IDFC Bank Complaints & Reviews

While pulling up my CIBIL report, I saw that there is an existing personal loan from IDFC first bank in my name issued on 07/07/2022. I have neither got any kind of loan approved from IDFC bank nor have I ever approached the banking institution for the same. The payment start & end date are reflected as 07/07/2022 & 07/09/2022 respectively which makes no sense.

I need clarification as to why some loan is being shown reflecting in my CIBIL report whereas I have never taken any such loan, which is in fact impacted my CIBIL score.

Despite repeated complaints with screenshots as proof of their spamming submitted to IDFC Bank to their Head.[protected]@idfcfirstbank.com
I keep getting spam mails from them. they are very smart and are able to bypass the filters by changing the headers/ sender ID as IDFC, IDFC-First, IDFCBank, IDFC_Bank etc. They spam regularly through their marketing leader PoonawallaFincorp alias [protected]@connectinboxx.com.
Can some legal luminary advise how to fix these spammers.

My name is harshit tiwari. Because of idfc bank carefreeness .. My emi bounce on 2 december. I finance a bike from idfc bank .. I was paying every emi on time on every month.. This month 2 december i allready deposit the emi amount on bank .. Despite bank has not cut my emi and bounce it .. I want ans .. Who will take responsilbity i want ans ..

Dear sir,
despite repeated complaints I am being subjected to daily spamming by IDFC/ IDFC FIRST bank to avail their Credit Cards.
I am clear that this company is nothing but a cheap company which thrives on cheap actions.

Dear sir,
As brought out earlier, I continue to get at least three spam mails from daily from IDFC BANK. This cheap and worthless company is in habit of spamming and despite numerous complaints has not stopped spamming despite receiving my complaint through email and through you.
I don't understand what they are trying to prove except that they are renowned SPAMMERS. As I get several mails from them regarding Credit cards, loans etc. It looks like there is an intense war going on regarding selling more and more Credit cads. I have sent many mails to their Head Customer service with copies to banking [protected]@RBI chandigrah.
VERY soon they will all come under data protection cat and then will be liable for prosecution. Cheap companies don't care for PRIVACY, Customer Grievances and are only self centered. and above all GREEDY.

Flipkart Pay later with IDFC Bank opened with Rs. 70000. i had closed the flipkart pay later account 1 month ago customer care said that the bank end will update it as closed but still it shows in my cibil report as a personal loan of Rs. 70000 with Account number 27694279. I would like to have a resolution to close and update to cibil on this as soon as possible.

my Details :
Name Sushant Gupta
Contact No. [protected]
Email [protected]@gmail.com
Alternative No. [protected]

I have an easy buy emi card with a limit of 80k shows unblocked. this card is blocked unknown reason. please active this card. my mobile no is [protected]. this card details are not showing in bank app please resolve this problem fast.

Dear sir,
Customer name: P. KOUSHEEK
Loan account : 58175944
Cell number : [protected]
I have no due in your loan. Please send no dues certificate immediately to my email id < [protected]@gmail.com>
By
P. KOUSHEEK

I haven't applied for an easy buy EMI card from idfc still I received one. I didn't used or activated it. Still you are charging me 99 for this year. I don't want your card. Then why the hell I want to pay the amount

Dear sir/Madam

Sunday I have received a mail from Idfc first bank, in first mail I have receive a Otp, after some time I receive 2nd mail from from bank again which is all details of loan sanction latter however I do not apply any loan in this bank .

I don’t know bank how do this and when this mail share there bank mail id [protected]@idfcfirstbank.com then generate case id [protected].
But no response till now

How can any use my personal prof

This is wrt our IDFC First Fastag and the strange situation we are in since October 22.
(1) Due to bad service, we asked IDFC First Bank to close our Fastag account.
(2) After a lot of trouble, they finally said that they have closed the account on Nov 5th .
(3) However, the NHAI helpline (1033) and NHAI portal shows that it is not closed or deactivated till today, 20 Nov.
(4) We are blacklisted when we try to go through any toll naka.
(5) We cannot use our new Fastag as our old Fastag is still not deactivated.
(6) IDFC First says old account is closed. NHAI says it is active. We have tried sending emails to everyone and trying all customer care numbers since Nov 1.
(7) WHAT DO WE DO NOW?
We are law-abiding citizens and would like to use the our new Fastag. IDFC First now cannot seem to solve the problem. We cannot go through any toll naka without penalty. WHAT DO WE DO? Please solve our problem and help us. I have sent an email too. Thank you.
Name of vehicle owner: Maya S. Achar
VRN: MH04KD5248
Regd mobile number:[protected]

I have used Flipkart Pay Later which automatically became a personal loan from IDFC FIRST BANK. I have paid everything and my Flipkart Pay Later was even closed but the IDFC bank still showed one accounts as overdue amounts which is not acceptable.

