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ICICI Bank Complaints & Reviews

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Updated: Jun 2, 2026
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ICICI Bank reviews & complaints page 853

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R
Raja Singaram
from Chennai, Tamil Nadu
Oct 12, 2015
Resolved
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I am having bank account in ICICI Besant Nagr, Chennai branch from last 2 years and my account no. is[protected]
My contact number is : [protected]

I was just checking my bank statement and got the shock because my account has been debited by SMAB Chgs JUL15+Stax63.00 with 515 and SMAB Chgs AUG15+Stax59.46 with 484 deductions

Even I don't have any mail informing about this SMAB charges. I have no information from ICICI. No call, no mail and no msg. Now that I
understand that ICICI bank has not informed me about change of balance system and if charges deducted are not credited back to my account then I will be left with no other option but to take this matter to higher authorities and Banking Ombudsman as this is CLEAR VIOLATION of Rule 8(1)(k) i.e. "levying of charges without adequate prior notice to the customer" of The Banking Ombudsman Scheme 2006.

Thanks & Regards

Raja.S
Complaint marked as Resolved 
ICICI Bank customer support has been notified about the posted complaint.
Verified Support
Oct 13, 2015
ICICI Bank Customer Care's response
Dear Mr. Singaram,

We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

Regards,
ICICI Bank Customer Service Team
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    R
    Rupali Soni
    from Chennai, Tamil Nadu
    Oct 12, 2015
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    Address: 122001
    Website: Icici credit card

    I am really pissed with ICICI.six years ago their rep screwed up my cibil by not submitting my payment on time.again now when i have applied for their credit card, since more than a month i have nt been able to check the statys..pathetic service..literally i should file complaint in court now.
    Complaint marked as Resolved 
    ICICI Bank customer support has been notified about the posted complaint.
    Verified Support
    Oct 12, 2015
    ICICI Bank Customer Care's response
    Dear Ms. Soni,

    We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a2xkv2) in the subject line of your email. Our official will assist you.

    Regards,
    ICICI Bank Customer Service Team
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      N
      Nandan Raghothama
      from Bangalore, Karnataka
      Oct 12, 2015
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      Address: 560050

      Hi, I'm currently in Dubai using ICICI Bank Multi-Currency Travel (ATM) Card as a service provider to handle my money. On the 9th Oct, 2015, I received an email from the bank stating "An amount of 486.32 has been refunded to you from your ICICI Bank Travel Card 4XXX XXXX XXXX 6709 as per your request. The current available balance on your ICICI Bank Travel Card is 0.00. This card account has now been closed." I had never requested for a closure of the account and I'm in a foreign country with no money in my pocket. The bank customer care says it will take 11 working days to refund the amount. I request a full refund of my amount that the account currently holds and a compensation for mental harassment caused due to the error from their end. I have not been able to go out for 2 days since I didn't have any money and have had to borrow money for food. I do have a level of self respect to not borrow money each time to buy my own food. Please find my details below and request to file a complaint at the earliest. Name : Nandan Raghothama Current Location: Dubai Card issue location: Bangalore, India Issue Date: 26th Aug 2015 Issued by : Cox and Kings Bangalore card number: [protected] Regards, Nandan
      Complaint marked as Resolved 
      ICICI Bank customer support has been notified about the posted complaint.
      Oct 12, 2015
      Updated by Nandan Raghothama
      my contact number is : [protected]
      email id: [protected]@gmail.com

      Verified Support
      Oct 12, 2015
      ICICI Bank Customer Care's response
      Dear Mr. Raghothama,

      We understand that our official has contacted you and is working on your complaint.

      Regards,
      ICICI Bank Customer Service Team
      I have had one person trying to reach me on my phone. Can you please email me as well?
      I got a call from your customer care who claim they will take one working week to resolve the issue. I request the consumer complaint forum to please press charges against ICICI bank. This is clearly harassment.
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        sarta46
        from Mumbai, Maharashtra
        Oct 12, 2015
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        Address: 147301
        Website: www.consumercomplaints.in/new_complaint

        Dear,
        i deposited 3000 cash city mandi gobindgarh icici bank in my cradit card account on 3/10/2015 but its still not received in my account and your employee was not attending me properly moreover this they cannot give me my payment back .. i think they doing fraud with me .. please help.
        Complaint marked as Resolved 
        Verified Support
        Oct 12, 2015
        ICICI Bank Customer Care's response
        Dear Mr. Kaler

        We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a2xkry) in the subject line of your email. Our official will assist you.

