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IDFC Bank Complaints & Reviews

1.8
Updated: Aug 4, 2025
Complaints 1230
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421
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IDFC Bank reviews & complaints page 39

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S
Sudheer Reddy Yeddula
Feb 21, 2021
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Hi Team, I have applied Fastag updating all address details. I received login details however Fastag not delivered and not able to find status as well. Tried toll free number but hearing music for 15 mins and getting disconnected. This is too bad.

Can some one please help.
IDFC Bank customer support has been notified about the posted complaint.
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    Nipun Maheshwari
    from Vidisha, Madhya Pradesh
    Feb 20, 2021
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    Address: Guna

    Hello sir,

    I purchased the car which has idfc fastag, with low balance i approached my bank to issue the new fastag but its blocked from old bank and shows as blacklisted i tried recharging it but no responde.

    Mailed them no revert
    Called but always shows as busy.

    No respinse yet and we are getting now so inconvience.

    Please help us and get the problem resolved.

    CA Nipun Maheshwari
    Mob: [protected]
    IDFC Bank customer support has been notified about the posted complaint.
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      A
      Abhishek_Chowdhury_84
      Feb 13, 2021
      Resolved
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      Resolved

      Address: KFIN TECHNOLOGIES PVT. LTD SELENIUM TOWER B PLOT NUMBER 31 & 32, FINANCIAL DISTRICT NANAKRAMGUDA HYDERABAD - 500032

      Dear IDFC First Bank / RTA "KFin" Team,

      This is with reference to the Redemption of Folio / DP Id & Client Id No: IDB0290450(Abhishek Chowdhury) - Bank Account Update, still

      pending after continuous and rigorous follow-ups.

      I have written & called several times in last few days, sent required documents by 29th January itself before the cutoff date of 1st

      Feb 2021 and confirmed they had been received by calling the IDFC First Bank Toll FREE NO (on 30th Jan 2021). With the RTA KFIN TOLL

      FREE number we are never able to reach a real customer representative. Again followed up on 11th February when did not receive any

      confirmation for my Bank Account Update.

      In my email dated 29th Jan, 2021, I had already shared my required documents. Documents shared were as below:
      1) BANK ACCOUNT UPDATE - Request Letter
      2) Cancelled Cheque - Front
      3) Cancelled Cheque - Back with Beneficiary Folio Number.

      When requesting for Bank Account Update confirmation from "einward.[protected]@kfintech.com", your representative Ms. Swetha Balashetty from

      Corporate Registry, KFin Technologies Private Limited, replies that last date for updating Bank Mandate is over on 01/Feb/2021 and

      she will send the Demand Draft to the old registered address. The maturity date for Bonds is 21/02/2021.

      I received such emails from her 2 times on 12th February. For both emails, she replied with the same monotonous message which is

      highly unprofessional and seems system generated. And this delay actually highlights the disregard for the customer. Please update

      the Bank Account Details to avoid loss and further delay of my matured amount. Its been 10 years and its highly critical for me to

      receive maturity amount.

      Request your valuable support to remit the proceeds of these "LTIBs" in my Standard Chartered Bank - Savings Account.

      Regards,
      Abhishek Chowdhury
      #[protected]
      Mar 10, 2021
      Complaint marked as Resolved 
      After complaint on this forum, I didn't receive any communication from the company, however I got matured amount in account. Thank you very much for valuable help!
      IDFC Bank customer support has been notified about the posted complaint.
      Feb 17, 2021
      Updated by Abhishek_Chowdhury_84
      I'm still waiting for a response in spite of multiple follow-ups. Kindly respond to avoid losing the maturity amount.

      Regards,
      Abhishek
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        A
        Arthiraman
        Feb 13, 2021
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        My Folio No. IDB0122492 (ARTHI RAMAN)

        I have written several times in last few days that my registered address and bank details have changed.
        But every time I write email to "einward.[protected]@kfintech.com", your representative Swetha Balashetty from Corporate Registry, KFin Technologies Private Limited, replies that last date for updating Bank Mandate is over on 01/Feb/2021 and states that she will send the Demand Draft to the old registered address.
        The maturity date for Bonds is 21/02/2021.

