| Address: Lucknow, Uttar Pradesh |
To
ICICI Bank Ltd,
Shalimar Tower, Hazratganj,
Lucknow(UP)
Subject: Debit of Amt without intimation From my SB A/C.[protected] in ref of Old & closed Credit Card No [protected] )
Dear Sir,
I would like to inform you that I hold a Saving Bank salary A/C No.[protected] at ICICI Nirala Nagar Branch Lucknow, This account has been debited by Rs 15968.07 on 04.10.14 without any prior information to me. I am in surprise that how can you deduct the amount from my salary A/c without any intimation.
In fact when I withdraw the amount from ATM on 28.09.14, available balance was intimated Rs 258/-so I got surprised and had a word with customer care. I was informed that this amount was related to my Credit Card dues. I immediately informed to customer care, to my bank, others that it is not correct as I had already made the payment against settlement letter in the year 2010 & nothing is any outstanding towards me.
1. Settlement letter was served to me on dated 22.01.2010 through Mr Jitendra Narain( ID NO 1252508) for Rs 15125/- to make the payment by date 28.02.2010. On my request and problems (Huge loss with Kuber Group) the amount agreed by him to be paid by me was Rs 15000/-in three installments ( Jan, Feb & March, 2010). Accordingly I gave him the cheques and cash as mentioned beolw. All the cheques were enchased by ICICI Bank ltd which can be seen in my bank statement enclosed. Proper receipts and written acceptance was recorded by your representative who came to with letter and the sane was recorded by him in the office copy of the letter, Xerox copy is being enclosed. Following receipts were issued by him :
• Receipt No 0110A0441139G Dt 22.1.02010 for Rs 3000/- dated 22.01.2010 in lieu of self Ch No 028860
• Receipt No [protected] Dt 15.02.2010 for Rs 45000/- against Ch No 028861
• Receipt No [protected] Dt. 09.03.2010 for Rs 7500/- against Ch No 028867
Thus amount of Rs 15000/-as accepted by him paid my me, After that I did not received any demand, phone, from your end, neither any Credit card statement which was regularly sent at my home address, stopped. This all assured me that my card has been closed & settled. Therefore question does not arise for any more issue.
Suddenly after a period of Four year, when I opened my SB A/C with you as Salary A/c at Niralanagar branch, I was informed by Mr Danish who came to me for opening of the said A/c informed me for such dues so I had given the proper receipts of payments to him and my account was activated and continued for two months and afterwards it has been happened as stated above.
For the above facts said, I am regularly in touch with customer care and Bank . The complaints and request were regularly raised since 28.09.2014 to 03.10.2014 after discussion customer advised me to contact at Shalimar Tower, Hazratganj, Lko along with all papers.
All the Xerox copies of relevant paper are being enclosed for your kind perusal .
Request to please reverse the said amount immediately without any further delay, Any negligence would compel me to take legal action against you.
Thanking You,
Yours truly
(Rajendra Kumar Srivastava)
178- Manas Enclave, Indira Nagar,
PO : CIMAP, Lucknow-226015
Date : 07.10.2014
Id mail : [protected]@rediffmail.com
Aug 14, 2020
Complaint marked as Resolved
ICICI Bank customer support has been notified about the posted complaint.
We are sorry to hear about your concern. We have made a note of your account details. Our official will get in touch with you.
Regards,
ICICI Bank Customer Service Team