        Regards,
        ICICI Bank Customer Service Team
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          S
          Shirshendutuku
          from Delhi, Delhi
          Oct 12, 2015
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          Address: Kolkata, West Bengal, 700029

          This is your kind information that I am availing one ICICI credit card no. [protected] since last 10 years. TODAY I received my Credit card bill (for the period of 09.09.15 to 08.10.2015) and surprisingly found that an amount of Rs. 41, 871.00/- is due from my credit card. The transactions (Two) are deducted in favour of M/s SARGAM COMMUNICATION SANGLI IN dated 24.09.2015 (details enclosed). Actually, I have never use my card for these transactions. In this regard, I was requested many times to the ICICI Bank credit card authority to look into the matter seriously and immediately rectify the bill by deduction the amount of Rs. 41, 871.00/- from my bill. But still now no one can help me. It is really unfortunate to see such kind of harassment from such prestigious bank like ICICI. Thanks Dr. Shirshendu Chakraborty Scientist NON OXIDE CERAMICS & COMPOSITE DIVISION CSIR-Central Glass and Ceramic Research Institute Council of Scientific & Industrial Research (CSIR) Govt. of India Jadavpur, Kolkata - 700032, West Bengal
          Complaint marked as Resolved 
          ICICI Bank customer support has been notified about the posted complaint.
          Verified Support
          Oct 12, 2015
          ICICI Bank Customer Care's response
          Dear Customer,

          We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a2xko5) in the subject line of your email. Our official will assist you.

          Regards,
          ICICI Bank Customer Service Team
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            H
            Haresh Sahijwala
            from mumbai, Maharashtra
            Oct 12, 2015
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            Address: Mumbai City, Maharashtra, 400005

            I had made a transaction on the 8th Oct`15 to book a flight from Boston to Miami on American Airlines, I received a confirmation from American Airlines for the same On Fri, Oct 9, 2015 at 1:04 PM I received an email from American Airlines saying that " In regards with your booking under PNR – LNCOTJ, kindly be advised that your Amex Credit Card has been rejected. Please check with your bank or advise Alternative Credit Card number" I went through my records and saw that I received an email from ICICI that US $1 was debited from my Amex card account on Thu, Oct 8, 2015 at 11:31 PM. I called the customer care and was told by Priyanka that while making the transaction I had not given all the details like my residence address and date of birth, I told her that while making a transaction the above details are not required, she put me on hold and said that she has confirmed with the concerned team that these details are required, I asked her to connect me to a supervisor, again I was kept on a long hold and after that was told by Priyanka that she will arrange for a call back. Mr. Vishal- the supervisor called me back and confirmed that to make a transaction the above details are required and since the above details were not filled or filled incorrectly ( he was not sure) that is why my transaction was rejected, I again told him that I have been using this card for so many years and so many transactions and have never been asked for the above details, he again kept me on a long hold and came back saying that he has confirmed with the concerned team and insisted that the details were required, when I did not agree to the same he said that he will arrange for a call back on Monday the 12th, I explained to him that it will be too late by that time and I have to attend an important meeting in Miami and cannot afford to miss that flight as that would jeopardise my entire schedule. He said Sunday being a holiday he cannot help me I told him to my knowledge customer care works 24x7 and why a call back cannot be arranged, he said he would call me in 5 minutes but has not yet called. The above call lasted for nearly 45 minutes including the hold and call back and with no results. My Questions: How can a customer care executive posted in the credit card section wealth management not know how a transaction is effected and what details are required. How can a supervisor posted in the credit card section wealth management not know how a transaction is effected and what details are required. Why was US $ ! debited from my A/C when according to Vishal no transaction was effected on the 8th. How could American Airlines give me a confirmation without receiving the same from your end. Who is this concerned team which Priyanka and Vishal have been referring to in their conversation Why a call back cannot be arranged on a Sunday when it is an emergency situation. I am very disappointed at the way things have been handled regarding my above transaction, this was not expected by an organization like ICICI. I have many A/cs with ICICI including demats and savings A/cs of my family. I was using HDFC credit card before and shifted All my transactions to ICICI, Reference to the above situation I am in two minds whether or not to discontinue all my accounts. I need an answer to my questions and need the above transaction to go through at the earliest.
            Complaint marked as Resolved 
            ICICI Bank customer support has been notified about the posted complaint.
            Verified Support
            Oct 12, 2015
            ICICI Bank Customer Care's response
            Dear Mr. Sahijwala,