        She replied with the same message more than thrice.

        Updating of Bank A/c number may not be possible but why can't you update the current address. WHY DO YOU WANT TO SEND THE DD TO WRONG ADDRESS? I have relocated from that old address.

        My latest address is in Hyderabad. I have already sent all my relevant self attested documents for Address Change such as my PASSPORT Copy, and PAN card copy to your email address "einward.[protected]@kfintech.com "

        Please update the latest address to avoid loss and further delay of my Demand Draft. There is still time for maturity date.
        IDFC Bank customer support has been notified about the posted complaint.
        Feb 18, 2021
        Updated by Arthiraman
        Still there is no response from the IDFC bank customer support on my complaint. Can someone from the IDFC Bank respond?
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          S
          snsrinivasan123
          from Nellore, Andhra Pradesh
          Feb 13, 2021
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          My Folio No. IDB0382898 (SAI, NAGA SRINIVASAN)

          I have sent all the required documents on 17-January-2021 to update my address and the bank account details to the email ID: einward.[protected]@kfintech.com.
          After that I requested for an update/status with respect to the requested changes.
          But every time I write email to "einward.[protected]@kfintech.com", your representative Swetha Balashetty from Corporate Registry, KFin Technologies Private Limited, replies that:
          "last date for updating Bank Mandate is over on 01/Feb/2021 and she will send the Demand Draft to the old registered address. The maturity date for Bonds is 21/02/2021."

          More than twice she replied with the same message.
          Without looking into the content of the emails, I think she just responds with an automated message.
          Please train your executives to articulate their replies only after understanding the email content/queries sent by the customers.

          I have already sent all my relevant self attested documents for Address Change such as my ADHAAR Card, latest Electricity Bill & PAN card copy to your same email address "einward.[protected]@kfintech.com" on 17-Jan-2021 itself. So, please provide me an update with regards to the same ASAP

          Please update the latest address to avoid loss and further delay of my Demand Draft. There is still time for maturity date.
          IDFC Bank customer support has been notified about the posted complaint.
          Feb 13, 2021
          Updated by snsrinivasan123
          I'm not sure why she is planning to send a Demand draft, when I already submitted a Cancelled Bank Cheque in the email(email ID: sai.[protected]@yahoo.co.uk) sent on Jan-17-2021 itself?

          The submitted the following attachments in the email:
          1. Filled in and signed Format-II-Change-of-Address-signed.pdf
          2. Filled in and signed Format-I-Bank-Mandate-change-signed.pdf
          3. A XXXXX Bank cancelled Cheque leaf
          4. A self attested Aadhar is attached
          5. A self attested PAN card
          6. Letter of allotment
          Feb 13, 2021
          Updated by snsrinivasan123
          This is the 8th time she is responding with the following message after 17-Jan-2021. Is that a REAL PERSON, or some COMPUTER BOT sending those automated responses?
          NONSENSE guys, really nonsense:

          Ref : IDFB / 301551

          Dt. :13 Feb 2021

          Dear Sir / Madam,
          Unit: IDFC FIRST BANK LIMITED - INFRA BOND TRANCHE 2

          Folio No.: IDB0382898

          We thank you for your e-mail with respect to your request for address change.

          We would like to inform you that the last date for submission of documents to update your address was 01/02/2021.

          Since, we have received this request post cut-off, we are unable to process your request. If the bank details are already updated then payment will be processed through NEFT / NECS to the registered bank account. Else, the payment will be made through Demand Draft / Warrant on maturity date and will be forwarded to you by courier/speed post to your existing registered communication address.

          The maturity date of the said bond is 21/02/2021.

          We look forward for your cooperation in order to serve you better.

