-15/8103/25+st3 dr inr 28.5
      3 20/01/2016 posdec chg/18-12-15/8103/25+st3 dr inr 28.5
      Feb 05, 2016
      Updated by tejaswini shelke
      My name is Tejaswini Shinde and I'm holding a salary in ICICI bank for the past 1 years. I just saw today when I checked my account online, that twice I have been charged POSDEC CHG of Rs. 28.5 each on Jan 20th 2016 and the description says:

      2 20/01/2016 POSDEC CHG/18-12-15/8103/25+ST3 DR INR 28.5
      3 20/01/2016 POSDEC CHG/18-12-15/8103/25+ST3 DR INR 28.5
      Jan 30, 2017
      Updated by tejaswini shelke
      yet not receive any update from icici bank such a irresponsible about customer service...
      Dear Customer,

      We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a33r87) in the subject line of your email. Our official will assist you.

      Regards,
      ICICI Bank Customer Service Team
      I have been charged for POSDEC 7 times in a day. And I haven’t even used my debit card anywhere. Why is it happening. And I can not even reach customer care. This is so unfair and so unethical from a reputable bank. I am going to change my bank the first thing now.
      Worst ever. Never go for Icici bank. They never answers you and have millions of hidden charges.

      Posdec chg what is it?? - Comment #3503249 - Image #0
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        A
        ajaipaleja
        from Coimbatore, Tamil Nadu
        Feb 5, 2016
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        Address: 641607

        Dear Sir,

        This is to inform you that someone has used my credit card fraudulently on[protected] at 06:43 pm & made a payment of rs 4981/- at VODAFONE BILL DESK.
        This is a humble request to cancel the fraud transaction of rs 4981/- & refund the amount ASAP.
        sir, a call received from no.+91 [protected] yesterday at 6.22 pm asking my icici Bank Credit Card details like card no., date of expiry etc stating that he is calling from icici bank credit Card section for exchanging rewards points to be credited to my account and rs.4981/- was debited to my icici bank card no.xxxx xxxx xxxx 8016. Kindly stop the transaction and do not remit the amount to the person.
        Thanks & Regards
        AJAY
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        ICICI Bank customer support has been notified about the posted complaint.
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          V
          vinit71656
          from Jaipur, Rajasthan
          Feb 4, 2016
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          Address: Alwar, Rajasthan, 301705

          Dear Sir I have fund trance fer of 5000 Rs on 07.01.16 in account no [protected] ( Laxmi Devi ) Through Net Banking Amount has been deducted but not reach in mention account . Please suggest What is the issue and Resolve Immediately
          ICICI Bank customer support has been notified about the posted complaint.
          Dear Customer,

          We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

          Regards,
          ICICI Bank Customer Service Team
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            A
            AJIT GURU
            from Naharlagun, Arunachal Pradesh
            Feb 4, 2016
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            Address: 767001

            I have Deposited RS 10000/- on 29/01/2016, but immediately my A/C was deducted Rs 6973/- as MAB charges for not maintaining the minimum balance in my account.The fine was levied upon me for more than 12 months in one go.I have complained to the bank online from their website.Only i got response from my level one complain but never got any reply in further complain from ICICI BANK.

            Bank should inform me about the charges and shown the amount as liabilities in my account.They never informed me either by phone or Email about the fine and suddenly in a day they deducted The above mentioned amount which constitute about 70% of my balance in the account.I have requested them to revert back the amount and also suggested to deduct the charges of one or two months.

            AJIT KUMAR GURU
            A/c No[protected]
            The same thing happened with me Sir, My number is [protected]. Please contact me to teach them a lesson.
            Dear Customer,

            We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

            Regards,
            ICICI Bank Customer Service Team
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              J
              jangidjitendra
              from Delhi, Delhi
              Feb 4, 2016
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              Address: Jaipur, Rajasthan, 302039
              Website: consumrcomplaints.in

              Dear madam,
              I have not received my credit card because address incomplete mention on envelope.
              Docket no. [protected]
              Pin docket no. 12881886

              Please help me.
              Icici a/c no.[protected]

              Complete address
              Jitendra kumar jangid
              S/o sh. Bhagirath mal jangid
              Plot no. 12, partap, nagar,
              Murlipura, jaipur-302039
              Mobile no. [protected]
              ICICI Bank customer support has been notified about the posted complaint.
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                R
                Ravinder Singh Tanwar
                from Gurgaon, Haryana
                Feb 4, 2016
                Resolved
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                Address: Jaipur, Rajasthan, 302004
                Website: www.icicibank.com

                My Account number is[protected]RAVINDER SINGH TANWAR), which was a Salary A/C. They have debited my account with SMAB Chgs DEC15+Stax65.25 on 27, Jan 2016, without any intimation. Kindly look into this matter and initiate a refund process.