            We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a2xko9) in the subject line of your email. Our official will assist you.

            Regards,
            ICICI Bank Customer Service Team
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              M
              Misbahul Ansari
              from Noida, Uttar Pradesh
              Oct 11, 2015
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              Address: Gautam Buddh Nagar, Uttar Pradesh, 201301
              Website: icicibank.com

              Dear Sir, I took a personal loan(Loan No. LPGHZ[protected]) from ICICI bank. Bank provided me an insurance policy to cover this loan as well. Now this loan is closed but the policy cover provided is not closed yet and the refund amount with respect to closure of this policy is still pending. I visited the ICICI bank branch and did so many communication with customer care but nobody is answering my question. Please look into it. Regards: MISBAHUL MATIN ANSARI
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                rengeesh
                Oct 10, 2015
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                Address: Thane, Maharashtra, 401201

                Name: Rengeesh Vijayan Product: NRI Account No:[protected] Application No: E-mail address: [protected]@yahoo.com Mobile no: [protected] Telephone no: +[protected] Service Request(SR) No:SR[protected] Details of complaint: We made a transaction on 25.09.2015 amount of Rs 30000/- to State Bank of India. I received sms confirmation same time that amount has been debited from my account. But that amount not received by beneficiary and inquired with ICICI bank customer care, they told it will receive on next Monday(28.09.2015), I checked on 29th and confirmed that it is not received by beneficiary. Due to urgency I again made another transaction on 29th with same beneficiary and the second transaction amount received by party. But still the first transaction not received by party as well as that amount not returned to my account. I received feedback from ICICI bank against above service request that check with beneficiary's bank, same time I received feedback from ICICI bank customer care that that amount will returned to my account within 3 working days, I received this feedback on 29th September, but still that first transaction amount not returned to my account as well as beneficiary's account. Again I received amail confirmation from ICICI bank on 6th October'15 that the amount will return on or before 10th Oct'15, but that money not yet returned to my account. Kindly advise on the above matter. Thanks & Regards, Rengeesh Vijayan
                Complaint marked as Resolved 
                ICICI Bank customer support has been notified about the posted complaint.
                Verified Support
                Oct 12, 2015
                ICICI Bank Customer Care's response
                Dear Customer,

                We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                Regards,
                ICICI Bank Customer Service Team
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                  Virali232
                  from Mumbai, Maharashtra
                  Oct 10, 2015
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                  Address: Mumbai City, Maharashtra, 400067

                  Hello my name is Vaishali Mehta and I stay in Arpit Enclave, Mahavir nagar, Kandivali West, mumbai ICICI bank credit card collection department Andheri branch has some collection issues with my neighbour Mr Jitesh Mehta since he might have not paid his credit card bill. but these collection department people "NAfeesa, Jagruti and others are calling at my landline number and mentally harrasing by threatening us if we dont call Mr Jitesh (my neigbour) on phone so that they can ask for money and payment. They have been harassing us since many months now and we are fed up and irritated. They have also being calling my other neigbour Mrs Nina Mehta for the same reason and threatening them if they don't call Mr Jitesh on phone so that they can ask for money and payment.. ICICI bank has no right to mentally harass us and call us frequently. Please do something about this else they will continue harassing us and my parents. Below are the numbers they have been calling me 61988354 61988341
                  ICICI Bank customer support has been notified about the posted complaint.
                  Dear Ms. Mehta,

                  We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a2xjgf) in the subject line of your email. Our official will assist you.

