ICICI Bank Complaints & Reviews

LiCAnnual Premium Rs.31, 243/- Vide MICR#[protected] Dishonored 08/2013&08/2014 Due to incorporation Of Faulty MANDATE-6009067 In ECS Transactions to LIC Br Code071, Chennai 01, Postal complaint in this Regard was made ADDRESS.ToICICI- Nungambakkam Br On Dt 20.10.14. Pl.Note Correct MANDATE is4009056.Pl.Advice Concerned ICICI Br.ToTake needful Action. Refer-SB Acct.#[protected]&LIC Policy#[protected];Regd.Mob#[protected] Favoring to SAPTHAGIRI CHAKRAVARTHY.

I am rijvan beg. my account in icici bank of arera colony branch bhopal, on 22 oct balance is deducted from my account three (3) times, same amount is deducted, i want my balace revert. my account number[protected] name -rijvan beg branch-arera colony, bhopal

Hi, My Name is Murli, I am here to inform that the most fraudest bank of India is ICICI, in 2005 I have taken Home loan of 6 Lacs of rupees for 20 years of tenor at 7.5% interest rate, and paid much more than the principal till date, but my outstanding remains at Rs. 5.8 Lacs and am paying EMI at the interest rate of 15.7 %, can somebody from could ICICI explain to me why just why I will do that, I have visited their so called branches more than 30 times, but those cheats and crooks simply asking to pay some more money to revise the interest rates. I have been paying higher interest rates for last 9 years and my principal never get reduced. I approached icici customer care so many times and they told me that nothing can be done to reduce interest rates as it depends on RBI. They has mislead and charged excess money from me. They are the biggest cheat in the country. Their so called chief KV Kamath is a thief, and is number one crook. Their cheap strategy is to give loan at low rates to new customers and increase thereafter immediately after some months. They are openly cheating the customers of India. This is really pathetic that both RBI and Govt does not take action against there crook activities. I dont understand, why the cost of funds are not coming down for these private banks despite huge Repo Rate and CRR cuts by the RBI. They are just fooling everyone and earning huge interest income by not reducing the interest rates. Since 2005 I have taken 2 Home loans more than a crore worth of money, but I never ever can take myself or suggest any of my friends and folks to do any transactions with ICICI bank. They are losing customers like this continuously and I wish one day they must declared bankrupt, so people beware and take care of your hard earned money by keeping away from these crooks. Last but not the least ICICI stands for Instant Cheaters In Crooks of India. Regards, A frustrated Indian customer

Sirs On 17th October 2014 I booked a single 3rd AC to & fro ticket between chennai & kottayyam. To my great shock extra 3 ticket amount was debited from my card (Rs. 1122.47 x3 ), then that same day night I recieved a message that two of the amount (Rs. 1122.47 x2 ) was reversed back, but still one extra ticket amount is not yet reversed, I checked in my booked history also there were only 2 tickets booked, so kindly do the needful without any delay before generating the statement. Iam using your ICICI credit card from 1994 but till today I have no complaints or such wrong debit from my card, so kindly reverse the amount Rs. 1122.47 which is not used by me as early as possible. Regards Satheesh Kumar . v [protected]