                Request to look into this matter and take necessary action.

                Why did they charge only for December and not for November and October?

                Kindly contact me either on [protected]@gmail.com or on [protected].

                Thank you,
                RAVINDER SINGH
                Feb 4, 2016
                Complaint marked as Resolved 
                Because of this, I start getting fraud calls. Till now I have received 5-6 fake calls asking for card details and account information
                ICICI Bank customer support has been notified about the posted complaint.
                Dear Mr. Tanwar,

                We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                Regards,
                ICICI Bank Customer Service Team
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                  R
                  raisa dsouza
                  from Delhi, Delhi
                  Feb 4, 2016
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                  Address: 400103
                  Website: icicibank.com

                  I am a senior citizen having an account with icici bank for many years.
                  I approached the bank to make an international transaction to my sons university,
                  we agreed on a rate however the transaction was made on a higher rate.
                  since that day it has been 26 days we are requesting for a transaction invoice.
                  every time i go to the bank they give me a vague response and send we away.
                  firstly i have been over charged and then harassed.the last two times they are saying letters and emails have been sent however we have not received any information fro the bank.
                  ICICI Bank customer support has been notified about the posted complaint.
                  Dear Mr. D'souza

                  We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a33ox6) in the subject line of your email. Our official will assist you.

                  Regards,
                  ICICI Bank Customer Service Team
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                    N
                    Nikhil Bankar
                    Feb 3, 2016
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                    Address: Nagpur, Maharashtra

                    My name Nikhil a Bankar my ac no [protected] my ATM no [protected] online shopping not working transaction fail please on online shopping and recharge online
                    ICICI Bank customer support has been notified about the posted complaint.
                    Dear Mr. Bankar,

                    We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                    Regards,
                    ICICI Bank Customer Service Team
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                      D
                      deepu star
                      from Bengaluru, Karnataka
                      Feb 3, 2016
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                      Address: Bangalore, Karnataka, 560017
                      Website: www.icicibank.com

                      My credit card account loan number : [protected]

                      This is to inform you that i have made the credit card loan payment on last date 15th jan 2016, but payment has not been credited to icici bank and this has been credited on 19th jan 2016. But they have taken interest charges and fine approximately rs. 4000 for the amount 31969. So why i will pay interest charges and whatever fine. I am not going to pay fine and all, as i paid on 15th jan 2016(Last date).

                      I have requested for the reversal the money and got reply that they are refunding ony rs.300 from fine amount rs.4000.

                      I kindly request you to please take necessary action from your end and do the reversal all the fine amount.

                      Note : i have payment receipt as wel for the same.
                      Dear Customer,

                      We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                      Regards,
                      ICICI Bank Customer Service Team
                      Still my issue is not resolve. Please take necessary action on this..
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                        S
                        Sankar Dass
                        from Ernakulam, Kerala
                        Feb 3, 2016
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                        Address: Chennai, Tamil Nadu, 600094

                        Sir,
                        I didn't received any credit card from ICICI Bank. But for long year they have mentioned me as in the list of non payment person. Last week i applied and got a report from CIBIL. As per the report, the ICICI Bank mentioned a a/c no. [protected] for credit card on my name.
                        But sir, Till now i didn't receive any credit card from any Bank. The icici bank also didnt give any card to me. I thing someone cheating the Bank. I surely say to you that im a prompt person. I took a lot of personal loans and two wheeler loans. But All the loans and Depts are paid by correct date.
                        so the icici report is wrong. please inform this problem to the company, and ask them to rectify this.
                        thank you
                        Dear Mr. Dass,

                        We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                        Regards,
                        ICICI Bank Customer Service Team
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                          G
                          gmwankhede
                          from Pune, Maharashtra
                          Feb 1, 2016
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                          Address: Pune, Maharashtra, 411001
                          Website: MPESA