                  Regards,
                  ICICI Bank Customer Service Team
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                    T
                    Titli123456
                    from Kolkata, West Bengal
                    Oct 10, 2015
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                    Address: Kolkata, West Bengal

                    Hi,
                    Please ignore my previous comments...
                    I've applied for a ICICI credit card 15days ago. Till date, I can't check the application status online. Neither the bank representative contacted me again, I have received call for verification 5 days before, and received the email from credit card depertment for confirmation and already replied. Can somebody let me know about the status of my application..
                    Thanks .
                    Prabir Pahari
                    [protected]
                    Complaint marked as Resolved 
                    ICICI Bank customer support has been notified about the posted complaint.
                    Verified Support
                    Oct 10, 2015
                    ICICI Bank Customer Care's response
                    Dear Mr. Pahari,

                    We are sorry to hear about your concern. Our official will get in touch with you. We appreciate your patience.

                    Regards,
                    ICICI Bank Customer Service Team
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                      V
                      vaibsing001
                      Oct 9, 2015
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                      Address: 411015

                      Hi,

                      I have booked a flat in Unitech Unihome Phase -2 in Nov, 2012. I took loan through a subvention scheme from ICICI bank through Tripartite Agreement where I was lured by both Bank and Unitech Officials to apply for Subvention Scheme. I made a payment of 12 lacs and around 30 lacs was paid by ICICI Bank.

                      Currently in Nov, 2015 - the builder and not started the construction at all. It is only barren field instead of promised fat. And I am paying 30 K EMI per month to Bank from last 2 years.

                      I have been trying to reach Unitech, however their officials do not receive call or respond to emails. ICICI on the other had is also not doing anything except making profits through me.

                      I strongly feel that this is a case of forgery where Bank was very well aware from Day 1 that Builder is going to default, however even after this scheme was offered to me. Please provide me justice or let me know the options available with me to legally tackle this.

                      Thanks
                      Vaibhav Singh
                      vksingh.[protected]@gmail.com
                      +91 [protected]
                      Oct 26, 2015
                      Updated by vaibsing001
                      Sir, on India legal advice is costly, complex and time taking. Though ICICI is at fault, I am suffering.
                      However thanks for ur comment.
                      Regds Vaibhav
                      Dear Mr. Singh,

                      We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                      Regards,
                      ICICI Bank Customer Service Team
                      No relief till date. ICICI is worst bank for any type of Loan
                      very serious thing, take the legal advice.
                      Dear Sir/Mam,
                      Kindly get in touch with us for support on solutions for consumer complaint

                      [protected]
                      [protected]
                      [protected]
                      [protected]

                      Can write mail at [protected]@elconos.com
                      Website : WWW.ELCONOS.COM

                      Regards
                      Elconos group
                      A Voice for Consumer
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                        N
                        Niharhello
                        Oct 9, 2015
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                        Address: Bangalore, Karnataka

                        Hi All, I lost all my trust with iCICI bank. I am holding a NRI account and requesting the bank to stop a ecs ruuning on this account as my loan is paid off. No one is ready to do the needful. Customer care say talk to branch, branch says talk to customer care I also tried to reach the branch manager and he never comes to phone.His assistance always receive the call and just waiste all my time Its infosys bangalore branch
                        Complaint marked as Resolved 
                        Verified Support
                        Oct 12, 2015
                        ICICI Bank Customer Care's response
                        Dear Customer,

                        We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a2xjip) in the subject line of your email. Our official will assist you.

                        Regards,
                        ICICI Bank Customer Service Team
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                          kanasulohit
                          from Coimbatore, Tamil Nadu
                          Oct 9, 2015
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                          Address: Shimoga, Karnataka, 577201
                          Website: www.icicibank.com

                          Dear sir, I have resigned to job at 10/04/2015, and my last working day was 13/07/2015. I done all my formalities like transferring all assigned assets to boss and handover all tab and my ID card. but till now I have not got my relieving letter. This ICICI BANK asks about business only. When the persons going out of the organization they will show this type of attitude. I will wait last 10 days of this. Although i they failed to issue my Relieving letter means I will take necessary action towards ICICI BANK. Because everything has there own limits. I asked plenty times to our RHS but there reply and response is worst one. Regards, Lohit. D 276423
                          ICICI Bank customer support has been notified about the posted complaint.
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                            sachinvanjara
                            Oct 9, 2015
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                            Address: Mumbai City, Maharashtra, 400092