          Thanking you,

          Yours faithfully

          for KFin Technologies Private Limited

          Swetha balashetty
          Corporate Registry
          Toll Free No:[protected]
          einward.[protected]@kfintech.com
          Feb 23, 2021
          Updated by snsrinivasan123
          No one either called or provided any update either from the IDFC first bank side or the Kfintech side till date.
          It is a bot. Same message has been given to me even though I have shared the cheque, aadhar, pan and other details required to make changes to the wrong address recorded and to add bank details.
          They are cheating people
          snsrinivasan123's [Complaint's author] reply, Feb 23, 2021
          Why is the IDFC bank not saying anything in this regard?
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            M
            muktiprasadt
            Feb 12, 2021
            Resolved
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            Resolved

            This is with reference to the Redemption of Folio / DP Id & Client Id No: IDB0210061. ( Ms. Mukti Prasad - Before marriage -- Mukti Trivedi )

            I have written several times in last few days ( sent emails on the dates --- 13th January, 3rd February, 5th February, 6th February, 9th February ) that my registered address and name after marriage has changed.

            But every time I write email to "einward.[protected]@kfintech.com", your representative Ms. Swetha Balashetty from Corporate Registry,
            KFin Technologies Private Limited, replies that last date for updating Bank Mandate is over on 01/Feb/2021 and she will send the Demand Draft to the old registered address. The maturity date for Bonds is 21/02/2021.

            I received such emails from her three times on 5th February, 6th February and 9th February . In all three emails, she replied with the same message.

            In my email dated 13th Jan, 2021, I have already shared my Bank information by sharing the scanned copy of the cancelled cheque and also the first page of the cheque book which also mentioned my current address .
            WHY DO YOU WANT TO SEND THE DD TO WRONG ADDRESS?
            I have relocated from that old address.

            I have also shared the copy of the ADHAAR card as well as copy of the PAN Card via email "einward.[protected]@kfintech.com "

            Please update the latest address, My Name and Bank Details to avoid loss and further delay of my Demand Draft.

            I request you to kindly do the needful as early as possible and confirm the same to me .
            Oct 29, 2021
            Complaint marked as Resolved 
            IDFC Bank customer support has been notified about the posted complaint.
            Verified Support
            Feb 16, 2021
            IDFC Bank Customer Care's response
            Dear Madam,
            We request you to write to us from your registered email ID with your contact details at social.[protected]@idfcfirstbank.com. Our customer service team will get in touch with you at the earliest.
            Team IDFC FIRST Bank.
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              P
              Poppie007
              Feb 12, 2021
              Resolved
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              Resolved

              I've ordered fastag from IDFC bank. The fastag is said to be delivered on or before 11.02.2021. I haven’t received it yet. I tried many times to contact their helpline number. But, it was busy often. Kindly rectify the issue as soon as possible.
              Car number: TN59CD5123
              Aug 13, 2021
              Complaint marked as Resolved 
              IDFC Bank customer support has been notified about the posted complaint.
              Verified Support
              Feb 16, 2021
              IDFC Bank Customer Care's response
              Dear Sir,
              For Fastag related issues, you may write to us at [protected]@IDFCFIRSTBANK.COM or call us at[protected]. Our customer service team will be happy to assist you.
              Team IDFC FIRST Bank.
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                ramakishore9
                from Kūkatpalli, Telangana
                Feb 11, 2021
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                My Folio No. IDBO294445 (P RAMA KISHORE)

                I have written several times in last few days that my registered address has changed.
                But every time I write email to "einward.[protected]@kfintech.com", your representative Swetha Balashetty from Corporate Registry,
                KFin Technologies Private Limited, she replies that last date for updating Bank Mandate is over on 01/Feb/2021 and she will send the Demand Draft to the old registered address. The maturity date for Bonds is 21/02/2021.

                Updating of Bank A/c number may not be possible but why can't you update the current address.

                I have already sent self attested ADHAAR Card document for Address Change to einward.[protected]@kfintech.com.

                Please update the latest address to avoid loss and further delay of my Demand Draft.
                IDFC Bank customer support has been notified about the posted complaint.
                IDFC Bank,

                Awaiting for your help .