Dear sir /Madam
I have hdfc bank account in chennai cit nagari branch.my account number is [protected].my cus id is[protected].i gave idfc bank two wheeler loan ecs amount deducted 3038 rs every month 2nd.sept 2nd one ecs bounced due to jobless.I don't have money that time. September month 6 time deducted 530 *6 = 3180. Yesterday one time 530 charged. Totally 3710 rupees deducted from my hdfc account .sir I am a poor family and till now I don't have job.I am totally depressed about this issue. Please 🙏🙏 kindly help me for this issues. I have some money problem, but this time amount deducted unreasonable from my hdfc savings account. I really humble request to each everyone please kindly help me.hereafter I can't pay loan emi due to job issue.please refund my deducted money as soon as possible. And then I have attached my all evidence to your reference.
Regards
Ganesan Nanthakumar

Hello,

Please note that the autodebit did not happen for the scheduled EMI and when I called customer care on the same day then he told please waut till 6-8th November it will get autodeducted and if not then follow the link sent to you.

Today I am calling customer care since 10:00 am but nobody is responding and I see that my EMI amount has been increased by INR 1000 showing as late fees.

On Thrusday (03 Nov 2022), I went to Teynampet IDFC First Loan office, that Loan settlement person is not available for more than two hours. After that person said Manager is not avaiable for process. Then why IDFC people asked me to wait for two hours. - This is first case.

Later after two hours Mr. Felix called me over phone and asked me about the settlement process and started on same day.

Today 05-Nov-2022, Collection agent Name not told ([protected]) went to my home for Bike Recovery.. Later he called my Reference Number for multiple times. (Why did he called my Reference when he went to my home)

What is the necessity to call my reference that much times? You go and collect money from them. Why should I pay?

I need clarification from Senior Management of IDFC FIRST BANK LOANS, until i wont do the payment. You Just call the reference and appologise for the same. or send me APOLOGY LETTER.

Also he called me for more than 4 times.

Already I have filed complaints above them for collection. Did they follow RBI rules or Bank Insist to override rules and regulatins.

Simply not acceptable at chance,

Hi,
I am not able to login to my user account and recharge my fast tag account no 5816553.

Error: Login failed:user account has expired

Please resolve at the earliest

A recovery agent from your bank called me and threatened to beat me up by local people as I am unable to make payment of my credit card number ending with 7027.
I am unable to make payment because my credit card is blocked by you before any bill got generated. I am unaware of the reason for the blocking.
Please unblock my credit card so that I can make the payment.

Also you people threatening my sick mother over the payment and want to visit my office address. Please note I will also take legal steps against your bank as you don’t value for your customer.

Attaching the recordings.
Emp ID of the recovery agent : I14225 (riya Singh)+[protected]

Flipkart pay later dues paid before or on 5th of due month . Still cibil reports shows 20-23 days delays on on atleast 3 payments.

I received a text saying that I am invited to apply for a credit card. I clicked on the link and provided the information. After few steps, they approved for WOW card and ask me to open a FD for one Lakh at 6.75% and I will be given a cad with 1 Lakh credit. I followed and transferred my money from the Union bank of India to IDFC. Money transfered successfully but no account opened and no communication. I sent several emails and try to reach customer center with no luck. I want my money be back in my account at Union bank immediately.

I had taken a personal loan from IDFC bank on 26th august as they told me it was 10% but they changed it by saying its 17% reducing rate of interest so this was not acceptable so i paid it back by cancelling my LIC policy and paid back the loan amount but they are not ready to close my case as i have paid back the entire loan amount plus ten thousand extra as fine they had given a TAT of 30days but the issue is still goin on they have created multiple cases and they are not willing to close the case its been more than a month that was my savings which I closed to pay back the loan, kindly look into this and please ask them to close it .Now after paying back the loan they are mentally torturing me by call every now and then and they they will charge me EMI this month also need help and want this case closed
Name: Pradeep Ramanujam
Mobile number:[protected]