                            During my account review, I found three unknown transactions, Two transaction from PayBack Services amounting to total of Rs. 800. And one MMT Transaction of Rs 500.00

                            Above transction was reported to ICICI NRI MAnager, NRI Services and HelpDEsk email Ids. The help desk just replied by just providing transaction description. And did not explain how it was reflected in my account.

                            As I have not done any Payback Redemption why I should be charged for such transaction.

                            I am still awaiting thier response.
                            ICICI Bank customer support has been notified about the posted complaint.
                            Dear Mr. Vanjara,

                            We are sorry to hear about your concern. Please write to [protected]@icicibank.com with your contact details. Our official will contact you and assist. Kindly refer 'a2xhsv' in the subject line.

                            Regards,
                            ICICI Bank Customer Service Team
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                              Subarna Chatterjee
                              from Mangalore, Karnataka
                              Oct 9, 2015
                              Resolved
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                              Resolved

                              ICICI have reduced an amount of 548 from my savings account. From statement I have found that they deduct it for demat charges. The strength thing is that I have not open any demat account so far. They have not even bother to send any message /mail while cut the amount though for other transaction they use to send atleast an email then and there. I have contact to cuatomer care several times. They told they have logged a complaint ticket for me and there bank executive will reach out to me within 2 days. But after 1 month I have not yet received any call. I have sent one mail but did not get proper response. To all ICICI customer, be aware from this Bank.
                              Complaint marked as Resolved 
                              ICICI Bank customer support has been notified about the posted complaint.
                              Verified Support
                              Oct 10, 2015
                              ICICI Bank Customer Care's response
                              Dear Mr. Chatterjee,

                              We are sorry to hear about your concern. Please write to [protected]@icicibank.com with your contact details. Kindly mention the UID a2xhep in the subject line of your email. Our official will assist you.

                              Regards,
                              ICICI Bank Customer Service Team
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                                shikha.agarwal
                                from Mumbai, Maharashtra
                                Oct 9, 2015
                                Resolved
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                                Resolved

                                Address: Mumbai City, Maharashtra, 400064
                                Website: 9210899815

                                Date of incident: 09Oct15 I got a call from [protected] trying to get details about the ICICI Credit Card. He claimed to be the employee of ICICI Bank Ltd and needs to share details about additional benefits available on the card. He claimed to have access to ICICI Bank Credit Card database and has my credit card details however I dont have a ICICI Bank Credit Card. He was trying to get my Credit Card details like logo / No. / Password etc. Please look into the matter and resolve the same
                                Complaint marked as Resolved 
                                ICICI Bank customer support has been notified about the posted complaint.
                                Verified Support
                                Oct 10, 2015
                                ICICI Bank Customer Care's response
                                Dear Mr. Agarwal,

                                We confirm you that, the call you have received has not been made by ICICI Bank. ICICI Bank never asks personal, account or financial information from the customers. Please do not reveal your financial details or passwords to anyone. We request you to write to [protected]@icicibank.com with your contact details incase you receive any such calls. Further, we have made a note of the mentioned contact number and will get it investigated.

                                Regards,
                                ICICI Bank Customer Service Team
                                I got call from same number asking for information which I declined. Can this be followed up
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                                  Geetha Pillai
                                  from Mumbai, Maharashtra
                                  Oct 8, 2015
                                  Resolved
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                                  Resolved

                                  Address: Thiruvananthapuram, Kerala, 695010
                                  Website: ICICI bank

                                  I am a ICICI credit card holder, [protected], since a couple of years. Since two months i havent received the hard copy of the statements. My address is still the same. I dont regularly open my email so i prefer it as hard copy. Earlier i used to get sms to my mobile number ([protected]) regarding the due date and amount outstanding which was very helpful to me. This has created a lot of inconvenience to me.Hope this issue will be addressed at the earliest.
                                  Complaint marked as Resolved 
                                  ICICI Bank customer support has been notified about the posted complaint.
                                  Verified Support
                                  Oct 10, 2015
                                  ICICI Bank Customer Care's response
                                  Dear Customer,

                                  We are sorry to hear about your concern. Our official will get in touch with you. We appreciate your patience.