                Thanks,
                Rama Kishore
                IDFC Bank,

                Please respond and help.
                Issue has not been resolved yet.
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                  A
                  Archit Sareen
                  from Delhi, Delhi
                  Feb 8, 2021
                  Resolved
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                  Resolved

                  It's been high time I receive daily 4 calls from IDFC bank to take personal loans, I have dnd activated but still they irritate me daily. I will file police complaint now. Please stop this I will contact your department if I need any loan. Don't waste my time and energy as well yours
                  Aug 8, 2021
                  Complaint marked as Resolved 
                  IDFC Bank customer support has been notified about the posted complaint.
                  Verified Support
                  Feb 09, 2021
                  IDFC Bank Customer Care's response
                  Dear Sir,
                  We request you to mail us your contact details at social.[protected]@idfcfirstbank.com and our team will take your request forward for activating Do Not Disturb on your contact number.
                  Team IDFC FIRST Bank
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                    V
                    venu_dommati
                    Feb 8, 2021
                    Resolved
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                    Resolved

                    Long Term Infrastructure BONDS (Tranche 2 - SERIES 1 & 2)

                    Address: Corporate Office: IDFC FIRST Bank Limited, Naman Chambers, C-32, G-Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

                    My Folio No. IDB0375076 (VENU DOMMATI)

                    I have written several times in last few days that my registered address has changed.
                    But every time I write email to "einward.[protected]@kfintech.com", your representative Swetha Balashetty from Corporate Registry,
                    KFin Technologies Private Limited, she replies that last date for updating Bank Mandate is over on 01/Feb/2021 and she will send the Demand Draft to the old registered...
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                    Vivek Suthar
                    from Kunda, Chhattisgarh
                    Feb 6, 2021
                    Resolved
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                    Resolved

                    Hi,
                    Need your kind support in updating my existing registered communication address for receiving the courier / speed post as I had been transferred to other location due to job requirements.
                    Tried support from einward.[protected]@kfintech.com but not fruitful.

                    Bond Details:-
                    Application No : 18600409
                    Folio -IDB0271434
                    Ref No : 2047812
                    RL NO. 113709

                    Address:-
                    Vivek
                    House number 504, Sector 17E,
                    Chopasni Housing Board,
                    Jodhpur, Rajasthan
                    Pin:- 342008

                    Thanking you in advance.
                    Regards,
                    [protected]@rediffmail.com
                    Mar 22, 2021
                    Complaint marked as Resolved 
                    Done as per process
                    IDFC Bank customer support has been notified about the posted complaint.
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                      ram1946
                      from Mumbai, Maharashtra
                      Feb 5, 2021
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                      In this Bank only the system works with diligence to produce ticket number which will be never attended by anyone and unilaterallyt closed forever without any resolution to the Client. I have savings account with this Bank jointly with my Husband Customer ID [protected]. An IPO for Indigo was subscribed and UPI was used to Hold Funds. The first trial to hold funds through UPI App failed and I authorised to hold funds in another Bank ICICI toi hold Funds. After the closure of IPO and no allotment my fund was released in ICICI bank. But surprisingly I noted there is Hold in IDFCFirst Bank and raised a dispute with them. I found the Service from this bank is extremely poor since you will get only ticket numbers to whomever you write including the CEO mail. Talking to customer care will make you give identity proof like name, mothers name etc. But you service request will remain unresolved. Normally for every call 24 or 48 working Hours will be given but who is there to work for such unique Issues never heard in the History of IPO in the world. I.e Two Hold for one IPO not known to any system like NPCI.
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                        Y
                        y.Sunil
                        Feb 4, 2021
                        Resolved
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                        Resolved

                        Address: 8th Floor, Building No. 1, Mindspace, Gigaplex, Plot No. IT. 5, MIDC Knowledge Park, Airoli West, Thane, Maharashtra, India - 400708

                        Hi Sir,
                        My loan account number is 38015313 and the due date for my payment is 2nd of every month but I paid the EMI one day before using Paytm (Proof is attached) i.e. on 1st Feb.

                        and on 3rd Feb the EMI is deducted again of amount 1856 from my account through ECS.