Respected Sir, Given below is the mail conversation with Mr.Koshik Roy of ICICI CreditCard Division Official Placed at Andheri Office. Hop[e this will suffice. Krishnan Iyer Sep 16 to roy.koushik, bcc: Lakshmi Respected Sir, Regarding Mrs. Lakshmi Krishnan Iyers Credit Card Settlement. In fact I tried to open the attached statement but unable to open the same due to software problem in the machine for opening this statement. Anyway I will come to the point sir, Yesterday almost for more than one hour I had a talk with your recovery agent Mr. Milind. He had told me that a sum of Rs. 22, 930 has been fixed towards settlement of the credit card. But sir I had also told him that it is not possible for us to clear the said amount. In fact we are ready to settle the issue by paying a sum of Rs. 10, 000/- (rupees ten thousand only) towards full and final settlement. But Mr. Milind has said that it is not possible for anybody to bring the amt to 10, 000/- Rs. Sir we know that we had utilized the money of credit card limit of 15000/- and we had made payments also over the period. and we had faced lot of hardship and mental haressment from your other recovery agencies and we had filed FIR also in the powai police station of the rude behaviour and abusive languages used by your agency personals. Sir yesterdqay during my talk with Mr. Milind i had specifically told him that it is not possible for me to pay more than 10, 000/- Rs. and kindly fix up an appointment with you and your seniors on this issue on saturday, 20th Septemeber, 2014 at any suitable given time by you people. Irrespective of the same today he has started calling my wife Mrs. L. K. Iyer on her landline and insisting us to pay Rs. 22, 930/- and causing undue hardship for her in her working premises and causing tension to her mentally which is affecting her health. Hence I earnestly and humbly request your goodself to kindly look into this matter and settle the issue ammicably. Your co-operation in this regard is highly appreciated. I would like to have your mobile no or landline no. where i can speak with you on this issue directly. With Best Regards, K. J. Iyer +91 [protected] On Tue, Aug 5, 2014 at 9:47 AM, Koushik Roy wrote: Dear Krishnan, As requested by you please find attached statements. The password is the DOB of Lakshmi Iyer in (DDMMYYYY) format. Regards Koushik Roy Respected Sir/s, Sir, Mr. Milind[protected]of Sai Services Recovery of your banks credit card had called up us for the recovery of dues. With respect to the same I would like to kindly bring to you notice that the previous agency people had abused (Verbal rape) us in many ways towards which we were forced to make a complaint against the said agency person in Powai Police Station on 25/09/2009. Sir, during the same period we had made number of complaints to icici bank but no response or calls or reply was received. with reference to the same please find attached the FIR copy. Kindly look into this matter and revert back at the earliest. Your co-operation in this matter is highly appreciated. With Best Regards, K. J. Iyer +91 [protected] Attachments area Preview attachment ICICI RECOVERY.jpg [Image] Krishnan Iyer AttachmentsJul 29 to roy.koushik Respected Sir, Sorry for sending the mail very late. This happened because of couple of deaths occured in the family. Anyway sorry for the inconvenience. As per my conversation with milind of recovery agency, pls kindly forward me the credit card statement of Mrs.Lakshmi K. Iyer. Your co-operation in this regard is highly appreciated. Attachments area Preview attachment ICICI RECOVERY.jpg [Image]

Dear Sir/ Madam, This is in reference to a Jana Dhan Yojna account opening in the esteemed branch of ICICI bank Mughalsarai a programme started by our Prime minister.. With due respect I state that I Nafeesuddin Siddiqui is a resident of Mughalasarai and wished to open an account under the above mentioned programme and submitted all my documents to the Mughalsarai Branch staff Mr. Diwakar Sahni who promised that the same will get open...

Dear Sir, My name is C P krishnakumar from Chennai, my self and your bank Icici have no relationship in any course of banking activity and also I don't have any account or loan or credit card with your bank. But in last few days a regular call of 12 to 15 times for (Phone no [protected] and[protected]credit card issues of some of the known person (Shreedevi thambiya), they will pressurising me and keep on calling to pay is debt.(unsecured due amount) The bank or the recovery agent should have to contact the loaned person, not an reference person to give day and night torturing and abusing to pay his due amount. It will breach the code of conduct credit card law . The bank ICICI has no business to contact or call me, the only person that can talk to is the loaned person not me OK. Please note down the calling number. [protected] [protected] (They call us centralise department and his name is Rajeesh. No 45, college road) If still I received a call from this number, I will lodge a police complaint for assault and battery against bank and calling agent. Pls look into this matter on high priority. Rgds Krishnakumar [protected]

respected sir, my name is m.nagarajan iam a icici bank customer my credit card no:[protected], i already cancelled my cpp card but its not cancelled. i try to speak to icici bank 24\7 customer care its forwording to tamil speaker banker its suddenly telephone is call ended. it is worst customer care of chennai and please take action and correct it issue.my cpp cancelled request number:SR[protected] date:28:08:2014. but its not cancelled my time wast and telephone money is waste .kindly grant me take action for it icici bank. Thank you ph:[protected](or)[protected]