                          On 18th Jan 2016 evening at 2 pm one person took my ICICI Debit and Credit Card details and transacted the value of Rs.4900 from both account.
                          For that fraud I already spoke to MPESA regarding the fraudulent transactions took place from my account. Date of Transaction:[protected] Amount INR.: 4900.00.Total amount is Rs 9800. We There has been a transaction made from the Credit card and Debit card. The funds were utilized for the payment towards "Vodafone Bill desk” which is an application used for Vodafone India.
                          hence request you to please contact the merchant too appellate.[protected]@vodafone.com. I request you to cancel the payment to the online transaction company and credit the subject amount to my ICICI bank account No.[protected] from where it has been debited. I contacted ICICI bank customer care. They are NOT cooperating with convincing answers. They have blocked my card from further misuse, But they are saying transaction which has already happened cannot be reverted back. Later I contacted Head Quality services of ICICI bank. They are now saying matter is under investigation . They should own this issue and resolve it within next 2 days. I already register a police complaints against this fraud transaction.
                          I am registering this complaint against ICICI bank for being so negligent, making security breach and ignoring customer requests causing damage in big way.

                          Regards
                          Ganesh Wankhede
                          ICICI Bank customer support has been notified about the posted complaint.
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                            S
                            Sukanya Narayanan
                            Feb 1, 2016
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                            Address: Mumbai City, Maharashtra, 600088
                            Website: www.icicibank.com

                            I am an account holder for the past 5 years in ICICI bank. I have moved to US and I wanted to update my mobile number. Since I was unable to visit their branch while I was in Chennai, India, I had couriered the required form for updating the phone number to their Mumbai office on Dec 22nd, 2015. The courier was delivered on December 28th, 2015. From January 4th to till date I am communicating in emails as to why the number isn't updated. I am unsure if a mobile number change is a huge process at their end that its taking more than a month to update. This service request was raised by their customer support only. When I tried to check the status it says that there isn't any request at all.
                            I have not received any phone call till now from their office on this. Even if I try to reach the CC person, they say they aren't the right person to connect.
                            I was told that the documents that I have sent is lost in their office. Now whose irresponsibility is that?
                            1st I sent to Mumbai office;then after repeated followups I was told to send the documents to Hyderabad office. When I asked them to co-ordinate and forward the documents to Hyderabad, I am told that they don't have any documents.
                            I am not getting any responses for any of the request that I raise. Very delayed or nil responses to emails. A process which should not have taken more than 5 days is taking 40+ days with no resolution.
                            ICICI Bank customer support has been notified about the posted complaint.
                            Dear Customer,

                            We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a33k38) in the subject line of your email. Our official will assist you.

                            Regards,
                            ICICI Bank Customer Service Team
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                              P
                              Pawan Kumar
                              from Mumbai, Maharashtra
                              Feb 1, 2016
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                              Address: New Delhi, Delhi, 110096
                              Website: www.icicibank.com

                              Dear Sir/Madam,
                              This is Pawan Kumar, holding an ICICI saving b/a :[protected] at Gurgaon - Sushant Lok Branch, Haryana My complaint is related to the minimum account balance charges, that bank has debited from my account without even notifying there policy changes from last 10 Months. ICICI bank is simply debiting amount from my account. I get monthly statements but I have never got any information about the policy changes. I think ICICI bank is not even following the guidelines mentioned by RBI. I do not have any mail informing about this SMAB charges. I have no information from ICICI. No call, no mail and no message. Now that I understand that ICICI bank has not informed me about change of balance system and if charges deducted are not credited back to my account then
                              * I will be closing my account with no other option but to take this matter to higher authorities and Banking Ombudsman as this is CLEAR VIOLATION of Rule 8(1)(k) i.e. levying of charges without adequate prior notice to the customer & of The Banking Ombudsman Scheme 2006. Please find the below details for all the transactions made by bank. I tried to get in touch with the manager but they say we can't do anything about this. My contact Number is [protected]. Please do the needful to return back my money. Regards, Pawan Kumar Icici bank Saving Bank A/C No.:[protected]
                              ICICI Bank customer support has been notified about the posted complaint.
                              Dear Mr. Kumar,

                              We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                              Regards,
                              ICICI Bank Customer Service Team
                              My complaint is not resolved till now as more than one month passed.
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                                M
                                mintu dey
                                from Delhi, Delhi
                                Jan 31, 2016
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                                Address: Raigad, Maharashtra, 410206

                                I have an FD with ICICI bank, which has been liened against my home loan. I submitted all the documents along with request to remove lien so that I can break the FD. Staff at Panvel branch said it will be done within a few days. It's bee 2 months now, I have visited the branch 5 times, but nothing has been done. They keep saying some approval is pending or it is under process. The deputy manager keeps giving me false promise that it will be done in a few days. If they can't even remove a simple lien from an FD I wonder how they handle other issues.
                                While taking the loan I have been told that the name of the applicant can be changed later. When I wen tot change the name, they said it is not possible.
                                Do they get customers based on lies? Now I know why people suggested me not to go to ICICI bank. I will transfer my loan to some other bank soon because I don't know how much trouble lies ahead for me.
                                Dear Customer,

                                We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a33ipv) in the subject line of your email. Our official will assist you.