                        Request your support for adjusting my payment in next month or returning back the amount of 1856
                        +2 photos
                        Aug 13, 2021
                        Complaint marked as Resolved 
                        IDFC Bank customer support has been notified about the posted complaint.
                        Verified Support
                        Feb 08, 2021
                        IDFC Bank Customer Care's response
                        Dear Customer, further to your conversation with our team, we are processing your request. It’ll get done in 8 working days. - Team IDFC FIRST Bank
                        Dear Sir, we request you to write to us from your registered email ID with your contact details at social.[protected]@idfcfirstbank.com. Our customer service team will get in touch with you at the earliest.
                        Team IDFC FIRST Bank.
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                          Sudhirvkubal
                          Feb 3, 2021
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                          Address: IDFC 1st Bank Andheri Easy br

                          Their system not allowing to transfer from my ac I am in problem
                          +3 photos
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                            NDastageer
                            Feb 3, 2021
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                            Address: 1st Cross Sadiq Layout, #34. 1st Cross Sadiq Layout

                            Dear Sir,
                            I am dastageer i took a personal loan from idfc first bank
                            Agreement number 32976361 clicking on the website and the interest rate was 12% and the amout sanctioned was 151, 647 inr and i was given loan 22/07/2020 but the emi was Rs 6677, for which we had no idea on how much interest rate they had levelled on us. and also they charge bounce charges without withdrawing the emi from my bank with it was having sufficient funds through many months but they called us sent their executive to collect the payment. later on same continued for the reason as there is technical issue in ecs as the customer representative stated and use to collect upi payments every month until six months we suspect something wrong and ask the customer care executive about our loan emi and remaining months n payment we were shocked to hear that our loan interest in 32.85 as to what reason they have charged this interest rate we still dont understand and we went to idfc loan department on 01/02/21 and they said they have given loan for Two wheeler, this is wrong selling and also they have no responsible handling of customers and many were having similar issue and they sent us back by stating they have server issue n they said interest rates are charged depending on the customer. i am really disappointed to know the criteria on which they charge such a hefty rate of interest is beyond my understanding. i hope you help me out with closing my loan by settle with proper justice or reducing the interest rate to what was shown on their website.
                            +1 photos
                            IDFC Bank customer support has been notified about the posted complaint.
                            Dear sir.

                            There is no response from idfc bank to resolve the issue of high interest percentage charged...there is been no calls from customer support since we made this complaint here .

                            Kindly to the needful...
                            Thanks regards
                            DASTAGEER
                            [protected]
                            Dear sir.

                            There is no response from idfc bank to resolve the issue of high interest percentage charged...there is been no calls from customer support since we made this complaint here .but we are been paying the emi with great burden. Kindly help us with your wisdom..

                            Kindly do the needful...
                            Thanks regards
                            DASTAGEER
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                              R
                              Ravisoni007
                              from Delhi, Delhi
                              Feb 2, 2021
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                              Address: CHHAJJU NAGAR
                              Website: chhajju nagar

                              Respected Team,

                              Double toll deduction from my fastag ac at chhajju nagar on date[protected]:25) so plz look inti this matter and refund my fastag toll deduction amount 760/- and toll deduction following detail check there below and also attach

                              Transaction Date Transaction Type
                              29/01/2021 22:25 [protected]dP - 312021 -Chhajju Nagar
                              29/01/2021 22:44 [protected]dP - 312021 - Chhajju Nagar
                              +1 photos
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                                Karthik2828
                                from Bengaluru, Karnataka
                                Feb 1, 2021
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                                Address: Plot No 79, Residency Building, Residency Road Richmond Town Bengaluru - 560025
                                Website: www.idfcfirstbank.com

                                My Name is Karthik and I have applied a loan from nationalized bank but they had rejected due cibil issue so i went to check the cibil there I came to know that the loan was active behalf of IDFC bank and i had contacted and asked them i have not availed any loan from your bank then why its showing active in cibil they said its been added by Flipcart so kindly contact them for further and i have contacted them to and flipcart people they are stating there is no account in my name i have both IDFC and Flipcart they even not bother of my issue.
                                +1 photos
                                IDFC Bank customer support has been notified about the posted complaint.
                                Feb 01, 2021
                                Updated by Karthik2828
                                My Name is Karthik and I have applied a loan from nationalized bank but they had rejected due cibil issue so i went to check the cibil there I came to know that the loan was active behalf of IDFC bank and i had contacted and asked them i have not availed any loan from your bank then why its showing active in cibil they said its been added by Flipcart so kindly contact them for further and i have contacted them to and flipcart people they are stating there is no account in my name i have both IDFC and Flipcart they even not bother of my issue.