I am Dr.Thangameena - SB Account holder - sholinganallur branch[protected].Since my account was idle for few months with balance amount of Rs.4375. Now it is reduced to Rs 13.75 only due to deduction of Rs.280/month from December 2013.and now 393 for past 3 months.They have not intimated through SMS, mail or any mode regarding the change of minimum account balance.I want the amount deducted to be refunded to my account and if charges deducted are not credited back to my account then I will be left with no other option but to take this matter to higher authorities and Banking Ombudsman as this is CLEAR VIOLATION of Rule 8(1)(k) i.e. "levying of charges without adequate prior notice to the customer" of The Banking Ombudsman Scheme 2006.

dear sir my details are as follows neelesh saxena address 84/288 sector 8 pratap nagar sanganer jaipur rajasthan mobie no [protected] i have platinum instant credit care. i submit my last payment on 1 oct 2014 and it transfered to icici credit card same day and i have proof of it but there is late fee payment . please check and reply otherwise i will go to consumer court and send my written complain in rbi my mail id is saxena.[protected]@gmail.com

Hi Sir/Ma'am I have subbmitted the form and amount on Oct-01-2014 but still 'Data Not Found' is coming form my application number '0004694' when I am trying to check the status of my application. Bank is not agree to tell me anything. Please help. Thanks, Saquib

Hi, I am having bank account in ICICI Bank (Branch Qutub Plaza, Gurgaon) from last 2 years and my account no. is[protected]. I was just checking my bank statement and came to know that my account has been debited by SMAB charges on 13th March 2014, amounting to INR 393.26. The same thing got repeated on 26th April 2014, 6th August 2014, 4th September 2014 and 27th September 2014. I have not received any telephonic call, e-mail or SMS from ICICI Bank informing me about this SMAB charges. I have also made a call to the customer care of ICICI Bank enquiring about the SMAB charges but did not received any satisfactory reply. Now that I understand that ICICI bank has not informed me about this SMAB charges and if charges deducted are not credited back to my account then I will be left with no other option but to take this matter to higher authorities and approach Banking Ombudsman (if situation demands). Gaurav Sharma Contact No.: [protected]

Dear Sir, My Credit card is debited two times one with Rs. 45999/- and second 46000/- on 21st October 2014 and fund transferred to WAMAN HARI PETH. I have not made any purchase from this today i.e on 21st October 2014 but I received the SMS on mobile [protected] for debiting this amount to my ICICI credit card number is [protected] . Please look in to the matter and do the needful

I am mr.vijay saini i already paid full & final payment to icici bank loan of house loan on 24 march 2012, but civil showing my name in the list please remove my name from civil. Icici bank lan no :lbbet[protected] i already get the noc from arcil compny it take over by icici bank but still name is not remove from civil list. Please do the needful help... Thanks & regards vijay saini [protected]

I am having an ICICI money multiplier bond series DC:191361/unit61567. Redumption date of the same is 2013. But the company sent an intimation for closure of the bond. I Was issued the bond on Jan.22, 1998. I wish to know the redemption price of the same as on Today, and how to claim the same. mail me to my mail address.