                                Regards,
                                ICICI Bank Customer Service Team
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                                  Nalin Kaul
                                  from Delhi, Delhi
                                  Jan 31, 2016
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                                  Name spelling correction

                                  Address: New Delhi, Delhi, 110 017
                                  Website: ICICI Bank

                                  My father is 83 years old and opened an account with ICICI bank more than 10 years ago. His first name is spelt Autar but it was wrongly printed as Avtar in his old PAN card and his account was opened by ICICI bank in the name Avtar. I recently noticed this mistake and asked him to get it corrected but ICICI Bank asked him to provide a gazette notification for change of name even though he provided them with a PAN card and Adhaar Card with...
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                                  D
                                  Dnark ams
                                  from Pune, Maharashtra
                                  Jan 31, 2016
                                  Resolved
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                                  Resolved

                                  Address: 411015

                                  Dear Sir/Madam.

                                  This is regarding to calls I have been receiving from your recovery agent, since from Last month.
                                  He is referring to credit card taken by Mr. Amol Dilip Saswade in past, for which amount is due. He told me that they have settled down amount to some 12 k rupees. and giving me forewarning to pay the same.
                                  I informed him that Mr. Amol Dilip Saswade and I (Makrand Bhalchandra Saswade) do not have any relations except our surnames are same. I also requested him that not to call me regarding this.

                                  But he is not in position to understand and continuously calling me and giving me warnings as below –

                                  1) Tu paise de, nahi to main tere ghar pe aake baithunga.
                                  2) Tu aur tera amol dono nalayak hai, murkha hai.
                                  3) Tu paise de varna main teri police complai kar dunga
                                  4) Main tere ghar police bhej rahan hun.

                                  He is harassing me every day. I tried to explain him quietly, but he is not listening.
                                  I tried to call back on his no. but not able to.
                                  Nos from which I am getting calls are as listed below –

                                  1. [protected]
                                  2. [protected]
                                  3. [protected]
                                  4. [protected]

                                  He is telling that he is talking from icici bank shivajinagar, Pune branch.
                                  Also mentioning that Amol Dilip Saswade given my no. [protected], as a ref. no. while taking card.
                                  He also sought my address and telling me that he will send team to my home.
                                  [protected][protected]--------
                                  My humble request to you is please instruct him and look in to so that I will not receive calls any more.
                                  Looking forward for co-operation from ICICI bank as I am also customer of ICICI bank since from last 10 years.
                                  [protected][protected]--------

                                  Regards,
                                  Makrand Bhalchandra Saswade
                                  Aug 6, 2021
                                  Complaint marked as Resolved 
                                  ICICI Bank customer support has been notified about the posted complaint.
                                  Dear Mr. Saswade,

                                  We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                                  Regards,
                                  ICICI Bank Customer Service Team
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                                    Chandrashekhar Kawale
                                    from Anta, Rajasthan
                                    Jan 31, 2016
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                                    Address: Thane, Maharashtra, 421503

                                    Dear sir/ mam,
                                    W/o information credit card directly handed over to my wife in my home address.
                                    No any discussion regarding credit card. Actually do not need credit card, so why given to me... Why? Why? Why?


                                    Regards
                                    Chandrasekhar kawale
                                    Cont no. [protected]
                                    ICICI Bank customer support has been notified about the posted complaint.
                                    Dear Mr. Kawale,

                                    We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                                    Regards,
                                    ICICI Bank Customer Service Team
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                                      Kshitiz Lohia
                                      Jan 30, 2016
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                                      Address: Bangalore, Karnataka, 560037
                                      Website: www.icicibank.com

                                      I opened my iWish account and deposited 5000 in that account. But that amount is not reflected in my iWish account and it says 'It has been deposited to some other account'. I called ICICI customer care several times but has not received any reply from them. And it's not possible to deposit in some other account when we deposit it with mobile app. This is not accepted from such a big firm.
                                      The very first experience I had with this app was very bad.And I am not able to use my own funds.
                                      ICICI Bank customer support has been notified about the posted complaint.
                                      Dear Mr. Lohia,

                                      We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a33ghm) in the subject line of your email. Our official will assist you.

                                      Regards,
                                      ICICI Bank Customer Service Team
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