                                  Regards,
                                  ICICI Bank Customer Service Team
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                                    Anil245
                                    from Noida, Uttar Pradesh
                                    Oct 8, 2015
                                    Resolved
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                                    Resolved

                                    Address: 110 019
                                    Website: www.icicibank.com

                                    Hi, I am having bank account in ICICI Alaknanda New Delhi Branch and my account no. Is[protected] My contact number is : [protected]. I was just checking my bank statement and got the shock because my account has been debited by MAB charges: 17/08/201 and[protected] SMAB Chgs-Jul15+Stax63.00 DR INR 513.00+INR 513.00+393INR+393INR=Approx 1800 INR, I don't have any mail informing about this MAB charges. I have no information from ICICI. No call, no mail and no message. Now that I understand that ICICI bank has not informed me about change of balance system and if charges deducted are not credited back to my account then I will be left with no other option but to take this matter to higher authorities and Banking Ombudsman as this is CLEAR VIOLATION of Rule 8(1)(k) I.e. "Levying of charges without adequate prior notice to the customer" of The Banking Ombudsman Scheme 2006. Thanks & Regards Anil Kumar
                                    Complaint marked as Resolved 
                                    ICICI Bank customer support has been notified about the posted complaint.
                                    Verified Support
                                    Oct 10, 2015
                                    ICICI Bank Customer Care's response
                                    Dear Sir,

                                    We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                                    Regards,
                                    ICICI Bank Customer Service Team
                                    Nov 27, 2015
                                    Updated by Anil245
                                    I got call. They told me that money will transferred to my A/c after 4 hour. But till now, I have not got any money in my account.
                                    ha ha ---- you are one among the thousands of customers who has been charged minimum balance non maintenance charges. The bank's service charges are available on the website. You are expecting the bank to visit your house and give you information personally. Excuse me -- if the bank were to do that then they must have more than 1000 times the employee strength. You are supposed to read the rules and ICICI Bank has already given prior notice. The rule you quoted does not hold good. The rule that applies in this case is - the law does not help those who sleep over their rights.
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                                      Pradeep Kumar N
                                      Oct 8, 2015
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                                      Address: Hyderabad, Andhra Pradesh

                                      ICICI Credit Card Application Ref No.[protected] Application Number : S[protected] Registered Mobile No: [protected] Mail ID: [protected]@yahoo.com I've applied for a credit card two weeks ago. Till date, I can't check the application status online. Neither the bank representative contacted me again nor I received any call for verification. Can somebody let me know about the status of my application.. I have called Phone banking but there is no reply.
                                      ICICI Bank customer support has been notified about the posted complaint.
                                      Dear Mr. Kumar,

                                      You may check your credit card application status on following link: http://bit.ly/1ntf56k In case of any further clarification, please write to [protected]@icicibank.com, our official will assist you.

                                      Regards,
                                      ICICI Bank Customer Service Team
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                                        rasamya
                                        Oct 8, 2015
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                                        Address: Chennai, Tamil Nadu
                                        Website: www.icicibank.com

                                        Complaint against ICICI bank Chennai for extracting funds from my active account without my knowledge. Serious concern

                                        Hello Sir/Madam,

                                        My Savings account is used my me as an active account with due KYC provided.

                                        My reimbursement account as in bold above is liked to my savings account which is used in last 10 years. However ICICI bank extracted fund from my account and not willing to credit back.

                                        Please intervene and get my funds back as I am afraid that my savings fund also will be extracted without my notice and approval

                                        Thanks
                                        Anand
                                        Complaint marked as Resolved 
                                        ICICI Bank customer support has been notified about the posted complaint.
                                        Verified Support
                                        Oct 10, 2015
                                        ICICI Bank Customer Care's response
                                        Dear Customer,

                                        We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                                        Regards,
                                        ICICI Bank Customer Service Team
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