I had applied for an auto loan. I was supposed to buy a car on 21 st oct 2014 since it was an auspicious day. I had submitted all documents as asked by them one week back. They updated me that they approved my loan. Also they spoke to the dealer confirming about the loan and amount to be sanctioned. Also they took money to open a saving account against loan on 18th oct 2014 On 20th oct 2014 Monday afternoon I called them they said sorry loan is cancelled. This is the approach of ICICI. and it's called cheating. I called customer care., it seems there is no loan applied in my name. Customer care guys asked for loan application no. But it seems the local Icici branch in bhilai Chhattisgarh here got no application no. What am I suppose to do. They lied. They fault committed. I would have applied some where else.

sir, On 20/10/2014 at 14:28 There was an incorrect transaction from ICICI bank atm palam branch. Instead of Rs 10000 that i entered the money to be withdrawn i got only Rs 9600. There was a Rs 100 note instead of a Rs 500 note. The Rs 100 note was placed between the Rs 500 notes that i received.The balance enquiry receipt shows a transaction of Rs10000 but i have received Only Rs 9600. I kindly request you to look in the matter and refund my money as soon as possible. As an evidence i have shown the transacted amount in the cctv camera of the atm. Transaction no- 3733 Atm id-SECNF519 Card last four digit no -0586 Denomination received - 500*18 =9000 100*6 =600 TOTAL = Rs 9600

my application id :[protected] i got SMS few days before your card was return due to undelivered Kindly re dispatch my official address Mention in below Deepak.B 9008450 Assistant Manager Purchase | Scania Commercial　 Vehicles India Pvt Ltd: +91 [protected] Plot No. 64-66, Narsapura KIADB Industrial Area, Achhatanahalli Village, Narsapura Hobli, Taluk/District - Kolar, Karnataka - 563133

Sir, On Aug 24, 2014, I received a call from mobile no. [protected] stated that he is from ICICI Bank Credit card, Head office New Delhi. He said that your present card reword points is going to expire in a week and ICICI Bank has issued a new GOLD VISA credit card. She inquired initial and final three digits of my credit card number and said that your old card has 800 rewards point that is equal to Rs. 8000/=and to redeem this point ICICI Bank has tied up a company. Soon after her call over, I received a call from company fellow for confirmation of my name and address. After a minute he called me and said verification by company is done and from your reward point (Rs. 8000/=), Rs. 7750 has settled and paid to company and company will deliver items on your choice. Immediately, I received a SMS on my mobile ([protected]) that "Transaction of Rs. 7750.00 made on ICICI Bank credit card xx6001 at KamKash sale solution New Delhi IN on 24 Aug 14". Immediately I contacted to he over her mobile ([protected]) but it was not reachable at that time to till now. I am very much upset and I feel that I am cheated. Kindly look in to the matter and take action against that fraud Men who cheated me.

I felt fraud in Personal loan approval and disbursement process in ICICI bank 1. I have been promised a ROI of 13.49% but i found in welcome letter of 15.24%which was dated 15th Sep 2014 and prior to that there was no confirmation given to me on the same. 2. Application was not filled with ROI and disbursement amount as i was said itis still under approval and will be communicated after approval, then they go tmy signatures, now it is a clear case of fraud. As it was not filled by me, and i only signed, i totally dismiss this theory by customer care a reason to find. I can prove this as application does not have my hand writing and it is a part of fraud-ants who have done it later. 3. Loan disbursement happened without my prior consent and my approval was not taken on ROI before disbursement. 4. My requirement was of only Rs.300, 000 but disbursed amount was Rs.4, 35, 000.Clearly indicates a wrong doing, even in this case there is no prior communication was given from ICICI Bank. 5. I was contacted by a lady called "MUSKAN" with an offer of 13.49%ROI offer saying my existing loan with Bajaj Fin will be taken as reference to balance transfer with 13.49% as ROI against 15.01% of Bajaj Finance. But not considered. 6. After i got disbursement, i have called up customer care which has informed me about ROI and was shocking. 7. After my complaint to customer care, i got call from the same lady called"MUSKAN", saying she would revert me after second EMI payment and get it corrected to 13.49%. I got call from 2 numbers in the name of "MUSKAN" [protected] (number busy) and [protected] (Now replying as wrong number).