                                Verified Support
                                Feb 03, 2021
                                IDFC Bank Customer Care's response
                                Hi Karthik, thank you for reaching out to us and we are happy to assist you. Flipkart has partnered with IDFC FIRST Bank to provide you a Pay Later facility. You may have recently signed up for Flipkart Pay Later facility on the Flipkart’s Mobile App or website. Confirmation of that is provided in the last step of the sign-up journey, where Flipkart’s association with IDFC FIRST Bank is listed in the form of ‘Powered by IDFC FIRST Bank’. You can de-activate the Flipkart ‘Buy Now Pay Later’ account and the shopping line associated with it by visiting the Flipkart website or the app. To proceed with this, you are requested to kindly settle your balance by clicking on ‘Pay Now’ on the Flipkart Pay Later dashboard, and use any of the payment options available. The Pay Later account needs to have a zero outstanding balance, both billed and unbilled. Once this is done, the account can be deactivated by contacting Flipkart Help Centre : https://www.flipkart.com/helpcentre . Following this, the loan will be cancelled by the Bank. - Akshay
                                Feb 03, 2021
                                Updated by Karthik2828
                                I had applied on 2019 December month but application was rejected so how will I be liable to clear or make payment i[censored] have not given any credit so kindly provide the statement of account status or evidence that I particular monetary aspect has been provided by you people because of this issue my cibil has been ruined just clear this for god sake of I will go for legal and then you will liable to pay compensation for the false updating on my cibil.
                                Feb 05, 2021
                                Updated by Karthik2828
                                Hi Team,

                                Any Update or can we go for the legal.
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                                  U
                                  Udepta
                                  Jan 31, 2021
                                  Resolved
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                                  Resolved

                                  Address: IDFC Bank, Guwahati Branch

                                  Hello, I have availed a loan from IDFC Bank and have been paying EMIs regularly. However everyday the IDFC customer care personnel and Mr. Dulu Sarma and Ms. Pinky, IDFC Loan Collector calls me from their personal numbers and hurl abuses calling me cheap and that I should be shameful for not paying my EMI. An important thing to be noted is that I have never defaulted to pay the EMI however since call me every day and mentally harass me from their personal number. I want to file a mental harassment case against IDFC Bank and Mr. Dulu Sarma and Ms. Pinky from the Guwahati Loan Collection Branch. They have no right to misbehave with a customer like that. I am also going to the press for this.
                                  Jan 31, 2021
                                  Complaint marked as Resolved 
                                  The employee apologised.
                                  IDFC Bank customer support has been notified about the posted complaint.
                                  Jan 31, 2021
                                  Updated by Udepta
                                  The problem has been resolved. Thank you
                                  It has been resolved. Thank you
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                                    Nimit Tyagi
                                    Jan 31, 2021
                                    Resolved
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                                    Resolved

                                    My fast tag is showing blacklist though I have sufficient balance. After calling on tollfree they told me to send car pictures and RC on their [protected]@idfcfirstbank.com email. I sent the mail 4 times in the last 1 month with all docs but never got any reply from their side and my Fast tag is still not active. I have very frustrated with the service.

                                    Tag No: 3XXX1020
                                    Mobile [protected]
                                    Jan 31, 2021
                                    Complaint marked as Resolved 
                                    Hi, After writing here I tried their online portal, and after lots of R&D I found the way to unlock/activate user account via OTP, and that works for me, my account activated and as I can see the status it showing active, But have to check by going on toll plaza if they able to scan the tag now.
                                    IDFC Bank customer support has been notified about the posted complaint.
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                                      Love6848
                                      from New Delhi, Delhi
                                      Jan 30, 2021
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                                      Please Register my mobile no.[protected] at instacred
                                      +1 photos
                                      IDFC Bank customer support has been notified about the posted complaint.
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